Mortgage Lenders and Brokers in Waunakee, Wisconsin
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Waunakee, Wisconsin mortgage lenders include Lake Ridge BankLake Ridge Bank610 W Main St, Waunakee, WI 53597A+5.0 ★Texas Ratio: 2.83%, US Bank, N.A.US Bank, N.A.127 W Main St, Waunakee, WI 53597A+5.0 ★Texas Ratio: 2.85%, Associated Bank NAAssociated Bank NA269 S Century Ave, Waunakee, WI 53597A+5.0 ★Texas Ratio: 3.45%, One Community BankOne Community Bank1351 Water Wheel Dr, Waunakee, WI 53597A+5.0 ★Texas Ratio: 3.99%, BMO Harris Bank NABMO Harris Bank NA220 N Century Ave, Waunakee, WI 53597A+5.0 ★Texas Ratio: 3.54%, Fortifi BankFortifi Bank1330 Montondon Avenue, Waunakee, WI 53597A-5.0 ★Texas Ratio: 14.91%, Summit Credit UnionSummit Credit Union304 E Main St, Waunakee, WI 53597A+5.0 ★Texas Ratio: 4.84%, The Park BankThe Park Bank2407 Brewery Road, Cross Plains, WI 53528A+5.0 ★Texas Ratio: 1.98%, Bank Five NineBank Five Nine18815 W Capitol Dr, Brookfield, WI 53045A5.0 ★Texas Ratio: 8.25%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA700 5th Ave, Antigo, WI 54409A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Waunakee, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Waunakee are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Waunakee, Wisconsin
Market share is the lender's share of all home loans closed in Waunakee, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Waunakee 610 W Main St, Waunakee, WI 53597 A+5.0 ★Texas Ratio: 2.83% |
Conventional, HELOC | 12 +24 HELOCs |
3.2% | 92.3% | $413,333 | View |
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1 office in Waunakee 127 W Main St, Waunakee, WI 53597 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 10 +5 HELOCs |
2.7% | 76.9% | $504,000 | View |
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1 office in Waunakee 269 S Century Ave, Waunakee, WI 53597 A+5.0 ★Texas Ratio: 3.45% |
Conventional, Jumbo, HELOC | 5 +4 HELOCs |
1.3% | 100% | $977,000 | View |
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1 office in Waunakee 1351 Water Wheel Dr, Waunakee, WI 53597 A+5.0 ★Texas Ratio: 3.99% |
Conventional, Jumbo, HELOC | 3 +3 HELOCs |
0.8% | 100% | $638,333 | View |
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1 office in Waunakee 220 N Century Ave, Waunakee, WI 53597 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 3 +2 HELOCs |
0.8% | 75% | $411,666 | View |
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1 office in Waunakee 1330 Montondon Avenue, Waunakee, WI 53597 A-5.0 ★Texas Ratio: 14.91% |
Conventional | 1 | 0.3% | 100% | $85,000 | View |
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304 E Main St, Waunakee, WI 53597 A+5.0 ★Texas Ratio: 4.84% |
Conventional, Jumbo, HELOC | 32 +152 HELOCs |
8.5% | 90.5% | $475,937 | View |
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2407 Brewery Road, Cross Plains, WI 53528 A+5.0 ★Texas Ratio: 1.98% |
Conventional, Jumbo | 18 | 4.8% | 100% | $571,666 | View |
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18815 W Capitol Dr, Brookfield, WI 53045 A5.0 ★Texas Ratio: 8.25% |
Conventional, VA | 6 | 1.6% | 100% | $640,000 | View |
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700 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 1.3% | 100% | $613,000 | View |
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12 North Shore Dr, Belleville, WI 53508 A-5.0 ★Texas Ratio: 15.01% |
Conventional | 4 | 1.1% | 100% | $510,000 | View |
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419 W Cottage Grove Rd, Cottage Grove, WI 53527 A+5.0 ★Texas Ratio: 0.50% |
Conventional | 4 | 1.1% | 100% | $435,000 | View |
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2664 Prairie Ave, Beloit, WI 53511 A+5.0 ★Texas Ratio: 1.59% |
Conventional, Jumbo | 4 | 1.1% | 100% | $1,075,000 | View |
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222 W College Ave, Appleton, WI 54911 A+5.0 ★Texas Ratio: 1.47% |
Conventional, HELOC | 3 +3 HELOCs |
0.8% | 100% | $621,666 | View |
