Mortgage Lenders and Brokers in Chetek, Wisconsin
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Chetek, Wisconsin mortgage lenders include Nicolet National BankNicolet National Bank621 2nd St, Chetek, WI 54728A+5.0 ★Texas Ratio: 2.28%, Royal Credit UnionRoyal Credit Union185 S Main St, Adams, WI 53910A+5.0 ★Texas Ratio: 0.41%, Westconsin Credit UnionWestconsin Credit Union1395 Bluestem Blvd, Altoona, WI 54720A+5.0 ★Texas Ratio: 3.22%, Security BankSecurity Bank1923 17th Ave, Bloomer, WI 54724A5.0 ★Texas Ratio: 9.12%, Connexus Credit UnionConnexus Credit Union1502 N Highway Blvd, Chetek, WI 54728A-5.0 ★Texas Ratio: 15.51%, Johnson BankJohnson Bank222 W College Ave, Appleton, WI 54911A+5.0 ★Texas Ratio: 1.47%, Associated Bank NAAssociated Bank NA724 5th Ave, Antigo, WI 54409A+5.0 ★Texas Ratio: 3.45%, Citizens Community Federal N.A.Citizens Community Federal N.A.219 Fairfax St, Altoona, WI 54720A5.0 ★Texas Ratio: 12.61%, Dairy State BankDairy State Bank124 N Main Street, Birchwood, WI 54817A+5.0 ★Texas Ratio: 0.30%, and Merchants Bank, National AssociationMerchants Bank, National Association2728 Mall Dr, Eau Claire, WI 54701A+5.0 ★Texas Ratio: 3.28%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Chetek, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Chetek are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Chetek, Wisconsin
Market share is the lender's share of all home loans closed in Chetek, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Chetek 621 2nd St, Chetek, WI 54728 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 11 +2 HELOCs |
6.1% | 100% | $245,000 | View |
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185 S Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 0.41% |
Conventional, FHA, USDA, HELOC | 13 +18 HELOCs |
7.2% | 87.5% | $253,461 | View |
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1395 Bluestem Blvd, Altoona, WI 54720 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 13 +11 HELOCs |
7.2% | 76.5% | $152,692 | View |
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1923 17th Ave, Bloomer, WI 54724 A5.0 ★Texas Ratio: 9.12% |
Conventional | 8 | 4.4% | 83.3% | $137,500 | View |
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1502 N Highway Blvd, Chetek, WI 54728 A-5.0 ★Texas Ratio: 15.51% |
Conventional, HELOC | 5 +3 HELOCs |
2.8% | 88.9% | $43,000 | View |
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222 W College Ave, Appleton, WI 54911 A+5.0 ★Texas Ratio: 1.47% |
Conventional, HELOC | 5 +3 HELOCs |
2.8% | 100% | $249,000 | View |
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724 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.45% |
Conventional | 4 | 2.2% | 80% | $365,000 | View |
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219 Fairfax St, Altoona, WI 54720 A5.0 ★Texas Ratio: 12.61% |
Conventional | 4 | 2.2% | 100% | $297,500 | View |
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124 N Main Street, Birchwood, WI 54817 A+5.0 ★Texas Ratio: 0.30% |
Conventional | 3 | 1.7% | 66.7% | $188,333 | View |
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2728 Mall Dr, Eau Claire, WI 54701 A+5.0 ★Texas Ratio: 3.28% |
Conventional | 3 | 1.7% | 100% | $251,666 | View |
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141 W Main St, Alma Center, WI 54611 A5.0 ★Texas Ratio: 11.46% |
Conventional | 2 | 1.1% | 66.7% | $170,000 | View |
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302 Bay St, Chippewa Falls, WI 54729 A5.0 ★Texas Ratio: 13.08% |
Conventional | 2 | 1.1% | 40% | $100,000 | View |
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2445 W Northland Ave, Appleton, WI 54914 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 33.3% | $435,000 | View |
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1404 S MAIN ST, HOLMEN, WI 54636 8928 A+5.0 ★Texas Ratio: 1.27% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $95,000 | View |
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121 N Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $185,000 | View |
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1028 N Hillcrest Pkwy, Altoona, WI 54720 A5.0 ★Texas Ratio: 7.56% |
Conventional | 1 | 0.6% | 100% | $275,000 | View |
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Antigo Middle School, Antigo, WI 54409 A5.0 ★Texas Ratio: 10.08% |
Conventional | 1 | 0.6% | 100% | $525,000 | View |
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111 State Road 35 N, Dresser, WI 54009 A+5.0 ★Texas Ratio: 1.08% |
Conventional | 1 | 0.6% | 100% | $25,000 | View |
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715 Highway 79, Boyceville, WI 54725 A-4.7 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.6% | 100% | $435,000 | View |
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7700 Mineral Point Rd, Madison, WI 53717 A5.0 ★Texas Ratio: 7.37% |
Conventional | 1 | 0.6% | 100% | $165,000 | View |
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491 N Main St, Dousman, WI 53118 A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.6% | 100% | $275,000 | View |
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725 S ROBERT ST, GRANTSBURG, WI 54840 7956 A+5.0 ★Texas Ratio: 3.48% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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871 Commerce Ave, Baraboo, WI 53913 A+5.0 ★Texas Ratio: 4.84% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Compeer Financial
