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Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Capitol View Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 19, 2026
Capitol View Credit Union's 15 Month CD of Deposit rates are at 3.85%, CD of Deposit - 15 Month JUMBO CD rates are at 3.85%, CD of Deposit - 13 Month rates are at 3.70%, CD of Deposit - 1 Year rates are at 3.45%, 2 Year CD of Deposit rates are at 3.03%. Capitol View Credit Union's savings rates are at 0.25%. Capitol View Credit Union's money market rates are at 2.00%. Capitol View Credit Union's Personal Loan Rates are as low as 9.99%. Capitol View Credit Union's Credit Card Rates are at 10.50%. MonitorBankRates evaluates the financial stability of Capitol View Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.11%. Rates last updated and verified on 10/19/2026.
Capitol View Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Capitol View Credit Union? Share your experience about Capitol View Credit Union by leaving a review below, or read customer reviews before you decide to use Capitol View Credit Union.
Capitol View Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 99/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Capitol View Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
1.11%
ExcellentLower than avg
Capitol View Credit Union Texas Ratio
Capitol View Credit Union's Texas Ratio is 1.11%, which is considered excellent and is lower than the national average of 6.13%.
Capitol View Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
0.09% to 1.11% over 12 quarters, very strongFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has stayed very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
Capitol View Credit Union CD Rates
Product
Rate
APY
Term
View More
15 Month Certificate of Deposit
3.80%
3.85%
15 Month
Min Balance$100,000
DetailsJUMBO CD; IRA CDs also available at these current terms
Last Updated10/19/2026
Rate History
No change since Oct 19, 2026 · 3.85% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
Certificate of Deposit - 15 Month JUMBO CD
3.80%
3.85%
15 Month
Min Balance$100,000
DetailsJumbo CD; IRA CDs also available at these current terms
Last Updated10/19/2026
Rate History
No change since Oct 13, 2026 · 3.85% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
Certificate of Deposit - 13 Month
3.65%
3.70%
13 Month
Min Balance$25,000
DetailsIRA CDs also available at these current terms
Last Updated10/19/2026
Rate History
No change since Oct 13, 2026 · 3.70% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
Certificate of Deposit - 1 Year
3.41%
3.45%
1 Year
Min Balance$10,000
DetailsIRA CDs also available at these current terms
Last Updated10/19/2026
Rate History
No change since Oct 13, 2026 · 3.45% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
2 Year Certificate of Deposit
3.00%
3.03%
2 Years
Min Balance$10,000
DetailsIRA CDs also available at these current terms
Last Updated10/19/2026
Rate History
No change since Sep 18, 2026 · 3.03% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
Certificate of Deposit - 2 Years
3.00%
3.03%
2 Years
Min Balance$10,000
DetailsIRA CDs also available at these current terms
Last Updated10/19/2026
Rate History
No change since Oct 13, 2026 · 3.03% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
2 Year Certificate of Deposit
3.00%
3.00%
2 Years
Min Balance$10,000
DetailsEarly withdrawal penalty: 180 days interest (terms over 12 months); IRA CDs also available at these terms; Dividends paid quarterly
Last Updated10/19/2026
Rate History
1 change since Sep 18, 2026 · 3.03% → 3.00% ▼ 0.03 pts · high 3.03% / low 3.00%
Oct 19, 20263.00%▼ from 3.03%
Sep 18, 20263.03%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
Certificate of Deposit - 21 Month
2.92%
2.95%
21 Month
Min Balance$25,000
DetailsIRA CDs also available at these current terms
Last Updated10/19/2026
Rate History
No change since Oct 13, 2026 · 2.95% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
Certificate of Deposit - 1 Year
2.67%
