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New England Teamsters Federal Credit Union Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 13, 2026

New England Teamsters Federal Credit Union's top rates as of October 13, 2026 are 3.34% APY on its 19 Month CD (14), 0.02% APY on savings, 0.10% APY on money market accounts, 0.02% APY on checking, and personal loans from 10.50% APR, according to rates verified by MonitorBankRates. Other New England Teamsters Federal Credit Union CD rates include 5 Month Jumbo CD (08) at 3.29%, 5 Month CD (05) at 3.03%, and 5 Month CD (05) at 3.00%. MonitorBankRates evaluates the financial stability of New England Teamsters Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.49%. Rates last updated and verified on 10/13/2026.

New England Teamsters Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at New England Teamsters Federal Credit Union? Share your experience about New England Teamsters Federal Credit Union by leaving a review below, or read customer reviews before you decide to use New England Teamsters Federal Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.49%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
New England Teamsters Federal Credit Union
Main Office
548 Main St
Charlestown, MA 02129-1109
https://www.netfcu.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

New England Teamsters Federal Credit Union CD Rates

Product Rate APY Term View More
19 Month Share Certificate (14) 3.30% 3.34% 19 Month
Min Deposit $500
Details Special rate offered at this time; Dividend Frequency: Quarterly; early withdrawal penalty equal to 90 days of loss of dividends on the amount withdrawn
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 3.34% APY
2.84%3.34%3.84%Oct 13, 2026: 3.34% APYOct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
5 Month Jumbo Share Certificate (08) 3.25% 3.29% 5 Month
Min Deposit $500,000
Details Jumbo; Dividend Frequency: Quarterly; Special rate offered at this time; rates can change at any time
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 3.29% APY · checked 2 times
2.79%3.29%3.79%Sep 18, 2026: 3.29% APYSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
5 Month Share Certificate (05) 3.00% 3.03% 5 Month
Min Deposit $500
Details Special rate offered at this time; Dividend Frequency: Quarterly; early withdrawal penalty equal to 90 days of loss of dividends on the amount withdrawn
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 3.03% APY
2.53%3.03%3.53%Oct 13, 2026: 3.03% APYOct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
5 Month Share Certificate (05) 3.00% 3.00% 5 Month
Min Deposit $500
Details Special rate offered at this time; Dividend Frequency: Quarterly; Early withdrawal penalty: 90 days of dividends
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 3.00% APY
2.50%3.00%3.50%Oct 13, 2026: 3.00% APYOct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
IRA Special 5 Month Share Certificate (66, 76, 90) 3.00% 3.00% 5 Month
Min Deposit $500
Details IRA special rate offered at this time; Dividend Frequency: Quarterly; Early withdrawal penalty: 90 days of dividends
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 3.00% APY
2.50%3.00%3.50%Oct 13, 2026: 3.00% APYOct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
27 Month Share Certificate (15) 2.50% 2.52% 27 Month
Min Deposit $500
Details Special rate offered at this time; Dividend Frequency: Quarterly; early withdrawal penalty equal to 90 days of loss of dividends on the amount withdrawn
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 2.52% APY
2.02%2.52%3.02%Oct 13, 2026: 2.52% APYOct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
13 Month Share Certificate (13) 2.47% 2.49% 13 Month
Min Deposit $500
Details Special rate offered at this time; Dividend Frequency: Quarterly; early withdrawal penalty equal to 90 days of loss of dividends on the amount withdrawn
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 2.49% APY
1.99%2.49%2.99%Oct 13, 2026: 2.49% APYOct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
48 Month Share Certificate (48) 0.25% 0.25% 48 Month
Min Deposit $500
Details Dividend Frequency: Quarterly; Special rate offered at this time; rates can change at any time
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 0.25% APY · checked 2 times
0.00%0.38%0.75%Sep 18, 2026: 0.25% APYSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
60 Month Share Certificate (60) 0.25% 0.25% 60 Month
Min Deposit $500
Details Dividend Frequency: Quarterly; Special rate offered at this time; rates can change at any time
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 0.25% APY · checked 2 times
0.00%0.38%0.75%Sep 18, 2026: 0.25% APYSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
24 Month Share Certificate (24) 0.10% 0.10% 24 Month
Min Deposit $500
Details Dividend Frequency: Quarterly; Special rate offered at this time; rates can change at any time
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 2 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
36 Month Share Certificate (36) 0.10% 0.10% 36 Month
Min Deposit $500
Details Dividend Frequency: Quarterly; Special rate offered at this time; rates can change at any time
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 2 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
12 Month Share Certificate (12) 0.05% 0.05% 12 Month
Min Deposit $500
Details Dividend Frequency: Quarterly; Special rate offered at this time; rates can change at any time
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 2 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
6 Month Share Certificate (06) 0.05% 0.05% 6 Month
Min Deposit $500
Details Dividend Frequency: Quarterly; Special rate offered at this time; rates can change at any time
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 2 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%

