Best Personal Loan Rates in Harwich Port, Massachusetts -
Brian McKay
Brian McKay
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Current personal loan options available to borrowers in Harwich Port, Massachusetts include: Cape Cod Five Cents Savings BankCape Cod Five Cents Savings Bank532 Main St, Harwich Port, MA, 02646A+5.0 ★Texas Ratio: 1.90% offering Storm Preparedness Loan at 9.75% APR, Southcoast Federal Credit UnionSouthcoast Federal Credit UnionA+5.0 ★Texas Ratio: 1.57% offering Seasonal Special - 11 month term Loan at 4.00% APR, Taupa Lithuanian Federal Credit UnionTaupa Lithuanian Federal Credit UnionA+5.0 ★Texas Ratio: 0.50% offering Floor rate Loan at 4.00% APR, TrustCo BankTrustCo BankA+5.0 ★Texas Ratio: 3.16% offering Passbook Loan at 4.00% APR, and Mass Bay Credit UnionMass Bay Credit UnionA+5.0 ★Texas Ratio: 5.58% offering New < 25K miles Loan at 4.49% APR. Personal loan rates as of July 20, 2026 according to verified data from MonitorBankRates.
Harwich Port has 1 local institution in our database, with personal loan rates as low as 9.75% APR from Cape Cod Five Cents Savings Bank at 532 Main St, Harwich Port, MA, 02646. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Harwich Port, Massachusetts.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Harwich Port, Massachusetts. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 20, 2026
Harwich Port Personal Loan Rates
Apply in person at a Cape Cod 5 Banking Center
All closings will be in person at a Cape Cod 5 Banking Center
A 720-739
No additional details available.
No additional details available.
No additional details available.
B 700-719
No additional details available.
No additional details available.
No additional details available.
MINIMUM & MAXIMUM LOAN AMOUNT: $600-$2,500
C 680-699
No additional details available.
No additional details available.
No additional details available.
No additional details available.
D 660-679
No additional details available.
Rates shown include .25% discount with Auto Pay from an IC Account.
Rates shown include .25% discount with Auto Pay from an IC Account.
Fixed Rates as low as; Thereafter Variable at Prime Rate Minus 1.00%
No additional details available.
Annual Percentage Rate is with automatic payment from an FRMCU checking account. Rate quoted is for a 5 year term and for applicants with best credit score, based on individual credit worthiness and subject to change without notice. FRMCU must be in first lien position on property. Other rates and terms available. Cannot be combined with any other offer. Other restrictions may apply.
No additional details available.
No additional details available.
No additional details available.
84 monthly payments of $5.84, 276 monthly payments of $6.99
Rates shown include .25% discount with Auto Pay from an IC Account.
No additional details available.
Model Year: 2023-2026
Rates shown include .25% discount with Auto Pay from an IC Account.
Model Year: 2026
APR**(Credit & Promotional Rates applied)
E 640-659
$2,000 Maximum
No additional details available.
No additional details available.
No additional details available.
60 monthly payments of $5.60, 300 monthly payments of $6.91
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
36 monthly payments of $5.76, 324 monthly payments of $7.08
Model Year: 2023-2026
No additional details available.
No additional details available.
No additional details available.
No additional details available.
For Taupa
Model Year: 2023-2026
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Rates as low as 6.49% APR*
No additional details available.
F 620-639
As Low As
No additional details available.
No additional details available.
APRs as low as 6.53%3; Loans up to $75,000; Origination/processing fee ranges from 0.00% to 8.00% of the loan amount; APR ranges from 5.96% APR to 35.99% APR; A representative example of payment terms for a Personal Loan is as follows: a borrower receives a loan of $27,198 for a term of 36 months, with an interest rate of 14.49% and a 6% origination fee of $1,632, for an APR of 18.91%. In this example, the borrower will receive $25,566 and will make 36 monthly payments of $936.
No additional details available.
No additional details available.
Fully Indexed Rate: 6.500%; 360 Payments
No additional details available.
No additional details available.
Model Year: 2020-2022
For FHLB
Starting at
As Low As
No additional details available.
Rates as low as; 1
No additional details available.
As Low As
Model Year: 2020-2022
No additional details available.
Rates as low as 6.99 APR*
Rates as low as 6.99% APR*
Borrow up to $2500
No additional details available.
Rate based on FICO score: 700 or more. **
APR**(Credit & Promotional Rates applied)
Fully Indexed Rate: 6.500%; # of Monthly Payments: 360; Payment per $1,000: $6.30
Fully Indexed Rate: 6.500%; 360 Monthly Payments
No additional details available.
Fully Indexed Rate: 6.500%; # of Monthly Payments: 360; Payment per $1,000: $6.30
Fully Indexed Rate: 6.500%; 360 Monthly Payments
No additional details available.
No additional details available.