2.70%
1 Year
Min Balance$2,500
DetailsIRA CDs also available at these current terms
Last Updated10/19/2026
Rate History
No change since Oct 13, 2026 · 2.70% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
Certificate of Deposit - 41 Month
2.67%
2.70%
41 Month
Min Balance$10,000
DetailsIRA CDs also available at these current terms
Last Updated10/19/2026
Rate History
No change since Oct 13, 2026 · 2.70% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
5 Year Certificate of Deposit
2.35%
2.37%
5 Years
Min Balance$10,000
DetailsIRA CDs also available at these current terms
Last Updated10/19/2026
Rate History
No change since Sep 18, 2026 · 2.37% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
Certificate of Deposit - 5 Years
2.35%
2.37%
5 Years
Min Balance$10,000
DetailsIRA CDs also available at these current terms
Last Updated10/19/2026
Rate History
No change since Oct 13, 2026 · 2.37% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
3 Year Certificate of Deposit
2.30%
2.32%
3 Years
Min Balance$10,000
DetailsIRA CDs also available at these current terms
Last Updated10/19/2026
Rate History
No change since Sep 18, 2026 · 2.32% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
Certificate of Deposit - 3 Years
2.30%
2.32%
3 Years
Min Balance$10,000
DetailsIRA CDs also available at these current terms
Last Updated10/19/2026
Rate History
No change since Oct 13, 2026 · 2.32% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
2 Year Certificate of Deposit
2.25%
2.27%
2 Years
Min Balance$2,500
DetailsIRA CDs also available at these current terms
Last Updated10/19/2026
Rate History
No change since Sep 18, 2026 · 2.27% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
Certificate of Deposit - 2 Years
2.25%
2.27%
2 Years
Min Balance$2,500
DetailsIRA CDs also available at these current terms
Last Updated10/19/2026
Rate History
No change since Oct 13, 2026 · 2.27% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
3 Year Certificate of Deposit
1.75%
1.76%
3 Years
Min Balance$2,500
DetailsIRA CDs also available at these current terms
Last Updated10/19/2026
Rate History
No change since Sep 18, 2026 · 1.76% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
Certificate of Deposit - 3 Years
1.75%
1.76%
3 Years
Min Balance$2,500
DetailsIRA CDs also available at these current terms
Last Updated10/19/2026
Rate History
No change since Oct 13, 2026 · 1.76% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
5 Year Certificate of Deposit
1.25%
1.26%
5 Years
Min Balance$2,500
DetailsIRA CDs also available at these current terms
Last Updated10/19/2026
Rate History
No change since Sep 18, 2026 · 1.26% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
Certificate of Deposit - 5 Years
1.25%
1.26%
5 Years
Min Balance$2,500
DetailsIRA CDs also available at these current terms
Last Updated10/19/2026
Rate History
No change since Oct 13, 2026 · 1.26% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
Capitol View Credit Union Savings Rates
Product
Rate
APY
View More
Savings Account
0.25%
0.25%
Min Balance$10,000
DetailsBalance: $10,000 or higher; APY range: 0% - 0.25%; Rates are tiered by average daily balance; Dividends paid quarterly
Last Updated10/19/2026
Rate History
No change since Oct 13, 2026 · 0.25% APY · checked 2 times
No change since Oct 13, 2026 · 7.74% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
Capitol View Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Hot Auto Loan
-
-
3.99%
36 months
DetailsAs Low As; Loyalty rate requires enrollment in direct deposit of at least $1,000/mo and automatic loan payments; APR based on 36 month term; purchase or refinance up to 100% of vehicle value; great rates on vehicles, seasonal vehicles & motorcycles; longer terms available
Last Updated10/19/2026
Rate History
No change since Oct 13, 2026 · 3.99% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
New Vehicle & Motorcycle Loans (2024 and Newer) - Loyalty Rate
-
-
3.99%
Up to 36 Months
DetailsLoyalty Rate; requires direct deposit of at least $1,000/mo. and automatic loan payments; 0.25% discount; APR
