Best Personal Loan Rates in Saco, Maine (ME) - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Saco, Maine include: Saco Valley Credit UnionSaco Valley Credit Union312 Main St, Saco, ME, 04072 1515A5.0 ★Texas Ratio: 6.11% offering Teen Credit Builder Loan at 5.20% APR, Town & Country Federal Credit UnionTown & Country Federal Credit Union52 Elm St, Saco, ME, 04072 2735A+5.0 ★Texas Ratio: 3.10% offering Heating Fuel Loan at 5.99% APR, Atlantic Regional Federal Credit UnionAtlantic Regional Federal Credit Union477 Main St, Saco, ME, 04072A+5.0 ★Texas Ratio: 2.96% offering Equipment Loan at 6.74% APR, Bangor Savings BankBangor Savings Bank270 Main St, Saco, ME, 04072A+5.0 ★Texas Ratio: 2.55% offering Investment Property Loan at 8.75% APR, and PeoplesChoice Credit UnionPeoplesChoice Credit Union23 Industrial Park Rd, Saco, ME, 04072 1804A5.0 ★Texas Ratio: 7.93% offering Unsecured Loans at 10.24% APR.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Saco, Maine can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Saco, Maine.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Saco, Maine. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 22, 2026
No additional details available.
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Tax Relief Loan for up to $10,000 for one year
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Loan Amount ?$10,000; Collateral Type Investment Property (60% LTV) Max $250,000; (Prime + 2.00%)
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No additional details available.
Credit Builder Loan provides funds for shared secured loan to help build or rebuild credit. Rates are effective 11/01/2023 and subject to change without notice. Fees, amount financed and actual term may affect the actual APR and rate of your loan. SVCU loans are done using risk-based pricing to determine the interest rate and are based on the borrowers term and credit worthiness. All rates and loans are subject to credit approval. Other terms and rates may be available. Contact an SVCU loan officer for more information.
$1000; Qualified My Linc Program
$500; Qualified My Linc Program
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$300.00 Visa® Gift Card!
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As Low As; Up to 60 Months
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No additional details available.
Tiered based on credit score. As of 6/13/25, subject to change at any time.
As Low As; Rates subject to credit approval, terms and conditions subject to change at any time, based on individual creditworthiness. APR = Annual Percentage Rate, "up-to" subject to approval, "starting at" subject to creditworthiness. Accurate as of 12/3/25 subject to change at any time.
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No additional details available.
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$25,000; As Low As
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Tiered based on credit score. As of 6/13/25, subject to change at any time.
$40,000; As Low As
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No additional details available.
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No additional details available.
As Low As; APR= Annual Percentage Rate, rates subject to credit approval, terms and conditions subject to change at any time, based on individual creditworthiness. APR = Annual Percentage Rate, "up-to" subject to approval, "starting at" subject to creditworthiness. Accurate as of 12/3/25 subject to change at any time.
No additional details available.
Lowest APR available on approved credit. Your actual APR may vary. The APR is based on borrower credit profile (as reported to NBT Bank by an outside reporting agency), collateral type, loan amount, term, lien position, and loan to value ratio. APR shown is current as of 02/17/2026 and is subject to change. Rates assume payments will be automatically deducted from an NBT Bank checking or money market account. Add .50% to the rate if the automatic payment feature is not selected. To qualify for this rate, the minimum loan amount is $4,000 ($5,000 for automobile loans), minimum credit score is 730, and maximum term is 36 months (48 months for automobile loans). Call 800-628-2265 for the actual APR for your loan. NBT Bank loans are only available in Connecticut, Maine, Massachusetts, New Hampshire, New York, Pennsylvania and Vermont.
Available for a Limited Time Only
No additional details available.
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As Low As; Your rate will be determined by your creditworthiness. 12 monthly payments of $86.52 per $1,000 borrowed at the As Low As rate and maximum term. Membership eligibility to join cPort is required.
As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
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As Low As; Rates are fixed for the life of the loan.
No additional details available.
As Low As; Loan Amount $3,000 to $5,999
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As Low As; Loan Amount $6,000 to $9,999
$70,000; As Low As
No additional details available.
Tiered based on credit score. As of 6/13/25, subject to change at any time.
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As Low As; Heating and Winterization Loans have a tiered rate of 7.49% APR, with terms up to 60 months. Actual rate and approval are based on creditworthiness. Estimates may be required. Funds will be paid directly to the vendor or contractor. Loan subject to credit approval. Membership eligibility required. Other restrictions may apply.
As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; Rates are fixed for the life of the loan.
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As Low As; Loan Amount $10,000 to $12,499
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As Low As; Rates are fixed for the life of the loan.
No additional details available.
90% Max Loan to Value; More Info
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As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
No additional details available.
As Low As; Rate based on creditworthiness and term of loan.
No additional details available.
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As Low As; Loan Amount $12,500 to $14,999
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90% Max Loan to Value; More Info
No additional details available.
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Tiered based on credit score. As of 6/13/25, subject to change at any time.
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Limit $25,000 up to 20 yrs.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As; Loan Amount $15,000 & up
No additional details available.
No additional details available.
Eligible My Link Program Member; Credit Rating 720+
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As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
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As Low As; Terms from 6 to 60 months
Eligible My Link Program Member; Credit Rating 680-719
No additional details available.
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Credit Rating 720+
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As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
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As Low As; Index Used: Prime (plus); Margin Used (for "as low as rate"): 2.99%; Floor: The floor equals the margin in effect
Credit Rating 680-719
No additional details available.
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As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Rates are fixed for the life of the loan.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
Eligible My Link Program Member; Credit Rating 640-679
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No additional details available.
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Credit Rating 640-679
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Lowest APR available on approved credit. Your actual APR may vary. The APR is based on borrower credit profile (as reported to NBT Bank by an outside reporting agency), collateral type, loan amount, term, lien position, and loan to value ratio. APR shown is current as of 02/17/2026 and is subject to change. Rates assume payments will be automatically deducted from an NBT Bank checking or money market account. Add .50% to the rate if the automatic payment feature is not selected. To qualify for this rate, the minimum loan amount is $4,000 ($5,000 for automobile loans), minimum credit score is 730, and maximum term is 36 months (48 months for automobile loans). Call 800-628-2265 for the actual APR for your loan. NBT Bank loans are only available in Connecticut, Maine, Massachusetts, New Hampshire, New York, Pennsylvania and Vermont.
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
No additional details available.
As Low As; Rate based on creditworthiness and term of loan.
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
No additional details available.
Eligible My Link Program Member; Credit Rating 720+
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As Low As; Terms from 6 to 60 months
Eligible My Link Program Member; Credit Rating 680-719
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Credit Rating 720+
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Credit Rating 680-719
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
Eligible My Link Program Member; Credit Rating 640-679
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Credit Rating 640-679
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As; Index Used: Prime (plus); Margin Used (for "as low as rate"): 2.99%; Floor: The floor equals the margin in effect
Frequently Asked Questions
What credit score do I need for a personal loan in Maine?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Maine?
Are credit unions or banks better for personal loans in Saco, Maine?
What are the best personal loan rates in Saco, Maine?
- Saco Valley Credit Union: 5.20% (Teen Credit Builder Loan)
- Town & Country Federal Credit Union: 5.99% (Heating Fuel Loan)
- Atlantic Regional Federal Credit Union: 6.74% (Equipment Loan)
- Bangor Savings Bank: 8.75% (Investment Property Loan)
- PeoplesChoice Credit Union: 10.24% (Unsecured Loans)
Personal Loan Calculators