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321 N Main St, Deforest, WI 53532 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 3 | 0.8% | 75% | $458,333 | View |
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7707 N Brookline Dr, Madison, WI 53719 A+5.0 ★Texas Ratio: 0.12% |
Conventional, Jumbo | 3 | 0.8% | 100% | $675,000 | View |
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550 W Tyranena Park Rd, Lake Mills, WI 53551 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 3 | 0.8% | 100% | $225,000 | View |
Heartland Credit Union
120 Vinburn Rd, DeForest, WI 53532 1487 |
Conventional, HELOC | 2 +2 HELOCs |
0.5% | 100% | $210,000 | |
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102 Keller Ave S, Amery, WI 54001 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 1 +5 HELOCs |
0.3% | 100% | $185,000 | View |
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12850 W Bluemound Rd, Elm Grove, WI 53122 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,135,000 | View |
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1113 N Johns St, Dodgeville, WI 53533 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.3% | 100% | $685,000 | View |
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926 W College Ave, Appleton, WI 54914 5261 A+5.0 ★Texas Ratio: 5.78% |
Conventional | 1 | 0.3% | 100% | $795,000 | View |
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1574 W Broadway, Madison, WI 53713 A5.0 ★Texas Ratio: 10.59% |
Conventional | 1 | 0.3% | 100% | $345,000 | View |
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4201 W Wisconsin Ave, Appleton, WI 54913 A+5.0 ★Texas Ratio: 3.47% |
Conventional | 1 | 0.3% | 100% | $545,000 | View |
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205 Clark St, Algoma, WI 54201 A+5.0 ★Texas Ratio: 2.28% |
Conventional | 1 | 0.3% | 100% | $615,000 | View |
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235 Freeman St, Genoa City, WI 53128 A+5.0 ★Texas Ratio: 1.38% |
Conventional | 1 | 0.3% | 100% | $785,000 | View |
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5951 Mckee Rd, Fitchburg, WI 53719 A+5.0 ★Texas Ratio: 0.29% |
Conventional | 1 | 0.3% | 100% | $445,000 | View |
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1100 W Northland Ave, Appleton, WI 54914 A+5.0 ★Texas Ratio: 0.50% |
Conventional | 1 | 0.3% | 100% | $465,000 | View |
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106 E Main St, Beaver Dam, WI 53916 1837 A+5.0 ★Texas Ratio: 3.05% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1502 N Highway Blvd, Chetek, WI 54728 A-5.0 ★Texas Ratio: 15.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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Antigo Middle School, Antigo, WI 54409 A5.0 ★Texas Ratio: 10.08% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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580 N Main St, Cottage Grove, WI 53527 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Uw Credit Union
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Conventional, HELOC | 44 +70 HELOCs |
11.7% | 97.8% | $412,272 | |
Thompson Kane & Company, Inc
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Conventional, FHA, VA, Jumbo | 35 | 9.3% | 100% | $449,571 | |
Fairway Independent Mort Corp
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Conventional, VA | 13 | 3.4% | 100% | $411,153 | |
Educated Mortgage Services LLC
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Conventional, FHA | 4 | 1.1% | 100% | $470,000 | |
Compeer Financial
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Conventional | 2 | 0.5% | 100% | $220,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional, FHA | 23 | 6.1% | 100% | $433,695 | View |
Rocket Mortgage
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Conventional | 16 | 4.2% | 100% | $198,750 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA, Jumbo | 16 | 4.2% | 100% | $577,500 | View |
Guild Mortgage Company
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Conventional, VA, Jumbo | 14 | 3.7% | 100% | $524,285 | |
Guaranteed Rate, Inc.
