Mortgage Lenders and Brokers in Whitewater, Wisconsin
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Whitewater, Wisconsin mortgage lenders include PremierBankPremierBank200 S Fremont St, Whitewater, WI 53190A+5.0 ★Texas Ratio: 2.14%, Associated Bank NAAssociated Bank NA219 W Center St, Whitewater, WI 53190A+5.0 ★Texas Ratio: 3.45%, Landmark Credit UnionLandmark Credit Union106 E Main St, Beaver Dam, WI 53916 1837A+5.0 ★Texas Ratio: 3.05%, First Community BankFirst Community Bank202 Merchant Row, Milton, WI 53563A+5.0 ★Texas Ratio: 2.76%, Badger BankBadger Bank102 W Main St, Cambridge, WI 53523A+5.0 ★Texas Ratio: 0.55%, Bank Five NineBank Five Nine18815 W Capitol Dr, Brookfield, WI 53045A5.0 ★Texas Ratio: 8.25%, Summit Credit UnionSummit Credit Union871 Commerce Ave, Baraboo, WI 53913A+5.0 ★Texas Ratio: 4.84%, The Bank of New GlarusThe Bank of New Glarus12 North Shore Dr, Belleville, WI 53508A-5.0 ★Texas Ratio: 15.01%, Old National BankOld National Bank102 Keller Ave S, Amery, WI 54001A+5.0 ★Texas Ratio: 4.98%, and Huntington National BankHuntington National Bank12850 W Bluemound Rd, Elm Grove, WI 53122A+5.0 ★Texas Ratio: 3.66%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Whitewater, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Whitewater are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Whitewater, Wisconsin
Market share is the lender's share of all home loans closed in Whitewater, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Whitewater 200 S Fremont St, Whitewater, WI 53190 A+5.0 ★Texas Ratio: 2.14% |
Conventional | 7 | 9.7% | 100% | $105,000 | View |
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1 office in Whitewater 219 W Center St, Whitewater, WI 53190 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 2 +1 HELOCs |
2.8% | 66.7% | $255,000 | View |
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106 E Main St, Beaver Dam, WI 53916 1837 A+5.0 ★Texas Ratio: 3.05% |
Conventional | 2 | 2.8% | 100% | $105,000 | View |
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202 Merchant Row, Milton, WI 53563 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 2 | 2.8% | 100% | $385,000 | View |
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102 W Main St, Cambridge, WI 53523 A+5.0 ★Texas Ratio: 0.55% |
Conventional | 2 | 2.8% | 100% | $310,000 | View |
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18815 W Capitol Dr, Brookfield, WI 53045 A5.0 ★Texas Ratio: 8.25% |
Conventional | 2 | 2.8% | 100% | $200,000 | View |
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871 Commerce Ave, Baraboo, WI 53913 A+5.0 ★Texas Ratio: 4.84% |
Conventional, HELOC | 1 +2 HELOCs |
1.4% | 50% | $35,000 | View |
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12 North Shore Dr, Belleville, WI 53508 A-5.0 ★Texas Ratio: 15.01% |
Conventional | 1 | 1.4% | 100% | $255,000 | View |
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102 Keller Ave S, Amery, WI 54001 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 1.4% | 100% | $405,000 | View |
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12850 W Bluemound Rd, Elm Grove, WI 53122 A+5.0 ★Texas Ratio: 3.66% |
VA | 1 | 1.4% | 100% | $475,000 | View |
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1395 Bluestem Blvd, Altoona, WI 54720 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 1.4% | 100% | $195,000 | View |
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1154 Cranston Rd, Beloit, WI 53511 A+5.0 ★Texas Ratio: 4.30% |
VA | 1 | 1.4% | 100% | $355,000 | View |
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121 N Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 1.4% | 100% | $225,000 | View |
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491 N Main St, Dousman, WI 53118 A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 1.4% | 100% | $325,000 | View |
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15 S Main St, Deerfield, WI 53531 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 1.4% | 100% | $205,000 | View |
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2445 W Northland Ave, Appleton, WI 54914 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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4201 W Wisconsin Ave, Appleton, WI 54913 A+5.0 ★Texas Ratio: 3.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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222 W College Ave, Appleton, WI 54911 A+5.0 ★Texas Ratio: 1.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Uw Credit Union
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Conventional, HELOC | 2 +8 HELOCs |
2.8% | 66.7% | $170,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 2.8% | 66.7% | $215,000 | |
Gateway Mortgage Corporation
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Conventional | 1 | 1.4% | 100% | $255,000 | |
Educated Mortgage Services LLC
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FHA | 1 | 1.4% | 100% | $365,000 | |
Thompson Kane & Company, Inc
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VA | 1 | 1.4% | 100% | $245,000 | |
Mortgage Research Center
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Conventional, FHA, VA | 5 | 6.9% | 100% | $267,000 | |
Guild Mortgage Company
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Conventional, FHA | 4 | 5.6% | 100% | $210,000 | |
United Wholesale Mortgage
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Conventional, FHA | 3 | 4.2% | 75% | $331,666 | |
Nationstar Mortgage
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Conventional | 3 | 4.2% | 100% | $125,000 | |
Rocket Mortgage
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Conventional, FHA | 2 | 2.8% | 50% | $325,000 | |
Newrez LLC
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Conventional | 2 | 2.8% | 100% | $275,000 | |
Diamond Residential Mtg Corp
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Conventional, FHA | 2 | 2.8% | 100% | $105,000 | |
Cardinal Financial Company, Li
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Conventional | 2 | 2.8% | 50% | $125,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 2 | 2.8% | 66.7% | $255,000 | View |
Village Capital & Investment
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FHA, VA | 2 | 2.8% | 66.7% | $250,000 | |
Cornerstone First Mortgage, LLC
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VA | 1 | 1.4% | 100% | $265,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 1.4% | 100% | $315,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 1.4% | 33.3% | $345,000 | |
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A+5.0 ★Texas Ratio: 0.09% |
VA | 1 | 1.4% | 100% | $195,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 1.4% | 100% | $215,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 1.4% | 100% | $215,000 | |
Nations Lending Corporation
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FHA | 1 | 1.4% | 100% | $275,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 1.4% | 100% | $445,000 | |
New American Funding, LLC.
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Conventional | 1 | 1.4% | 100% | $225,000 | |
Navy Federal Credit Union
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VA | 1 | 1.4% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 1.4% | 100% | $355,000 | View |
Spring Eq, LLC
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Conventional | 1 | 1.4% | 100% | $45,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Whitewater Mortgage Rate Trends
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Whitewater, Wisconsin
Looking for mortgage lenders near me or mortgage brokers near me in Whitewater? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Whitewater in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Whitewater, WI
Use these to narrow the list above. Each category shows how many Whitewater, WI lenders fit and what that kind of lender is usually best for.
Who Lends in Whitewater, WI
Independent mortgage companies closed 56.9 percent of home loans in Whitewater, Wisconsin in 2025, banks 33.3 percent and credit unions 9.7 percent. Wisconsin Mortgage Corporation was the largest mortgage company, PremierBank the largest bank and Landmark Credit Union the largest credit union. Among lenders headquartered in Wisconsin, PremierBank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
More Wisconsin Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Whitewater, WI
By home loans closed in 2025, PremierBank was the largest mortgage lender in Whitewater, Wisconsin with 7 loans, about 9.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Whitewater, Wisconsin in 2025, led by Fairway Independent Mort Corp with 1. 9 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 5 credit unions closed home loans in Whitewater, Wisconsin in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Whitewater, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Whitewater, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Whitewater. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
