Mortgage Lenders and Brokers in Rhinelander, Wisconsin
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Rhinelander, Wisconsin mortgage lenders include Nicolet National BankNicolet National Bank2170 Lincoln St, Rhinelander, WI 54501A+5.0 ★Texas Ratio: 2.28%, Peoples State BankPeoples State Bank8 E Anderson St, Rhinelander, WI 54501A5.0 ★Texas Ratio: 11.20%, Associated Bank NAAssociated Bank NA304 Lincoln St, Rhinelander, WI 54501A+5.0 ★Texas Ratio: 3.45%, BMO Harris Bank NABMO Harris Bank NA7 N Brown St, Rhinelander, WI 54501A+5.0 ★Texas Ratio: 3.54%, Covantage Credit UnionCovantage Credit Union905 Boyce Dr, Rhinelander, WI 54501A5.0 ★Texas Ratio: 10.08%, Ixonia BankIxonia Bank491 N Main St, Dousman, WI 53118A+5.0 ★Texas Ratio: 2.14%, US Bank, N.A.US Bank, N.A.2445 W Northland Ave, Appleton, WI 54914A+5.0 ★Texas Ratio: 2.85%, IncrediblebankIncrediblebank141 South Willow Street, Eagle River, WI 54521A5.0 ★Texas Ratio: 7.72%, Summit Credit UnionSummit Credit Union871 Commerce Ave, Baraboo, WI 53913A+5.0 ★Texas Ratio: 4.84%, and Fox Communities Credit UnionFox Communities Credit Union3401 E Calumet St, Appleton, WI 54915 4757A+5.0 ★Texas Ratio: 2.15%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rhinelander, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rhinelander are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rhinelander, Wisconsin
Market share is the lender's share of all home loans closed in Rhinelander, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Rhinelander 2170 Lincoln St, Rhinelander, WI 54501 A+5.0 ★Texas Ratio: 2.28% |
Conventional, Jumbo, HELOC | 19 +13 HELOCs |
9.6% | 95% | $271,315 | View |
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1 office in Rhinelander 8 E Anderson St, Rhinelander, WI 54501 A5.0 ★Texas Ratio: 11.20% |
Conventional | 18 | 9.1% | 87.5% | $175,000 | View |
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1 office in Rhinelander 304 Lincoln St, Rhinelander, WI 54501 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 9 +12 HELOCs |
4.5% | 100% | $176,111 | View |
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2 offices in Rhinelander 7 N Brown St, Rhinelander, WI 54501 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 2 +11 HELOCs |
1% | 100% | $165,000 | View |
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905 Boyce Dr, Rhinelander, WI 54501 A5.0 ★Texas Ratio: 10.08% |
Conventional, HELOC | 33 +51 HELOCs |
16.7% | 83.3% | $185,000 | View |
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491 N Main St, Dousman, WI 53118 A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 11 | 5.6% | 100% | $167,727 | View |
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2445 W Northland Ave, Appleton, WI 54914 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA | 4 | 2% | 57.1% | $222,500 | View |
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141 South Willow Street, Eagle River, WI 54521 A5.0 ★Texas Ratio: 7.72% |
Conventional | 3 | 1.5% | 100% | $211,666 | View |
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871 Commerce Ave, Baraboo, WI 53913 A+5.0 ★Texas Ratio: 4.84% |
Conventional, HELOC | 2 +2 HELOCs |
1% | 100% | $365,000 | View |
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3401 E Calumet St, Appleton, WI 54915 4757 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 2 | 1% | 100% | $135,000 | View |
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110 Linn St, Baraboo, WI 53913 A+5.0 ★Texas Ratio: 1.10% |
Conventional, Jumbo | 2 | 1% | 100% | $815,000 | View |
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18815 W Capitol Dr, Brookfield, WI 53045 A5.0 ★Texas Ratio: 8.25% |
Conventional, VA | 2 | 1% | 100% | $180,000 | View |
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1404 S MAIN ST, HOLMEN, WI 54636 8928 A+5.0 ★Texas Ratio: 1.27% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $345,000 | View |
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700 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $155,000 | View |
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1401 E Becker Road, 54449, WI 00000 A5.0 ★Texas Ratio: 9.92% |
Conventional | 1 | 0.5% | 100% | $185,000 | View |
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497 Us Highway 8, Armstrong Creek, WI 54103 A5.0 ★Texas Ratio: 9.67% |
Conventional | 1 | 0.5% | 100% | $75,000 | View |
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106 E Main St, Beaver Dam, WI 53916 1837 A+5.0 ★Texas Ratio: 3.05% |
Conventional | 1 | 0.5% | 100% | $155,000 | View |
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1430 Rivers Edge Trl, Altoona, WI 54720 A+5.0 ★Texas Ratio: 0.21% |
Conventional | 1 | 0.5% | 100% | $195,000 | View |
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222 W College Ave, Appleton, WI 54911 A+5.0 ★Texas Ratio: 1.47% |
Conventional | 1 | 0.5% | 100% | $565,000 | View |
