Best Personal Loan Rates in South Portland, Maine - July
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in South Portland, Maine include: Evergreen Credit Union Portland, MEEvergreen Credit Union Portland, ME799 Broadway, South Portland, ME, 04106A5.0 ★Texas Ratio: 7.69% offering Up to 24 months Loan at 4.49% APR, Bangor Savings BankBangor Savings Bank180 Waterman Drive, South Portland, ME, 04106A+5.0 ★Texas Ratio: 2.55% offering Credit Score 780+ Loan at 6.50% APR, Saco & Biddeford SavingsSaco & Biddeford Savings601 Broadway, South Portland, ME, 04106A+5.0 ★Texas Ratio: 4.27% offering New (untitled) - 3 years Loan at 6.52% APR, Trademark Federal Credit UnionTrademark Federal Credit Union340 Main St, South Portland, ME, 04106 5535A5.0 ★Texas Ratio: 12.12% offering Personal Loan at 6.99% APR, and Coast Line Credit UnionCoast Line Credit Union333 Cottage Rd, South Portland, ME, 04106 3919A+5.0 ★Texas Ratio: 1.04% offering Personal Loans at 7.75% APR. Personal loan rates as of July 16, 2026 according to verified data from MonitorBankRates.
South Portland has 7 local institutions in our database, with personal loan rates as low as 4.49% APR from Evergreen Credit Union Portland, ME at 799 Broadway, South Portland, ME, 04106. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in South Portland, Maine.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in South Portland, Maine. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 16, 2026
South Portland Personal Loan Rates
Loan-to-Value: Up to 110% financing
Loan-to-Value: Up to 110% financing
Loan-to-Value: Up to 110% financing
As Low As; Up to 100% financing
As Low As; Up to 100% financing
As Low As; Up to 100% financing
Loan-to-Value: Up to 110% financing
Rate: Prime - 0.25%
No additional details available.
No additional details available.
As Low As; Up to 100% financing
Rate: Prime
No additional details available.
No additional details available.
No additional details available.
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
No additional details available.
As Low As; Individual loan rates may vary based on credit worthiness, account relationships, loan-to-value and loan terms.
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
No additional details available.
No additional details available.
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
No additional details available.
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
No additional details available.
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
As Low As; Loan Amount: $2501 and Over
As Low As; Loan Amount: $2501 and Over
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
As Low As; Loan Amount: $2501 and Over
As Low As; Loan Amount: $2501 and Over
As Low As; Loan Amount: $2501 and Over
As low as
As Low As; Loan Amount: $2501 and Over
As Low As; Loan Amount: $2501 and Over
As Low As; *
$500-$25000
As Low As; *Annual Percentage Rate
As Low As; *Annual Percentage Rate
As Low As; *
As Low As; *Annual Percentage Rate
As Low As
No credit check
As Low As; *
As Low As; *
As Low As; *
As Low As
As Low As
As Low As; *
As Low As
Loan is subject to underwriting, credit qualifications, and approval. Other restrictions may apply. Must be or become a member at Brewer FCU. $3,500 loan for 11 months @ 4.99% = approx. $326 per month.
As Low As; *
Rates As Low As; *
Rates As Low As; *
Rates As Low As; *
Minimum Loan Amount: $500.00; Maximum Loan Amount: $2,000.00
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
As low as
Tiered based on credit score. As of 6/13/25, subject to change at any time.
No additional details available.
As Low As; *
As Low As; *
No additional details available.
Rates As Low As; *
Rates As Low As; *
Rates As Low As; *
As Low As
No additional details available.
As Low As
As low as
Model Year: 2009 - 2020
Rates As Low As; *
Rates As Low As; *
Rates As Low As; *
As Low As; *
As Low As; *
No additional details available.
As Low As; Loan to Value: Up To 110%
As low as
As Low As
As Low As; *
No additional details available.
No additional details available.
Tiered based on credit score. As of 6/13/25, subject to change at any time.
