Best Personal Loan Rates in Hanford, California (CA) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to California borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Hanford, California include: Kings Federal Credit UnionKings Federal Credit Union1415 W Lacey Blvd, Hanford, CA, 93230A+5.0 ★Texas Ratio: 0.84% offering Signature Loan at 9.99% APR, Families And Schools Together Federal Credit UnionFamilies And Schools Together Federal Credit Union312 W 7th St, Hanford, CA, 93230A+5.0 ★Texas Ratio: 1.57% offering Personal at 9.99% APR, KeyPoint Credit UnionKeyPoint Credit UnionA+5.0 ★Texas Ratio: 2.20% offering Credit Mender Loan at 3.99% APR, USC Credit UnionUSC Credit UnionA+5.0 ★Texas Ratio: 5.87% offering GoGreen Loan at 3.99% APR, and Universal City Studios Credit UnionUniversal City Studios Credit UnionA5.0 ★Texas Ratio: 11.63% offering Credit Builder Loan at 4.00% APR. Personal loan rates as of April 4, 2026 according to verified data from MonitorBankRates.
Hanford has 2 local institutions in our database, with personal loan rates as low as 9.99% APR from Kings Federal Credit Union at 1415 W Lacey Blvd, Hanford, CA, 93230. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Hanford, California.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Hanford, California. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 4, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Kings Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
1415 W Lacey Blvd, Hanford, CA, 93230
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 5, 2026
Details
As Low As
Families And Schools Together Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
312 W 7th St, Hanford, CA, 93230
Personal
9.99%
▼
APR9.99%
Last UpdatedApril 5, 2026
Details
As Low As; Restrictions apply, ask for details.
APR3.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR3.99%
Last UpdatedApril 5, 2026
Details
As Low As
Universal City Studios Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.63%
Credit Builder Loan
4.00%
▼
APR4.00%
Last UpdatedApril 5, 2026
Details
As Low As; Maximum term 48 months; Up to $10,000
APR4.24%
Last UpdatedApril 5, 2026
Details
As Low As
APR4.49%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR4.49%
Last UpdatedApril 5, 2026
Details
As Low As
APR4.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR4.64%
Last UpdatedApril 5, 2026
Details
As Low As
1st Northern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
Title Loans
4.74%
▼
APR4.74%
Last UpdatedApril 5, 2026
Details
As Low As
Matadors Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
Solar Loan
4.74%
▼
APR4.74%
Last UpdatedApril 5, 2026
Details
As Low As; Rate reflects a .50% discount for Automatic Payment.
Wheelhouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Solar and Energy Efficient Loans
4.74%
▼
APR4.74%
Last UpdatedApril 5, 2026
Details
As Low As
APR4.75%
Last UpdatedApril 5, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedApril 5, 2026
Details
As Low As
Coast Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Fixed Real Estate Loans
4.85%
▼
APR4.85%
Last UpdatedApril 5, 2026
Details
As Low As
Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Minimum loan amount $ 5,000 - 4 Years
4.99%
▼
APR4.99%
Last UpdatedApril 5, 2026
Details
As Low As
Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Minimum loan amount $ 7,500 - 5 Years
4.99%
▼
APR4.99%
Last UpdatedApril 5, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Personal Loans
4.99%
▼
APR4.99%
Last UpdatedApril 5, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Fire Station Loan
4.99%
▼
APR4.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR5.00%
Last UpdatedApril 5, 2026
Details
Fixed
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Computer Loan
5.00%
▼
APR5.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Special Curriculum Loan
5.00%
▼
APR5.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
SESLOC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
Youth Agricultural Loan
5.00%
▼
APR5.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Bakersfield City Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
Computer Loan
5.00%
▼
APR5.00%
Last UpdatedApril 5, 2026
Details
As Low As; $3,000.00
Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Minimum loan amount $ 10,000 - 6 Years
5.19%
▼
APR5.19%
Last UpdatedApril 5, 2026
Details
As Low As
Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Minimum loan amount $ 7,500 - 5 Years
5.24%
▼
APR5.24%
Last UpdatedApril 5, 2026
Details
As Low As
Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Minimum loan amount $ 5,000 - 4 Years
5.24%
▼
APR5.24%
Last UpdatedApril 5, 2026
Details
As Low As
Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Minimum loan amount $ 10,000 - 6 Years
5.24%
▼
APR5.24%
Last UpdatedApril 5, 2026
Details
As Low As
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
Solar & Energy Saving Loan
5.24%
▼
APR5.24%
Last UpdatedApril 5, 2026
Details
As Low As; Maximum Loan Amount: $125,000
Christian Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Ministry Church Loan
5.40%
▼
APR5.40%
Last UpdatedApril 5, 2026
Details
As Low As
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
STRS/PERS Retirement Credit Personal Loan
5.40%
▼
APR5.40%
Last UpdatedApril 5, 2026
Details
No additional details available.