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907 N Central Ave, Marshfield, WI 54449 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.5% | 100% | $405,000 | View |
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★ 1.7 stars, 3 reviews 12805 W Bluemound Rd, Brookfield, WI 53005 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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580 N Main St, Cottage Grove, WI 53527 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Uw Credit Union
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Conventional | 3 | 1.5% | 60% | $275,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 1% | 100% | $255,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 19 | 9.6% | 73.1% | $141,842 | |
Guild Mortgage Company
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Conventional, FHA, USDA | 11 | 5.6% | 100% | $305,909 | |
Mortgage Research Center
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VA | 6 | 3% | 60% | $268,333 | |
Zippy Loans, LLC
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Conventional | 4 | 2% | 80% | $52,500 | |
Guaranteed Rate, Inc.
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Conventional, VA | 4 | 2% | 80% | $390,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 2% | 71.4% | $187,500 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 3 | 1.5% | 100% | $245,000 | |
United Wholesale Mortgage
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Conventional, VA | 2 | 1% | 50% | $200,000 | |
Everett Financial, Inc.
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Conventional, FHA | 2 | 1% | 100% | $185,000 | |
Freedom Mortgage Corporation
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VA | 2 | 1% | 100% | $245,000 | |
Newrez LLC
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Conventional | 2 | 1% | 66.7% | $145,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 1% | 100% | $270,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 1% | 100% | $130,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.5% | 100% | $175,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.5% | 100% | $215,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.5% | 50% | $95,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.5% | 100% | $215,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.5% | 100% | $125,000 | |
Citizens Equity First Credit U
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Conventional | 1 | 0.5% | 100% | $285,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $475,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.5% | 100% | $325,000 | View |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.5% | 100% | $285,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.5% | 100% | $165,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $145,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.5% | 100% | $185,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.5% | 50% | $25,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.5% | 100% | $115,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $155,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Msu Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
loanDepot.com LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Liberty Savings Bank, FSB
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Rhinelander Mortgage Rate Trends
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rhinelander, Wisconsin
Looking for mortgage lenders near me or mortgage brokers near me in Rhinelander? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rhinelander in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rhinelander, WI
Use these to narrow the list above. Each category shows how many Rhinelander, WI lenders fit and what that kind of lender is usually best for.
Who Lends in Rhinelander, WI
Independent mortgage companies closed 38.4 percent of home loans in Rhinelander, Wisconsin in 2025, banks 39.4 percent and credit unions 22.2 percent. Fairway Independent Mort Corp was the largest mortgage company, Nicolet National Bank the largest bank and Covantage Credit Union the largest credit union. Among lenders headquartered in Wisconsin, Nicolet National Bank led with 19 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
More Wisconsin Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rhinelander, WI
By home loans closed in 2025, Nicolet National Bank was the largest mortgage lender in Rhinelander, Wisconsin with 19 loans, about 9.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Rhinelander, Wisconsin in 2025, led by Rocket Mortgage with 6. 9 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 10 credit unions closed home loans in Rhinelander, Wisconsin in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rhinelander, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rhinelander, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rhinelander. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