Rates As Low As; *
Rates As Low As; *
As Low As; *
As Low As; Loan to Value: Up To 110%
Rates As Low As; *
As Low As; * **
As Low As; *
Rates As Low As; *; **
As Low As; Rates subject to credit approval, terms and conditions subject to change at any time, based on individual creditworthiness. APR = Annual Percentage Rate, "up-to" subject to approval, "starting at" subject to creditworthiness. Accurate as of 12/3/25 subject to change at any time.
As low as
As Low As; 12 monthly payments of $86.52 per $1,000 borrowed at the As Low As rate and maximum term. Membership eligibility to join cPort is required.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; Stated rate is based on certain creditworthiness criteria. Loan funds will be paid directly to supplier.
As Low As; Rate subject to change.
Model Year: 2009 - 2020 (Min $30k)
As Low As; Loan Amount: $3,000 to $5,999
As Low As; Rate subject to change.
No additional details available.
Tiered based on credit score. As of 6/13/25, subject to change at any time.
No additional details available.
As Low As; Loan Amount: $6,000 to $9,999
As Low As; Stated rate is based on certain creditworthiness criteria. Loan funds will be paid directly to supplier.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As
As Low As; Rate subject to change.
As Low As; Rate subject to change.
Minimum loan amount of $500; maximum loan amount of $2,000.
As Low As; Loan Amount: $10,000 to $12,499
As Low As; Rate subject to change.
As Low As; Rate subject to change.
As Low As
Rate as low as
APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As
As Low As; One low fixed rate for purchases and cash advances
APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Rate subject to change.
As Low As; Loan Amount: $12,500 to $14,999
As Low As; Rate subject to change.
As low as
No additional details available.
Monthly Payment/$1,000 borrowed**: 9.413
Relationship Pricing**
As Low As
No additional details available.
Tiered based on credit score. As of 6/13/25, subject to change at any time.
APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
Relationship Pricing**
Relationship Pricing**
Relationship Pricing**
As Low As; Loan Amount: $15,000 & up
As Low As; *
Rates As Low As; *
Rates As Low As; *
Relationship Pricing**
Relationship Pricing**
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; Stated rate is based on certain creditworthiness criteria. Loan funds will be paid directly to supplier.
As Low As; APR*
No additional details available.
Relationship Pricing**
South Portland Personal Loan Rates
As Low As; Individual loan rates may vary based on credit worthiness, account relationships, loan-to-value and loan terms.
As Low As; Loan Amount: $2501 and Over
As Low As; Loan Amount: $2501 and Over
As Low As; Loan Amount: $2501 and Over
As Low As; Loan Amount: $2501 and Over
As Low As; Loan Amount: $2501 and Over
As Low As; Loan Amount: $2501 and Over
As Low As; Loan Amount: $2501 and Over
As Low As; *
$500-$25000
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As
APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As low as
APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; APR*
South Portland Debt Consolidation Loan Rates
As Low As; *
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As low as; Maximum Amount: $10,000
APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
South Portland Signature Loan Rates
South Portland, ME Personal Loan Rate Trends
Compare local South Portland, ME personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Maine personal loan rates rose 0.484 points over the past 7 days to 11.501% APR.
Maine signature loan rates rose 0.116 points over the past 7 days to 11.134% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our South Portland, Maine personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for South Portland, Maine directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in South Portland, Maine. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in ME.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Maine?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Maine?
Are credit unions or banks better for personal loans in South Portland, Maine?
What are the best personal loan rates in South Portland, Maine?
- Evergreen Credit Union Portland, ME: 4.49% (Up to 24 months Loan)
- Bangor Savings Bank: 6.50% (Credit Score 780+ Loan)
- Saco & Biddeford Savings: 6.52% (New (untitled) - 3 years Loan)
- Trademark Federal Credit Union: 6.99% (Personal Loan)
- Coast Line Credit Union: 7.75% (Personal Loans)
South Portland, Maine Rates & Resources
Personal Loan Calculators