New England Teamsters Federal Credit Union Savings Rates

Product Rate APY View More
Club Savings (09) 0.02% 0.02%
Min Deposit $5
Min Balance $0
Details Dividend Frequency: Quarterly
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.02% APY · checked 8 times
0.00%0.26%0.52%Sep 14, 2026: 0.02% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
Minors Savings (04) 0.02% 0.02%
Min Deposit $5
Min Balance $0
Details Dividend Frequency: Quarterly
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.02% APY · checked 8 times
0.00%0.26%0.52%Sep 14, 2026: 0.02% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
Regular Shares Savings (01) 0.02% 0.02%
Min Deposit $5
Min Balance $0
Details Dividend Frequency: Quarterly
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.02% APY · checked 8 times
0.00%0.26%0.52%Sep 14, 2026: 0.02% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
Roth IRA Savings (50) 0.02% 0.02%
Min Deposit $5
Min Balance $0
Details Dividend Frequency: Quarterly
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.02% APY · checked 8 times
0.00%0.26%0.52%Sep 14, 2026: 0.02% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
Traditional IRA Savings (81) 0.02% 0.02%
Min Deposit $5
Min Balance $0
Details Dividend Frequency: Quarterly
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.02% APY · checked 8 times
0.00%0.26%0.52%Sep 14, 2026: 0.02% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%

New England Teamsters Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market (90) 0.10% 0.10%
Min Deposit $1,000
Min Balance $250,000
Details Balance: > $250,000.00; Dividend Frequency: Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 8 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
Money Market (90) 0.05% 0.05%
Min Deposit $1,000
Min Balance $50,000
Details Balance: $50,000 - $99,999; Dividend Frequency: Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
Money Market (90) 0.05% 0.05%
Min Deposit $1,000
Min Balance $100,000
Details Balance: >$100,000; Dividend Frequency: Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
Money Market (90) 0.02% 0.02%
Min Deposit $1,000
Min Balance $1,000
Details Balance: $1,000 - $49,999; Dividend Frequency: Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.02% APY · checked 8 times
0.00%0.26%0.52%Sep 14, 2026: 0.02% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%

New England Teamsters Federal Credit Union Business Checking Rates

Product Rate APY View More
Business Checking (76) 0.02% 0.02%
Min Deposit $50
Min Balance $0
Details Dividend Frequency: Monthly
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.02% APY · checked 8 times
0.00%0.26%0.52%Sep 14, 2026: 0.02% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%

