Best Personal Loan Rates in Lewiston, Maine - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Lewiston, Maine include: Community Credit UnionCommunity Credit Union144 Pine St, Lewiston, ME, 04240A5.0 ★Texas Ratio: 12.04% offering 1 year Loan at 5.15% APR, Maine Family Federal Credit UnionMaine Family Federal Credit Union555 Sabattus St, Lewiston, ME, 04240A+5.0 ★Texas Ratio: 1.36% offering Credit Builder Loans at 5.25% APR, Milestones Federal Credit UnionMilestones Federal Credit Union291 Pine St, Lewiston, ME, 04240A+5.0 ★Texas Ratio: 3.93% offering Unsecured Personal / Signature Loan at 6.25% APR, Bangor Savings BankBangor Savings Bank882 Lisbon St, Lewiston, ME, 04240A+5.0 ★Texas Ratio: 2.55% offering Credit Score 780+ Loan at 7.00% APR, and Lisbon Community Federal Credit UnionLisbon Community Federal Credit Union802 Sabattus St, Lewiston, ME, 04240A+5.0 ★Texas Ratio: 1.34% offering Personal Loans at 7.99% APR. Personal loan rates as of June 27, 2026 according to verified data from MonitorBankRates.
Lewiston has 7 local institutions in our database, with personal loan rates as low as 5.15% APR from Community Credit Union at 144 Pine St, Lewiston, ME, 04240. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Lewiston, Maine.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Lewiston, Maine. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 27, 2026
Lewiston Personal Loan Rates
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As Low As; Unsecured Personal / Signature Loan
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Maximum Loan to Value: Up to 85%
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Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Maximum Loan to Value: Up to 85%
Maximum Loan to Value: Up to 85%
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Maximum Loan to Value: Up to 85%
As Low As; Consolidation Loan
Maximum Loan to Value: Up to 85%
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Maximum Loan to Value: Up to 85%
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Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Maximum Loan to Value: Up to 85%
Maximum Loan to Value: Up to 85%
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As Low As; Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at https://www.consumerfinance.gov/learnmore/.
As Low As; Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at https://www.consumerfinance.gov/learnmore/.
As Low As; Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at https://www.consumerfinance.gov/learnmore/.
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No credit check
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Loan is subject to underwriting, credit qualifications, and approval. Other restrictions may apply. Must be or become a member at Brewer FCU. $3,500 loan for 11 months @ 4.99% = approx. $326 per month.
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Tiered based on credit score
Tiered based on credit score. As of 6/13/25, subject to change at any time.
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Tiered based on credit score
Tiered based on credit score. As of 6/13/25, subject to change at any time.
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Rates subject to credit approval, terms and conditions subject to change at any time, based on individual creditworthiness. APR = Annual Percentage Rate, "up-to" subject to approval, "starting at" subject to creditworthiness. Accurate as of 12/3/25 subject to change at any time.
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Individual loan rates may vary based on credit worthiness, account relationships, loan-to-value and loan terms.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
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Tiered based on credit score
Tiered based on credit score. As of 6/13/25, subject to change at any time.
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
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Minimum loan amount of $500; maximum loan amount of $2,000.
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Rate as low as 7.9%APR
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Minimum loan amount $500. Maximum loan amount $30,000.
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Tiered based on credit score. As of 6/13/25, subject to change at any time.
Tiered based on credit score
Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
No additional details available.
Eligible My Link Program Member: 8.99%
As Low As; Loan Amount: $2501 and Over
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Eligible My Link Program Member: 9.24%
As Low As; Loan Amount: $2501 and Over
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As low as; Maximum Amount: $10,000
Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As; Loans for less than $7,500 have a maximum term of 48 months and loans greater than $7,500 have a maximum term of 60 months. Contact an SVCU loan officer for more information.
As Low As; Maximum APR: Up to 18.00% APR
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Eligible My Link Program Member: 9.99%
Minimum loan amount $500. Maximum loan amount $30,000.
$500-$25000
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Minimum loan amount $500. Maximum loan amount $30,000.
$75,000 Maximum
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Credit Score: 740+; Max $: $10,000
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Eligible My Link Program Member: 11.99%
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Credit Score: 700-739; Max $: $7,500
Maximum Loan Amount: $2,000.00. Rates are effective 11/01/2023 and subject to change without notice. APR = Annual Percentage Rate. Fees, amount financed and actual term may affect the actual APR and rate of your loan. SVCU loans are done using risk-based pricing to determine the interest rate and are based on the borrowers term and credit worthiness. All rates and loans are subject to credit approval. Other terms and rates may be available. Contact an SVCU loan officer for more information.
Credit Builder Loan provides funds for shared secured loan to help build or rebuild credit. Rates are effective 11/01/2023 and subject to change without notice. APR = Annual Percentage Rate. Fees, amount financed and actual term may affect the actual APR and rate of your loan. SVCU loans are done using risk-based pricing to determine the interest rate and are based on the borrowers term and credit worthiness. All rates and loans are subject to credit approval. Other terms and rates may be available. Contact an SVCU loan officer for more information. Payment Example: 24 month term : $2,000 at 24 months at 12.99% interest rate = 23 payments of $96.32 per month with a final payment of $96.10 includes a $25 document fee; 14.24%APR and $48.16 per $1,000 borrowed.
Lewiston Personal Loan Rates
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Individual loan rates may vary based on credit worthiness, account relationships, loan-to-value and loan terms.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
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Minimum loan amount $500. Maximum loan amount $30,000.
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Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Eligible My Link Program Member: 8.99%
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Eligible My Link Program Member: 9.24%
As Low As; Loan Amount: $2501 and Over
Minimum loan amount $500. Maximum loan amount $30,000.
No additional details available.
As Low As; Loans for less than $7,500 have a maximum term of 48 months and loans greater than $7,500 have a maximum term of 60 months. Contact an SVCU loan officer for more information.
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Eligible My Link Program Member: 9.99%
$500-$25000
Minimum loan amount $500. Maximum loan amount $30,000.
Minimum loan amount $500. Maximum loan amount $30,000.
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Eligible My Link Program Member: 11.99%
No additional details available.
Lewiston Debt Consolidation Loan Rates
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Minimum loan amount $500. Maximum loan amount $30,000.
Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As low as; Maximum Amount: $10,000
Minimum loan amount $500. Maximum loan amount $30,000.
Minimum loan amount $500. Maximum loan amount $30,000.
Minimum loan amount $500. Maximum loan amount $30,000.
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Lewiston Signature Loan Rates
As Low As; Unsecured Personal / Signature Loan
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$75,000 Maximum
Lewiston, ME Personal Loan Rate Trends
Compare local Lewiston, ME personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Maine personal loan rates fell 0.264 points over the past 7 days to 11.019% APR.
Maine signature loan rates currently average 12.954% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Lewiston, Maine personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Lewiston, Maine directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Lewiston, Maine. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in ME.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Maine?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Maine?
Are credit unions or banks better for personal loans in Lewiston, Maine?
What are the best personal loan rates in Lewiston, Maine?
- Community Credit Union: 5.15% (1 year Loan)
- Maine Family Federal Credit Union: 5.25% (Credit Builder Loans)
- Milestones Federal Credit Union: 6.25% (Unsecured Personal / Signature Loan)
- Bangor Savings Bank: 7.00% (Credit Score 780+ Loan)
- Lisbon Community Federal Credit Union: 7.99% (Personal Loans)
Personal Loan Calculators
