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Best Personal Loan Rates in New Orleans, Louisiana (LA) - March 2026

Current personal loan options available to borrowers in New Orleans, Louisiana include: Post Office Employees Credit UnionPost Office Employees Credit Union701 Loyola Ave, New Orleans, LA, 70113A+5.0 ★Texas Ratio: 1.01% offering Consolidation Loan (Put Your Debt on a Diet!) at 4.75% APR, Internal Revenue Federal Credit UnionInternal Revenue Federal Credit Union1555 Poydras St, New Orleans, LA, 70112 3726A+5.0 ★Texas Ratio: 0.77% offering Personal Loan at 6.50% APR, Hope Federal Credit Union Jackson, MSHope Federal Credit Union Jackson, MS1726 Oretha Castle Haley Blvd, New Orleans, LA, 70113 1313A+5.0 ★Texas Ratio: 0.03% offering Signature Loans at 7.17% APR, Keesler Federal Credit UnionKeesler Federal Credit Union3700 Orleans Ave, New Orleans, LA, 70119A+5.0 ★Texas Ratio: 4.31% offering New Tractor Loans at 7.49% APR, and Campus Federal Credit UnionCampus Federal Credit Union433 Bolivar St Rm 102, New Orleans, LA, 70112 7021A+5.0 ★Texas Ratio: 1.73% offering Lot Loan at 7.75% APR. Personal loan rates as of March 29, 2026 according to verified data from MonitorBankRates.

Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in New Orleans, Louisiana can save you significantly over the life of your loan.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in New Orleans, Louisiana.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in New Orleans, Louisiana. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 29, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Post Office Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
701 Loyola Ave, New Orleans, LA, 70113
Consolidation Loan (Put Your Debt on a Diet!)
4.75%
APR4.75%
Last UpdatedMarch 31, 2026
Details

As Low As

Post Office Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
701 Loyola Ave, New Orleans, LA, 70113
Personal Loans/Signature Loans
4.75%
APR4.75%
Last UpdatedMarch 31, 2026
Details

As Low As; Loan Loyalty Discounts Apply, which can lower your APR* by as much as 1.25%

Internal Revenue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
1555 Poydras St, New Orleans, LA, 70112 3726
Personal Loan
6.50%
APR6.50%
Last UpdatedMarch 31, 2026
Details

As Low As

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
1726 Oretha Castle Haley Blvd, New Orleans, LA, 70113 1313
Signature Loans
7.17%
APR7.17%
Last UpdatedMarch 31, 2026
Details

As Low As

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
3700 Orleans Ave, New Orleans, LA, 70119
New Tractor Loans
7.49%
APR7.49%
Last UpdatedMarch 31, 2026
Details

As Low As

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
1726 Oretha Castle Haley Blvd, New Orleans, LA, 70113 1313
Unsecured / Signature
7.50%
APR7.50%
Last UpdatedMarch 31, 2026
Details

No additional details available.

Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
433 Bolivar St Rm 102, New Orleans, LA, 70112 7021
Lot Loan
7.75%
APR7.75%
Last UpdatedMarch 31, 2026
Details

As Low As

Xplore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
701 Poydras St Ste P140, New Orleans, LA, 70139
Personal Loan
7.82%
APR7.82%
Last UpdatedMarch 31, 2026
Details

As Low As; $500 - $50,000

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
3700 Orleans Ave, New Orleans, LA, 70119
New Tractor Loans
7.99%
APR7.99%
Last UpdatedMarch 31, 2026
Details

As Low As

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
3700 Orleans Ave, New Orleans, LA, 70119
New Tractor Loans
8.49%
APR8.49%
Last UpdatedMarch 31, 2026
Details

As Low As

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
1726 Oretha Castle Haley Blvd, New Orleans, LA, 70113 1313
Borrow and Save Loans
8.50%
APR8.50%
Last UpdatedMarch 31, 2026
Details

No additional details available.

The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.29%
5163 General DeGaulle Dr Ste F, New Orleans, LA, 70131 7268
Vacant Land Loans
8.75%
APR8.75%
Last UpdatedMarch 31, 2026
Details

Loans up to $150,000; Not for recreational purposes; Competitive rates and terms up to 120 months; Low monthly payment; Up to 85% financing of purchase price or appraised value, whichever is less with approved credit; No pre-payment penalties; Sites in excess of 1 acre subject to additional review and/or conditions

Xplore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
701 Poydras St Ste P140, New Orleans, LA, 70139
Debt Consolidation
8.82%
APR8.82%
Last UpdatedMarch 31, 2026
Details

$5,000 to $50,000

UNO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.37%
2000 LAKESHORE DR, NEW ORLEANS, LA, 70148 3520
Signature
8.99%
APR8.99%
Last UpdatedMarch 31, 2026
Details

As Low As

Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
6600 Plaza Dr, New Orleans, LA, 70127
Freedom Fast Personal Loan
9.00%
APR9.00%
Last UpdatedMarch 31, 2026
Details

As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
639 Loyola Ave Ste 220, New Orleans, LA, 70113 3130
Personal Loan
9.24%
APR9.24%
Last UpdatedMarch 31, 2026
Details

No additional details available.

Fleur de Lis Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
1450 Poydras St Ste 628, New Orleans, LA, 70112
Signature
9.90%
APR9.90%
Last UpdatedMarch 31, 2026
Details

No additional details available.

Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
433 Bolivar St Rm 102, New Orleans, LA, 70112 7021
Signature Loan
10.24%
APR10.24%
Last UpdatedMarch 31, 2026
Details

As Low As; Loan Amount: $10,000 or more

Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
433 Bolivar St Rm 102, New Orleans, LA, 70112 7021
Signature Loans
10.24%
APR10.24%
Last UpdatedMarch 31, 2026
Details

As Low As; Loan Amount: $10,000 or more

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
639 Loyola Ave Ste 220, New Orleans, LA, 70113 3130
Personal Loan
10.24%
APR10.24%
Last UpdatedMarch 31, 2026
Details

No additional details available.

Eagle Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
6400 Saint Claude Ave Bldg 4208, NEW ORLEANS, LA, 70117 1456
Personal Loan
10.95%
APR10.95%
Last UpdatedMarch 31, 2026
Details

As Low As

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
3700 Orleans Ave, New Orleans, LA, 70119
Personal Loans
10.99%
APR10.99%
Last UpdatedMarch 31, 2026
Details

As Low As

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
1350 PORT OF NEW ORLEANS PL, NEW ORLEANS, LA, 70130 1805
Signature Loan Class A
11.00%
APR11.00%
Last UpdatedMarch 31, 2026
Details

Debt Ratio < or = 29.99%; No Public Records; No Past Due Accounts; Bankruptcy Over 10 Years Old (From Date of Discharge)

Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
433 Bolivar St Rm 102, New Orleans, LA, 70112 7021
Signature Loan
11.24%
APR11.24%
Last UpdatedMarch 31, 2026
Details

As Low As; Loan Amount: $10,000 or more

Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
433 Bolivar St Rm 102, New Orleans, LA, 70112 7021
Signature Loans
11.24%
APR11.24%
Last UpdatedMarch 31, 2026
Details

As Low As; Loan Amount: $10,000 or more

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
639 Loyola Ave Ste 220, New Orleans, LA, 70113 3130
Personal Loan
11.24%
APR11.24%
Last UpdatedMarch 31, 2026
Details

No additional details available.