New England Teamsters Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Fixed Rate Home Equity Loan 6.00% - 6.02% 0-5 Years
Details As Low As; Term: 0-5 Years; APR quoted reflects a 1.00% discount for payroll deduction and automatic payment from a NETFCU account
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 6.02% APR · checked 10 times
5.52%6.02%6.52%Sep 14, 2026: 6.02% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
Home Equity Line of Credit (HELOC) 6.00% - 6.17%
Details Loan-to value: Up to 80% LTV; Initial Rate first 12 Months; 10 yr. draw/10 yr. repayment; Rate fixed at 6.00% for first 12 months, then variable based on WSJ Prime with 4.25% floor for LTV below 80%; Maximum APR 18.00%; Minimum APR 4.25%; APR reflects 1.00% discount for payroll deduction and automatic payment from a NETFCU account; Closing costs of up to $800 may be required
Last Updated 10/13/2026
Rate History
No change since Sep 17, 2026 · 6.17% APR · checked 3 times
5.67%6.17%6.67%Sep 17, 2026: 6.17% APRSep 17, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
Fixed Rate Home Equity Loan 6.75% - 6.93% 6-10 Years
Details As Low As; Term: 6-10 Years; APR quoted reflects a 1.00% discount for payroll deduction and automatic payment from a NETFCU account
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 6.93% APR · checked 10 times
6.43%6.93%7.43%Sep 14, 2026: 6.93% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
Fixed Rate Home Equity Loan 7.75% - 7.883% 11-15 Years
Details As Low As; Term: 11-15 Years; APR quoted reflects a 1.00% discount for payroll deduction and automatic payment from a NETFCU account
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 7.88% APR · checked 10 times
7.38%7.88%8.38%Sep 14, 2026: 7.88% APRSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%

New England Teamsters Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New and Used Auto Loan - - 5.74% 3 Year
Details As Low As; Age of Vehicle: 2023 and Newer; APRs reflect 1.00% discount for payroll deduction and automatic payment from a NETFCU account
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 5.74% APR
5.24%5.74%6.24%Oct 13, 2026: 5.74% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
New and Used Auto Loan - - 5.99% 4 Year
Details As Low As; Age of Vehicle: 2023 and Newer; APRs reflect 1.00% discount for payroll deduction and automatic payment from a NETFCU account
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 5.99% APR
5.49%5.99%6.49%Oct 13, 2026: 5.99% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
New and Used Auto Loan - - 5.99% 5 Year
Details As Low As; Age of Vehicle: 2023 and Newer; APRs reflect 1.00% discount for payroll deduction and automatic payment from a NETFCU account
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 5.99% APR
5.49%5.99%6.49%Oct 13, 2026: 5.99% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
New and Used Auto Loan - - 6.24% 3 Year
Details As Low As; Age of Vehicle: 2018 - 2022; APRs reflect 1.00% discount for payroll deduction and automatic payment from a NETFCU account
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 6.24% APR
5.74%6.24%6.74%Oct 13, 2026: 6.24% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
New and Used Auto Loan - - 6.74% 4 Year
Details As Low As; Age of Vehicle: 2018 - 2022; APRs reflect 1.00% discount for payroll deduction and automatic payment from a NETFCU account
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 6.74% APR
6.24%6.74%7.24%Oct 13, 2026: 6.74% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
New and Used Auto Loan - - 6.99% 6 Year
Details As Low As; Age of Vehicle: 2023 and Newer; APRs reflect 1.00% discount for payroll deduction and automatic payment from a NETFCU account
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 6.99% APR
6.49%6.99%7.49%Oct 13, 2026: 6.99% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
New and Used Auto Loan - - 8.99% 5 Year
Details As Low As; Age of Vehicle: 2018 - 2022; APRs reflect 1.00% discount for payroll deduction and automatic payment from a NETFCU account
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 8.99% APR
8.49%8.99%9.49%Oct 13, 2026: 8.99% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%