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Medical Residency Refinance Loan
5.45%
▼
APR5.45%
Last UpdatedApril 5, 2026
Details
Fixed rates
Coast Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Fixed Real Estate Loans
5.46%
▼
APR5.46%
Last UpdatedApril 5, 2026
Details
As Low As
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
Musical Instruments Loans Tier Two - Loans up to $250,000
5.49%
▼
APR5.49%
Last UpdatedApril 5, 2026
Details
$50,000; As Low As
APR5.49%
Last UpdatedApril 5, 2026
Details
As Low As; (Fixed); Must use a State-Approved Contractor
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Medical Residency Refinance Loan
5.51%
▼
APR5.51%
Last UpdatedApril 5, 2026
Details
Variable rates
APR5.51%
Last UpdatedApril 5, 2026
Details
Your interest rate and monthly payments can fluctuate during the repayment period.
Atchison Village Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.01%
Vacation Loan
5.59%
▼
APR5.59%
Last UpdatedApril 5, 2026
Details
No additional details available.
Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Minimum loan amount $ 20,000 - 7 Years
5.59%
▼
APR5.59%
Last UpdatedApril 5, 2026
Details
As Low As
Befit Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
TPMG Loan
5.69%
▼
APR5.69%
Last UpdatedApril 5, 2026
Details
No additional details available.
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
HOLIDAY/VACATION LOAN - Max.
5.69%
▼
APR5.69%
Last UpdatedApril 5, 2026
Details
$2,500; As Low As
Sacramento Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
TPMG Guaranteed Loan Senior Purchase
5.69%
▼
APR5.69%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR5.69%
Last UpdatedApril 5, 2026
Details
As Low As
Travis Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Go Green Loan Solar Battery Storage or Solar + Battery Bundle
5.74%
▼
APR5.74%
Last UpdatedApril 5, 2026
Details
No additional details available.
Direct Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
Personal Loan
5.74%
▼
APR5.74%
Last UpdatedApril 5, 2026
Details
As Low As
Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Minimum loan amount $ 20,000 - 7 Years
5.84%
▼
APR5.84%
Last UpdatedApril 5, 2026
Details
As Low As
APR5.90%
Last UpdatedApril 5, 2026
Details
Loan Amount: $5,000 Maximum; Requires proof of purchase (receipt) or purchase order (invoice) at the time of funding. Limit of one technology loan per member. All proceeds will be paid directly to the member.
USC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
Certificate Program Loan
5.90%
▼
APR5.90%
Last UpdatedApril 5, 2026
Details
As Low As
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Relocation Loan
5.90%
▼
APR5.90%
Last UpdatedApril 5, 2026
Details
Borrow up to $5,000
APR5.91%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR5.99%
Last UpdatedApril 5, 2026
Details
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
APR5.99%
Last UpdatedApril 5, 2026
Details
Approximate Term: Up to 24 months
APR6.07%
Last UpdatedApril 5, 2026
Details
As Low As
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
VA Refi Loan
6.20%
▼
APR6.20%
Last UpdatedApril 5, 2026
Details
No additional details available.
