Mortgage Lenders and Brokers in Beloit, Wisconsin
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Beloit, Wisconsin mortgage lenders include First National Bank and TrustFirst National Bank and Trust1795 Madison Rd, Beloit, WI 53511, First Mid Bank and Trust, NAFirst Mid Bank and Trust, NA2200 Cranston Rd, Beloit, WI 53511A+5.0 ★Texas Ratio: 3.88%, Associated Bank NAAssociated Bank NA602 Henry Ave, Beloit, WI 53511A+5.0 ★Texas Ratio: 3.45%, First Community Credit Union of BeloitFirst Community Credit Union of Beloit1702 Park Ave, Beloit, WI 53511A5.0 ★Texas Ratio: 6.15%, CBI Bank & TrustCBI Bank & Trust2215 Cranston Rd, Beloit, WI 53511A+5.0 ★Texas Ratio: 5.41%, BMO Harris Bank NABMO Harris Bank NA500 E Grand Ave, Beloit, WI 53511A+5.0 ★Texas Ratio: 3.54%, Bank First N.A.Bank First N.A.1882 E Inman Pkwy, Beloit, WI 53511A+5.0 ★Texas Ratio: 3.47%, Town Bank, N.A.Town Bank, N.A.2664 Prairie Ave, Beloit, WI 53511A+5.0 ★Texas Ratio: 1.59%, Johnson BankJohnson Bank222 W College Ave, Appleton, WI 54911A+5.0 ★Texas Ratio: 1.47%, and US Bank, N.A.US Bank, N.A.2445 W Northland Ave, Appleton, WI 54914A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Beloit, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Beloit are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Beloit, Wisconsin
Market share is the lender's share of all home loans closed in Beloit, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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First National Bank and Trust
1795 Madison Rd, Beloit, WI 53511 |
Conventional, HELOC | 80 +1 HELOCs |
9.4% | 95.2% | $132,625 | |
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2 offices in Beloit 2200 Cranston Rd, Beloit, WI 53511 A+5.0 ★Texas Ratio: 3.88% |
Conventional, FHA, VA, HELOC | 40 +20 HELOCs |
4.7% | 88.9% | $181,000 | View |
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1 office in Beloit 602 Henry Ave, Beloit, WI 53511 A+5.0 ★Texas Ratio: 3.45% |
Conventional, FHA, HELOC | 37 +25 HELOCs |
4.4% | 92.5% | $195,270 | View |
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1702 Park Ave, Beloit, WI 53511 A5.0 ★Texas Ratio: 6.15% |
Conventional | 26 | 3.1% | 70.3% | $128,076 | View |
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1 office in Beloit 2215 Cranston Rd, Beloit, WI 53511 A+5.0 ★Texas Ratio: 5.41% |
Conventional, HELOC | 5 +4 HELOCs |
0.6% | 45.5% | $273,000 | View |
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1 office in Beloit 500 E Grand Ave, Beloit, WI 53511 A+5.0 ★Texas Ratio: 3.54% |
Conventional, FHA, HELOC | 4 +24 HELOCs |
0.5% | 57.1% | $235,000 | View |
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2 offices in Beloit 1882 E Inman Pkwy, Beloit, WI 53511 A+5.0 ★Texas Ratio: 3.47% |
Conventional, Jumbo | 1 | 0.1% | 100% | $815,000 | View |
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1 office in Beloit 2664 Prairie Ave, Beloit, WI 53511 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.1% | 100% | $35,000 | View |
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222 W College Ave, Appleton, WI 54911 A+5.0 ★Texas Ratio: 1.47% |
Conventional, VA, Jumbo, HELOC | 54 +9 HELOCs |
6.4% | 98.4% | $250,925 | View |
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2445 W Northland Ave, Appleton, WI 54914 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA, HELOC | 19 +1 HELOCs |
2.2% | 73.1% | $192,368 | View |
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871 Commerce Ave, Baraboo, WI 53913 A+5.0 ★Texas Ratio: 4.84% |
Conventional, HELOC | 14 +17 HELOCs |
1.6% | 93.3% | $163,571 | View |
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1154 Cranston Rd, Beloit, WI 53511 A+5.0 ★Texas Ratio: 4.30% |
Conventional, HELOC | 12 +2 HELOCs |
1.4% | 75% | $106,666 | View |
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700 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 8 | 0.9% | 88.9% | $156,250 | View |
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1395 Bluestem Blvd, Altoona, WI 54720 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, VA | 8 | 0.9% | 80% | $220,000 | View |
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15 S Main St, Deerfield, WI 53531 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 8 | 0.9% | 100% | $146,250 | View |