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
3700 Orleans Ave, New Orleans, LA, 70119
Signature Loans
11.49%
APR11.49%
Last UpdatedMarch 31, 2026
Details

As Low As

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
200 Henry Clay Ave, New Orleans, LA, 70118 5720
Signature Loans
11.49%
APR11.49%
Last UpdatedMarch 31, 2026
Details

As Low As

Eagle Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
6400 Saint Claude Ave Bldg 4208, NEW ORLEANS, LA, 70117 1456
Personal Loan
11.95%
APR11.95%
Last UpdatedMarch 31, 2026
Details

As Low As

Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
433 Bolivar St Rm 102, New Orleans, LA, 70112 7021
Signature Loan
12.24%
APR12.24%
Last UpdatedMarch 31, 2026
Details

As Low As; Loan Amount: $25,000 or more

Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
433 Bolivar St Rm 102, New Orleans, LA, 70112 7021
Signature Loans
12.24%
APR12.24%
Last UpdatedMarch 31, 2026
Details

As Low As; Loan Amount: $25,000 or more

Eagle Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
6400 Saint Claude Ave Bldg 4208, NEW ORLEANS, LA, 70117 1456
Personal Loan
12.95%
APR12.95%
Last UpdatedMarch 31, 2026
Details

As Low As

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
1350 PORT OF NEW ORLEANS PL, NEW ORLEANS, LA, 70130 1805
Signature Loan Class B
13.00%
APR13.00%
Last UpdatedMarch 31, 2026
Details

Debt Ratio 30% to 39.99%; No Public Records; Some (1 or 2) 30 Day Past Due; Bankruptcy 7 to 10 Years Old (From Date of Discharge)

Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
433 Bolivar St Rm 102, New Orleans, LA, 70112 7021
Signature Loan
13.24%
APR13.24%
Last UpdatedMarch 31, 2026
Details

As Low As; Loan Amount: $25,000 or more

Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
433 Bolivar St Rm 102, New Orleans, LA, 70112 7021
Signature Loans
13.24%
APR13.24%
Last UpdatedMarch 31, 2026
Details

As Low As; Loan Amount: $25,000 or more

Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
433 Bolivar St Rm 102, New Orleans, LA, 70112 7021
Signature Loan
13.25%
APR13.25%
Last UpdatedMarch 31, 2026
Details

As Low As; Loan Amount: $3,000 - $9,999

Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
433 Bolivar St Rm 102, New Orleans, LA, 70112 7021
Signature Loans
13.25%
APR13.25%
Last UpdatedMarch 31, 2026
Details

As Low As; Loan Amount: $3,000 - $9,999

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
1726 Oretha Castle Haley Blvd, New Orleans, LA, 70113 1313
Loan Type
13.25%
APR13.25%
Last UpdatedMarch 31, 2026
Details

Maximum Amount: Credit Limits of Up to $10,000

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
1350 PORT OF NEW ORLEANS PL, NEW ORLEANS, LA, 70130 1805
Signature Loan Class C
15.00%
APR15.00%
Last UpdatedMarch 31, 2026
Details

Debt Ratio 40% to 49.99%; Public Records; Some (3 or 4) 30 Day Past Due; Some (1 or 2) 60 Day Past Due; Bankruptcy 3 to 6.00 Years Old (From Date of Discharge)

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
1350 PORT OF NEW ORLEANS PL, NEW ORLEANS, LA, 70130 1805
Signature Loan Class D
17.00%
APR17.00%
Last UpdatedMarch 31, 2026
Details

Debt Ratio 50% to 59.99%; Bankruptcy 2 to 2.99 Years Old (From Date of Discharge)

Xplore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
701 Poydras St Ste P140, New Orleans, LA, 70139
No Credit Check Loan
17.99%
APR17.99%
Last UpdatedMarch 31, 2026
Details

As Low As

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
1726 Oretha Castle Haley Blvd, New Orleans, LA, 70113 1313
Borrow and Save Loans
18.00%
APR18.00%
Last UpdatedMarch 31, 2026
Details

No additional details available.

Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
433 Bolivar St Rm 102, New Orleans, LA, 70112 7021
Signature Loans
18.00%
APR18.00%
Last UpdatedMarch 31, 2026
Details

As Low As; Loan Amount: Less than $3,000

Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
433 Bolivar St Rm 102, New Orleans, LA, 70112 7021
Signature Loan
18.00%
APR18.00%
Last UpdatedMarch 31, 2026
Details

As Low As; Loan Amount: Less than $3,000

Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
6600 Plaza Dr, New Orleans, LA, 70127
Freedom Fast Personal Loan
18.00%
APR18.00%
Last UpdatedMarch 31, 2026
Details

As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
1350 PORT OF NEW ORLEANS PL, NEW ORLEANS, LA, 70130 1805
Signature Loan Class E
21.00%
APR21.00%
Last UpdatedMarch 31, 2026
Details

Debt Ratio > or = 60%; Bankruptcy 0 to 1.99 Years Old (From Date of Discharge); Need Board Approval

Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
433 Bolivar St Rm 102, New Orleans, LA, 70112 7021
Money Wise Loans
28.00%
APR28.00%
Last UpdatedMarch 31, 2026
Details

As Low As

Fleur de Lis Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
1450 Poydras St Ste 628, New Orleans, LA, 70112
Zest Loan
28.00%
APR28.00%
Last UpdatedMarch 31, 2026
Details

No additional details available.

Xplore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
701 Poydras St Ste P140, New Orleans, LA, 70139
No Credit Check Loan Plus
28.00%
APR28.00%
Last UpdatedMarch 31, 2026
Details

No additional details available.

Southwest Louisiana Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
4056 Ryan St, Lake Charles, LA, 70605
Share Pledge & CD Pledge Loans
4.50%
APR4.50%
Last UpdatedMarch 31, 2026
Details

2.5% above rate earned on share/cd with a minimum rate of 4.5%

Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
2739 W Church St, Hammond, LA, 70401
Tactical Loan
5.00%
APR5.00%
Last UpdatedMarch 31, 2026
Details

As Low As

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.60%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
Land Loans
5.20%
APR5.20%
Last UpdatedMarch 31, 2026
Details

As Low As; Purchase acreage or raw land. Up to 100% Loan to Value

Wymar Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.41%
37269 Highway 30, Geismar, LA, 70734
Construction Loans
5.25%
APR5.25%
Last UpdatedMarch 31, 2026
Details

As Low As

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.60%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
Land Loans
5.45%
APR5.45%
Last UpdatedMarch 31, 2026
Details

As Low As; Purchase acreage or raw land. Up to 100% Loan to Value

Access Of Louisiana Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
4400 Maplewood Dr, Sulphur, LA, 70663
Unspecified Loan
5.75%
APR5.75%
Last UpdatedMarch 31, 2026
Details

As Low As; Regular APR: 5.75-17.95%

River Region Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
1625 Lutcher Ave, Lutcher, LA, 70071
Signature Loans
5.99%
APR5.99%
Last UpdatedMarch 31, 2026
Details

As Low As; Members are eligible after 6 months of employment; Member can qualify for 2 times their gross monthly income not to exceed $10,000.00.

GEISMAR COMPLEX
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
35294 Highway 30, Geismar, LA, 70734
New Recreational Loan
5.99%
APR5.99%
Last UpdatedMarch 31, 2026
Details

As Low As; APR varies by term. Terms up to 10 years.

GEISMAR COMPLEX
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
35294 Highway 30, Geismar, LA, 70734
Used Recreational Loan
5.99%
APR5.99%
Last UpdatedMarch 31, 2026
Details

As Low As; APR varies by term. Terms up to 10 years.

BOM Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
814 Washington St, Natchitoches, LA, 71457
Credit Builder Loan
6.00%
APR6.00%
Last UpdatedMarch 31, 2026
Details

No additional details available.

