Mortgage Lenders and Brokers in Milton, Wisconsin
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Milton, Wisconsin mortgage lenders include First Community BankFirst Community Bank202 Merchant Row, Milton, WI 53563A+5.0 ★Texas Ratio: 2.76%, Bank of MiltonBank of Milton323 Parkview Dr, Milton, WI 53563B4.4 ★Texas Ratio: 21.94%, The Bank of BrodheadThe Bank of Brodhead144 Merchant Row, Milton, WI 53563A5.0 ★Texas Ratio: 9.85%, Johnson BankJohnson Bank222 W College Ave, Appleton, WI 54911A+5.0 ★Texas Ratio: 1.47%, Summit Credit UnionSummit Credit Union871 Commerce Ave, Baraboo, WI 53913A+5.0 ★Texas Ratio: 4.84%, Educators Credit UnionEducators Credit Union1154 Cranston Rd, Beloit, WI 53511A+5.0 ★Texas Ratio: 4.30%, First Community Credit Union of BeloitFirst Community Credit Union of Beloit1702 Park Ave, Beloit, WI 53511A5.0 ★Texas Ratio: 6.15%, First National Bank and TrustFirst National Bank and Trust1550 E Main St, Arcadia, WI 54612, The Bank of New GlarusThe Bank of New Glarus12 North Shore Dr, Belleville, WI 53508A-5.0 ★Texas Ratio: 15.01%, and Badger BankBadger Bank102 W Main St, Cambridge, WI 53523A+5.0 ★Texas Ratio: 0.55%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Milton, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Milton are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Milton, Wisconsin
Market share is the lender's share of all home loans closed in Milton, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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202 Merchant Row, Milton, WI 53563 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 17 | 9.3% | 100% | $218,529 | View |
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323 Parkview Dr, Milton, WI 53563 B4.4 ★Texas Ratio: 21.94% |
Conventional | 11 | 6% | 84.6% | $185,000 | View |
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1 office in Milton 144 Merchant Row, Milton, WI 53563 A5.0 ★Texas Ratio: 9.85% |
Conventional | 2 | 1.1% | 100% | $785,000 | View |
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222 W College Ave, Appleton, WI 54911 A+5.0 ★Texas Ratio: 1.47% |
Conventional, HELOC | 19 +3 HELOCs |
10.4% | 95.2% | $296,052 | View |
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871 Commerce Ave, Baraboo, WI 53913 A+5.0 ★Texas Ratio: 4.84% |
Conventional, HELOC | 12 +24 HELOCs |
6.6% | 85.7% | $250,833 | View |
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1154 Cranston Rd, Beloit, WI 53511 A+5.0 ★Texas Ratio: 4.30% |
Conventional, HELOC | 7 +1 HELOCs |
3.8% | 100% | $139,285 | View |
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1702 Park Ave, Beloit, WI 53511 A5.0 ★Texas Ratio: 6.15% |
Conventional | 4 | 2.2% | 100% | $145,000 | View |
First National Bank and Trust
1550 E Main St, Arcadia, WI 54612 |
Conventional | 4 | 2.2% | 100% | $295,000 | |
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12 North Shore Dr, Belleville, WI 53508 A-5.0 ★Texas Ratio: 15.01% |
Conventional, VA | 3 | 1.6% | 100% | $355,000 | View |
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102 W Main St, Cambridge, WI 53523 A+5.0 ★Texas Ratio: 0.55% |
Conventional | 3 | 1.6% | 100% | $85,000 | View |
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121 N Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 2 +6 HELOCs |
1.1% | 66.7% | $280,000 | View |
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724 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 100% | $355,000 | View |
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102 Keller Ave S, Amery, WI 54001 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 2 | 1.1% | 100% | $290,000 | View |
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70 N Main St, Fort Atkinson, WI 53538 A+5.0 ★Texas Ratio: 2.14% |
Conventional | 2 | 1.1% | 66.7% | $180,000 | View |
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2445 W Northland Ave, Appleton, WI 54914 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.5% | 100% | $175,000 | View |
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700 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $335,000 | View |
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901 Wisconsin St, Adell, WI 53001 A+5.0 ★Texas Ratio: 1.09% |
Conventional | 1 | 0.5% | 100% | $245,000 | View |
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302 Bay St, Chippewa Falls, WI 54729 A5.0 ★Texas Ratio: 13.08% |
Conventional | 1 | 0.5% | 100% | $35,000 | View |
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N15w30921 Golf Rd, Delafield, WI 53018 A+5.0 ★Texas Ratio: 0.46% |
Conventional | 1 | 0.5% | 100% | $105,000 | View |
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7700 Mineral Point Rd, Madison, WI 53717 A5.0 ★Texas Ratio: 7.37% |
Conventional | 1 | 0.5% | 50% | $285,000 | View |
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18815 W Capitol Dr, Brookfield, WI 53045 A5.0 ★Texas Ratio: 8.25% |
Conventional | 1 | 0.5% | 100% | $295,000 | View |
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580 N Main St, Cottage Grove, WI 53527 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 1 | 0.5% | 100% | $45,000 | View |
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2215 Cranston Rd, Beloit, WI 53511 A+5.0 ★Texas Ratio: 5.41% |
Conventional | 1 | 0.5% | 100% | $435,000 | View |