Last Updated10/19/2026
Rate History
No change since Oct 13, 2026 · 3.99% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
New Vehicle & Motorcycle Loans (2024 and Newer)
-
-
4.24%
Up to 36 Months
DetailsRegular Rate; APR
Last Updated10/19/2026
Rate History
2 changes since Sep 18, 2026 · 4.24% → 4.24% ▼ 0.00 pts · high 4.24% / low 3.99%
Oct 13, 20264.24%▲ from 3.99%
Oct 9, 20263.99%▼ from 4.24%
Sep 18, 20264.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
New Vehicle & Motorcycle Loans (2024 and Newer)
-
-
4.49%
Up to 48 Months
DetailsRegular Rate; APR
Last Updated10/19/2026
Rate History
2 changes since Sep 18, 2026 · 4.49% → 4.49% ▼ 0.00 pts · high 4.49% / low 4.24%
Oct 13, 20264.49%▲ from 4.24%
Oct 9, 20264.24%▼ from 4.49%
Sep 18, 20264.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
New Vehicle & Motorcycle Loans (2024 and Newer)
-
-
4.74%
Up to 60 Months
DetailsRegular Rate; APR
Last Updated10/19/2026
Rate History
2 changes since Sep 18, 2026 · 4.74% → 4.74% ▼ 0.00 pts · high 4.74% / low 4.49%
DetailsLoyalty Rate: 0.25% discount with direct deposit of at least $1,000/mo and automatic loan payments
Last Updated10/19/2026
Rate History
No change since Oct 19, 2026 · 4.99% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
2021 - 2023 Used Boat & Recreational Vehicle Loans
-
5.24%
Up to 48 Months
No additional details.
Last Updated10/19/2026
Rate History
No change since Sep 22, 2026 · 5.24% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
New Boat & Recreational Vehicle Loans (2024 and Newer) - Loyalty Rate
-
5.24%
Up to 72 Months
DetailsLoyalty Rate: members with direct deposit of at least $1,000/mo. and automatic loan payments qualify for 0.25% discount; Boat and recreational vehicle loans over 60 months must have a minimum initial balance of $5,000 or more; APR = Annual Percentage Rate; Rates as of July 15, 2026
Last Updated10/19/2026
Rate History
No change since Oct 13, 2026 · 5.24% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
2021 - 2023 Used Boat & Recreational Vehicle Loans
-
5.49%
Up to 60 Months
No additional details.
Last Updated10/19/2026
Rate History
No change since Sep 22, 2026 · 5.49% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
New Boat & Recreational Vehicle Loans (2024 and Newer)
-
5.49%
Up to 72 Months
DetailsRegular Rate; Boat and recreational vehicle loans over 60 months must have a minimum initial balance of $5,000 or more; APR = Annual Percentage Rate; Rates as of July 15, 2026
Last Updated10/19/2026
Rate History
No change since Sep 22, 2026 · 5.49% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
New Boat & Recreational Vehicle Loans (2024 and Newer)
-
5.74%
Up to 84 Months
DetailsRegular Rate; Boat and recreational vehicle loans over 60 months must have a minimum initial balance of $5,000 or more; APR = Annual Percentage Rate; Rates as of July 15, 2026
Last Updated10/19/2026
Rate History
No change since Sep 22, 2026 · 5.74% APR · checked 3 times
DetailsLoyalty Rate: members with direct deposit of at least $1,000/mo. and automatic loan payments qualify for 0.25% discount; Boat and recreational vehicle loans over 60 months must have a minimum initial balance of $5,000 or more; APR = Annual Percentage Rate; Rates as of July 15, 2026
Last Updated10/19/2026
Rate History
No change since Oct 13, 2026 · 5.99% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
New Boat & Recreational Vehicle Loans (2024 and Newer) - Loyalty Rate
-
5.99%
Up to 96 Months
DetailsLoyalty Rate: members with direct deposit of at least $1,000/mo. and automatic loan payments qualify for 0.25% discount; Boat and recreational vehicle loans over 60 months must have a minimum initial balance of $5,000 or more; APR = Annual Percentage Rate; Rates as of July 15, 2026
Last Updated10/19/2026
Rate History
No change since Oct 13, 2026 · 5.99% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
2019 - 2020 Used Boat & Recreational Vehicle Loans
-
6.24%
Up to 48 Months
No additional details.
