Best Personal Loan Rates in Madawaska, Maine (ME) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Madawaska, Maine include: NorState Federal Credit UnionNorState Federal Credit Union78 Fox St, Madawaska, ME, 04756A5.0 ★Texas Ratio: 12.25% offering Personal Loans at 11.90% APR, Connected Credit UnionConnected Credit UnionA+5.0 ★Texas Ratio: 1.61% offering Recreational Loans 2020 & Newer at 4.50% APR, Downeast Credit UnionDowneast Credit UnionA+5.0 ★Texas Ratio: 4.39% offering Recreational Loans at 4.89% APR, Brewer Federal Credit UnionBrewer Federal Credit UnionA+5.0 ★Texas Ratio: 4.70% offering Winter Rescue Loan at 4.99% APR, and Saco Valley Credit UnionSaco Valley Credit UnionA5.0 ★Texas Ratio: 6.11% offering Teen Credit Builder Loan at 5.20% APR. Personal loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Madawaska has 1 local institution in our database, with personal loan rates as low as 11.90% APR from NorState Federal Credit Union at 78 Fox St, Madawaska, ME, 04756. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Madawaska, Maine.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Madawaska, Maine. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 12, 2026
As Low As
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
Tiered based on credit score. As of 6/13/25, subject to change at any time.
As Low As
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
Tiered based on credit score. As of 6/13/25, subject to change at any time.
As Low As
No additional details available.
As Low As; Rates start at 6.75% APR*
No additional details available.
As Low As; Individual loan rates may vary based on credit worthiness, account relationships, loan-to-value and loan terms.
As Low As
As Low As
As Low As; Your rate will be determined by your creditworthiness. 12 monthly payments of $86.52 per $1,000 borrowed at the As Low As rate and maximum term. Membership eligibility to join cPort is required.
As Low As
As Low As
As Low As
As Low As; Rates are fixed for the life of the loan.
As Low As; Loan Amount $3,000 to $5,999
As Low As
No additional details available.
As Low As; Loan Amount $6,000 to $9,999
As Low As
Tiered based on credit score. As of 6/13/25, subject to change at any time.
As Low As
As Low As
As Low As
As Low As; Rates are fixed for the life of the loan.
As Low As
As Low As
As Low As; Minimum loan amount of $500; maximum loan amount of $2,000.
As Low As; Loan Amount $10,000 to $12,499
As Low As
As Low As
As Low As
As Low As; Loan Amount: $2501 and Over
As Low As
As Low As; Loan Amount: $2501 and Over
As Low As; Loan Amount: $2501 and Over
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; Loan Amount: $2501 and Over
As Low As; Loan Amount $12,500 to $14,999
As Low As
As Low As; Loan Amount: $2501 and Over
As Low As
Tiered based on credit score. As of 6/13/25, subject to change at any time.
As Low As
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Loan Amount $15,000 & up
Loan Amount ?$10,000; Collateral Type Investment Property (60% LTV) Max $250,000; (Prime + 2.00%)
As Low As
Eligible My Link Program Member; Credit Rating 720+
As Low As
As Low As
As Low As
As Low As; Terms from 6 to 60 months
As Low As
Eligible My Link Program Member; Credit Rating 680-719
As Low As
Credit Rating 720+
As Low As; Loan Amount: $2501 and Over
As Low As
As Low As
As Low As
As Low As
As Low As; Loan Amount: $2501 and Over
Credit Rating 680-719
As Low As
As Low As
Eligible My Link Program Member; Credit Rating 640-679
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Rates are fixed for the life of the loan.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
Credit Rating 640-679
As Low As
As Low As
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; $500-$25000 60 mos.
As Low As
As Low As
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As
As Low As
As Low As
As Low As; $75,000 Maximum
As Low As
As Low As
As Low As
As Low As
As Low As
Max $: $10,000
Eligible My Link Program Member; Credit Rating 600-639
As Low As
No additional details available.
As Low As
As Low As
As Low As
Credit Rating 600-639
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
Max $: $7,500
As Low As
As Low As
Credit Builder Loan provides funds for shared secured loan to help build or rebuild credit.
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
Max $: $5,000
Eligible My Link Program Member; Credit Rating 550-599
Max $: $2,500
Credit Rating 550-599
For a 12-month, fixed-rate Whatever loan for $1,000, a member would pay 11 monthly payments of $90.44 each and a 12th payment of $90.34
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; Loan Amount: $2501 and Over
As Low As; Loan Amount: $2501 and Over
As Low As; Loan Amount: $2501 and Over
As Low As
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Loan Amount: $2501 and Over
As Low As
As Low As; Loan Amount: $2501 and Over
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
Eligible My Link Program Member; Credit Rating 720+
As Low As
As Low As
As Low As; Terms from 6 to 60 months
Eligible My Link Program Member; Credit Rating 680-719
Credit Rating 720+
As Low As; Loan Amount: $2501 and Over
As Low As
As Low As
Credit Rating 680-719
As Low As; Loan Amount: $2501 and Over
Eligible My Link Program Member; Credit Rating 640-679
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As
As Low As
Credit Rating 640-679
As Low As
As Low As; $500-$25000 60 mos.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As
As Low As
As Low As
Eligible My Link Program Member; Credit Rating 600-639
As Low As
Credit Rating 600-639
As Low As
No additional details available.
As Low As
Eligible My Link Program Member; Credit Rating 550-599
Credit Rating 550-599
As Low As
As Low As
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As
As Low As
As Low As
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; $75,000 Maximum
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
Madawaska, ME Personal Loan Rate Trends
Compare local Madawaska, ME personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Maine personal loan rates fell 0.489 points over the past 7 days to 10.695% APR.
Maine signature loan rates rose 0.577 points over the past 7 days to 11.584% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Madawaska, Maine personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Madawaska, Maine directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Madawaska, Maine. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in ME.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Maine?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Maine?
Are credit unions or banks better for personal loans in Madawaska, Maine?
What are the best personal loan rates in Madawaska, Maine?
- NorState Federal Credit Union: 11.90% (Personal Loans)
- Connected Credit Union: 4.50% (Recreational Loans 2020 & Newer)
- Downeast Credit Union: 4.89% (Recreational Loans)
- Brewer Federal Credit Union: 4.99% (Winter Rescue Loan)
- Saco Valley Credit Union: 5.20% (Teen Credit Builder Loan)
Personal Loan Calculators
