Mortgage Lenders and Brokers in Onalaska, Wisconsin
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Onalaska, Wisconsin mortgage lenders include Altra Federal Credit UnionAltra Federal Credit Union1807 E Main St, ONALASKA, WI 54650A+5.0 ★Texas Ratio: 1.27%, Merchants Bank, National AssociationMerchants Bank, National Association3140 Market Pl, Onalaska, WI 54650A+5.0 ★Texas Ratio: 3.28%, Associated Bank NAAssociated Bank NA201 Marcou Rd, Onalaska, WI 54650A+5.0 ★Texas Ratio: 3.45%, Coulee BankCoulee Bank590 Theater Rd, Onalaska, WI 54650C+4.1 ★Texas Ratio: 25.60%, State Bank FinancialState Bank Financial1836 E Main St, Onalaska, WI 54650A+5.0 ★Texas Ratio: 0.02%, US Bank, N.A.US Bank, N.A.1260 Crossing Meadows Dr, Onalaska, WI 54650A+5.0 ★Texas Ratio: 2.85%, Firefighters Credit UnionFirefighters Credit Union2707 Midwest Dr, Onalaska, WI 54650 6758A+5.0 ★Texas Ratio: 2.91%, Citizens State BankCitizens State Bank625 Main St, Onalaska, WI 54650A5.0 ★Texas Ratio: 7.56%, Old National BankOld National Bank2570 Midwest Dr, Onalaska, WI 54650A+5.0 ★Texas Ratio: 4.98%, and BMO Harris Bank NABMO Harris Bank NA1145 Main St, Onalaska, WI 54650A+5.0 ★Texas Ratio: 3.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Onalaska, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Onalaska are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Onalaska, Wisconsin
Market share is the lender's share of all home loans closed in Onalaska, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1807 E Main St, ONALASKA, WI 54650 A+5.0 ★Texas Ratio: 1.27% |
Conventional, FHA, HELOC | 114 +75 HELOCs |
31.1% | 93.7% | $221,842 | View |
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1 office in Onalaska 3140 Market Pl, Onalaska, WI 54650 A+5.0 ★Texas Ratio: 3.28% |
Conventional, Jumbo, HELOC | 10 +7 HELOCs |
2.7% | 100% | $428,000 | View |
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1 office in Onalaska 201 Marcou Rd, Onalaska, WI 54650 A+5.0 ★Texas Ratio: 3.45% |
Conventional, Jumbo, HELOC | 9 +5 HELOCs |
2.5% | 100% | $409,444 | View |
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2 offices in Onalaska 590 Theater Rd, Onalaska, WI 54650 C+4.1 ★Texas Ratio: 25.60% |
Conventional | 9 | 2.5% | 90% | $218,333 | View |
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1 office in Onalaska 1836 E Main St, Onalaska, WI 54650 A+5.0 ★Texas Ratio: 0.02% |
Conventional | 8 | 2.2% | 100% | $360,000 | View |
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1 office in Onalaska 1260 Crossing Meadows Dr, Onalaska, WI 54650 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 7 +3 HELOCs |
1.9% | 100% | $272,142 | View |
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2707 Midwest Dr, Onalaska, WI 54650 6758 A+5.0 ★Texas Ratio: 2.91% |
Conventional, Jumbo | 6 | 1.6% | 66.7% | $451,666 | View |
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1 office in Onalaska 625 Main St, Onalaska, WI 54650 A5.0 ★Texas Ratio: 7.56% |
Conventional | 5 | 1.4% | 100% | $293,000 | View |
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1 office in Onalaska 2570 Midwest Dr, Onalaska, WI 54650 A+5.0 ★Texas Ratio: 4.98% |
Conventional, VA | 3 | 0.8% | 75% | $258,333 | View |
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1 office in Onalaska 1145 Main St, Onalaska, WI 54650 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 33.3% | $205,000 | View |
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1200 S Main St, Holmen, WI 54636 A+5.0 ★Texas Ratio: 5.23% |
Conventional | 9 | 2.5% | 81.8% | $135,000 | View |
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943 12th Ave S, Onalaska, WI 54650 3487 A+5.0 ★Texas Ratio: 2.73% |
Conventional, HELOC | 8 +2 HELOCs |
2.2% | 100% | $163,750 | View |
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1160 Blazing Star Blvd, Altoona, WI 54720 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 6 | 1.6% | 100% | $223,333 | View |
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1848 E Main St, Onalaska, WI 54650 8756 A5.0 ★Texas Ratio: 13.08% |
Conventional | 6 | 1.6% | 63.6% | $191,666 | View |
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6126 W Layton Ave, Greenfield, WI 53220 4608 A5.0 ★Texas Ratio: 6.09% |
Conventional | 5 | 1.4% | 100% | $91,000 | View |
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1798 Commercial St, Bangor, WI 54614 A+5.0 ★Texas Ratio: 2.70% |
Conventional | 5 | 1.4% | 100% | $249,000 | View |
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1870 Meadow Ln, Pewaukee, WI 53072 A+5.0 ★Texas Ratio: 3.32% |
Conventional | 4 | 1.1% | 80% | $382,500 | View |
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16893 S Main St, Galesville, WI 54630 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 4 | 1.1% | 100% | $290,000 | View |
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120 Mill St S, West Salem, WI 54669 A+5.0 ★Texas Ratio: 0.88% |
Conventional | 4 | 1.1% | 100% | $207,500 | View |
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100 French Rd, Onalaska, WI 54650 A+5.0 ★Texas Ratio: 5.54% |
Conventional | 3 | 0.8% | 75% | $271,666 | View |
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1000 W Wisconsin St, Sparta, WI 54656 2230 A+5.0 ★Texas Ratio: 5.97% |
Conventional | 3 | 0.8% | 100% | $35,000 | View |
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700 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.5% | 66.7% | $255,000 | View |
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1606 Commercial St, Bangor, WI 54614 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 2 | 0.5% | 100% | $260,000 | View |
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1757 Temte Street, Holmen, WI 54636 A+5.0 ★Texas Ratio: 3.37% |
Conventional | 1 | 0.3% | 100% | $45,000 | View |
Westby Co-Op Credit Union
1333 South Blvd, Baraboo, WI 53913 |
Conventional | 1 | 0.3% | 100% | $395,000 | |
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614 Us Highway 14, Arena, WI 53503 A+5.0 ★Texas Ratio: 0.74% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
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185 S Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 0.41% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
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219 Fairfax St, Altoona, WI 54720 A5.0 ★Texas Ratio: 12.61% |
Conventional | 1 | 0.3% | 50% | $805,000 | View |