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Conventional, VA | 13 | 3.4% | 100% | $320,384 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 5 +1 HELOCs |
1.3% | 83.3% | $547,000 | |
Prosperity Home Mortgage, LLC
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Conventional, Jumbo | 5 | 1.3% | 100% | $667,000 | |
Wings Financial Credit Union
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Conventional, Jumbo, HELOC | 4 +6 HELOCs |
1.1% | 100% | $660,000 | |
Newrez LLC
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Conventional, VA, Jumbo | 4 | 1.1% | 100% | $700,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 1.1% | 100% | $250,000 | |
Nations Lending Corporation
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Conventional | 4 | 1.1% | 100% | $512,500 | |
loanDepot.com LLC
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Conventional | 3 | 0.8% | 75% | $311,666 | |
Lake Michigan Credit Union
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Conventional, Jumbo | 3 | 0.8% | 100% | $968,333 | |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 0.5% | 66.7% | $215,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $495,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.5% | 100% | $95,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.3% | 100% | $715,000 | View |
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B+4.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0.3% | 100% | $665,000 | View |
Greenstate Credit Union
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Conventional | 1 | 0.3% | 100% | $465,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $415,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.3% | 50% | $165,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 20% | $175,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.3% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 0.3% | 100% | $455,000 | View |
Discover Bank
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Conventional | 1 | 0.3% | 50% | $85,000 | |
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A5.0 ★Texas Ratio: 9.76% |
Conventional | 1 | 0.3% | 100% | $805,000 | View |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $675,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.3% | 50% | $375,000 | View |
Servis One, Inc
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FHA | 1 | 0.3% | 100% | $455,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.3% | 100% | $45,000 | |
T2 Financial LLC
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Conventional | 1 | 0.3% | 100% | $715,000 | |
Gardner Financial Services
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Conventional | 1 | 0.3% | 100% | $645,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.3% | 100% | $455,000 | |
Union Savings Bank
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Conventional | 1 | 0.3% | 100% | $455,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.3% | 100% | $735,000 | View |
Mortgage Research Center
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VA | 1 | 0.3% | 20% | $355,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.3% | 100% | $675,000 | View |
Mutual of Omaha Mortgage
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VA | 1 | 0.3% | 100% | $485,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.3% | 50% | $515,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 100% | $675,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
Village Capital & Investment
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VA | 1 | 0.3% | 100% | $735,000 | |
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A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Dart Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Waunakee Mortgage Rate Trends
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Waunakee, Wisconsin
Looking for mortgage lenders near me or mortgage brokers near me in Waunakee? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Waunakee in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Waunakee, WI
Use these to narrow the list above. Each category shows how many Waunakee, WI lenders fit and what that kind of lender is usually best for.
Who Lends in Waunakee, WI
Independent mortgage companies closed 38.2 percent of home loans in Waunakee, Wisconsin in 2025, banks 38.7 percent and credit unions 23.1 percent. Thompson Kane & Company, Inc was the largest mortgage company, Lake Ridge Bank the largest bank and Summit Credit Union the largest credit union. Among lenders headquartered in Wisconsin, Lake Ridge Bank led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
More Wisconsin Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Waunakee, WI
By home loans closed in 2025, Lake Ridge Bank was the largest mortgage lender in Waunakee, Wisconsin with 12 loans, about 3.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Waunakee, Wisconsin in 2025, led by Thompson Kane & Company, Inc with 2. 12 lenders closed VA loans, led by Guild Mortgage Company. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 40 banks and 12 credit unions closed home loans in Waunakee, Wisconsin in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Waunakee, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Waunakee, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Waunakee. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