Last Updated10/19/2026
Rate History
No change since Sep 22, 2026 · 6.24% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
2021 - 2023 Used Boat & Recreational Vehicle Loans
-
6.24%
Up to 72 Months
DetailsRegular Rate; Boat and recreational vehicle loans over 60 months must have a minimum initial balance of $5,000 or more; APR = Annual Percentage Rate; Rates as of July 15, 2026
Last Updated10/19/2026
Rate History
No change since Sep 22, 2026 · 6.24% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
New Boat & Recreational Vehicle Loans (2024 and Newer)
-
6.24%
Up to 96 Months
DetailsRegular Rate; Boat and recreational vehicle loans over 60 months must have a minimum initial balance of $5,000 or more; APR = Annual Percentage Rate; Rates as of July 15, 2026
Last Updated10/19/2026
Rate History
No change since Sep 22, 2026 · 6.24% APR · checked 3 times
DetailsLoyalty Rate: members with direct deposit of at least $1,000/mo. and automatic loan payments qualify for 0.25% discount; Boat and recreational vehicle loans over 60 months must have a minimum initial balance of $5,000 or more; APR = Annual Percentage Rate; Rates as of July 15, 2026
Last Updated10/19/2026
Rate History
No change since Oct 13, 2026 · 6.49% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
New Boat & Recreational Vehicle Loans (2024 and Newer) - Loyalty Rate
-
6.49%
Up to 180 Months
DetailsLoyalty Rate: members with direct deposit of at least $1,000/mo. and automatic loan payments qualify for 0.25% discount; Boat and recreational vehicle loans over 60 months must have a minimum initial balance of $5,000 or more; APR = Annual Percentage Rate; Rates as of July 15, 2026
Last Updated10/19/2026
Rate History
No change since Oct 13, 2026 · 6.49% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
2019 - 2020 Used Boat & Recreational Vehicle Loans
-
6.74%
Up to 60 Months
No additional details.
Last Updated10/19/2026
Rate History
No change since Sep 22, 2026 · 6.74% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
2021 - 2023 Used Boat & Recreational Vehicle Loans
-
6.74%
Up to 84 Months
DetailsRegular Rate; Boat and recreational vehicle loans over 60 months must have a minimum initial balance of $5,000 or more; APR = Annual Percentage Rate; Rates as of July 15, 2026
Last Updated10/19/2026
Rate History
No change since Sep 22, 2026 · 6.74% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
New Boat & Recreational Vehicle Loans (2024 and Newer)
-
6.74%
Up to 180 Months
DetailsRegular Rate; Boat and recreational vehicle loans over 60 months must have a minimum initial balance of $5,000 or more; APR = Annual Percentage Rate; Rates as of July 15, 2026
Last Updated10/19/2026
Rate History
No change since Sep 22, 2026 · 6.74% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
2018 and Older Used Boat & Recreational Vehicle Loans - Loyalty Rate
-
6.99%
Up to 36 Months
DetailsLoyalty Rate: 0.25% discount with direct deposit of at least $1,000/mo and automatic loan payments
DetailsLoyalty Rate: members with direct deposit of at least $1,000/mo. and automatic loan payments qualify for 0.25% discount; Boat and recreational vehicle loans over 60 months must have a minimum initial balance of $5,000 or more; APR = Annual Percentage Rate; Rates as of July 15, 2026
Last Updated10/19/2026
Rate History
No change since Oct 13, 2026 · 6.99% APR · checked 2 times
DetailsLoyalty Rate: members with direct deposit of at least $1,000/mo. and automatic loan payments qualify for 0.25% discount; Boat and recreational vehicle loans over 60 months must have a minimum initial balance of $5,000 or more; APR = Annual Percentage Rate; Rates as of July 15, 2026
Last Updated10/19/2026
Rate History
No change since Oct 13, 2026 · 6.99% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
2018 and Older Used Boat & Recreational Vehicle Loans
-
7.24%
Up to 36 Months
No additional details.