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★ 1.7 stars, 3 reviews 12805 W Bluemound Rd, Brookfield, WI 53005 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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27 W Main St, Belleville, WI 53508 A+5.0 ★Texas Ratio: 2.83% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Thompson Kane & Company, Inc
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Conventional, FHA, VA | 9 | 4.9% | 100% | $267,222 | |
Blackhawk Community Credit Uni
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Conventional, HELOC | 8 +22 HELOCs |
4.4% | 100% | $297,500 | |
Uw Credit Union
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Conventional, HELOC | 4 +11 HELOCs |
2.2% | 80% | $250,000 | |
Educated Mortgage Services LLC
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Conventional, VA | 4 | 2.2% | 100% | $292,500 | |
Fairway Independent Mort Corp
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Conventional | 3 | 1.6% | 100% | $261,666 | |
Rocket Mortgage
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Conventional, FHA | 6 | 3.3% | 100% | $195,000 | |
Guild Mortgage Company
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Conventional, FHA | 6 | 3.3% | 100% | $258,333 | |
Mortgage Research Center
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Conventional, VA | 6 | 3.3% | 85.7% | $291,666 | |
United Wholesale Mortgage
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FHA, VA | 5 | 2.7% | 100% | $291,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 3 | 1.6% | 100% | $165,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 1.1% | 66.7% | $255,000 | |
Envoy Mortgage, Ltd
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Conventional, FHA | 2 | 1.1% | 100% | $300,000 | |
Pennymac Loan Services LLC
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VA | 2 | 1.1% | 66.7% | $335,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 1.1% | 100% | $300,000 | View |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, VA | 2 | 1.1% | 100% | $320,000 | View |
Navy Federal Credit Union
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VA, HELOC | 1 +2 HELOCs |
0.5% | 100% | $255,000 | |
Royal United Mortgage LLC
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VA | 1 | 0.5% | 100% | $175,000 | |
Primelending
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Conventional | 1 | 0.5% | 100% | $195,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.5% | 66.7% | $285,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.5% | 33.3% | $115,000 | |
Newrez LLC
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VA | 1 | 0.5% | 50% | $595,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.5% | 100% | $435,000 | |
Movement Mortgage, LLC
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VA | 1 | 0.5% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
FHA | 1 | 0.5% | 100% | $405,000 | View |
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A+5.0 ★Texas Ratio: 2.02% |
VA | 1 | 0.5% | 100% | $555,000 | View |
Oceanside Mortgage Company
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FHA | 1 | 0.5% | 100% | $215,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.5% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.5% | 100% | $305,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $505,000 | |
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A+5.0 ★Texas Ratio: 0.47% |
Conventional | 1 | 0.5% | 100% | $605,000 | View |
New American Funding, LLC.
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FHA | 1 | 0.5% | 50% | $185,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $295,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.5% | 100% | $365,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.5% | 100% | $425,000 | |
Advia Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A-4.8 ★Texas Ratio: 12.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Milton Mortgage Rate Trends
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Milton, Wisconsin
Looking for mortgage lenders near me or mortgage brokers near me in Milton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Milton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Milton, WI
Use these to narrow the list above. Each category shows how many Milton, WI lenders fit and what that kind of lender is usually best for.
Who Lends in Milton, WI
Independent mortgage companies closed 33.5 percent of home loans in Milton, Wisconsin in 2025, banks 45.6 percent and credit unions 20.9 percent. Thompson Kane & Company, Inc was the largest mortgage company, First Community Bank the largest bank and Summit Credit Union the largest credit union. Among lenders headquartered in Wisconsin, First Community Bank led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
More Wisconsin Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Milton, WI
By home loans closed in 2025, First Community Bank was the largest mortgage lender in Milton, Wisconsin with 17 loans, about 9.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Milton, Wisconsin in 2025, led by Guild Mortgage Company with 2. 14 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 9 credit unions closed home loans in Milton, Wisconsin in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Milton, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Milton, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Milton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
