Best Personal Loan Rates in San Fernando, California (CA) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in San Fernando, California include: U S POSTAL SERVICEU S POSTAL SERVICE444 S Brand Blvd Ste 103, San Fernando, CA, 91340 3625A+5.0 ★Texas Ratio: 2.27% offering Signature at 9.99% APR, L A MISSIONL A MISSION601 S Brand Blvd Ste 100, San Fernando, CA, 91340 4060A+5.0 ★Texas Ratio: 0.56% offering Personal Loans at 11.00% APR, Gain Federal Credit UnionGain Federal Credit Union1201 Truman St, San Fernando, CA, 91340A+5.0 ★Texas Ratio: 2.09% offering Personal Loan at 11.99% APR, KeyPoint Credit UnionKeyPoint Credit UnionA+5.0 ★Texas Ratio: 2.20% offering Credit Mender Loan at 3.99% APR, and USC Credit UnionUSC Credit UnionA+5.0 ★Texas Ratio: 5.87% offering GoGreen Loan at 3.99% APR. Personal loan rates as of April 12, 2026 according to verified data from MonitorBankRates.
San Fernando has 3 local institutions in our database, with personal loan rates as low as 9.99% APR from U S POSTAL SERVICE at 444 S Brand Blvd Ste 103, San Fernando, CA, 91340 3625. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in San Fernando, California.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in San Fernando, California. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 12, 2026
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As Low As; Representative Example: A $10,000 loan financed at 11.99% APR for 60 months would result in 60 payments of $222.48. Loan rates are based on term and applicant credit history. All loans are subject to credit approval and are subject to Gain Federal Credit Union policies and procedures. Rates are subject to change without prior notice. Rates advertised are best available. "As low as" rates listed are our best fixed rates on approved credit. Actual interest rate offered may be higher depending upon applicant's credit rating and other underwriting factors. No prepayment penalty.
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As Low As; Terms up to 120 months; Competitive rates - as low as you'll find anywhere! Can even cost less than promotional dealer financing; Pre-approvals to make shopping easy; Loan refinance from other lender; No pre-payment penalty; No application fee
As Low As; Maximum term 48 months; Up to $10,000
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As Low As; No money down and no pre-payment penalties; No payment for 90 days; Quick application turnaround; Contractors must be approved by the credit union; Terms up to 300 months
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APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% to 1386%, APRs for installment loans range from 6.63% to 485%, and APRs for personal loans range from 4.99% to 450% and vary by lender.
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Fixed / APR; above dividend rate being paid on the Share Certificate Account securing the loan
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$3,000 Max
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As Low As; Maximum Loan Amount: $125,000
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$50,000; As Low As
As Low As; (Fixed); Must use a State-Approved Contractor
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$2,500; As Low As
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Borrow up to $5,000
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Loan Amount: $5,000 Maximum; Requires proof of purchase (receipt) or purchase order (invoice) at the time of funding. Limit of one technology loan per member. All proceeds will be paid directly to the member.
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Approximate Term: Up to 24 months
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
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As Low As; Maximum Loan Amount: $125,000
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Require checking with Direct Deposit
As Low As; 5-Year fixed rate
As Low As; Primary Residence
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Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
Approximate Term: Up to 60 months
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APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% to 1386%, APRs for installment loans range from 6.63% to 485%, and APRs for personal loans range from 4.99% to 450% and vary by lender.
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As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
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Approximate Term: Up to 72 months
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Solar loans will have a UCC Filing attached to them.
As Low As; Up to $40,000
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
Approximate Term: Up to 84 months
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Up to $50,000
New loans (No refinancing); Rate base on automatic payments; No current delinquencies, charge off or collections; Offer valid from November - February
As Low As; Loan To Value up to 85%. Rates subject to change without notice. This loan is secured by your home. Property must be located in the following counties: Orange, Los Angeles, Riverside, San Bernardion, Ventura and San Diego. Property must be owner-occupied. Rates and terms quoted are for single family dwellings. Member fees may include appraisal, title change, recording fees and any other related fees.
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$500; As Low As
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$100,000; As Low As
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As Low As; Maximum Loan Amount: $125,000
$10,000; As Low As
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over $250,000; As Low As; 5 year adjustable - 30 year term, due in 15 years
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$20,000; As Low As
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Up to $50,000
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$100 - $20,000; As Low As
$100 - $60,000; As Low As
$2,500-$15,000; As Low As
$500 - $2,000
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up to $250,000; As Low As; 10 year fixed
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$10,000; As Low As
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Limited-Time Offer
Up to $50,000
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As Low As; Maximum Loan Amount: $125,000
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Contact Credit Union for qualifying terms and individual rates
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As Low As; Representative Example: A $10,000 loan financed at 11.99% APR for 60 months would result in 60 payments of $222.48. Loan rates are based on term and applicant credit history. All loans are subject to credit approval and are subject to Gain Federal Credit Union policies and procedures. Rates are subject to change without prior notice. Rates advertised are best available. "As low as" rates listed are our best fixed rates on approved credit. Actual interest rate offered may be higher depending upon applicant's credit rating and other underwriting factors. No prepayment penalty.
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APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% to 1386%, APRs for installment loans range from 6.63% to 485%, and APRs for personal loans range from 4.99% to 450% and vary by lender.
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As Low As; $30,000 maximum - consolidate your high rate loans
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Contact Credit Union for qualifying terms and individual rates
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San Fernando, CA Personal Loan Rate Trends
Compare local San Fernando, CA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
California personal loan rates currently average 10.608% APR.
California signature loan rates currently average 11.176% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in California?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in California?
Are credit unions or banks better for personal loans in San Fernando, California?
What are the best personal loan rates in San Fernando, California?
- U S POSTAL SERVICE: 9.99% (Signature)
- L A MISSION: 11.00% (Personal Loans)
- Gain Federal Credit Union: 11.99% (Personal Loan)
- KeyPoint Credit Union: 3.99% (Credit Mender Loan)
- USC Credit Union: 3.99% (GoGreen Loan)
Personal Loan Calculators