Valex Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.45%
2495 Shreveport Hwy, Pineville, LA, 71360
Loan
6.00%
APR6.00%
Last UpdatedMarch 31, 2026
Details

Maximum Loan Amount: Less than $15,000

Access Of Louisiana Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
4400 Maplewood Dr, Sulphur, LA, 70663
Unspecified Loan
6.00%
APR6.00%
Last UpdatedMarch 31, 2026
Details

No additional details available.

Wymar Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.41%
37269 Highway 30, Geismar, LA, 70734
Unspecified Loan
6.24%
APR6.24%
Last UpdatedMarch 31, 2026
Details

As Low As

Valex Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.45%
2495 Shreveport Hwy, Pineville, LA, 71360
Loan
6.25%
APR6.25%
Last UpdatedMarch 31, 2026
Details

Maximum Loan Amount: $15,000 - $19,999.99

GEISMAR COMPLEX
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
35294 Highway 30, Geismar, LA, 70734
Equipment Loans
6.25%
APR6.25%
Last UpdatedMarch 31, 2026
Details

As Low As; APR varies by term. Terms up to 10 years.

Wymar Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.41%
37269 Highway 30, Geismar, LA, 70734
Unspecified Loan
6.49%
APR6.49%
Last UpdatedMarch 31, 2026
Details

As Low As

University of Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
619 McKinley St Ste 101, Lafayette, LA, 70503
67th Anniversary Personal Loan Special
6.70%
APR6.70%
Last UpdatedMarch 31, 2026
Details

Loan amounts available from $500 to $5,000 with repayment terms ranging from 12 to 24 months. A $20 loan application fee applies. Example Payment: A loan of $1,000 at 6.70% APR for 24 months will result in 24 monthly payments of approximately $44.76, with a total repayment amount of $1,074.24. This does not include the $20 application fee. All loans are subject to credit approval and other underwriting criteria. Membership is required to obtain a loan.

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.60%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
Land Loans
6.70%
APR6.70%
Last UpdatedMarch 31, 2026
Details

As Low As; Purchase acreage or raw land. Up to 100% Loan to Value

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
4400 Sen J Bennett Johnston Ave, Lake Charles, LA, 70615 5157
Holiday Loan - Closed End Fixed APR as low as
6.74%
APR6.74%
Last UpdatedMarch 31, 2026
Details

As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
380 S Franklin St, Bastrop, LA, 71220
NEW Loan
6.75%
APR6.75%
Last UpdatedMarch 31, 2026
Details

As Low As

Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
2739 W Church St, Hammond, LA, 70401
Unspecified Loan
6.79%
APR6.79%
Last UpdatedMarch 31, 2026
Details

As Low As

Acadian Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
102 Sunbeam Ln, Lafayette, LA, 70506 1521
Property Loans
6.90%
APR6.90%
Last UpdatedMarch 31, 2026
Details

As Low As; Maximum 90% of Appraised Value; Parishes approved for Property Loans are: Lafayette, St Landry, Vermillion, Acadia and St. Martin

Wymar Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.41%
37269 Highway 30, Geismar, LA, 70734
Unspecified Loan
6.95%
APR6.95%
Last UpdatedMarch 31, 2026
Details

As Low As

Valex Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.45%
2495 Shreveport Hwy, Pineville, LA, 71360
Loan
7.00%
APR7.00%
Last UpdatedMarch 31, 2026
Details

Maximum Loan Amount: $20,000 - $29,999.99

Heart Of Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
303 Edgewood Dr, Pineville, LA, 71360 5444
New Lawn & Garden Equipment Loans
7.00%
APR7.00%
Last UpdatedMarch 31, 2026
Details

Loan Amounts less than $10,000

Ouachita Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
1420 Natchitoches St, West Monroe, LA, 71292
Land Loan
7.00%
APR7.00%
Last UpdatedMarch 31, 2026
Details

No additional details available.

Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
1500 N 19th St, Monroe, LA, 71201 4942
Holiday Loan Special
7.00%
APR7.00%
Last UpdatedMarch 31, 2026
Details

As Low As; Get up to $5000

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
380 S Franklin St, Bastrop, LA, 71220
Used Loan
7.15%
APR7.15%
Last UpdatedMarch 31, 2026
Details

As Low As

Wymar Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.41%
37269 Highway 30, Geismar, LA, 70734
Unspecified Loan
7.20%
APR7.20%
Last UpdatedMarch 31, 2026
Details

As Low As

Valex Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.45%
2495 Shreveport Hwy, Pineville, LA, 71360
Loan
7.25%
APR7.25%
Last UpdatedMarch 31, 2026
Details

Maximum Loan Amount: $30,000 - $39,999.99

Allied Plastics Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
1700 E Mount Pleasant Rd, Zachary, LA, 70791 5919
Recreational Loans
7.25%
APR7.25%
Last UpdatedMarch 31, 2026
Details

As Low As

Rapides General Hospital Employees FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
211 4TH ST, ALEXANDRIA, LA, 71301 8421
Computer Loans
7.25%
APR7.25%
Last UpdatedMarch 31, 2026
Details

Amount $500 - $3,000

Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
2739 W Church St, Hammond, LA, 70401
Unspecified Loan
7.29%
APR7.29%
Last UpdatedMarch 31, 2026
Details

As Low As

Wymar Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.41%
37269 Highway 30, Geismar, LA, 70734
Unspecified Loan
7.45%
APR7.45%
Last UpdatedMarch 31, 2026
Details

As Low As

Wymar Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.41%
37269 Highway 30, Geismar, LA, 70734
Loan
7.50%
APR7.50%
Last UpdatedMarch 31, 2026
Details

As Low As

LES
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
950 N 22nd St Ste C, Baton Rouge, LA, 70802
Spring Loan Special
7.50%
APR7.50%
Last UpdatedMarch 31, 2026
Details

As Low As; Spring Flowers (AND SPRING LOANS!) Take advantage of our SPRING LOAN SPECIAL March 1, 2022- June 30, 2022

La Terre Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
701 Barrow St, Houma, LA, 70360 4701
Annual Loan Specials
7.65%
APR7.65%
Last UpdatedMarch 31, 2026
Details

As Low As; Limited time only New Year Special: January - April Summer Special: May - August Holiday Special: September - December

La Terre Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
701 Barrow St, Houma, LA, 70360 4701
Signature Loan
7.65%
APR7.65%
Last UpdatedMarch 31, 2026
Details

As Low As; Contact credit union for more details.

Wymar Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.41%
37269 Highway 30, Geismar, LA, 70734
Unspecified Loan
7.70%
APR7.70%
Last UpdatedMarch 31, 2026
Details

As Low As

Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
2739 W Church St, Hammond, LA, 70401
Medical Loan
7.89%
APR7.89%
Last UpdatedMarch 31, 2026
Details

As Low As

Southwest Louisiana Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
4056 Ryan St, Lake Charles, LA, 70605
Debt Consolidation Loan
7.99%
APR7.99%
Last UpdatedMarch 31, 2026
Details

As Low As; Up to $20,000. Terms based on loan amount. Exclusions and conditions apply.

Louisiana Catholic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
814 Jordan St, Shreveport, LA, 71101
Credit Repair/Credit Builder Loan
8.00%
APR8.00%
Last UpdatedMarch 31, 2026
Details

No additional details available.