New England Teamsters Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New and Used Motorcycle Loan - 5.99% 3 Year
Details As Low As; Age of Vehicle: 2023 and Newer; APR reflects 1.00% discount for payroll deduction and automatic payment from a NETFCU account
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 5.99% APR
5.49%5.99%6.49%Oct 13, 2026: 5.99% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
New and Used Motorcycle Loan - 6.99% 4 Year
Details As Low As; Age of Vehicle: 2023 and Newer; APR reflects 1.00% discount for payroll deduction and automatic payment from a NETFCU account
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 6.99% APR
6.49%6.99%7.49%Oct 13, 2026: 6.99% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
New and Used Motorcycle Loan - 8.99% 5 Year
Details As Low As; Age of Vehicle: 2023 and Newer; APR reflects 1.00% discount for payroll deduction and automatic payment from a NETFCU account
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 8.99% APR
8.49%8.99%9.49%Oct 13, 2026: 8.99% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
New and Used Motorcycle Loan - 8.99% 3 Year
Details As Low As; Age of Vehicle: 2018 - 2022; APR reflects 1.00% discount for payroll deduction and automatic payment from a NETFCU account
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 8.99% APR
8.49%8.99%9.49%Oct 13, 2026: 8.99% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
New and Used Motorcycle Loan - 9.99% 4 Year
Details As Low As; Age of Vehicle: 2018 - 2022; APR reflects 1.00% discount for payroll deduction and automatic payment from a NETFCU account
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 9.99% APR
9.49%9.99%10.49%Oct 13, 2026: 9.99% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
New and Used Motorcycle Loan - 10.99% 5 Year
Details As Low As; Age of Vehicle: 2018 - 2022; APR reflects 1.00% discount for payroll deduction and automatic payment from a NETFCU account
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 10.99% APR
10.49%10.99%11.49%Oct 13, 2026: 10.99% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%

New England Teamsters Federal Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan 10.50% Up to 48 months
Details As Low As; *Maximum Term = 48 months
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 10.50% APR · checked 3 times
10.00%10.50%11.00%Sep 18, 2026: 10.50% APRSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%

New England Teamsters Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Credit Builder max. Loan - - 15.00%
Details $2,000; As Low As; For borrowers with limited or no credit
Last Updated 10/13/2026
Rate History
No change since Sep 21, 2026 · 15.00% APR · checked 5 times
14.50%15.00%15.50%Sep 21, 2026: 15.00% APRSep 21, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
Credit Corrector max. Loan - - 16.75%
Details $1,500; As Low As; To consolidate outstanding debts
Last Updated 10/13/2026
Rate History
No change since Sep 21, 2026 · 16.75% APR · checked 5 times
16.25%16.75%17.25%Sep 21, 2026: 16.75% APRSep 21, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
Platinum with Preferred Rate Loan - - 10.99%
Details As Low As; Minimum Payment: 3.00% of total balance or $25.00 (greater amount). First Card is free, $25 Replacement Cost.
Last Updated 10/13/2026
Rate History
No change since Sep 21, 2026 · 10.99% APR · checked 5 times
10.49%10.99%11.49%Sep 21, 2026: 10.99% APRSep 21, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
Coverdell Education Savings (96) 0.02% - 0.02%
Min Deposit $5
Min Balance $0
Details Dividend Frequency: Quarterly
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.02% APY · checked 8 times
0.00%0.26%0.52%Sep 14, 2026: 0.02% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
Traditional 12 Month Share Certificate (80, 51,91) 0.05% - 0.05% 12 months
Min Deposit $500
Details Dividend Frequency: Quarterly; Early withdrawal penalty: 90 days of dividends on amount withdrawn; Traditional IRA (8), Roth IRA (5), Coverdell Education Sav. (9)
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 0.05% APY
0.00%0.28%0.55%Oct 13, 2026: 0.05% APYOct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
Traditional 24 Month Share Certificate (82, 52, 92) 0.10% - 0.10% 24 months
Min Deposit $500
Details Dividend Frequency: Quarterly; Early withdrawal penalty: 90 days of dividends on amount withdrawn; Traditional IRA (8), Roth IRA (5), Coverdell Education Sav. (9)
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 0.10% APY
0.00%0.30%0.60%Oct 13, 2026: 0.10% APYOct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
Traditional 36 Month Share Certificate (83, 53, 93) 0.10% - 0.10% 36 months
Min Deposit $500
Details Dividend Frequency: Quarterly; Early withdrawal penalty: 90 days of dividends on amount withdrawn; Traditional IRA (8), Roth IRA (5), Coverdell Education Sav. (9)
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 0.10% APY
0.00%0.30%0.60%Oct 13, 2026: 0.10% APYOct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
Traditional 48 Month Share Certificate (84,54, 94) 0.25% - 0.25% 48 months
Min Deposit $500
Details Dividend Frequency: Quarterly; Early withdrawal penalty: 90 days of dividends on amount withdrawn; Traditional IRA (8), Roth IRA (5), Coverdell Education Sav. (9)
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 0.25% APY
0.00%0.38%0.75%Oct 13, 2026: 0.25% APYOct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
Traditional 60 Month Share Certificate (85, 55, 95) 0.25% - 0.25% 60 months
Min Deposit $500
Details Dividend Frequency: Quarterly; Early withdrawal penalty: 90 days of dividends on amount withdrawn; Traditional IRA (8), Roth IRA (5), Coverdell Education Sav. (9)
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 0.25% APY
0.00%0.38%0.75%Oct 13, 2026: 0.25% APYOct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.49%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

