Best Personal Loan Rates in South Portland, Maine (ME) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in South Portland, Maine include: Town & Country Federal Credit UnionTown & Country Federal Credit Union557 Main St, South Portland, ME, 04106 5408A+5.0 ★Texas Ratio: 3.10% offering Heating Fuel Loan at 5.99% APR, Atlantic Regional Federal Credit UnionAtlantic Regional Federal Credit Union600 Sable Oaks Dr Ste 100, South Portland, ME, 04106 3292A+5.0 ★Texas Ratio: 2.96% offering Equipment Loan at 6.74% APR, Trademark Federal Credit UnionTrademark Federal Credit Union340 Main St, South Portland, ME, 04106 5535A5.0 ★Texas Ratio: 12.44% offering Personal Loan at 6.99% APR, Coast Line Credit UnionCoast Line Credit Union333 Cottage Rd, South Portland, ME, 04106 3919A+5.0 ★Texas Ratio: 1.05% offering Personal Loan at 7.75% APR, and Bangor Savings BankBangor Savings Bank180 Waterman Drive, South Portland, ME, 04106A+5.0 ★Texas Ratio: 2.55% offering Investment Property Loan at 8.75% APR. Personal loan rates as of April 14, 2026 according to verified data from MonitorBankRates.
South Portland has 7 local institutions in our database, with personal loan rates as low as 5.99% APR from Town & Country Federal Credit Union at 557 Main St, South Portland, ME, 04106 5408. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in South Portland, Maine.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in South Portland, Maine. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 14, 2026
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Loan Amount ?$10,000; Collateral Type Investment Property (60% LTV) Max $250,000; (Prime + 2.00%)
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$500-$25000 60 mos.
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$500; Qualified My Linc Program
$1000; Qualified My Linc Program
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No additional details available.
No additional details available.
Tiered based on credit score. As of 6/13/25, subject to change at any time.
As Low As; Rates subject to credit approval, terms and conditions subject to change at any time, based on individual creditworthiness. APR = Annual Percentage Rate, "up-to" subject to approval, "starting at" subject to creditworthiness. Accurate as of 12/3/25 subject to change at any time.
No additional details available.
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Tiered based on credit score. As of 6/13/25, subject to change at any time.
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No additional details available.
As Low As; Rates start at 6.75% APR*
No additional details available.
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As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Available for a Limited Time Only
As Low As; Your rate will be determined by your creditworthiness. 12 monthly payments of $86.52 per $1,000 borrowed at the As Low As rate and maximum term. Membership eligibility to join cPort is required.
No additional details available.
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As Low As; Loan Amount: $3,000 to $5,999
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As Low As; Heating & Winterization Loans have a tiered rate of 7.49% APR, with terms up to 60 months. Actual rate and approval are based on creditworthiness. Estimates may be required. Funds will be paid directly to the vendor or contractor. Loan subject to credit approval. Membership eligibility required. Other restrictions may apply.
Tiered based on credit score. As of 6/13/25, subject to change at any time.
No additional details available.
As Low As; Loan Amount: $6,000 to $9,999
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As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
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As Low As; Loan Amount: $10,000 to $12,499
No additional details available.
90% Max Loan to Value; 0 Points
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
No additional details available.
As Low As; Loan Amount: $12,500 to $14,999
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90% Max Loan to Value; 0 Points
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Tiered based on credit score. As of 6/13/25, subject to change at any time.
Limit $25,000 up to 20 yrs.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
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Eligible My Link Program Member; Credit Rating 720+
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Eligible My Link Program Member; Credit Rating 680-719
No additional details available.
Credit Rating 720+
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As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
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As Low As; Index Used: Prime (plus); Margin Used (for "as low as rate"): 2.99%; Floor: The floor equals the margin in effect
Credit Rating 680-719
No additional details available.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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Eligible My Link Program Member; Credit Rating 640-679
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As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
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Credit Rating 640-679
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As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
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Eligible My Link Program Member; Credit Rating 600-639
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$500-$25000 60 mos.
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Eligible My Link Program Member; Credit Rating 720+
No additional details available.
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Eligible My Link Program Member; Credit Rating 680-719
Credit Rating 720+
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Credit Rating 680-719
Eligible My Link Program Member; Credit Rating 640-679
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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Credit Rating 640-679
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Eligible My Link Program Member; Credit Rating 600-639
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As Low As; Index Used: Prime (plus); Margin Used (for "as low as rate"): 2.99%; Floor: The floor equals the margin in effect
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South Portland, ME Personal Loan Rate Trends
Compare local South Portland, ME personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Maine personal loan rates currently average 10.789% APR.
Maine signature loan rates fell 1.275 points over the past 7 days to 11.090% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Maine?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Maine?
Are credit unions or banks better for personal loans in South Portland, Maine?
What are the best personal loan rates in South Portland, Maine?
- Town & Country Federal Credit Union: 5.99% (Heating Fuel Loan)
- Atlantic Regional Federal Credit Union: 6.74% (Equipment Loan)
- Trademark Federal Credit Union: 6.99% (Personal Loan)
- Coast Line Credit Union: 7.75% (Personal Loan)
- Bangor Savings Bank: 8.75% (Investment Property Loan)
Personal Loan Calculators
