Tomah, Wisconsin mortgage lenders include Bank First N.A.Bank First N.A.110 W Veterans St, Tomah, WI 54660A+5.0 ★Texas Ratio: 3.47%, Citizens Community Federal N.A.Citizens Community Federal N.A.1002 Mclean Ave, Tomah, WI 54660A5.0 ★Texas Ratio: 12.61%, River BankRiver Bank1301 Superior Ave, Tomah, WI 54660A+5.0 ★Texas Ratio: 1.10%, Altra Federal Credit UnionAltra Federal Credit Union1404 S MAIN ST, HOLMEN, WI 54636 8928A+5.0 ★Texas Ratio: 1.27%, Citizens First BankCitizens First Bank1757 Temte Street, Holmen, WI 54636A+5.0 ★Texas Ratio: 3.37%, 1st Community Credit Union1st Community Credit Union220 Buan St, Tomah, WI 54660A+5.0 ★Texas Ratio: 5.97%, Marine Credit UnionMarine Credit Union302 Bay St, Chippewa Falls, WI 54729A5.0 ★Texas Ratio: 13.08%, Bank of OntarioBank of Ontario700 Main St, Genoa, WI 54632F2.0 ★Texas Ratio: 50.52%, Co-op Credit UnionCo-op Credit Union100 E Main St, Black River Falls, WI 54615A+5.0 ★Texas Ratio: 5.54%, and The First National Bank of BangorThe First National Bank of Bangor1798 Commercial St, Bangor, WI 54614A+5.0 ★Texas Ratio: 2.70%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Tomah, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Tomah are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Tomah, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Tomah 110 W Veterans St, Tomah, WI 54660 A+5.0 ★Texas Ratio: 3.47% |
Conventional, VA, HELOC | 26 +19 HELOCs |
12% | 87.1% | $188,076 | View |
|
2 offices in Tomah 1002 Mclean Ave, Tomah, WI 54660 A5.0 ★Texas Ratio: 12.61% |
Conventional | 2 | 0.9% | 66.7% | $195,000 | View |
|
1 office in Tomah 1301 Superior Ave, Tomah, WI 54660 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.5% | 100% | $35,000 | View |
|
1404 S MAIN ST, HOLMEN, WI 54636 8928 A+5.0 ★Texas Ratio: 1.27% |
Conventional, VA, HELOC | 8 +2 HELOCs |
3.7% | 80% | $163,750 | View |
|
1757 Temte Street, Holmen, WI 54636 A+5.0 ★Texas Ratio: 3.37% |
Conventional, VA | 8 | 3.7% | 88.9% | $315,000 | View |
|
220 Buan St, Tomah, WI 54660 A+5.0 ★Texas Ratio: 5.97% |
Conventional | 5 | 2.3% | 91.7% | $217,000 | View |
|
302 Bay St, Chippewa Falls, WI 54729 A5.0 ★Texas Ratio: 13.08% |
Conventional, HELOC | 3 +1 HELOCs |
1.4% | 80% | $148,333 | View |
|
700 Main St, Genoa, WI 54632 F2.0 ★Texas Ratio: 50.52% |
Conventional | 3 | 1.4% | 100% | $111,666 | View |
|
100 E Main St, Black River Falls, WI 54615 A+5.0 ★Texas Ratio: 5.54% |
Conventional | 2 | 0.9% | 100% | $155,000 | View |
|
1798 Commercial St, Bangor, WI 54614 A+5.0 ★Texas Ratio: 2.70% |
Conventional | 2 | 0.9% | 100% | $235,000 | View |
|
724 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 50% | $115,000 | View |
|
2445 W Northland Ave, Appleton, WI 54914 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.5% | 100% | $65,000 | View |
|
1200 S Main St, Holmen, WI 54636 A+5.0 ★Texas Ratio: 5.23% |
Conventional | 1 | 0.5% | 100% | $45,000 | View |
|
12850 W Bluemound Rd, Elm Grove, WI 53122 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.5% | 100% | $345,000 | View |
|
1435 Oneida St, Appleton, WI 54915 A+5.0 ★Texas Ratio: 2.73% |
Conventional | 1 | 0.5% | 100% | $325,000 | View |
Westby Co-Op Credit Union
1333 South Blvd, Baraboo, WI 53913 |
Conventional | 1 | 0.5% | 100% | $85,000 | |
|
140 W Huron St, Berlin, WI 54923 A-5.0 ★Texas Ratio: 14.91% |
Conventional | 1 | 0.5% | 100% | $135,000 | View |
|
614 Us Highway 14, Arena, WI 53503 A+5.0 ★Texas Ratio: 0.74% |
Conventional | 1 | 0.5% | 100% | $225,000 | View |
|
3321 N Ballard Rd, Appleton, WI 54911 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 100% | $165,000 | View |
|
185 S Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 0.41% |
Conventional | 1 | 0.5% | 100% | $225,000 | View |
|
★ 1.7 stars, 3 reviews 12805 W Bluemound Rd, Brookfield, WI 53005 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.5% | 100% | $285,000 | View |
|
501 N Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 0.5% | 100% | $225,000 | View |
|
121 N Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
2728 Mall Dr, Eau Claire, WI 54701 A+5.0 ★Texas Ratio: 3.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