Last Updated10/19/2026
Rate History
No change since Sep 22, 2026 · 7.24% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
2019 - 2020 Used Boat & Recreational Vehicle Loans
-
7.24%
Up to 72 Months
DetailsRegular Rate; Boat and recreational vehicle loans over 60 months must have a minimum initial balance of $5,000 or more; APR = Annual Percentage Rate; Rates as of July 15, 2026
Last Updated10/19/2026
Rate History
No change since Sep 22, 2026 · 7.24% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
2021 - 2023 Used Boat & Recreational Vehicle Loans
-
7.24%
Up to 96 Months
DetailsRegular Rate; Boat and recreational vehicle loans over 60 months must have a minimum initial balance of $5,000 or more; APR = Annual Percentage Rate; Rates as of July 15, 2026
Last Updated10/19/2026
Rate History
No change since Sep 22, 2026 · 7.24% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
2018 and Older Used Boat & Recreational Vehicle Loans - Loyalty Rate
-
7.49%
Up to 48 Months
DetailsLoyalty Rate: 0.25% discount with direct deposit of at least $1,000/mo and automatic loan payments
Last Updated10/19/2026
Rate History
No change since Oct 13, 2026 · 7.49% APR · checked 2 times
DetailsLoyalty Rate: members with direct deposit of at least $1,000/mo. and automatic loan payments qualify for 0.25% discount; Boat and recreational vehicle loans over 60 months must have a minimum initial balance of $5,000 or more; APR = Annual Percentage Rate; Rates as of July 15, 2026
Last Updated10/19/2026
Rate History
No change since Oct 13, 2026 · 7.49% APR · checked 2 times
DetailsLoyalty Rate: members with direct deposit of at least $1,000/mo. and automatic loan payments qualify for 0.25% discount; Boat and recreational vehicle loans over 60 months must have a minimum initial balance of $5,000 or more; APR = Annual Percentage Rate; Rates as of July 15, 2026
Last Updated10/19/2026
Rate History
No change since Oct 13, 2026 · 7.49% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
2018 and Older Used Boat & Recreational Vehicle Loans
-
7.74%
Up to 48 Months
No additional details.
Last Updated10/19/2026
Rate History
No change since Sep 22, 2026 · 7.74% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
2019 - 2020 Used Boat & Recreational Vehicle Loans
-
7.74%
Up to 84 Months
DetailsRegular Rate; Boat and recreational vehicle loans over 60 months must have a minimum initial balance of $5,000 or more; APR = Annual Percentage Rate; Rates as of July 15, 2026
Last Updated10/19/2026
Rate History
No change since Sep 22, 2026 · 7.74% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
2021 - 2023 Used Boat & Recreational Vehicle Loans
-
7.74%
Up to 120 Months
DetailsRegular Rate; Boat and recreational vehicle loans over 60 months must have a minimum initial balance of $5,000 or more; APR = Annual Percentage Rate; Rates as of July 15, 2026
Last Updated10/19/2026
Rate History
No change since Sep 22, 2026 · 7.74% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
2018 and Older Used Boat & Recreational Vehicle Loans - Loyalty Rate
-
7.99%
Up to 60 Months
DetailsLoyalty Rate: 0.25% discount with direct deposit of at least $1,000/mo and automatic loan payments
Last Updated10/19/2026
Rate History
No change since Oct 13, 2026 · 7.99% APR · checked 2 times
DetailsLoyalty Rate: members with direct deposit of at least $1,000/mo. and automatic loan payments qualify for 0.25% discount; Boat and recreational vehicle loans over 60 months must have a minimum initial balance of $5,000 or more; APR = Annual Percentage Rate; Rates as of July 15, 2026
Last Updated10/19/2026
Rate History
No change since Oct 13, 2026 · 7.99% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
2018 and Older Used Boat & Recreational Vehicle Loans
-
8.24%
Up to 60 Months
No additional details.
