Mortgage Lenders and Brokers in Wellsburg, West Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Wellsburg, West Virginia mortgage lenders include First National Bank of PAFirst National Bank of PA1015 Commerce St, Wellsburg, WV 26070A+5.0 ★Texas Ratio: 1.62%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.800 Charles St, Wellsburg, WV 26070A+5.0 ★Texas Ratio: 3.87%, Hancock County Savings Bank, FSBHancock County Savings Bank, FSB351 Carolina Ave, Chester, WV 26034, Huntington National BankHuntington National Bank5961 Mason Dixon Hwy, Blacksville, WV 26521A+5.0 ★Texas Ratio: 3.66%, Community BankCommunity Bank809 Lafayette Ave, Moundsville, WV 26041A+5.0 ★Texas Ratio: 2.00%, Main Street Bank CorpMain Street Bank CorpA+5.0 ★Texas Ratio: 5.62%, Rocket Mortgage, Polaris Home Funding Corp., loanDepot.com LLC, and Sun West Mortgage Company, Inc. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Wellsburg, West Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wellsburg are listed first, then lenders elsewhere in West Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Wellsburg, West Virginia
Market share is the lender's share of all home loans closed in Wellsburg, West Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Wellsburg 1015 Commerce St, Wellsburg, WV 26070 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 6 +2 HELOCs |
13.6% | 50% | $46,666 | View |
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1 office in Wellsburg 800 Charles St, Wellsburg, WV 26070 A+5.0 ★Texas Ratio: 3.87% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
9.1% | 66.7% | $132,500 | View |
Hancock County Savings Bank, FSB
351 Carolina Ave, Chester, WV 26034 |
Conventional, HELOC | 3 +1 HELOCs |
6.8% | 100% | $195,000 | |
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5961 Mason Dixon Hwy, Blacksville, WV 26521 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 2.3% | 100% | $125,000 | View |
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809 Lafayette Ave, Moundsville, WV 26041 A+5.0 ★Texas Ratio: 2.00% |
Conventional | 1 | 2.3% | 50% | $55,000 | View |
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A+5.0 ★Texas Ratio: 5.62% |
Conventional | 8 | 18.2% | 100% | $111,250 | |
Rocket Mortgage
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Conventional, FHA | 5 | 11.4% | 83.3% | $127,000 | |
Polaris Home Funding Corp.
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FHA | 2 | 4.5% | 100% | $210,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 4.5% | 66.7% | $100,000 | |
Sun West Mortgage Company, Inc
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FHA, USDA | 2 | 4.5% | 100% | $150,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 2.3% | 100% | $205,000 | View |
Equity Prime Mortgage LLC
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FHA | 1 | 2.3% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 2.3% | 100% | $55,000 | View |
Amerisave Mortgage Company
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FHA | 1 | 2.3% | 100% | $65,000 | |
American Financing Corporation
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Conventional | 1 | 2.3% | 50% | $65,000 | |
Waterstone Mortgage Corporation
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FHA | 1 | 2.3% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 2.3% | 100% | $65,000 | View |
Mortgage Research Center
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VA | 1 | 2.3% | 100% | $235,000 | |
Belmont Savings Bank
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Conventional | 1 | 2.3% | 100% | $155,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 2.3% | 50% | $205,000 | View |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Wellsburg Mortgage Rate Trends
Daily average mortgage rates for West Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Wellsburg, West Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Wellsburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wellsburg in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Wellsburg, WV
Use these to narrow the list above. Each category shows how many Wellsburg, WV lenders fit and what that kind of lender is usually best for.
Who Lends in Wellsburg, WV
Independent mortgage companies closed 34.1 percent of home loans in Wellsburg, West Virginia in 2025, banks 65.9 percent and credit unions 0 percent. Rocket Mortgage was the largest mortgage company, First National Bank of PA the largest bank. Among lenders headquartered in West Virginia, Wesbanco Bank, Inc. led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in West Virginia. State excise tax of $1.10 per $500 plus a county tax of at least $0.55 per $500 that counties may raise to $1.65 per $500, so total transfer tax runs $1.65 to $2.75 per $500 (0.33 to 0.55 percent), paid by the seller (W. Va. Code 11-22-2); no mortgage tax.
More West Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Wellsburg, WV
By home loans closed in 2025, First National Bank of PA was the largest mortgage lender in Wellsburg, West Virginia with 6 loans, about 13.6 percent of the market. The largest lender headquartered in West Virginia was Wesbanco Bank, Inc. with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Wellsburg, West Virginia in 2025, led by Polaris Home Funding Corp. with 2. 2 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 0 credit unions closed home loans in Wellsburg, West Virginia in 2025, alongside 8 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Wellsburg, West Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wellsburg, West Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wellsburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