Heart Of Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
303 Edgewood Dr, Pineville, LA, 71360 5444
New Lawn & Garden Equipment Loans
8.00%
APR8.00%
Last UpdatedMarch 31, 2026
Details

Loan Amounts $10,000.00-$19,999.99

Heart Of Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
303 Edgewood Dr, Pineville, LA, 71360 5444
Used Lawn & Garden Equipment Loans
8.00%
APR8.00%
Last UpdatedMarch 31, 2026
Details

Loan Amounts less than $10,000

Heart Of Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
303 Edgewood Dr, Pineville, LA, 71360 5444
New Lawn & Garden Equipment Loans
8.25%
APR8.25%
Last UpdatedMarch 31, 2026
Details

Loan Amounts $20,000.00-$29,999.99

Wymar Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.41%
37269 Highway 30, Geismar, LA, 70734
Unsecured Loan
8.50%
APR8.50%
Last UpdatedMarch 31, 2026
Details

As Low As

First Street Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
709 W 1ST ST, DERIDDER, LA, 70634
Unsecured / Signature
8.50%
APR8.50%
Last UpdatedMarch 31, 2026
Details

As Low As; Depending on Your Credit Score, you could be eligible for up to $15,000.00

Access Of Louisiana Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
4400 Maplewood Dr, Sulphur, LA, 70663
Loan
8.60%
APR8.60%
Last UpdatedMarch 31, 2026
Details

No additional details available.

Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
13404 Airline Hwy, Baton Rouge, LA, 70817 5917
Land Loan
8.64%
APR8.64%
Last UpdatedMarch 31, 2026
Details

No additional details available.

BAYOU COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
5445 POINT CLAIR RD, CARVILLE, LA, 70721
Unsecured Loan (Signature)
8.75%
APR8.75%
Last UpdatedMarch 31, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
380 S Franklin St, Bastrop, LA, 71220
NEW Loans
8.75%
APR8.75%
Last UpdatedMarch 31, 2026
Details

$40,000 and above; As Low As

Kraftman Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
805 E Cypress Ave, Bastrop, LA, 71220 3912
Signature Loans
8.90%
APR8.90%
Last UpdatedMarch 31, 2026
Details

No additional details available.

University of Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
619 McKinley St Ste 101, Lafayette, LA, 70503
Personal Loan
8.95%
APR8.95%
Last UpdatedMarch 31, 2026
Details

No additional details available.

Baton Rouge City Parish Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
433 Government St, Baton Rouge, LA, 70802 6114
Personal Loan
8.99%
APR8.99%
Last UpdatedMarch 31, 2026
Details

As Low As; Rate based on creditworthiness and term of loan.

Baton Rouge City Parish Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
433 Government St, Baton Rouge, LA, 70802 6114
Signature Loans
8.99%
APR8.99%
Last UpdatedMarch 31, 2026
Details

As Low As

Engage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
256 Highway 3175 Byp, Natchitoches, LA, 71457 9601
Signature Loans
8.99%
APR8.99%
Last UpdatedMarch 31, 2026
Details

As Low As; 36 months financing on all loans; 48 months financing on loans over $6,000

GEISMAR COMPLEX
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
35294 Highway 30, Geismar, LA, 70734
CREDIT BUILDER LOAN
8.99%
APR8.99%
Last UpdatedMarch 31, 2026
Details

As Low As; Terms up to 2 years.

Jefferson Parish Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
1221 Elmwood Park Blvd, Harahan, LA, 70123
Personal Loans
9.00%
APR9.00%
Last UpdatedMarch 31, 2026
Details

As Low As

BOSSIER
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
1871 Pine Grove Rd, Keithville, LA, 71047
Personal
9.00%
APR9.00%
Last UpdatedMarch 31, 2026
Details

max. 60 mo.

Peoples Credit Union Rayne, LA
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
904 E TEXAS AVE, Rayne, LA, 70578
Signature
9.00%
APR9.00%
Last UpdatedMarch 31, 2026
Details

No additional details available.

Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8400 Mansfield Rd, Shreveport, LA, 71108
Personal Loans
9.00%
APR9.00%
Last UpdatedMarch 31, 2026
Details

As Low As

Heart Of Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
303 Edgewood Dr, Pineville, LA, 71360 5444
Used Lawn & Garden Equipment Loans
9.00%
APR9.00%
Last UpdatedMarch 31, 2026
Details

Loan Amounts $10,000.00-$19,999.99

Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8400 Mansfield Rd, Shreveport, LA, 71108
Personal
9.00%
APR9.00%
Last UpdatedMarch 31, 2026
Details

up to 60 months

Valex Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.45%
2495 Shreveport Hwy, Pineville, LA, 71360
Loan
9.00%
APR9.00%
Last UpdatedMarch 31, 2026
Details

Maximum Loan Amount: $50,000 - $59,999.99

Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
13404 Airline Hwy, Baton Rouge, LA, 70817 5917
Personal
9.24%
APR9.24%
Last UpdatedMarch 31, 2026
Details

As Low As

TES REGIONAL HEALTHCARE
Institution Rating:
A5.0 ★Texas Ratio: 9.43%
2050 Line Ave, Shreveport, LA, 71104
Signature Loans
9.25%
APR9.25%
Last UpdatedMarch 31, 2026
Details

No additional details available.

LES
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
950 N 22nd St Ste C, Baton Rouge, LA, 70802
SIGNATURE LOAN (Closed end
9.25%
APR9.25%
Last UpdatedMarch 31, 2026
Details

As Low As

LES
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
950 N 22nd St Ste C, Baton Rouge, LA, 70802
Personal
9.25%
APR9.25%
Last UpdatedMarch 31, 2026
Details

As Low As; Competitive rates as low as 9.25% A.P.R.

Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
2739 W Church St, Hammond, LA, 70401
Personal Loan
9.25%
APR9.25%
Last UpdatedMarch 31, 2026
Details

As Low As

Louisiana Central Credit Union
Institution Rating:
D3.4 ★Texas Ratio: 34.41%
824 Elmwood Park Blvd, Harahan, LA, 70123 3332
Unsecured loan - Closed End - Up to 60 months
9.25%
APR9.25%
Last UpdatedMarch 31, 2026
Details

As Low As; Catch up on bills, home repairs, etc.

Wymar Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.41%
37269 Highway 30, Geismar, LA, 70734
Loan
9.25%
APR9.25%
Last UpdatedMarch 31, 2026
Details

As Low As

Heart Of Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
303 Edgewood Dr, Pineville, LA, 71360 5444
Used Lawn & Garden Equipment Loans
9.25%
APR9.25%
Last UpdatedMarch 31, 2026
Details

Loan Amounts $20,000.00-$29,999.99

Heart Of Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
303 Edgewood Dr, Pineville, LA, 71360 5444
Personal Loan
9.25%
APR9.25%
Last UpdatedMarch 31, 2026
Details

No additional details available.

Heart Of Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
303 Edgewood Dr, Pineville, LA, 71360 5444
New Lawn & Garden Equipment Loans
9.25%
APR9.25%
Last UpdatedMarch 31, 2026
Details

Loan Amounts $30,000.00-$39,999.99

Valex Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.45%
2495 Shreveport Hwy, Pineville, LA, 71360
Loan
9.25%
APR9.25%
Last UpdatedMarch 31, 2026
Details

Maximum Loan Amount: $60,000 or more

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
380 S Franklin St, Bastrop, LA, 71220
Used Loans
9.25%
APR9.25%
Last UpdatedMarch 31, 2026
Details

$40,000 and above; As Low As

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
100 Northpark Blvd # B1302A, Covington, LA, 70433 5069
Consumer Loans
9.39%
APR9.39%
Last UpdatedMarch 31, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
4400 Sen J Bennett Johnston Ave, Lake Charles, LA, 70615 5157
Bill Consolidation Loan - Closed End Fixed APR as low as
9.49%
APR9.49%
Last UpdatedMarch 31, 2026
Details

As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to change without notice.