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70 N Main St, Fort Atkinson, WI 53538 A+5.0 ★Texas Ratio: 2.14% |
Conventional | 7 | 0.8% | 100% | $102,142 | View |
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491 N Main St, Dousman, WI 53118 A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 7 | 0.8% | 100% | $150,714 | View |
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302 Bay St, Chippewa Falls, WI 54729 A5.0 ★Texas Ratio: 13.08% |
Conventional | 5 | 0.6% | 71.4% | $125,000 | View |
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106 E Main St, Beaver Dam, WI 53916 1837 A+5.0 ★Texas Ratio: 3.05% |
Conventional, HELOC | 4 +2 HELOCs |
0.5% | 100% | $147,500 | View |
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12 North Shore Dr, Belleville, WI 53508 A-5.0 ★Texas Ratio: 15.01% |
Conventional | 4 | 0.5% | 100% | $285,000 | View |
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806 E Exchange St, Brodhead, WI 53520 A5.0 ★Texas Ratio: 9.85% |
Conventional | 4 | 0.5% | 100% | $120,000 | View |
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2509 Morse St, Janesville, WI 53545 A5.0 ★Texas Ratio: 7.96% |
Conventional | 4 | 0.5% | 100% | $137,500 | View |
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12850 W Bluemound Rd, Elm Grove, WI 53122 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.4% | 75% | $198,333 | View |
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1502 N Highway Blvd, Chetek, WI 54728 A-5.0 ★Texas Ratio: 15.51% |
Conventional | 3 | 0.4% | 66.7% | $115,000 | View |
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102 Keller Ave S, Amery, WI 54001 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 2 | 0.2% | 40% | $265,000 | View |
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111 N Main St, Edgerton, WI 53534 B4.4 ★Texas Ratio: 21.94% |
Conventional | 2 | 0.2% | 100% | $320,000 | View |
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18815 W Capitol Dr, Brookfield, WI 53045 A5.0 ★Texas Ratio: 8.25% |
Conventional, VA | 2 | 0.2% | 66.7% | $260,000 | View |
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27 W Main St, Belleville, WI 53508 A+5.0 ★Texas Ratio: 2.83% |
Conventional | 2 | 0.2% | 100% | $75,000 | View |
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★ 1.7 stars, 3 reviews 12805 W Bluemound Rd, Brookfield, WI 53005 A+5.0 ★Texas Ratio: 4.24% |
VA, HELOC | 1 +3 HELOCs |
0.1% | 100% | $135,000 | View |
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100 E 1st St, Gillett, WI 54124 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.1% | 100% | $555,000 | View |
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901 Wisconsin St, Adell, WI 53001 A+5.0 ★Texas Ratio: 1.09% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
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202 Merchant Row, Milton, WI 53563 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 0.1% | 100% | $115,000 | View |
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112 S Mound Ave, Belmont, WI 53510 A+5.0 ★Texas Ratio: 0.68% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
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159 W James St, Columbus, WI 53925 A+5.0 ★Texas Ratio: 1.98% |
Conventional | 1 | 0.1% | 100% | $75,000 | View |
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501 N Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 0.1% | 100% | $165,000 | View |
Thompson Kane & Company, Inc
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Conventional, FHA, VA | 21 | 2.5% | 100% | $187,857 | |
Fairway Independent Mort Corp
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Conventional, FHA | 14 | 1.6% | 93.3% | $160,000 | |
Blackhawk Community Credit Uni
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Conventional, HELOC | 13 +19 HELOCs |
1.5% | 86.7% | $165,000 | |
Uw Credit Union
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Conventional, HELOC | 7 +9 HELOCs |
0.8% | 70% | $243,571 | |
Educated Mortgage Services LLC
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Conventional | 4 | 0.5% | 100% | $157,500 | |
Compeer Financial
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Conventional | 1 | 0.1% | 100% | $455,000 | |
A+ Mortgage Services, Inc.