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
Solar & Energy Saving Loan
6.24%
▼
APR6.24%
Last UpdatedApril 5, 2026
Details
As Low As; Maximum Loan Amount: $125,000
Valley First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.74%
Consumer Green Loans Solar Loans (Primary Residence)
6.24%
▼
APR6.24%
Last UpdatedApril 5, 2026
Details
As Low As
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
Construction Loan
6.25%
▼
APR6.25%
Last UpdatedApril 5, 2026
Details
As Low As
APR6.25%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR6.25%
Last UpdatedApril 5, 2026
Details
Require checking with Direct Deposit
APR6.29%
Last UpdatedApril 5, 2026
Details
As Low As; 5-Year fixed rate
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
STRS/PERS Retirement Credit Personal Loan
6.40%
▼
APR6.40%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR6.43%
Last UpdatedApril 5, 2026
Details
30-Year Rates As Low As; Primary Residence
APR6.49%
Last UpdatedApril 5, 2026
Details
Approximate Term: Up to 60 months
Wheelhouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Solar and Energy Efficient Loans
6.49%
▼
APR6.49%
Last UpdatedApril 5, 2026
Details
As Low As
Valley First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.74%
Consumer Green Loans Solar Loans (Primary Residence)
6.49%
▼
APR6.49%
Last UpdatedApril 5, 2026
Details
As Low As
APR6.49%
Last UpdatedApril 5, 2026
Details
As Low As; (Fixed)
APR6.49%
Last UpdatedApril 5, 2026
Details
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
Atchison Village Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.01%
Signature Loan
6.49%
▼
APR6.49%
Last UpdatedApril 5, 2026
Details
No additional details available.
Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
2nd Trust Deed Fixed Loan Programs 5 year
6.50%
▼
APR6.50%
Last UpdatedApril 5, 2026
Details
As Low As
APR6.51%
Last UpdatedApril 5, 2026
Details
As Low As; Rates as low as 5.625% (6.508% APR)
APR6.53%
Last UpdatedApril 5, 2026
Details
As Low As
APR6.53%
Last UpdatedApril 5, 2026
Details
No additional details available.
Atchison Village Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.01%
Vacation Loan
6.59%
▼
APR6.59%
Last UpdatedApril 5, 2026
Details
No additional details available.
Sacramento Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
TPMG Guaranteed Loan Senior Purchase
6.69%
▼
APR6.69%
Last UpdatedApril 5, 2026
Details
No additional details available.
Wheelhouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Solar and Energy Efficient Loans
6.74%
▼
APR6.74%
Last UpdatedApril 5, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Holiday Loan - Closed End Fixed APR as low as
6.74%
▼
APR6.74%
Last UpdatedApril 5, 2026
Details
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
APR6.74%
Last UpdatedApril 5, 2026
Details
As Low As
Valley First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.74%
Consumer Green Loans Solar Loans (Primary Residence)
6.74%
▼
APR6.74%
Last UpdatedApril 5, 2026
Details
As Low As
APR6.75%
Last UpdatedApril 5, 2026
Details
As Low As
Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
2nd Trust Deed Fixed Loan Programs 7 year
6.75%
▼
APR6.75%
Last UpdatedApril 5, 2026
Details
As Low As
APR6.79%
Last UpdatedApril 5, 2026
Details
Approximate Term: Up to 72 months
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 20/5YR Balloon Variable
6.82%
▼
APR6.82%
Last UpdatedApril 5, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedApril 5, 2026
Details
As Low As
APR6.87%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR6.99%
Last UpdatedApril 5, 2026
Details
As Low As; Loan To Value up to 85%. Rates subject to change without notice. This loan is secured by your home. Property must be located in the following counties: Orange, Los Angeles, Riverside, San Bernardion, Ventura and San Diego. Property must be owner-occupied. Rates and terms quoted are for single family dwellings. Member fees may include appraisal, title change, recording fees and any other related fees.