Last Updated10/19/2026
Rate History
No change since Sep 22, 2026 · 8.24% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
2019 - 2020 Used Boat & Recreational Vehicle Loans
-
8.24%
Up to 96 Months
DetailsRegular Rate; Boat and recreational vehicle loans over 60 months must have a minimum initial balance of $5,000 or more; APR = Annual Percentage Rate; Rates as of July 15, 2026
Last Updated10/19/2026
Rate History
No change since Sep 22, 2026 · 8.24% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
2018 and Older Used Boat & Recreational Vehicle Loans - Loyalty Rate
-
8.49%
Up to 72 Months
DetailsLoyalty Rate: members with direct deposit of at least $1,000/mo. and automatic loan payments qualify for 0.25% discount; Boat and recreational vehicle loans over 60 months must have a minimum initial balance of $5,000 or more; APR = Annual Percentage Rate; Rates as of July 15, 2026
Last Updated10/19/2026
Rate History
No change since Oct 13, 2026 · 8.49% APR · checked 2 times
DetailsLoyalty Rate: members with direct deposit of at least $1,000/mo. and automatic loan payments qualify for 0.25% discount; Boat and recreational vehicle loans over 60 months must have a minimum initial balance of $5,000 or more; APR = Annual Percentage Rate; Rates as of July 15, 2026
Last Updated10/19/2026
Rate History
No change since Oct 13, 2026 · 8.49% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
2018 and Older Used Boat & Recreational Vehicle Loans
-
8.74%
Up to 72 Months
DetailsRegular Rate; Boat and recreational vehicle loans over 60 months must have a minimum initial balance of $5,000 or more; APR = Annual Percentage Rate; Rates as of July 15, 2026
Last Updated10/19/2026
Rate History
No change since Sep 22, 2026 · 8.74% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
2019 - 2020 Used Boat & Recreational Vehicle Loans
-
8.74%
Up to 120 Months
DetailsRegular Rate; Boat and recreational vehicle loans over 60 months must have a minimum initial balance of $5,000 or more; APR = Annual Percentage Rate; Rates as of July 15, 2026
Last Updated10/19/2026
Rate History
No change since Sep 22, 2026 · 8.74% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
2018 and Older Used Boat & Recreational Vehicle Loans - Loyalty Rate
-
8.99%
Up to 120 Months
DetailsLoyalty Rate: members with direct deposit of at least $1,000/mo. and automatic loan payments qualify for 0.25% discount; Boat and recreational vehicle loans over 60 months must have a minimum initial balance of $5,000 or more; APR = Annual Percentage Rate; Rates as of July 15, 2026
Last Updated10/19/2026
Rate History
No change since Oct 13, 2026 · 8.99% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
2018 and Older Used Boat & Recreational Vehicle Loans
-
9.24%
Up to 120 Months
DetailsRegular Rate; Boat and recreational vehicle loans over 60 months must have a minimum initial balance of $5,000 or more; APR = Annual Percentage Rate; Rates as of July 15, 2026
Last Updated10/19/2026
Rate History
No change since Sep 22, 2026 · 9.24% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
Capitol View Credit Union Credit Card Rates
Product
Rate
APR
View More
Gold Mastercard
-
10.50%
DetailsVariable Rate
Last Updated10/19/2026
Rate History
No change since Sep 14, 2026 · 10.50% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
Classic Mastercard
-
14.50%
DetailsVariable Rate
Last Updated10/19/2026
Rate History
No change since Sep 14, 2026 · 14.50% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
Capitol View Credit Union Personal Loan Rates
Product
APR
Term
View More
Personal Loans (No Collateral) - Loyalty Rate
9.99%
Up to 36 Months
DetailsMinimum loan: $5,000; Loyalty Rate: members who enroll in direct deposit of at least $1,000/mo. and set up automatic loan payments qualify for a 0.25% rate discount
Last Updated10/19/2026
Rate History
No change since Oct 13, 2026 · 9.99% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
Personal Loans (No Collateral)
10.24%
Up to 36 Months
DetailsMinimum loan: $5,000