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
4400 Sen J Bennett Johnston Ave, Lake Charles, LA, 70615 5157
Personal Signature Loan - Closed Fixed APR as low as
9.49%
APR9.49%
Last UpdatedMarch 31, 2026
Details

As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.60%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
Signature Loans
9.49%
APR9.49%
Last UpdatedMarch 31, 2026
Details

As Low As

Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
21925 Highway 1, Plaquemine, LA, 70764 5132
Debt Consolidation Loan
9.50%
APR9.50%
Last UpdatedMarch 31, 2026
Details

As Low As; 90 day no pay

Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
14963 River Rd, Hahnville, LA, 70057
Closed End Signature
9.50%
APR9.50%
Last UpdatedMarch 31, 2026
Details

As Low As

Wymar Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.41%
37269 Highway 30, Geismar, LA, 70734
Unsecured Loan
9.50%
APR9.50%
Last UpdatedMarch 31, 2026
Details

As Low As

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
100 Northpark Blvd # B1302A, Covington, LA, 70433 5069
Consumer Loans
9.59%
APR9.59%
Last UpdatedMarch 31, 2026
Details

As Low As

Zellco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
520 Avenue V, Bogalusa, LA, 70427 4414
Unsecured
9.74%
APR9.74%
Last UpdatedMarch 31, 2026
Details

As Low As

ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
306 E Kaliste Saloom Rd, Lafayette, LA, 70508
Signature
9.90%
APR9.90%
Last UpdatedMarch 31, 2026
Details

As Low As; Rates as low as 9.90%

Tangipahoa Parish Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
1100 Roma Ave, Hammond, LA, 70403 5464
Personal (Signature) Unsecured Loans
9.95%
APR9.95%
Last UpdatedMarch 31, 2026
Details

As Low As

Southwest Louisiana Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
4056 Ryan St, Lake Charles, LA, 70605
Personal Loans
9.95%
APR9.95%
Last UpdatedMarch 31, 2026
Details

As Low As; Terms based on loan amount

Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
21925 Highway 1, Plaquemine, LA, 70764 5132
Personal Loans
9.95%
APR9.95%
Last UpdatedMarch 31, 2026
Details

As Low As; 12 months

GEISMAR COMPLEX
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
35294 Highway 30, Geismar, LA, 70734
Signature Loans
9.99%
APR9.99%
Last UpdatedMarch 31, 2026
Details

As Low As; APR varies by term. Terms up to 5 years.

GEISMAR COMPLEX
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
35294 Highway 30, Geismar, LA, 70734
Personal Loans
9.99%
APR9.99%
Last UpdatedMarch 31, 2026
Details

As Low As

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
100 Northpark Blvd # B1302A, Covington, LA, 70433 5069
Consumer Loans
9.99%
APR9.99%
Last UpdatedMarch 31, 2026
Details

As Low As

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
700 Main St, Baton Rouge, LA, 70802 5501
Personal Loans (Unsecured)
9.99%
APR9.99%
Last UpdatedMarch 31, 2026
Details

As Low As

Ouachita Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
1420 Natchitoches St, West Monroe, LA, 71292
Unsecured Loans
9.99%
APR9.99%
Last UpdatedMarch 31, 2026
Details

No additional details available.

CENTRIC
Institution Rating:
C+4.1 ★Texas Ratio: 25.48%
1091 Thomas Rd, West Monroe, LA, 71292 5821
Signature Loan
9.99%
APR9.99%
Last UpdatedMarch 31, 2026
Details

As Low As

Louisiana Catholic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
814 Jordan St, Shreveport, LA, 71101
Personal Loans
10.00%
APR10.00%
Last UpdatedMarch 31, 2026
Details

No additional details available.

Jefferson Parish Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
1221 Elmwood Park Blvd, Harahan, LA, 70123
Generator Loans
10.00%
APR10.00%
Last UpdatedMarch 31, 2026
Details

As Low As

Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
1500 N 19th St, Monroe, LA, 71201 4942
Signature
10.00%
APR10.00%
Last UpdatedMarch 31, 2026
Details

As Low As

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
708 Jackson St, Alexandria, LA, 71301
Signature Loan (Unsecured)
10.00%
APR10.00%
Last UpdatedMarch 31, 2026
Details

No additional details available.

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
708 Jackson St, Alexandria, LA, 71301
Unsecured Loans / Personal Loans
10.00%
APR10.00%
Last UpdatedMarch 31, 2026
Details

As Low As; Low variable rates based on credit worthiness; NO application fee; Flexible repayment terms; NO pre-payment penalty; Personalized service at every step; Use for tax payment, holiday expenses, back to school, bill consolidation, and more

Calcasieu Parish Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.92%
1011 Lake Shore Dr Ste 500, Lake Charles, LA, 70601 9417
Signature
10.00%
APR10.00%
Last UpdatedMarch 31, 2026
Details

As Low As

Nucor Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
9101 Hwy 3125, Convent, LA, 70723
Share Loan
10.00%
APR10.00%
Last UpdatedMarch 31, 2026
Details

No additional details available.

Rapides General Hospital Employees FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
211 4TH ST, ALEXANDRIA, LA, 71301 8421
Signature Loans
10.00%
APR10.00%
Last UpdatedMarch 31, 2026
Details

Amount up to $2,500

Wymar Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.41%
37269 Highway 30, Geismar, LA, 70734
Loan
10.25%
APR10.25%
Last UpdatedMarch 31, 2026
Details

As Low As

Heart Of Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
303 Edgewood Dr, Pineville, LA, 71360 5444
New Lawn & Garden Equipment Loans
10.25%
APR10.25%
Last UpdatedMarch 31, 2026
Details

Loan Amounts $40,000.00-$49,999.99

Heart Of Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
303 Edgewood Dr, Pineville, LA, 71360 5444
Used Lawn & Garden Equipment Loans
10.25%
APR10.25%
Last UpdatedMarch 31, 2026
Details

Loan Amounts $30,000.00-$39,999.99

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
700 Main St, Baton Rouge, LA, 70802 5501
Personal Loans (Unsecured)
10.49%
APR10.49%
Last UpdatedMarch 31, 2026
Details

As Low As

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.60%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
Signature Loans
10.49%
APR10.49%
Last UpdatedMarch 31, 2026
Details

As Low As

Maple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
105 Toledo Dr, Lafayette, LA, 70506
Personal/Unsecured
10.50%
APR10.50%
Last UpdatedMarch 31, 2026
Details

No additional details available.