APR6.99%
Last UpdatedApril 5, 2026
Details
Approximate Term: Up to 84 months
APR6.99%
Last UpdatedApril 5, 2026
Details
As Low As
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Solar Panel Loan
6.99%
▼
APR6.99%
Last UpdatedApril 5, 2026
Details
Up to $50,000
APR6.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR6.99%
Last UpdatedApril 5, 2026
Details
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
Beverly Hills City Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
Holiday Loan
6.99%
▼
APR6.99%
Last UpdatedApril 5, 2026
Details
New loans (No refinancing); Rate base on automatic payments; No current delinquencies, charge off or collections; Offer valid from November - February
APR6.99%
Last UpdatedApril 5, 2026
Details
As Low As
San Francisco Fire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.90%
Unsecured Loan
6.99%
▼
APR6.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
San Francisco Fire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.90%
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR6.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
Signature Loan
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
2nd Trust Deed Fixed Loan Programs 10 year
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
As Low As
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
Lot Loan (Improved)
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 10 Year Variable
7.01%
▼
APR7.01%
Last UpdatedApril 5, 2026
Details
As Low As
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
COLLATERAL (TITLE) LOAN - Max.
7.05%
▼
APR7.05%
Last UpdatedApril 5, 2026
Details
$100,000; As Low As
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
Title/Collateral Loans
7.05%
▼
APR7.05%
Last UpdatedApril 5, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 30/5YR Balloon Variable
7.05%
▼
APR7.05%
Last UpdatedApril 5, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedApril 5, 2026
Details
As Low As
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
COLLATERAL (TITLE) LOAN
7.18%
▼
APR7.18%
Last UpdatedApril 5, 2026
Details
As Low As
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
Solar & Energy Saving Loan
7.24%
▼
APR7.24%
Last UpdatedApril 5, 2026
Details
As Low As; Maximum Loan Amount: $125,000
APR7.24%
Last UpdatedApril 5, 2026
Details
As Low As
Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Minimum loan amount - 6 Years
7.24%
▼
APR7.24%
Last UpdatedApril 5, 2026
Details
$10,000; As Low As
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
Land Loans
7.25%
▼
APR7.25%
Last UpdatedApril 5, 2026
Details
No additional details available.
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Faith Organization Loans
7.25%
▼
APR7.25%
Last UpdatedApril 5, 2026
Details
over $250,000; As Low As; 5 year adjustable - starting at
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
COLLATERAL (TITLE) LOAN
7.28%
▼
APR7.28%
Last UpdatedApril 5, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 20/5YR Balloon Fixed
7.28%
▼
APR7.28%
Last UpdatedApril 5, 2026
Details
As Low As
1st Northern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
10 Year Equity Loan
7.30%
▼
APR7.30%
Last UpdatedApril 5, 2026
Details
As Low As
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
STRS/PERS Retirement Credit Personal Loan
7.40%
▼
APR7.40%
Last UpdatedApril 5, 2026
Details
No additional details available.
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 10 Year Fixed
7.48%
▼
APR7.48%
Last UpdatedApril 5, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 30/5YR Balloon Fixed
7.48%
▼
APR7.48%
Last UpdatedApril 5, 2026
Details
As Low As
Wheelhouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Solar and Energy Efficient Loans
7.49%
▼
APR7.49%
Last UpdatedApril 5, 2026
Details
As Low As
Atchison Village Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.01%
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedApril 5, 2026
Details
No additional details available.
Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Minimum loan amount - 7 Years
7.49%
▼
APR7.49%
Last UpdatedApril 5, 2026
Details
$20,000; As Low As
APR7.49%
Last UpdatedApril 5, 2026
Details
As Low As
SESLOC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
Sustainable Loans
7.49%
▼
APR7.49%
Last UpdatedApril 5, 2026
Details
No additional details available.