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Conventional | 1 | 0.1% | 100% | $175,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 59 | 6.9% | 83.6% | $163,813 | |
Guild Mortgage Company
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Conventional, FHA, VA | 53 | 6.2% | 94.6% | $210,849 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 25 | 2.9% | 86.2% | $257,800 | |
Mortgage Center LC
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Conventional, FHA | 25 | 2.9% | 86.2% | $134,200 | |
Mortgage Research Center
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Conventional, FHA, VA | 21 | 2.5% | 75% | $245,476 | |
Cardinal Financial Company, Li
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Conventional, FHA | 17 | 2% | 81% | $155,588 | |
Zippy Loans, LLC
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Conventional | 13 | 1.5% | 43.3% | $58,846 | |
Greenstate Credit Union
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Conventional, FHA | 12 | 1.4% | 100% | $240,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 12 | 1.4% | 85.7% | $239,166 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 10 | 1.2% | 92.3% | $232,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional, VA | 10 | 1.2% | 83.3% | $251,000 | View |
Newrez LLC
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Conventional, FHA, VA | 9 | 1.1% | 71.4% | $189,444 | |
loanDepot.com LLC
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Conventional, FHA, VA | 9 | 1.1% | 71.4% | $180,555 | |
Nationstar Mortgage
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Conventional, FHA | 9 | 1.1% | 90% | $109,444 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 7 | 0.8% | 72.7% | $229,285 | |
Village Capital & Investment
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FHA, VA | 7 | 0.8% | 77.8% | $283,571 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 6 | 0.7% | 100% | $148,333 | |
Envoy Mortgage, Ltd
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Conventional, FHA, VA | 6 | 0.7% | 100% | $185,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 6 | 0.7% | 100% | $208,333 | |
Nations Lending Corporation
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Conventional, FHA | 5 | 0.6% | 100% | $179,000 | |
New American Funding, LLC.
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Conventional, FHA | 5 | 0.6% | 83.3% | $117,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 5 | 0.6% | 60% | $141,000 | |
Amerisave Mortgage Company
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Conventional | 4 | 0.5% | 36.4% | $90,000 | |
Diamond Residential Mtg Corp
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Conventional, FHA | 4 | 0.5% | 100% | $150,000 | |
Planet Home Lending, LLC
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FHA, VA | 4 | 0.5% | 100% | $225,000 | |
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A5.0 ★Texas Ratio: 10.13% |
Conventional | 3 | 0.4% | 100% | $115,000 | View |
Primelending
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Conventional, FHA, VA | 3 | 0.4% | 100% | $155,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 2 | 0.2% | 100% | $175,000 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 2 | 0.2% | 100% | $100,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, VA | 2 | 0.2% | 100% | $125,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 0.2% | 100% | $120,000 | |
CrossCountry Mortgage, LLC
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FHA | 2 | 0.2% | 100% | $250,000 | |
Discover Bank
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Conventional | 2 | 0.2% | 25% | $35,000 | |
American Financing Corporation
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FHA, VA | 2 | 0.2% | 100% | $255,000 | |
Illinois State Credit Union
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Conventional | 2 | 0.2% | 100% | $180,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 0.2% | 66.7% | $120,000 | |
New Day Financial, LLC.