Wymar Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.41%
37269 Highway 30, Geismar, LA, 70734
Unsecured Loan
10.50%
APR10.50%
Last UpdatedMarch 31, 2026
Details

As Low As

Department Of Corrections Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
6303 Esler Field Rd, Pineville, LA, 71360 3790
Personal
10.50%
APR10.50%
Last UpdatedMarch 31, 2026
Details

As Low As

Access Of Louisiana Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
4400 Maplewood Dr, Sulphur, LA, 70663
Personal
10.55%
APR10.55%
Last UpdatedMarch 31, 2026
Details

Up to $1,000.00

Wesla Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
2921 Williamson Way, Shreveport, LA, 71118
Personal Loan
10.75%
APR10.75%
Last UpdatedMarch 31, 2026
Details

As Low As; Terms available up to 48 months; No collateral required; Simple application process; Fast local decision-making

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
700 Main St, Baton Rouge, LA, 70802 5501
Personal Loans (Unsecured)
10.99%
APR10.99%
Last UpdatedMarch 31, 2026
Details

As Low As

Neighbors Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.49%
12529 Perkins Rd, Baton Rouge, LA, 70810
Personal Loan
10.99%
APR10.99%
Last UpdatedMarch 31, 2026
Details

As Low As

Davison Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
1800 Davison Rd, Sulphur, LA, 70665 5600
Unsecured Signature Loans
10.99%
APR10.99%
Last UpdatedMarch 31, 2026
Details

Rating: A (700+); Financing Limits: $12,000

Meritus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
515 Guilbeau Rd, Lafayette, LA, 70506 6089
Signature Unsecured Loan
11.00%
APR11.00%
Last UpdatedMarch 31, 2026
Details

As Low As

Heart Of Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
303 Edgewood Dr, Pineville, LA, 71360 5444
Used Lawn & Garden Equipment Loans
11.00%
APR11.00%
Last UpdatedMarch 31, 2026
Details

Loan Amounts $40,000.00-$49,999.99

Allied Plastics Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
1700 E Mount Pleasant Rd, Zachary, LA, 70791 5919
Personal Loans
11.00%
APR11.00%
Last UpdatedMarch 31, 2026
Details

As Low As

Iberville Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.05%
57920 Fort St, Plaquemine, LA, 70764 3326
Personal/Signature
11.00%
APR11.00%
Last UpdatedMarch 31, 2026
Details

As Low As

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Personal
11.00%
APR11.00%
Last UpdatedMarch 31, 2026
Details

No additional details available.

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Personal Loan
11.00%
APR11.00%
Last UpdatedMarch 31, 2026
Details

Paper Grade A, Credit Score Range 720+

First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
2235 S College Rd, Lafayette, LA, 70508
Signature Loans
11.00%
APR11.00%
Last UpdatedMarch 31, 2026
Details

As Low As

Carter Federal Credit Union
Institution Rating:
D3.6 ★Texas Ratio: 31.89%
7288 Highway 509, Mansfield, LA, 71052
Personal Loans
11.05%
APR11.05%
Last UpdatedMarch 31, 2026
Details

No additional details available.

Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
13404 Airline Hwy, Baton Rouge, LA, 70817 5917
Personal
11.24%
APR11.24%
Last UpdatedMarch 31, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Post Office Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
701 Loyola Ave, New Orleans, LA, 70113
Personal Loans/Signature Loans
4.75%
APR4.75%
Last UpdatedMarch 31, 2026
Details

As Low As; Loan Loyalty Discounts Apply, which can lower your APR* by as much as 1.25%

Internal Revenue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
1555 Poydras St, New Orleans, LA, 70112 3726
Personal Loan
6.50%
APR6.50%
Last UpdatedMarch 31, 2026
Details

As Low As

Xplore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
701 Poydras St Ste P140, New Orleans, LA, 70139
Personal Loan
7.82%
APR7.82%
Last UpdatedMarch 31, 2026
Details

As Low As; $500 - $50,000

Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
6600 Plaza Dr, New Orleans, LA, 70127
Freedom Fast Personal Loan
9.00%
APR9.00%
Last UpdatedMarch 31, 2026
Details

As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
639 Loyola Ave Ste 220, New Orleans, LA, 70113 3130
Personal Loan
9.24%
APR9.24%
Last UpdatedMarch 31, 2026
Details

No additional details available.

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
639 Loyola Ave Ste 220, New Orleans, LA, 70113 3130
Personal Loan
10.24%
APR10.24%
Last UpdatedMarch 31, 2026
Details

No additional details available.

Eagle Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
6400 Saint Claude Ave Bldg 4208, NEW ORLEANS, LA, 70117 1456
Personal Loan
10.95%
APR10.95%
Last UpdatedMarch 31, 2026
Details

As Low As

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
3700 Orleans Ave, New Orleans, LA, 70119
Personal Loans
10.99%
APR10.99%
Last UpdatedMarch 31, 2026
Details

As Low As

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
639 Loyola Ave Ste 220, New Orleans, LA, 70113 3130
Personal Loan
11.24%
APR11.24%
Last UpdatedMarch 31, 2026
Details

No additional details available.

Eagle Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
6400 Saint Claude Ave Bldg 4208, NEW ORLEANS, LA, 70117 1456
Personal Loan
11.95%
APR11.95%
Last UpdatedMarch 31, 2026
Details

As Low As

Eagle Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
6400 Saint Claude Ave Bldg 4208, NEW ORLEANS, LA, 70117 1456
Personal Loan
12.95%
APR12.95%
Last UpdatedMarch 31, 2026
Details

As Low As

Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
6600 Plaza Dr, New Orleans, LA, 70127
Freedom Fast Personal Loan
18.00%
APR18.00%
Last UpdatedMarch 31, 2026
Details

As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00

University of Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
619 McKinley St Ste 101, Lafayette, LA, 70503
67th Anniversary Personal Loan Special
6.70%
APR6.70%
Last UpdatedMarch 31, 2026
Details

Loan amounts available from $500 to $5,000 with repayment terms ranging from 12 to 24 months. A $20 loan application fee applies. Example Payment: A loan of $1,000 at 6.70% APR for 24 months will result in 24 monthly payments of approximately $44.76, with a total repayment amount of $1,074.24. This does not include the $20 application fee. All loans are subject to credit approval and other underwriting criteria. Membership is required to obtain a loan.

University of Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
619 McKinley St Ste 101, Lafayette, LA, 70503
Personal Loan
8.95%
APR8.95%
Last UpdatedMarch 31, 2026
Details

No additional details available.

Baton Rouge City Parish Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
433 Government St, Baton Rouge, LA, 70802 6114
Personal Loan
8.99%
APR8.99%
Last UpdatedMarch 31, 2026
Details

As Low As; Rate based on creditworthiness and term of loan.

Jefferson Parish Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
1221 Elmwood Park Blvd, Harahan, LA, 70123
Personal Loans
9.00%
APR9.00%
Last UpdatedMarch 31, 2026
Details

As Low As

Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8400 Mansfield Rd, Shreveport, LA, 71108
Personal Loans
9.00%
APR9.00%
Last UpdatedMarch 31, 2026
Details

As Low As

Heart Of Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
303 Edgewood Dr, Pineville, LA, 71360 5444
Personal Loan
9.25%
APR9.25%
Last UpdatedMarch 31, 2026
Details

No additional details available.

Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
2739 W Church St, Hammond, LA, 70401
Personal Loan
9.25%
APR9.25%
Last UpdatedMarch 31, 2026
Details

As Low As

Southwest Louisiana Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
4056 Ryan St, Lake Charles, LA, 70605
Personal Loans
9.95%
APR9.95%
Last UpdatedMarch 31, 2026
Details

As Low As; Terms based on loan amount

Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
21925 Highway 1, Plaquemine, LA, 70764 5132
Personal Loans
9.95%
APR9.95%
Last UpdatedMarch 31, 2026
Details

As Low As; 12 months

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
700 Main St, Baton Rouge, LA, 70802 5501
Personal Loans (Unsecured)
9.99%
APR9.99%
Last UpdatedMarch 31, 2026
Details

As Low As

GEISMAR COMPLEX
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
35294 Highway 30, Geismar, LA, 70734
Personal Loans
9.99%
APR9.99%
Last UpdatedMarch 31, 2026
Details

As Low As

Louisiana Catholic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
814 Jordan St, Shreveport, LA, 71101
Personal Loans
10.00%
APR10.00%
Last UpdatedMarch 31, 2026
Details

No additional details available.

