Best Money Market Rates in West Des Moines, Iowa - June 2026
Brian McKay
Brian McKay
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Current West Des Moines, Iowa and the surrounding area money market deposit account rates include Financial Plus Credit UnionFinancial Plus Credit Union1831 25th St, West Des Moines, IA 50266 1416A+5.0 ★Texas Ratio: 2.00% PLUS Money Market at 3.30% APY, Collins Community Credit UnionCollins Community Credit Union6260 Mills Civic Pkwy, West Des Moines, IA 50266 8004B-4.3 ★Texas Ratio: 21.19% Signature Money Market at 3.05% APY, TruBankTruBank6205 Mills Civic Pkwy, West Des Moines, IA 50266A5.0 ★Texas Ratio: 10.56% TruInvestor Money Market at 2.90% APY, Earlham Savings BankEarlham Savings Bank7300 Lake Dr, West Des Moines, IA 50266A+5.0 ★Texas Ratio: 3.45% Money Market at 2.80% APY, and Midwest Heritage BankMidwest Heritage Bank3580 Ep True Pkwy, West Des Moines, IA 50265A+5.0 ★Texas Ratio: 0.99% Money Market Account at 2.40% APY. Money market rates as of June 3, 2026 according to verified data from MonitorBankRates.
West Des Moines has 9 local institutions in our database, with money market rates as high as 3.30% APY from Financial Plus Credit Union at 1831 25th St, West Des Moines, IA 50266 1416. Use the table below to compare all available offers, including options from institutions serving the broader Iowa area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in West Des Moines, Iowa and surrounding area. Last Updated and Verified: June 3, 2026
Compare the Best Money Market Rates Today in West Des Moines, Iowa & the Surrounding Area
With an active checking account
Promotional rate effective for 10 months from opening date of new Money Market account. Rate may change after account is opened. Please see your Truth in Savings schedule for rate information after the 10-month introductory period. Fees could reduce the earnings on the account for maintenance and activity fees.
As high as
Balance: $250,000+
Qualifications Required: Must be enrolled in electronic statements (eStatements) with a valid email address; $10,000 required to open account. Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate of the date listed above.
Minimum opening deposit $0.00. Minimum balance to avoid a service fee $0.00. Dividend compounding and crediting Daily/Monthly. Fees could reduce the earnings on the account for maintenance and activity fees.
Qualifications Required: Must be enrolled in electronic statements (eStatements) with a valid email address; $10,000 required to open account. Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate of the date listed above.
Balance: $75,000 - $249,999.99
Qualifications Required: Must be enrolled in electronic statements (eStatements) with a valid email address; $10,000 required to open account. Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate of the date listed above.
Qualifications Required: Must be enrolled in electronic statements (eStatements) with a valid email address; $10,000 required to open account. Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate of the date listed above.
Qualifications Required: Must be enrolled in electronic statements (eStatements) with a valid email address; $10,000 required to open account. Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate of the date listed above.
Qualifications Required: Must be enrolled in electronic statements (eStatements) with a valid email address; $10,000 required to open account. Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate of the date listed above.
Minimum opening deposit $0.00. Minimum balance to avoid a service fee $0.00. Dividend compounding and crediting Daily/Monthly. Fees could reduce the earnings on the account for maintenance and activity fees.
Minimum opening deposit $0.00. Minimum balance to avoid a service fee $0.00. Dividend compounding and crediting Daily/Monthly. Fees could reduce the earnings on the account for maintenance and activity fees.
Balance: $25,000 - $74,999.99
Balance: Up to $25,000
Without an active checking account
$2,500 required to open account. Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate as of the date listed above.
$2,500 required to open account. Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate as of the date listed above.
Minimum opening deposit $0.00. Minimum balance to avoid a service fee $0.00. Dividend compounding and crediting Daily/Monthly. Fees could reduce the earnings on the account for maintenance and activity fees.
$2,500 required to open account. Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate as of the date listed above.
$2,500 required to open account. Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate as of the date listed above.
$2,500 required to open account. Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate as of the date listed above.
Minimum opening deposit $0.00. Minimum balance to avoid a service fee $0.00. Dividend compounding and crediting Daily/Monthly. Fees could reduce the earnings on the account for maintenance and activity fees.
Interest Rate: 5.37%
Interest Rate: 5.13%
Interest Rate: 4.89%
Interest Rate: 4.65%
Interest Rate: 4.41%
Interest Rate: 4.17%
Interest Rate: 3.93%
No monthly service charge. Free Statements- paper or electronic! Free Online Banking, Free Mobile Banking with Mobile Deposit.
New deposits only. Valid as of 3/20.
Balance: $500,000 - $999,999.99
Limited time offer
Balance: $250,000 - $499,999.99
Balance: $100,000 - $249,999.99
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
West Des Moines, IA Money Market Rate Trends
Compare local West Des Moines, IA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Iowa high-yield MMA rates currently average 2.854% APY.
Iowa standard MMA rates fell 0.013 points over the past 7 days to 0.890% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our West Des Moines, Iowa money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for West Des Moines, Iowa directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in West Des Moines, Iowa. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in IA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in West Des Moines, Iowa
What is a Money Market Account (MMA)?
Are Money Market accounts in West Des Moines, Iowa safe?
How often do MMA rates change in West Des Moines, Iowa?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in West Des Moines, Iowa?
Best Money Market Rates in West Des Moines, Iowa
- Financial Plus Credit Union
PLUS Money Market — 3.30% APY - Collins Community Credit Union
Signature Money Market — 3.05% APY - TruBank
TruInvestor Money Market — 2.90% APY - Earlham Savings Bank
Money Market — 2.80% APY - Midwest Heritage Bank
Money Market Account — 2.40% APY
West Des Moines, Iowa Rates & Resources