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VA | 2 | 0.2% | 33.3% | $200,000 | |
American Pacific Mortgage Corporation
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Conventional, VA | 2 | 0.2% | 100% | $290,000 | |
Navy Federal Credit Union
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Conventional, VA | 2 | 0.2% | 100% | $260,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 2 | 0.2% | 66.7% | $90,000 | View |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 0.2% | 100% | $70,000 | |
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A5.0 ★Texas Ratio: 9.50% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $125,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.1% | 100% | $395,000 | View |
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A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.1% | 100% | $85,000 | View |
Goodleap, LLC
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Conventional | 1 | 0.1% | 100% | $135,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.1% | 50% | $325,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $325,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $285,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.1% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.1% | 100% | $35,000 | View |
AdvantageFirst Lending Inc
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FHA | 1 | 0.1% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 2.18% |
Conventional | 1 | 0.1% | 100% | $325,000 | View |
MembersAlliance Credit Union
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Conventional | 1 | 0.1% | 100% | $15,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
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A5.0 ★Texas Ratio: 9.91% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.1% | 100% | $285,000 | |
First State Mortgage Services
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Conventional | 1 | 0.1% | 100% | $285,000 | |
Oceanside Mortgage Company
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FHA | 1 | 0.1% | 100% | $195,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.1% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $125,000 | View |
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A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 0.1% | 100% | $325,000 | View |
University of Illinois Community Credit Union
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Conventional | 1 | 0.1% | 100% | $415,000 | |
First Northern Credit Union
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Conventional | 1 | 0.1% | 100% | $155,000 | |
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A5.0 ★Texas Ratio: 11.40% |
Conventional | 1 | 0.1% | 100% | $85,000 | View |
Nfm, Inc
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Conventional | 1 | 0.1% | 100% | $175,000 | |
First Option Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $405,000 | |
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A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.1% | 100% | $205,000 | View |
Mortgage Solutions of Colorado
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Conventional | 1 | 0.1% | 100% | $115,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $325,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.1% | 100% | $245,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.1% | 100% | $95,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.1% | 100% | $135,000 | |
Lower, LLC
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FHA | 1 | 0.1% | 100% | $185,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.1% | 100% | $195,000 | View |
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A+5.0 ★Texas Ratio: 1.86% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.1% | 100% | $545,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.1% | 25% | $25,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.1% | 100% | $295,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.1% | 100% | $185,000 | |
Advia Credit Union
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HELOC | 0 +150 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.56% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Beloit Mortgage Rate Trends
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Beloit, Wisconsin
Looking for mortgage lenders near me or mortgage brokers near me in Beloit? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Beloit in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Beloit, WI
Use these to narrow the list above. Each category shows how many Beloit, WI lenders fit and what that kind of lender is usually best for.
Who Lends in Beloit, WI
Independent mortgage companies closed 45.5 percent of home loans in Beloit, Wisconsin in 2025, banks 39.3 percent and credit unions 15.2 percent. Wisconsin Mortgage Corporation was the largest mortgage company, First National Bank and Trust the largest bank and First Community Credit Union of Beloit the largest credit union. Among lenders headquartered in Wisconsin, First National Bank and Trust led with 80 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
More Wisconsin Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Beloit, WI
By home loans closed in 2025, First National Bank and Trust was the largest mortgage lender in Beloit, Wisconsin with 80 loans, about 9.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Beloit, Wisconsin, Johnson Bank approved the highest share of completed applications in 2025 at 98.4 percent, against a 84.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
48 lenders closed FHA loans in Beloit, Wisconsin in 2025, led by Rocket Mortgage with 17. 27 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 47 banks and 18 credit unions closed home loans in Beloit, Wisconsin in 2025, alongside 62 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Beloit, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Beloit, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Beloit. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