185 S Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 0.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 6 | 2.8% | 100% | $226,666 | |
Uw Credit Union
|
Conventional, HELOC | 2 +1 HELOCs |
0.9% | 66.7% | $215,000 | |
|
A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
|
Conventional, FHA, VA, USDA | 26 | 12% | 90% | $234,230 | |
Mortgage Research Center
|
Conventional, VA | 16 | 7.4% | 72.7% | $265,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 12 | 5.6% | 75% | $130,833 | |
|
A+5.0 ★Texas Ratio: 0.09% |
Conventional, VA | 7 | 3.2% | 100% | $225,000 | View |
Prosperity Home Mortgage, LLC
|
Conventional, FHA, VA | 7 | 3.2% | 100% | $175,000 | |
|
A+5.0 ★Texas Ratio: 4.99% |
Conventional, HELOC | 6 +1 HELOCs |
2.8% | 63.6% | $180,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 6 | 2.8% | 100% | $221,666 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA | 6 | 2.8% | 100% | $190,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 4 | 1.9% | 100% | $190,000 | |
Everett Financial, Inc.
|
FHA, USDA | 3 | 1.4% | 100% | $208,333 | |
Freedom Mortgage Corporation
|
VA | 3 | 1.4% | 75% | $295,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional, USDA | 3 | 1.4% | 75% | $195,000 | View |
Lakeview Loan Servicing, LLC
|
FHA, VA | 2 | 0.9% | 75% | $195,000 | |
Newrez LLC
|
VA | 2 | 0.9% | 66.7% | $260,000 | |
Equity Prime Mortgage LLC
|
VA, USDA | 2 | 0.9% | 100% | $265,000 | |
loanDepot.com LLC
|
Conventional | 2 | 0.9% | 75% | $230,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 0.9% | 100% | $125,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 2 | 0.9% | 66.7% | $310,000 | View |
Planet Home Lending, LLC
|
Conventional, FHA | 2 | 0.9% | 100% | $175,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
FHA, VA | 2 | 0.9% | 50% | $405,000 | View |
Mutual of Omaha Mortgage
|
Conventional, VA | 2 | 0.9% | 100% | $260,000 | |
New American Funding, LLC.
|
Conventional | 2 | 0.9% | 100% | $270,000 | |
Navy Federal Credit Union
|
Conventional, VA | 2 | 0.9% | 100% | $290,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.9% | 100% | $395,000 | View |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.5% | 100% | $165,000 | |
Kind Lending, LLC
|
VA | 1 | 0.5% | 50% | $255,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 0.5% | 33.3% | $25,000 | |
Guild Mortgage Company
|
Conventional | 1 | 0.5% | 100% | $165,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
FHA | 1 | 0.5% | 100% | $165,000 | View |
Sun West Mortgage Company, Inc
|
VA | 1 | 0.5% | 100% | $255,000 | |
Das Acquisition Company, LLC
|
Conventional | 1 | 0.5% | 100% | $205,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.5% | 100% | $195,000 | |
Mortgage Solutions of Colorado
|
VA | 1 | 0.5% | 100% | $195,000 | |
Zillow Home Loans, LLC
|
FHA | 1 | 0.5% | 100% | $355,000 | |
Paramount Residential Mortgage
|
FHA | 1 | 0.5% | 100% | $145,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.5% | 100% | $75,000 | |
Village Capital & Investment
|
VA | 1 | 0.5% | 100% | $235,000 | |
Ideal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Tomah? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Tomah in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Tomah, WI lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 57.4 percent of home loans in Tomah, Wisconsin in 2025, banks 28.7 percent and credit unions 13.9 percent. Fairway Independent Mort Corp was the largest mortgage company, Bank First N.A. the largest bank and Altra Federal Credit Union the largest credit union. Among lenders headquartered in Wisconsin, Bank First N.A. led with 26 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
By home loans closed in 2025, Bank First N.A. was the largest mortgage lender in Tomah, Wisconsin with 26 loans, about 12 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Tomah, Wisconsin in 2025, led by United Wholesale Mortgage with 15. 24 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 11 credit unions closed home loans in Tomah, Wisconsin in 2025, alongside 31 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Tomah, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Tomah, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Tomah. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.