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Conventional, Jumbo | 13 | 7.2% | 92.9% | $369,615 | |
Uw Credit Union
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Conventional | 2 | 1.1% | 100% | $380,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 1.1% | 100% | $360,000 | |
Rocket Mortgage
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Conventional, FHA | 18 | 9.9% | 90% | $191,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, USDA | 11 | 6.1% | 91.7% | $225,909 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 2.8% | 83.3% | $171,000 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 2.2% | 100% | $242,500 | |
American Pacific Mortgage Corporation
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Conventional, FHA, USDA | 4 | 2.2% | 80% | $247,500 | |
Mortgage Research Center
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Conventional, VA | 4 | 2.2% | 66.7% | $340,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 3 | 1.7% | 100% | $331,666 | View |
United Wholesale Mortgage
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Conventional, VA | 2 | 1.1% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 5.68% |
Conventional | 2 | 1.1% | 100% | $160,000 | View |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 1.1% | 100% | $185,000 | |
Nations Lending Corporation
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FHA, USDA | 2 | 1.1% | 100% | $90,000 | |
Tradition Mortgage, LLC
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Conventional | 2 | 1.1% | 100% | $355,000 | |
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A5.0 ★Texas Ratio: 8.84% |
Conventional | 1 | 0.6% | 100% | $465,000 | View |
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A+5.0 ★Texas Ratio: 0.09% |
Conventional | 1 | 0.6% | 100% | $165,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.6% | 50% | $285,000 | |
Newrez LLC
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VA | 1 | 0.6% | 50% | $395,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.6% | 100% | $255,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.6% | 33.3% | $25,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.6% | 100% | $255,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.6% | 25% | $25,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.6% | 100% | $65,000 | |
Affinity Plus Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 3.46% |
Conventional | 1 | 0.6% | 100% | $105,000 | View |
Union Home Mortgage Corp.
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Conventional | 1 | 0.6% | 100% | $215,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $45,000 | |
Midwestone Bank
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Conventional | 1 | 0.6% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.6% | 100% | $95,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.6% | 100% | $385,000 | |
City & County Credit Union
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Conventional | 1 | 0.6% | 100% | $45,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.6% | 100% | $305,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $145,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.6% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.6% | 100% | $325,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.6% | 100% | $75,000 | |
Village Capital & Investment
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FHA | 1 | 0.6% | 100% | $245,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Bremer Bank NA
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Consumers Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Chetek Mortgage Rate Trends
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Chetek, Wisconsin
Looking for mortgage lenders near me or mortgage brokers near me in Chetek? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Chetek in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Chetek, WI
Use these to narrow the list above. Each category shows how many Chetek, WI lenders fit and what that kind of lender is usually best for.
Who Lends in Chetek, WI
Independent mortgage companies closed 47 percent of home loans in Chetek, Wisconsin in 2025, banks 31.5 percent and credit unions 21.5 percent. Compeer Financial was the largest mortgage company, Nicolet National Bank the largest bank and Royal Credit Union the largest credit union. Among lenders headquartered in Wisconsin, Nicolet National Bank led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
More Wisconsin Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Chetek, WI
By home loans closed in 2025, Nicolet National Bank was the largest mortgage lender in Chetek, Wisconsin with 11 loans, about 6.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Chetek, Wisconsin in 2025, led by Rocket Mortgage with 5. 6 lenders closed VA loans, led by Freedom Mortgage Corporation, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 12 credit unions closed home loans in Chetek, Wisconsin in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Chetek, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Chetek, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Chetek. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