Last Updated10/19/2026
Rate History
No change since Sep 18, 2026 · 10.24% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
Personal Loans (No Collateral)
10.99%
Up to 48 Months
DetailsMinimum loan: $5,000; Loyalty Rate: members enrolled in direct deposit of at least $1,000/mo and automatic loan payments receive a 0.25% rate discount
Last Updated10/19/2026
Rate History
1 change since Sep 18, 2026 · 11.24% → 10.99% ▼ 0.25 pts · high 11.24% / low 10.99%
Oct 19, 202610.99%▼ from 11.24%
Sep 18, 202611.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
Personal Loans (No Collateral) - Loyalty Rate
10.99%
Up to 48 Months
DetailsMinimum loan: $5,000; Loyalty Rate: members who enroll in direct deposit of at least $1,000/mo. and set up automatic loan payments qualify for a 0.25% rate discount
Last Updated10/19/2026
Rate History
No change since Oct 13, 2026 · 10.99% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
Personal Loans (No Collateral)
11.24%
Up to 48 Months
DetailsMinimum loan: $5,000
Last Updated10/19/2026
Rate History
No change since Sep 18, 2026 · 11.24% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
Personal Loans (No Collateral) - Loyalty Rate
11.99%
Up to 60 Months
DetailsMinimum loan: $5,000; Loyalty Rate: members who enroll in direct deposit of at least $1,000/mo. and set up automatic loan payments qualify for a 0.25% rate discount
Last Updated10/19/2026
Rate History
No change since Oct 13, 2026 · 11.99% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
Personal Loans (No Collateral)
12.24%
Up to 60 Months
DetailsMinimum loan: $5,000
Last Updated10/19/2026
Rate History
No change since Sep 18, 2026 · 12.24% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
Personal Loans (No Collateral) - Loyalty Rate
13.74%
Up to 24 Months
DetailsMinimum loan: $500; Loyalty Rate: members who enroll in direct deposit of at least $1,000/mo. and set up automatic loan payments qualify for a 0.25% rate discount
Last Updated10/19/2026
Rate History
No change since Oct 13, 2026 · 13.74% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
Personal Loans (No Collateral)
13.99%
Up to 24 Months
DetailsMinimum loan: $500
Last Updated10/19/2026
Rate History
No change since Sep 18, 2026 · 13.99% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
Personal Loans (No Collateral) - Loyalty Rate
14.74%
Up to 36 Months
DetailsMinimum loan: $500; Loyalty Rate: members who enroll in direct deposit of at least $1,000/mo. and set up automatic loan payments qualify for a 0.25% rate discount
Last Updated10/19/2026
Rate History
No change since Oct 13, 2026 · 14.74% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
Personal Loans (No Collateral)
14.99%
Up to 36 Months
DetailsMinimum loan: $500
Last Updated10/19/2026
Rate History
No change since Sep 18, 2026 · 14.99% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
Capitol View Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
Holiday Loan
-
-
9.99%
Up to 36 months
DetailsAs Low As; APR based on 36 month term and $5,000 minimum; online application
Last Updated10/19/2026
Rate History
No change since Oct 9, 2026 · 9.99% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.11%
Financial Health History
Capitol View Credit Union’s Texas Ratio rose from 0.09% in Q3 2023 to 1.11% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$46M
1.11%
5.0
A+
March 31, 2026
$47M
0.20%
5.0
A+
December 31, 2025
$46M
0.36%
5.0
A+
September 30, 2025
$45M
1.28%
5.0
A+
June 30, 2025
$45M
2.15%
5.0
A+
March 31, 2025
$45M
1.51%
5.0
A+
December 31, 2024
$44M
0.34%
5.0
A+
September 30, 2024
$44M
1.36%
5.0
A+
June 30, 2024
$45M
0.15%
5.0
A+
March 31, 2024
$44M
1.00%
5.0
A+
December 31, 2023
$44M
0.31%
5.0
A+
September 30, 2023
$44M
0.09%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Capitol View Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Capitol View Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Capitol View Credit Union's official website for the most current offers and terms.