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871 Commerce Ave, Baraboo, WI 53913 A+5.0 ★Texas Ratio: 4.84% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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185 S Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 0.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Uw Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $185,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 0.5% | 100% | $235,000 | |
Thompson Kane & Company, Inc
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Conventional | 1 | 0.3% | 100% | $605,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Consumer Real Estate Finance Co DBA Society Mortgage
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Conventional, FHA, VA | 16 | 4.4% | 84.2% | $250,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 12 | 3.3% | 92.3% | $170,833 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 12 | 3.3% | 100% | $206,666 | |
Zippy Loans, LLC
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Conventional | 8 | 2.2% | 88.9% | $55,000 | |
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A+5.0 ★Texas Ratio: 0.09% |
Conventional | 8 | 2.2% | 100% | $336,250 | View |
Mortgage Research Center
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VA | 7 | 1.9% | 100% | $405,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, Jumbo | 6 | 1.6% | 100% | $473,333 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 1.1% | 71.4% | $355,000 | |
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A5.0 ★Texas Ratio: 13.85% |
Conventional, FHA, VA | 4 | 1.1% | 100% | $310,000 | View |
Pennymac Loan Services LLC
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Conventional | 4 | 1.1% | 100% | $402,500 | |
United Wholesale Mortgage
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VA | 3 | 0.8% | 100% | $245,000 | |
Sage Home Loans Corporation
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Conventional, FHA | 3 | 0.8% | 100% | $248,333 | |
Navy Federal Credit Union
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Conventional, VA | 3 | 0.8% | 75% | $305,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.8% | 100% | $435,000 | View |
Everett Financial, Inc.
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Conventional | 2 | 0.5% | 100% | $360,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA | 2 | 0.5% | 100% | $235,000 | View |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.5% | 66.7% | $285,000 | |
21St Mortgage
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Conventional | 2 | 0.5% | 50% | $30,000 | |
Genisys Credit Union
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,105,000 | |
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A+5.0 ★Texas Ratio: 3.87% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,055,000 | View |
Esb Bank
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Conventional, Jumbo | 1 | 0.3% | 100% | $2,205,000 | |
Go Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
VA | 1 | 0.3% | 100% | $115,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.3% | 50% | $335,000 | |
ClearPath Lending
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VA | 1 | 0.3% | 50% | $325,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.3% | 100% | $475,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 50% | $275,000 | View |
Land Home Financial Services,
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VA | 1 | 0.3% | 100% | $515,000 | |
Churchill Mortgage Corporation
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VA | 1 | 0.3% | 100% | $345,000 | |
T2 Financial LLC
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FHA | 1 | 0.3% | 100% | $265,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.3% | 100% | $45,000 | |
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A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.3% | 50% | $285,000 | |
Saygo Home Loans, LLC
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VA | 1 | 0.3% | 100% | $355,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.3% | 100% | $335,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $445,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.3% | 100% | $215,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 1.00% |
Conventional | 1 | 0.3% | 100% | $705,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.3% | 100% | $535,000 | View |
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A+5.0 ★Texas Ratio: 4.01% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
Tradition Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $415,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A-4.8 ★Texas Ratio: 12.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Onalaska Mortgage Rate Trends
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Onalaska, Wisconsin
Looking for mortgage lenders near me or mortgage brokers near me in Onalaska? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Onalaska in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Onalaska, WI
Use these to narrow the list above. Each category shows how many Onalaska, WI lenders fit and what that kind of lender is usually best for.
Who Lends in Onalaska, WI
Independent mortgage companies closed 29.4 percent of home loans in Onalaska, Wisconsin in 2025, banks 28.9 percent and credit unions 41.7 percent. Fairway Independent Mort Corp was the largest mortgage company, Merchants Bank, National Association the largest bank and Altra Federal Credit Union the largest credit union. Among lenders headquartered in Wisconsin, Altra Federal Credit Union led with 114 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
More Wisconsin Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Onalaska, WI
By home loans closed in 2025, Altra Federal Credit Union was the largest mortgage lender in Onalaska, Wisconsin with 114 loans, about 31.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Onalaska, Wisconsin, Altra Federal Credit Union approved the highest share of completed applications in 2025 at 93.7 percent, against a 90.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Onalaska, Wisconsin in 2025, led by Consumer Real Estate Finance Co DBA Society Mortgage with 2. 16 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 14 credit unions closed home loans in Onalaska, Wisconsin in 2025, alongside 32 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Onalaska, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Onalaska, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Onalaska. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
