Current personal loan options available to borrowers in West Des Moines, Iowa include: Northwest Bank (IA)Northwest Bank (IA)5700 University Ave, West Des Moines, IA, 50266A+5.0 ★Texas Ratio: 3.01% offering Equipment Term Loans at 5.99% APR, First Class Community Credit UnionFirst Class Community Credit Union2051 Westown Pkwy, West Des Moines, IA, 50265 1541A+5.0 ★Texas Ratio: 1.71% offering Recreational Loans at 7.25% APR, Collins Community Credit UnionCollins Community Credit Union6260 Mills Civic Pkwy, West Des Moines, IA, 50266 8004B-4.3 ★Texas Ratio: 23.97% offering Credit Builder Loan at 8.50% APR, Greater Iowa Credit UnionGreater Iowa Credit Union1630 22nd St, West Des Moines, IA, 50266 1407A5.0 ★Texas Ratio: 8.63% offering Personal Loan at 8.99% APR, and Bankers Trust CompanyBankers Trust Company620 S 60th St, West Des Moines, IA, 50266A+5.0 ★Texas Ratio: 2.53% offering Unsecured Loan at 9.51% APR. Personal loan rates as of March 28, 2026 according to verified data from MonitorBankRates.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in West Des Moines, Iowa can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in West Des Moines, Iowa.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in West Des Moines, Iowa. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 28, 2026
Offer valid on equipment term loans only.. No lines of credit. Offer expires 4/15/2026. No refinancing of Northwest exisiting debt. SBA Loans and business credit cards are not eligible for promotional offer. All standard rates and terms apply.
As Low As; Up to 72 Months
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As Low As; Up to 48 Months
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No additional details available.
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Loan Amount: $7,500
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As Low As; for loans less than $2,500
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$12K Unsecured Limit
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up to $8000; Call Tim for more details at 563-582-9515.
$35,000
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up to $8000; Call Tim for more details at 563-582-9515.
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Credit Score: 700+
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$12K Unsecured Limit
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up to $8000; Call Tim for more details at 563-582-9515.
$35,000
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Limited time offer based on capacity to repay. Personal loan example: 48 monthly payments of $24.77 per $1,000 borrowed at 8.75% APR. All loans are subject to approval.
As Low As; Flexible loan terms; Plus - make no payments for 60 days!
As Low As; Money for anything you can imagine. (Fixed term)
No additional details available.
$12K Unsecured Limit
Unsecured Limit: $20K
As Low As; Actual Rate you receive is based on your credit score and term.
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As Low As; Money for anything you can imagine. (Fixed term)
$12K Unsecured Limit
Unsecured Limit: $20K
As Low As; UP TO 12 MONTHS
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No additional details available.
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Offer available through August 1, 2026.
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As Low As; Money for anything you can imagine. (Fixed term)
As Low As; 13 TO 36 MONTHS
Unsecured Limit: $20K
$12K Unsecured Limit
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Floor 6.75%
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As Low As; Money for anything you can imagine. (Fixed term)
UP TO 36 months
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No additional details available.
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As Low As; Money for anything you can imagine. (Fixed term)
As Low As; 24 MONTH REVIEW
No additional details available.
Unsecured Limit: $20K
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APR based on $10,000 loan and $250 fee (e.g. A five year $10,000 loan at 11.088% APR requires a monthly payment of $212.46)
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$5,000
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APR (Rate is based on credit score and automatic payment)
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48 months at 11.84%; 48 payments at $26.26 per $1,000 borrowed; Payments are monthly. Does apply to real estate, home equity or business loans. Membership with DuTrac is required.
Over $1,000
Up to $1,000
Over $1,000
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Unsecured Limit: $20K
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Loan payment is $457.52 for 60 payments at 13.24%.
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As Low As; for loans less than $2,500
$12K Unsecured Limit
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$12K Unsecured Limit
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Limited time offer based on capacity to repay. Personal loan example: 48 monthly payments of $24.77 per $1,000 borrowed at 8.75% APR. All loans are subject to approval.
As Low As; Flexible loan terms; Plus - make no payments for 60 days!
$12K Unsecured Limit
Unsecured Limit: $20K
As Low As
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$12K Unsecured Limit
Unsecured Limit: $20K
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Offer available through August 1, 2026.
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$12K Unsecured Limit
Unsecured Limit: $20K
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Unsecured Limit: $20K
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$5,000
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48 months at 11.84%; 48 payments at $26.26 per $1,000 borrowed; Payments are monthly. Does apply to real estate, home equity or business loans. Membership with DuTrac is required.
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Unsecured Limit: $20K
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No additional details available.
As Low As; Actual Rate you receive is based on your credit score and term.
As Low As; UP TO 12 MONTHS
No additional details available.
No additional details available.
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As Low As; 13 TO 36 MONTHS
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UP TO 36 months
No additional details available.
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No additional details available.
As Low As; 24 MONTH REVIEW
APR based on $10,000 loan and $250 fee (e.g. A five year $10,000 loan at 11.088% APR requires a monthly payment of $212.46)
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APR (Rate is based on credit score and automatic payment)
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