Mortgage Lenders and Brokers in Rio, Wisconsin
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Rio, Wisconsin mortgage lenders include Farmers & Merchants Union BankFarmers & Merchants Union Bank575 S Lowville Rd, Rio, WI 53960A+5.0 ★Texas Ratio: 1.98%, Summit Credit UnionSummit Credit Union871 Commerce Ave, Baraboo, WI 53913A+5.0 ★Texas Ratio: 4.84%, Dmb Community BankDmb Community Bank321 N Main St, Deforest, WI 53532A+5.0 ★Texas Ratio: 0.00%, Bank First N.A.Bank First N.A.4201 W Wisconsin Ave, Appleton, WI 54913A+5.0 ★Texas Ratio: 3.47%, Old National BankOld National Bank102 Keller Ave S, Amery, WI 54001A+5.0 ★Texas Ratio: 4.98%, US Bank, N.A.US Bank, N.A.2445 W Northland Ave, Appleton, WI 54914A+5.0 ★Texas Ratio: 2.85%, Bank of Sun PrairieBank of Sun Prairie419 W Cottage Grove Rd, Cottage Grove, WI 53527A+5.0 ★Texas Ratio: 0.50%, Fortifi BankFortifi Bank140 W Huron St, Berlin, WI 54923A-5.0 ★Texas Ratio: 14.91%, Associated Bank NAAssociated Bank NA724 5th Ave, Antigo, WI 54409A+5.0 ★Texas Ratio: 3.45%, and The Park BankThe Park Bank2407 Brewery Road, Cross Plains, WI 53528A+5.0 ★Texas Ratio: 1.98%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rio, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rio are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rio, Wisconsin
Market share is the lender's share of all home loans closed in Rio, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Rio 575 S Lowville Rd, Rio, WI 53960 A+5.0 ★Texas Ratio: 1.98% |
Conventional | 5 | 6.6% | 100% | $209,000 | View |
|
871 Commerce Ave, Baraboo, WI 53913 A+5.0 ★Texas Ratio: 4.84% |
Conventional, Jumbo, HELOC | 15 +42 HELOCs |
19.7% | 85% | $296,333 | View |
|
321 N Main St, Deforest, WI 53532 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 4 | 5.3% | 100% | $220,000 | View |
|
4201 W Wisconsin Ave, Appleton, WI 54913 A+5.0 ★Texas Ratio: 3.47% |
Conventional, HELOC | 2 +3 HELOCs |
2.6% | 100% | $285,000 | View |
|
102 Keller Ave S, Amery, WI 54001 A+5.0 ★Texas Ratio: 4.98% |
Conventional, VA, HELOC | 2 +1 HELOCs |
2.6% | 100% | $345,000 | View |
|
2445 W Northland Ave, Appleton, WI 54914 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 2.6% | 100% | $235,000 | View |
|
419 W Cottage Grove Rd, Cottage Grove, WI 53527 A+5.0 ★Texas Ratio: 0.50% |
Conventional | 2 | 2.6% | 100% | $355,000 | View |
|
140 W Huron St, Berlin, WI 54923 A-5.0 ★Texas Ratio: 14.91% |
Conventional | 2 | 2.6% | 100% | $260,000 | View |
|
724 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 1 +5 HELOCs |
1.3% | 50% | $145,000 | View |
|
2407 Brewery Road, Cross Plains, WI 53528 A+5.0 ★Texas Ratio: 1.98% |
Conventional | 1 | 1.3% | 100% | $195,000 | View |
Heartland Credit Union
120 Vinburn Rd, DeForest, WI 53532 1487 |
Conventional | 1 | 1.3% | 100% | $385,000 | |
|
106 E Main St, Beaver Dam, WI 53916 1837 A+5.0 ★Texas Ratio: 3.05% |
Conventional | 1 | 1.3% | 100% | $125,000 | View |
|
222 W College Ave, Appleton, WI 54911 A+5.0 ★Texas Ratio: 1.47% |
VA | 1 | 1.3% | 100% | $745,000 | View |
|
7700 Mineral Point Rd, Madison, WI 53717 A5.0 ★Texas Ratio: 7.37% |
Conventional | 1 | 1.3% | 100% | $325,000 | View |
|
15 S Main St, Deerfield, WI 53531 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 1.3% | 100% | $65,000 | View |
|
1502 N Highway Blvd, Chetek, WI 54728 A-5.0 ★Texas Ratio: 15.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
121 N Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
27 W Main St, Belleville, WI 53508 A+5.0 ★Texas Ratio: 2.83% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Uw Credit Union
|
Conventional, HELOC | 3 +14 HELOCs |
3.9% | 100% | $308,333 | |
Thompson Kane & Company, Inc
|
Conventional | 3 | 3.9% | 100% | $271,666 | |
Fairway Independent Mort Corp
|
Conventional | 3 | 3.9% | 100% | $218,333 | |
Compeer Financial
|
Conventional | 1 | 1.3% | 100% | $215,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 5 | 6.6% | 100% | $289,000 | |
Rocket Mortgage
|
Conventional | 2 | 2.6% | 66.7% | $170,000 | |
Guild Mortgage Company
|
Conventional, Jumbo | 2 | 2.6% | 100% | $590,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 2.6% | 100% | $80,000 | View |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 2.6% | 100% | $410,000 | View |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.3% | 100% | $335,000 | View |
United Wholesale Mortgage
|
Conventional | 1 | 1.3% | 100% | $175,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 1 | 1.3% | 100% | $325,000 | |
|
A5.0 ★Texas Ratio: 13.85% |
Conventional | 1 | 1.3% | 100% | $485,000 | View |
loanDepot.com LLC
|
Conventional | 1 | 1.3% | 100% | $285,000 | |
Synergy One Lending, Inc.
|
Conventional | 1 | 1.3% | 100% | $165,000 | |
Planet Home Lending, LLC
|
FHA | 1 | 1.3% | 100% | $235,000 | |
Nationstar Mortgage
|
Conventional | 1 | 1.3% | 50% | $275,000 | |
Mortgage Research Center
|
VA | 1 | 1.3% | 100% | $525,000 | |
Mission Loans, LLC
|
Conventional | 1 | 1.3% | 100% | $55,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 1.3% | 100% | $145,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.3% | 100% | $235,000 | View |
Navy Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Rio Mortgage Rate Trends
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rio, Wisconsin
Looking for mortgage lenders near me or mortgage brokers near me in Rio? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rio in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rio, WI
Use these to narrow the list above. Each category shows how many Rio, WI lenders fit and what that kind of lender is usually best for.
Who Lends in Rio, WI
Independent mortgage companies closed 34.2 percent of home loans in Rio, Wisconsin in 2025, banks 39.5 percent and credit unions 26.3 percent. Thompson Kane & Company, Inc was the largest mortgage company, Farmers & Merchants Union Bank the largest bank and Summit Credit Union the largest credit union. Among lenders headquartered in Wisconsin, Farmers & Merchants Union Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
More Wisconsin Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rio, WI
By home loans closed in 2025, Farmers & Merchants Union Bank was the largest mortgage lender in Rio, Wisconsin with 5 loans, about 6.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Rio, Wisconsin in 2025, led by Planet Home Lending, LLC with 1. 4 lenders closed VA loans, led by Usaa Federal Savings Bank. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 6 credit unions closed home loans in Rio, Wisconsin in 2025, alongside 16 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rio, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rio, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rio. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
