Best Personal Loan Rates in Star, North Carolina - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Star, North Carolina include: Blue Flame Credit Union Charlotte, NCBlue Flame Credit Union Charlotte, NCA+5.0 ★Texas Ratio: 0.29% offering Disaster Recovery Loan at 3.99% APR, Piedmont Advantage Credit UnionPiedmont Advantage Credit UnionA+5.0 ★Texas Ratio: 4.57% offering Liberty Loan at 4.75% APR, Weyco Community Credit UnionWeyco Community Credit UnionA5.0 ★Texas Ratio: 11.26% offering Used (Previously Titled) Loan at 4.75% APR, Self-Help Credit UnionSelf-Help Credit UnionA5.0 ★Texas Ratio: 6.49% offering Energy Saver Loans at 5.75% APR, and RTP Federal Credit UnionRTP Federal Credit UnionA5.0 ★Texas Ratio: 5.48% offering Technology Loans at 5.99% APR. Personal loan rates as of July 16, 2026 according to verified data from MonitorBankRates.
Star borrowers have access to 50 lenders serving the North Carolina area, with personal loan rates as low as 3.99% APR from Blue Flame Credit Union Charlotte, NC. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Star, North Carolina.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Star, North Carolina. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 16, 2026
Star Personal Loan Rates
As Low As;*
Rate subject to change. Rates shown are for qualified borrowers. See loan officer for details.
Less than 140,000 miles
Less than 100,000 miles
As Low As;*
As Low As;*
No additional details available.
Less than 75,000 miles
As Low As
As low as; Terms up to 12 months. Maximum loan amount is $5,000.
As Low As
As Low As; Rate subject to change annually on August 1st of each year. APR = Annual Percentage Rate. Annual Percentage Rate is subject to change during the term of the loan.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As; Rate subject to change annually on August 1st of each year. APR = Annual Percentage Rate. Annual Percentage Rate is subject to change during the term of the loan.
No additional details available.
As Low As; *
As Low As
Less than 50,000 miles
As Low As
No additional details available.
As Low As
As Low As; Rate subject to change. Rates shown are for qualified borrowers. See loan officer for details.
No additional details available.
*
As Low As
As Low As; Rates as low as 7.49% APR.
As Low As
As Low As; Funding For Your Summertime | Loan amounts up to $45,000
As Low As; *
As Low As; Rate subject to change annually on August 1st of each year. APR = Annual Percentage Rate. Annual Percentage Rate is subject to change during the term of the loan.
As Low As
$14,999
As Low As
As Low As; Click Here
up to 48 months
As Low As
As Low As; *
No additional details available.
As low as
$20,000; As low as
As Low As
As low as
Rate subject to change. Rates shown are for qualified borrowers. See loan officer for details.
No additional details available.
As low as
As Low As; Payroll deduction or automatic draft APR*
Rate subject to change. Rates shown are for qualified borrowers. See loan officer for details.
$500; As Low As
Rate subject to change. Rates shown are for qualified borrowers. See loan officer for details.
$15,000 - $25,000
As Low As
Fixed as low as
$20,000; As low as
As Low As; Non-payroll deducation APR*
As Low As; *
No additional details available.
$5,000+; As low as
As Low As
As Low As
As Low As
As Low As
As Low As; Savings Over 3 Years $426
Up to $10,000 available per member.
As low as; Maximum term for lowest rate is 60 months.
9.99% APR and up; Fixed Rates only. Terms available up to 60 months.
No additional details available.
$1500.00
$1499.00
Max Term: Based on Balance
As Low As
As Low As
$7,500+; As low as
As Low As; *
No additional details available.
No additional details available.
As Low As
No additional details available.
$20,000 Maximum - Individual & Joint
No additional details available.
$10,000+; As low as
Regular APR: 10.75% to 18.00%
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
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As Low As; See example
No additional details available.
No additional details available.
No additional details available.
Rate subject to change. Rates shown are for qualified borrowers. See loan officer for details.
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
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As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
Non-payroll deduction APR is 13.50%. Annual Percentage Rate is subject to change during the term of the loan.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; **
No additional details available.
Regular APR: 14.75% to 18.00%
No additional details available.
As Low As
APR will be determined at time of application based on member-applicant qualifications.
No additional details available.
As Low As
No additional details available.
Maximum Amount based on debt ratio, credit, and length of employment
No additional details available.
Rate is fixed for term of loan.
$500; As Low As
As low as
No additional details available.
No additional details available.
No additional details available.
No additional details available.
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up to 12 months
No additional details available.
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Star Personal Loan Rates
As Low As; *
*
As Low As; Rates as low as 7.49% APR.
As Low As; Funding For Your Summertime | Loan amounts up to $45,000
As Low As; *
As Low As
As Low As; Click Here
As Low As; *
No additional details available.
As low as
$20,000; As low as
As Low As
$20,000; As low as
Fixed as low as
As Low As; *
$5,000+; As low as
Up to $10,000 available per member.
9.99% APR and up; Fixed Rates only. Terms available up to 60 months.
No additional details available.
$1500.00
$1499.00
Max Term: Based on Balance
$7,500+; As low as
As Low As; *
No additional details available.
$10,000+; As low as
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
Maximum Amount based on debt ratio, credit, and length of employment
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Star Debt Consolidation Loan Rates
As low as; Maximum term for lowest rate is 60 months.
No additional details available.
No additional details available.
Rate is fixed for term of loan.
No additional details available.
No additional details available.
Star Signature Loan Rates
As Low As
No additional details available.
up to 48 months
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As; See example
Rate subject to change. Rates shown are for qualified borrowers. See loan officer for details.
No additional details available.
No additional details available.
Regular APR: 14.75% to 18.00%
No additional details available.
No additional details available.
No additional details available.
Star, NC Personal Loan Rate Trends
Compare local Star, NC personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
North Carolina personal loan rates rose 0.263 points over the past 7 days to 11.169% APR.
North Carolina signature loan rates rose 1.340 points over the past 7 days to 12.471% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Star, North Carolina personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Star, North Carolina directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Star, North Carolina. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in NC.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in North Carolina?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in North Carolina?
Are credit unions or banks better for personal loans in Star, North Carolina?
What are the best personal loan rates in Star, North Carolina?
- Blue Flame Credit Union Charlotte, NC: 3.99% (Disaster Recovery Loan)
- Piedmont Advantage Credit Union: 4.75% (Liberty Loan)
- Weyco Community Credit Union: 4.75% (Used (Previously Titled) Loan)
- Self-Help Credit Union: 5.75% (Energy Saver Loans)
- RTP Federal Credit Union: 5.99% (Technology Loans)
Personal Loan Calculators