MyPoint Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
Green Energy/Solar Loan
7.49%
▼
APR7.49%
Last UpdatedApril 5, 2026
Details
As Low As
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Solar Panel Loan
7.49%
▼
APR7.49%
Last UpdatedApril 5, 2026
Details
Up to $50,000
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
Personal Loan
7.49%
▼
APR7.49%
Last UpdatedApril 5, 2026
Details
As Low As
Greater Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Energy Efficient Loans
7.50%
▼
APR7.50%
Last UpdatedApril 5, 2026
Details
$500 - $2,000
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Faith Organization Loans
7.50%
▼
APR7.50%
Last UpdatedApril 5, 2026
Details
up to $250,000; As Low As; 10 year fixed
APR7.60%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR7.74%
Last UpdatedApril 5, 2026
Details
As Low As
APR7.74%
Last UpdatedApril 5, 2026
Details
As Low As
Wheelhouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Solar and Energy Efficient Loans
7.74%
▼
APR7.74%
Last UpdatedApril 5, 2026
Details
As Low As
Dow Great Western Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Minimum loan amount - 6 Years
7.74%
▼
APR7.74%
Last UpdatedApril 5, 2026
Details
$10,000; As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 5, 2026
Details
As Low As
APR7.75%
Last UpdatedApril 5, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR7.90%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR7.90%
Last UpdatedApril 5, 2026
Details
No additional details available.
San Joaquin Power Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
Energy Efficiency Loan
7.90%
▼
APR7.90%
Last UpdatedApril 5, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedApril 5, 2026
Details
As Low As
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
As Low As
County Schools Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.78%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
As Low As
Wheelhouse Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Solar and Energy Efficient Loans
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
As Low As
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
Solar & Energy Saving Loan
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
As Low As; Maximum Loan Amount: $125,000
SESLOC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
Sustainable Loans
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
Mokelumne Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
Signature Loan -Fixed Term
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
Contact Credit Union for qualifying terms and individual rates
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Debt Consolidation Loans
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
As Low As
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
Holiday Loan
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Solar Panel Loan
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
Up to $50,000
First California Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
Personal/Unsecured
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
(Fixed)
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
APR4.24%
Last UpdatedApril 5, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Personal Loans
4.99%
▼
APR4.99%
Last UpdatedApril 5, 2026
Details
As Low As
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
STRS/PERS Retirement Credit Personal Loan
5.40%
▼
APR5.40%
Last UpdatedApril 5, 2026
Details
No additional details available.
Direct Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
Personal Loan
5.74%
▼
APR5.74%
Last UpdatedApril 5, 2026
Details
As Low As
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
STRS/PERS Retirement Credit Personal Loan
6.40%
▼
APR6.40%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR6.53%
Last UpdatedApril 5, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedApril 5, 2026
Details
As Low As
San Francisco Fire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.90%
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR6.99%
Last UpdatedApril 5, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedApril 5, 2026
Details
As Low As
APR7.24%
Last UpdatedApril 5, 2026
Details
As Low As
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
STRS/PERS Retirement Credit Personal Loan
7.40%
▼
APR7.40%
Last UpdatedApril 5, 2026
Details
No additional details available.
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
Personal Loan
7.49%
▼
APR7.49%
Last UpdatedApril 5, 2026
Details
As Low As
APR7.49%
Last UpdatedApril 5, 2026
Details
As Low As
APR7.74%
Last UpdatedApril 5, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 5, 2026
Details
As Low As
APR7.90%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR7.90%
Last UpdatedApril 5, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedApril 5, 2026
Details
As Low As
First California Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
As Low As
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
County Schools Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.78%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
APR6.53%
Last UpdatedApril 5, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Debt Consolidation Loans
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
As Low As
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Signature/Debt Consolidation
8.49%
▼
APR8.49%
Last UpdatedApril 5, 2026
Details
No additional details available.
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Signature/Debt Consolidation
9.30%
▼
APR9.30%
Last UpdatedApril 5, 2026
Details
No additional details available.
Mission City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
Debt Cancellation Loan
9.99%
▼
APR9.99%
Last UpdatedApril 5, 2026
Details
As Low As
Mission City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
Signature/Debt Cancellation Loan Up to 36 Months
9.99%
▼
APR9.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Signature/Debt Consolidation
10.05%
▼
APR10.05%
Last UpdatedApril 5, 2026
Details
No additional details available.