New England Teamsters Federal Credit Union’s Texas Ratio fell from 7.88% in Q3 2023 to 5.49% in Q2 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 7.88% A Q3 2023 A Q4 2023 A+ Q1 2024 A Q2 2024 A Q3 2024 A Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 5.49% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$75M5.49%5.0A+
March 31, 2026$75M4.59%5.0A+
December 31, 2025$73M4.05%5.0A+
September 30, 2025$76M4.03%5.0A+
June 30, 2025$77M3.96%5.0A+
March 31, 2025$73M4.04%5.0A+
December 31, 2024$72M6.19%5.0A
September 30, 2024$72M10.07%5.0A
June 30, 2024$73M10.20%5.0A
March 31, 2024$74M5.61%5.0A+
December 31, 2023$75M10.60%5.0A
September 30, 2023$75M7.88%5.0A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for New England Teamsters Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather New England Teamsters Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with New England Teamsters Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name New England Teamsters Federal Credit Union
Website https://www.netfcu.org
Address 548 Main St, Charlestown, MA 02129-1109
Phone 781-641-6700
Fax
President Steven South
CEO Kevin George
Full-Time Employees 6
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.49%
Return on Assets (ROA)
0.4410%
Return on Equity (ROE)
3.4187%
Non-Performing Loans Ratio (NPL)
2.08%
Total Assets
74,810,656
Total Amount of Shares and Deposits
66,479,489
Total Shares and Deposits < 1 Year
65,141,962
Total Shares and Deposits 1 3 Years
846,617
Total Shares and Deposits > 3 Years
490,907
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
26,767,156
Total Uninsured Shares and Deposits > $250K (F+J)
26,767,156
Total Insured Shares and Deposits > $250K (item 17 less item K)
39,712,333
Total Interest Expense (Sum of items 6 8)
426,465
Share Certificates
170
Number of Accounts for Share Drafts
1,406
IRA KEOGH Accounts
174
Number of Accounts for Regular Shares
4,126
Money Market Shares
95
Net Income (unless the amount is already included in Undivided Earnings)
329,893
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,792,244
Total Liabilities
66,628,393
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

New England Teamsters Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://www.monitorbankrates.com/credit-unions/new-england-teamsters-federal-credit-union-rates-review-21507">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About New England Teamsters Federal Credit Union

How many branches does New England Teamsters Federal Credit Union operate?

New England Teamsters Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join New England Teamsters Federal Credit Union?

Yes, to access services at New England Teamsters Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, New England Teamsters Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, New England Teamsters Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does New England Teamsters Federal Credit Union offer online and mobile banking?

Most modern institutions like New England Teamsters Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.netfcu.org.

Current New England Teamsters Federal Credit Union Rates

  • 12-Month CD0.05%
  • 18-Month CD3.34%
  • 24-Month CD0.10%
  • 60-Month CD0.25%
  • Savings0.02%
  • MMA0.10%
Retrieved from our database of financial products. Rates subject to change.

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