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
708 Jackson St, Alexandria, LA, 71301
Unsecured Loans / Personal Loans
10.00%
APR10.00%
Last UpdatedMarch 31, 2026
Details

As Low As; Low variable rates based on credit worthiness; NO application fee; Flexible repayment terms; NO pre-payment penalty; Personalized service at every step; Use for tax payment, holiday expenses, back to school, bill consolidation, and more

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
700 Main St, Baton Rouge, LA, 70802 5501
Personal Loans (Unsecured)
10.49%
APR10.49%
Last UpdatedMarch 31, 2026
Details

As Low As

Wesla Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
2921 Williamson Way, Shreveport, LA, 71118
Personal Loan
10.75%
APR10.75%
Last UpdatedMarch 31, 2026
Details

As Low As; Terms available up to 48 months; No collateral required; Simple application process; Fast local decision-making

Neighbors Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.49%
12529 Perkins Rd, Baton Rouge, LA, 70810
Personal Loan
10.99%
APR10.99%
Last UpdatedMarch 31, 2026
Details

As Low As

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
700 Main St, Baton Rouge, LA, 70802 5501
Personal Loans (Unsecured)
10.99%
APR10.99%
Last UpdatedMarch 31, 2026
Details

As Low As

Allied Plastics Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
1700 E Mount Pleasant Rd, Zachary, LA, 70791 5919
Personal Loans
11.00%
APR11.00%
Last UpdatedMarch 31, 2026
Details

As Low As

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Personal Loan
11.00%
APR11.00%
Last UpdatedMarch 31, 2026
Details

Paper Grade A, Credit Score Range 720+

Carter Federal Credit Union
Institution Rating:
D3.6 ★Texas Ratio: 31.89%
7288 Highway 509, Mansfield, LA, 71052
Personal Loans
11.05%
APR11.05%
Last UpdatedMarch 31, 2026
Details

No additional details available.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Post Office Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
701 Loyola Ave, New Orleans, LA, 70113
Consolidation Loan (Put Your Debt on a Diet!)
4.75%
APR4.75%
Last UpdatedMarch 31, 2026
Details

As Low As

Xplore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
701 Poydras St Ste P140, New Orleans, LA, 70139
Debt Consolidation
8.82%
APR8.82%
Last UpdatedMarch 31, 2026
Details

$5,000 to $50,000

Southwest Louisiana Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
4056 Ryan St, Lake Charles, LA, 70605
Debt Consolidation Loan
7.99%
APR7.99%
Last UpdatedMarch 31, 2026
Details

As Low As; Up to $20,000. Terms based on loan amount. Exclusions and conditions apply.

Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
21925 Highway 1, Plaquemine, LA, 70764 5132
Debt Consolidation Loan
9.50%
APR9.50%
Last UpdatedMarch 31, 2026
Details

As Low As; 90 day no pay

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Post Office Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
701 Loyola Ave, New Orleans, LA, 70113
Personal Loans/Signature Loans
4.75%
APR4.75%
Last UpdatedMarch 31, 2026
Details

As Low As; Loan Loyalty Discounts Apply, which can lower your APR* by as much as 1.25%

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
1726 Oretha Castle Haley Blvd, New Orleans, LA, 70113 1313
Signature Loans
7.17%
APR7.17%
Last UpdatedMarch 31, 2026
Details

As Low As

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
1726 Oretha Castle Haley Blvd, New Orleans, LA, 70113 1313
Unsecured / Signature
7.50%
APR7.50%
Last UpdatedMarch 31, 2026
Details

No additional details available.

UNO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.37%
2000 LAKESHORE DR, NEW ORLEANS, LA, 70148 3520
Signature
8.99%
APR8.99%
Last UpdatedMarch 31, 2026
Details

As Low As

Fleur de Lis Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
1450 Poydras St Ste 628, New Orleans, LA, 70112
Signature
9.90%
APR9.90%
Last UpdatedMarch 31, 2026
Details

No additional details available.

Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
433 Bolivar St Rm 102, New Orleans, LA, 70112 7021
Signature Loan
10.24%
APR10.24%
Last UpdatedMarch 31, 2026
Details

As Low As; Loan Amount: $10,000 or more

Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
433 Bolivar St Rm 102, New Orleans, LA, 70112 7021
Signature Loans
10.24%
APR10.24%
Last UpdatedMarch 31, 2026
Details

As Low As; Loan Amount: $10,000 or more

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
1350 PORT OF NEW ORLEANS PL, NEW ORLEANS, LA, 70130 1805
Signature Loan Class A
11.00%
APR11.00%
Last UpdatedMarch 31, 2026
Details

Debt Ratio < or = 29.99%; No Public Records; No Past Due Accounts; Bankruptcy Over 10 Years Old (From Date of Discharge)

Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
433 Bolivar St Rm 102, New Orleans, LA, 70112 7021
Signature Loan
11.24%
APR11.24%
Last UpdatedMarch 31, 2026
Details

As Low As; Loan Amount: $10,000 or more

Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
433 Bolivar St Rm 102, New Orleans, LA, 70112 7021
Signature Loans
11.24%
APR11.24%
Last UpdatedMarch 31, 2026
Details

As Low As; Loan Amount: $10,000 or more

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
3700 Orleans Ave, New Orleans, LA, 70119
Signature Loans
11.49%
APR11.49%
Last UpdatedMarch 31, 2026
Details

As Low As

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
200 Henry Clay Ave, New Orleans, LA, 70118 5720
Signature Loans
11.49%
APR11.49%
Last UpdatedMarch 31, 2026
Details

As Low As

Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
433 Bolivar St Rm 102, New Orleans, LA, 70112 7021
Signature Loan
12.24%
APR12.24%
Last UpdatedMarch 31, 2026
Details

As Low As; Loan Amount: $25,000 or more

Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
433 Bolivar St Rm 102, New Orleans, LA, 70112 7021
Signature Loans
12.24%
APR12.24%
Last UpdatedMarch 31, 2026
Details

As Low As; Loan Amount: $25,000 or more

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
1350 PORT OF NEW ORLEANS PL, NEW ORLEANS, LA, 70130 1805
Signature Loan Class B
13.00%
APR13.00%
Last UpdatedMarch 31, 2026
Details

Debt Ratio 30% to 39.99%; No Public Records; Some (1 or 2) 30 Day Past Due; Bankruptcy 7 to 10 Years Old (From Date of Discharge)

Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
433 Bolivar St Rm 102, New Orleans, LA, 70112 7021
Signature Loan
13.24%
APR13.24%
Last UpdatedMarch 31, 2026
Details

As Low As; Loan Amount: $25,000 or more

Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
433 Bolivar St Rm 102, New Orleans, LA, 70112 7021
Signature Loans
13.24%
APR13.24%
Last UpdatedMarch 31, 2026
Details

As Low As; Loan Amount: $25,000 or more

Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
433 Bolivar St Rm 102, New Orleans, LA, 70112 7021
Signature Loan
13.25%
APR13.25%
Last UpdatedMarch 31, 2026
Details

As Low As; Loan Amount: $3,000 - $9,999

Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
433 Bolivar St Rm 102, New Orleans, LA, 70112 7021
Signature Loans
13.25%
APR13.25%
Last UpdatedMarch 31, 2026
Details

As Low As; Loan Amount: $3,000 - $9,999

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
1350 PORT OF NEW ORLEANS PL, NEW ORLEANS, LA, 70130 1805
Signature Loan Class C
15.00%
APR15.00%
Last UpdatedMarch 31, 2026
Details

Debt Ratio 40% to 49.99%; Public Records; Some (3 or 4) 30 Day Past Due; Some (1 or 2) 60 Day Past Due; Bankruptcy 3 to 6.00 Years Old (From Date of Discharge)