Merco Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.49%
Debt Consolidation Loan
10.29%
▼
APR10.29%
Last UpdatedApril 5, 2026
Details
As Low As
Mission City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
Signature/Debt Cancellation Loan Up to 48 Months
10.49%
▼
APR10.49%
Last UpdatedApril 5, 2026
Details
No additional details available.
Mission City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
Signature/Debt Cancellation Loan Up to 60 Months
10.99%
▼
APR10.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Signature/Debt Consolidation
11.30%
▼
APR11.30%
Last UpdatedApril 5, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Debt Consolidation Loans
11.49%
▼
APR11.49%
Last UpdatedApril 5, 2026
Details
No additional details available.
Coasthills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
Signature Debt Consolidation
11.99%
▼
APR11.99%
Last UpdatedApril 5, 2026
Details
As Low As
Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
Debt Consolidation
12.00%
▼
APR12.00%
Last UpdatedApril 5, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Debt Consolidation Loans
12.30%
▼
APR12.30%
Last UpdatedApril 5, 2026
Details
As Low As
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Signature/Debt Consolidation
12.30%
▼
APR12.30%
Last UpdatedApril 5, 2026
Details
No additional details available.
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Debt Consolidation Loans
12.35%
▼
APR12.35%
Last UpdatedApril 5, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Debt Consolidation Loans
12.40%
▼
APR12.40%
Last UpdatedApril 5, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Debt Consolidation Loans
12.45%
▼
APR12.45%
Last UpdatedApril 5, 2026
Details
As Low As
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Signature/Debt Consolidation
13.30%
▼
APR13.30%
Last UpdatedApril 5, 2026
Details
No additional details available.
Popa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
Special Debt Consolidation
13.49%
▼
APR13.49%
Last UpdatedApril 5, 2026
Details
No additional details available.
Inland Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
Debt Consolidation
13.99%
▼
APR13.99%
Last UpdatedApril 5, 2026
Details
As Low As; $30,000 maximum - consolidate your high rate loans
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Debt Consolidation Loans
14.45%
▼
APR14.45%
Last UpdatedApril 5, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedApril 5, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedApril 5, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Debt Consolidation Loans
16.44%
▼
APR16.44%
Last UpdatedApril 5, 2026
Details
As Low As
Mission City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
Debt Cancellation Loan
17.49%
▼
APR17.49%
Last UpdatedApril 5, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Kings Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
1415 W Lacey Blvd, Hanford, CA, 93230
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 5, 2026
Details
As Low As
Atchison Village Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.01%
Signature Loan
6.49%
▼
APR6.49%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR6.74%
Last UpdatedApril 5, 2026
Details
As Low As
Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
Signature Loan
7.00%
▼
APR7.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Atchison Village Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.01%
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR7.74%
Last UpdatedApril 5, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedApril 5, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
Mokelumne Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
Signature Loan -Fixed Term
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
Contact Credit Union for qualifying terms and individual rates
Powered by
MonitorBankRates
No home improvement personal loan rates found in Hanford, CA currently.
Hanford, CA Personal Loan Rate Trends
Compare local Hanford, CA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — CA Avg
10.586%
California personal loan rates currently average 10.586% APR.
Signature Loan — CA Avg
10.836%
California signature loan rates currently average 10.836% APR.
As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in California?
Most lenders in Hanford, California require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in California often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Hanford, California require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in California?
Yes. Debt consolidation is one of the most common uses of personal loans in Hanford, California. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Hanford, California?
Credit unions in Hanford, California often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Hanford, California?
- Kings Federal Credit Union: 9.99% (Signature Loan)
- Families And Schools Together Federal Credit Union: 9.99% (Personal)
- KeyPoint Credit Union: 3.99% (Credit Mender Loan)
- USC Credit Union: 3.99% (GoGreen Loan)
- Universal City Studios Credit Union: 4.00% (Credit Builder Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Hanford, California. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 4, 2026.
Personal Loan Calculators
Rate Assistant
MonitorBankRates.com · Live Data
Try asking