Fully Indexed Rate: 6.500%; Payment per $1,000: $6.32
Model Year: 2020-2022
No additional details available.
or 10.0% APR*; Up to 106.25% financing available for qualified members, terms available with certain restrictions and nominal rate increase; Rates are Annual Percentage Rate (APR); Rates and terms are subject to change without notice; Rates are based on the term of loan and credit history
No additional details available.
As Low As; Number of Signatures: 1
As Low As
No additional details available.
As Low As; Maximum $5,000
As Low As
No additional details available.
As Low As
As Low As; Click Here
No additional details available.
Borrow up to $3,000 for a new computer
No additional details available.
As Low As; Maximum $10,000
No additional details available.
No additional details available.
As Low As; Make Your Dreams True Personal loans may be written up to a maximum of $25,000.00, these loans will be an open end loan, all advances must be at a minimum of $1,000.00.
Per Collateral Review
Rate based on FICO score: 650-699. **
No additional details available.
Rates Starting At:; APR*
As Low As; Maximum $3,000
No additional details available.
No additional details available.
As Low As
As Low As*; Maximum $2,400
No additional details available.
Index: 1 YR Treasury; CAP: 2/6; Column: +4.750%
Model Year: 2017-2019
No additional details available.
No additional details available.
As Low As; Maximum Limit: $25,000.00
No additional details available.
No additional details available.
No additional details available.
Rates Starting At: * | Call or Visit a Branch to Apply
No additional details available.
Maximum Loan: $25,000.00. Advertised APR is the lowest available. Not all borrowers will qualify for the lowest rate. Rates are effective as of today's date and are subject to change without notice. Membership eligibility is required. Certain restrictions may apply for members with existing SCU personal loans.
No additional details available.
No additional details available.
No additional details available.
Up to $10,000; CU will pay vendors directly; current SMEFCU Loans are not eligible
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Index: 1 YR Treasury; CAP: 2/6; Column: +5.000%
Model Year: 2012-2016
As Low As
No additional details available.
Harwich Port Personal Loan Rates
All closings will be in person at a Cape Cod 5 Banking Center
No additional details available.
APRs as low as 6.53%3; Loans up to $75,000; Origination/processing fee ranges from 0.00% to 8.00% of the loan amount; APR ranges from 5.96% APR to 35.99% APR; A representative example of payment terms for a Personal Loan is as follows: a borrower receives a loan of $27,198 for a term of 36 months, with an interest rate of 14.49% and a 6% origination fee of $1,632, for an APR of 18.91%. In this example, the borrower will receive $25,566 and will make 36 monthly payments of $936.
Rates as low as 6.99% APR*
Rate based on FICO score: 700 or more. **
or 10.0% APR*; Up to 106.25% financing available for qualified members, terms available with certain restrictions and nominal rate increase; Rates are Annual Percentage Rate (APR); Rates and terms are subject to change without notice; Rates are based on the term of loan and credit history
As Low As; Number of Signatures: 1
As Low As
As Low As; Click Here
No additional details available.
Rate based on FICO score: 650-699. **
As Low As; Make Your Dreams True Personal loans may be written up to a maximum of $25,000.00, these loans will be an open end loan, all advances must be at a minimum of $1,000.00.
As Low As; Maximum $10,000
No additional details available.
No additional details available.
No additional details available.
As Low As; Maximum Limit: $25,000.00
No additional details available.
No additional details available.
Maximum Loan: $25,000.00. Advertised APR is the lowest available. Not all borrowers will qualify for the lowest rate. Rates are effective as of today's date and are subject to change without notice. Membership eligibility is required. Certain restrictions may apply for members with existing SCU personal loans.
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
Harwich Port Debt Consolidation Loan Rates
Rates as low as 6.99 APR*
As Low As
As Low As
FICO Score: 790+
FICO Score: 720 -789
No additional details available.
FICO Score: 670 - 719
***
FICO Score: 630 - 669
FICO Score: 500 - 629
Harwich Port Signature Loan Rates
Harwich Port, MA Personal Loan Rate Trends
Compare local Harwich Port, MA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts personal loan rates fell 0.223 points over the past 7 days to 11.622% APR.
Massachusetts signature loan rates rose 0.098 points over the past 7 days to 11.186% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Harwich Port, Massachusetts personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Harwich Port, Massachusetts directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Harwich Port, Massachusetts. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in MA.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Massachusetts?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Massachusetts?
Are credit unions or banks better for personal loans in Harwich Port, Massachusetts?
What are the best personal loan rates in Harwich Port, Massachusetts?
- Cape Cod Five Cents Savings Bank: 9.75% (Storm Preparedness Loan)
- Southcoast Federal Credit Union: 4.00% (Seasonal Special - 11 month term Loan)
- Taupa Lithuanian Federal Credit Union: 4.00% (Floor rate Loan)
- TrustCo Bank: 4.00% (Passbook Loan)
- Mass Bay Credit Union: 4.49% (New < 25K miles Loan)
Harwich Port, Massachusetts Rates & Resources
Personal Loan Calculators