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,188,161
Total Uninsured Shares and Deposits > $250K (F+J)
1,188,161
Total Insured Shares and Deposits > $250K (item 17 less item K)
36,167,074
Total Interest Expense (Sum of items 6 8)
328,937
Share Certificates
225
Number of Accounts for Share Drafts
1,208
IRA KEOGH Accounts
76
Number of Accounts for Regular Shares
2,168
Money Market Shares
91
Net Income (unless the amount is already included in Undivided Earnings)
62,831
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
17,358,822
Total Liabilities
37,465,378
Source: NCUA — Last Updated 06/30/2026
2026 MBR Health & Safety Badge
Capitol View Credit Union earned the Verified Healthy badge
Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Capitol View Credit Union
Frequently Asked Questions About Capitol View Credit Union
Does Capitol View Credit Union offer CDs?
Yes. Capitol View Credit Union offers share certificates (CDs) with fixed interest rates across multiple term lengths. Its current CD rates, verified by MonitorBankRates, are listed on this page.
Are CDs from Capitol View Credit Union NCUA insured?
Yes. Capitol View Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.
What is the highest CD rate at Capitol View Credit Union?
The highest CD rate MonitorBankRates has verified for Capitol View Credit Union is 3.85% APY on its 15 Month CD of Deposit, as of October 19, 2026.
What CD terms does Capitol View Credit Union offer?
The Capitol View Credit Union CD terms we track include 12 month, 13 month, 15 month, 2 year and 5 year terms, with rates from 3.03% to 3.85% APY. The institution may offer other terms or specials that are not listed here, so check with Capitol View Credit Union for its full lineup.
What is the highest savings rate at Capitol View Credit Union?
The highest savings rate MonitorBankRates has verified for Capitol View Credit Union is 0.25% APY on its Savings Account, as of October 19, 2026.
What is the highest money market rate at Capitol View Credit Union?
The highest money market rate MonitorBankRates has verified for Capitol View Credit Union is 2.00% APY on its Money Market Account, as of October 19, 2026.
What is the lowest auto loan rate at Capitol View Credit Union?
The lowest auto loan rate MonitorBankRates has verified for Capitol View Credit Union is 3.99% APR on its Hot Auto Loan, as of October 19, 2026.
What is the lowest personal loan rate at Capitol View Credit Union?
The lowest personal loan rate MonitorBankRates has verified for Capitol View Credit Union is 9.99% rate on its Personal Loans (No Collateral) - Loyalty Rate, as of October 19, 2026.
What is the lowest credit card APR at Capitol View Credit Union?
The lowest credit card rate MonitorBankRates has verified for Capitol View Credit Union is 10.50% APR on its Gold Mastercard Credit Card, as of October 19, 2026.
How many branches does Capitol View Credit Union operate?
Capitol View Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Capitol View Credit Union?
Yes, to access services at Capitol View Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Capitol View Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Capitol View Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Capitol View Credit Union offer online and mobile banking?
Most modern institutions like Capitol View Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.capview.com.
Are all CD rates listed on MonitorBankRates federally insured?
Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.
I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?
You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.
If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?
Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.
Why are some CD offers not available for me to open?
Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.
How do Capitol View Credit Union rates compare?
Capitol View Credit Union's top rates are 3.85% APY on its 15 Month CD of Deposit, 0.25% APY on savings, 2.00% APY on money market, personal loans from 9.99% APR and credit cards from 10.50% APR, verified by MonitorBankRates on October 19, 2026. To compare Capitol View Credit Union with the top rates nationwide, see our best CD rates, best savings rates, best money market rates and best personal loan rates, updated daily from banks and credit unions across the country.
Current Capitol View Credit Union Rates
12-Month CD2.70%
24-Month CD2.27%
60-Month CD1.26%
Savings0.25%
MMA2.00%
Retrieved from our database of financial products. Rates subject to change.
Brian McKay
