Iowa Personal Loan Rate Trends
Track current and weekly average personal loan rates in Iowa, view interactive rate trend charts, and compare local IA aprs against the national average.
Current Iowa Personal Loan Rate Trends
Personal Loan rates in Iowa held steady at a Personal Loan average of 12.139% this week.
At 12.139%, Iowa’s average sits 1.437 above the current national average of 10.702%. This above-average spread may reflect local market conditions or regional lender competition in IA.
The Iowa personal loan rate averages on this page are calculated from 50 verified personal loan rate quotes collected across 23 banks and credit unions actively operating in Iowa. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Iowa Personal Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Iowa personal loan rate averages compiled from 50 current rate quotes across 23 banks and credit unions operating in IA — updated daily.
As of Jul 4, 2026 • Data provided by MonitorBankRates.com
Historical Personal Loan Rate Trends in Iowa
Quarterly average personal loan rates at credit unions headquartered in Iowa, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Iowa (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by personal loan portfolio balance.