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
1350 PORT OF NEW ORLEANS PL, NEW ORLEANS, LA, 70130 1805
Signature Loan Class D
17.00%
APR17.00%
Last UpdatedMarch 31, 2026
Details

Debt Ratio 50% to 59.99%; Bankruptcy 2 to 2.99 Years Old (From Date of Discharge)

Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
433 Bolivar St Rm 102, New Orleans, LA, 70112 7021
Signature Loan
18.00%
APR18.00%
Last UpdatedMarch 31, 2026
Details

As Low As; Loan Amount: Less than $3,000

Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
433 Bolivar St Rm 102, New Orleans, LA, 70112 7021
Signature Loans
18.00%
APR18.00%
Last UpdatedMarch 31, 2026
Details

As Low As; Loan Amount: Less than $3,000

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
1350 PORT OF NEW ORLEANS PL, NEW ORLEANS, LA, 70130 1805
Signature Loan Class E
21.00%
APR21.00%
Last UpdatedMarch 31, 2026
Details

Debt Ratio > or = 60%; Bankruptcy 0 to 1.99 Years Old (From Date of Discharge); Need Board Approval

River Region Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
1625 Lutcher Ave, Lutcher, LA, 70071
Signature Loans
5.99%
APR5.99%
Last UpdatedMarch 31, 2026
Details

As Low As; Members are eligible after 6 months of employment; Member can qualify for 2 times their gross monthly income not to exceed $10,000.00.

La Terre Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
701 Barrow St, Houma, LA, 70360 4701
Signature Loan
7.65%
APR7.65%
Last UpdatedMarch 31, 2026
Details

As Low As; Contact credit union for more details.

First Street Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
709 W 1ST ST, DERIDDER, LA, 70634
Unsecured / Signature
8.50%
APR8.50%
Last UpdatedMarch 31, 2026
Details

As Low As; Depending on Your Credit Score, you could be eligible for up to $15,000.00

BAYOU COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
5445 POINT CLAIR RD, CARVILLE, LA, 70721
Unsecured Loan (Signature)
8.75%
APR8.75%
Last UpdatedMarch 31, 2026
Details

As Low As

Kraftman Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
805 E Cypress Ave, Bastrop, LA, 71220 3912
Signature Loans
8.90%
APR8.90%
Last UpdatedMarch 31, 2026
Details

No additional details available.

Baton Rouge City Parish Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
433 Government St, Baton Rouge, LA, 70802 6114
Signature Loans
8.99%
APR8.99%
Last UpdatedMarch 31, 2026
Details

As Low As

Engage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
256 Highway 3175 Byp, Natchitoches, LA, 71457 9601
Signature Loans
8.99%
APR8.99%
Last UpdatedMarch 31, 2026
Details

As Low As; 36 months financing on all loans; 48 months financing on loans over $6,000

Peoples Credit Union Rayne, LA
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
904 E TEXAS AVE, Rayne, LA, 70578
Signature
9.00%
APR9.00%
Last UpdatedMarch 31, 2026
Details

No additional details available.

LES
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
950 N 22nd St Ste C, Baton Rouge, LA, 70802
SIGNATURE LOAN (Closed end
9.25%
APR9.25%
Last UpdatedMarch 31, 2026
Details

As Low As

TES REGIONAL HEALTHCARE
Institution Rating:
A5.0 ★Texas Ratio: 9.43%
2050 Line Ave, Shreveport, LA, 71104
Signature Loans
9.25%
APR9.25%
Last UpdatedMarch 31, 2026
Details

No additional details available.

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
4400 Sen J Bennett Johnston Ave, Lake Charles, LA, 70615 5157
Personal Signature Loan - Closed Fixed APR as low as
9.49%
APR9.49%
Last UpdatedMarch 31, 2026
Details

As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.60%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
Signature Loans
9.49%
APR9.49%
Last UpdatedMarch 31, 2026
Details

As Low As

Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
14963 River Rd, Hahnville, LA, 70057
Closed End Signature
9.50%
APR9.50%
Last UpdatedMarch 31, 2026
Details

As Low As

ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
306 E Kaliste Saloom Rd, Lafayette, LA, 70508
Signature
9.90%
APR9.90%
Last UpdatedMarch 31, 2026
Details

As Low As; Rates as low as 9.90%

Tangipahoa Parish Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
1100 Roma Ave, Hammond, LA, 70403 5464
Personal (Signature) Unsecured Loans
9.95%
APR9.95%
Last UpdatedMarch 31, 2026
Details

As Low As

CENTRIC
Institution Rating:
C+4.1 ★Texas Ratio: 25.48%
1091 Thomas Rd, West Monroe, LA, 71292 5821
Signature Loan
9.99%
APR9.99%
Last UpdatedMarch 31, 2026
Details

As Low As

GEISMAR COMPLEX
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
35294 Highway 30, Geismar, LA, 70734
Signature Loans
9.99%
APR9.99%
Last UpdatedMarch 31, 2026
Details

As Low As; APR varies by term. Terms up to 5 years.

Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
1500 N 19th St, Monroe, LA, 71201 4942
Signature
10.00%
APR10.00%
Last UpdatedMarch 31, 2026
Details

As Low As

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
708 Jackson St, Alexandria, LA, 71301
Signature Loan (Unsecured)
10.00%
APR10.00%
Last UpdatedMarch 31, 2026
Details

No additional details available.

Calcasieu Parish Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.92%
1011 Lake Shore Dr Ste 500, Lake Charles, LA, 70601 9417
Signature
10.00%
APR10.00%
Last UpdatedMarch 31, 2026
Details

As Low As

Rapides General Hospital Employees FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
211 4TH ST, ALEXANDRIA, LA, 71301 8421
Signature Loans
10.00%
APR10.00%
Last UpdatedMarch 31, 2026
Details

Amount up to $2,500

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.60%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
Signature Loans
10.49%
APR10.49%
Last UpdatedMarch 31, 2026
Details

As Low As

Davison Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
1800 Davison Rd, Sulphur, LA, 70665 5600
Unsecured Signature Loans
10.99%
APR10.99%
Last UpdatedMarch 31, 2026
Details

Rating: A (700+); Financing Limits: $12,000

Meritus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
515 Guilbeau Rd, Lafayette, LA, 70506 6089
Signature Unsecured Loan
11.00%
APR11.00%
Last UpdatedMarch 31, 2026
Details

As Low As

Iberville Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.05%
57920 Fort St, Plaquemine, LA, 70764 3326
Personal/Signature
11.00%
APR11.00%
Last UpdatedMarch 31, 2026
Details

As Low As

First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
2235 S College Rd, Lafayette, LA, 70508
Signature Loans
11.00%
APR11.00%
Last UpdatedMarch 31, 2026
Details

As Low As

No home improvement personal loan rates found in New Orleans, LA currently.

Frequently Asked Questions

What credit score do I need for a personal loan in Louisiana?

Most lenders in New Orleans, Louisiana require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Louisiana often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in New Orleans, Louisiana require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Louisiana?

Yes. Debt consolidation is one of the most common uses of personal loans in New Orleans, Louisiana. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in New Orleans, Louisiana?

Credit unions in New Orleans, Louisiana often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in New Orleans, Louisiana?

  • Post Office Employees Credit Union: 4.75% (Consolidation Loan (Put Your Debt on a Diet!))
  • Internal Revenue Federal Credit Union: 6.50% (Personal Loan)
  • Hope Federal Credit Union Jackson, MS: 7.17% (Signature Loans)
  • Keesler Federal Credit Union: 7.49% (New Tractor Loans)
  • Campus Federal Credit Union: 7.75% (Lot Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in New Orleans, Louisiana. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 29, 2026.