Moorefield, West Virginia mortgage lenders include Capon Valley BankCapon Valley Bank717 N Main St, Moorefield, WV 26836A5.0 ★Texas Ratio: 11.21%, Pendleton Community BankPendleton Community Bank402 S Main St, Moorefield, WV 26836A5.0 ★Texas Ratio: 9.24%, The Grant County BankThe Grant County Bank500 S Main St, Moorefield, WV 26836A5.0 ★Texas Ratio: 7.08%, Burke & Herbert Bk & Tr CoBurke & Herbert Bk & Tr Co300 N Main St, Moorefield, WV 26836A5.0 ★Texas Ratio: 7.39%, Fnb Bank, IncFnb Bank, Inc16125 Northwestern Pike, Augusta, WV 26704A+5.0 ★Texas Ratio: 3.64%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.6501 Mud River Rd, Barboursville, WV 25504A+5.0 ★Texas Ratio: 3.87%, City National Bank of WVCity National Bank of WV601 Alta Drive, Alderson, WV 24910A+5.0 ★Texas Ratio: 1.47%, First National Bank of PAFirst National Bank of PA1409 Main St, Follansbee, WV 26037A+5.0 ★Texas Ratio: 1.62%, Truist BankTruist Bank3849 Robert C Byrd Dr, Beckley, WV 25801A+5.0 ★Texas Ratio: 2.87%, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Moorefield, West Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Moorefield are listed first, then lenders elsewhere in West Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Moorefield, West Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Moorefield 717 N Main St, Moorefield, WV 26836 A5.0 ★Texas Ratio: 11.21% |
Conventional | 29 | 16.7% | 96.7% | $120,172 | View |
|
1 office in Moorefield 402 S Main St, Moorefield, WV 26836 A5.0 ★Texas Ratio: 9.24% |
Conventional | 16 | 9.2% | 69.6% | $180,625 | View |
|
1 office in Moorefield 500 S Main St, Moorefield, WV 26836 A5.0 ★Texas Ratio: 7.08% |
Conventional, Jumbo | 8 | 4.6% | 61.5% | $457,500 | View |
|
1 office in Moorefield 300 N Main St, Moorefield, WV 26836 A5.0 ★Texas Ratio: 7.39% |
Conventional, HELOC | 5 +4 HELOCs |
2.9% | 100% | $321,000 | View |
|
16125 Northwestern Pike, Augusta, WV 26704 A+5.0 ★Texas Ratio: 3.64% |
Conventional, Jumbo | 5 | 2.9% | 100% | $495,000 | View |
|
6501 Mud River Rd, Barboursville, WV 25504 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.6% | 100% | $525,000 | View |
|
601 Alta Drive, Alderson, WV 24910 A+5.0 ★Texas Ratio: 1.47% |
Conventional | 1 | 0.6% | 100% | $215,000 | View |
|
1409 Main St, Follansbee, WV 26037 A+5.0 ★Texas Ratio: 1.62% |
FHA | 1 | 0.6% | 100% | $305,000 | View |
|
★ 1 stars, 1 review 3849 Robert C Byrd Dr, Beckley, WV 25801 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
|
Conventional, FHA | 15 | 8.6% | 75% | $265,000 | |
Integrity Home Mortgage Corporation
|
Conventional, FHA, VA, USDA | 14 | 8% | 100% | $171,428 | |
CrossCountry Mortgage, LLC
|
Conventional | 9 | 5.2% | 100% | $205,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 8 | 4.6% | 80% | $333,750 | |
ALCOVA Mortgage, LLC
|
Conventional, FHA, VA, USDA | 6 | 3.4% | 75% | $203,333 | |
Navy Federal Credit Union
|
Conventional, HELOC | 5 +1 HELOCs |
2.9% | 100% | $255,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 4 | 2.3% | 100% | $75,000 | |
loanDepot.com LLC
|
Conventional, FHA | 3 | 1.7% | 100% | $95,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 3 | 1.7% | 30% | $85,000 | |
Tidewater Mortgage Services, Inc
|
Conventional, VA | 2 | 1.1% | 100% | $505,000 | |
Royal United Mortgage LLC
|
Conventional | 2 | 1.1% | 100% | $225,000 | |
Movement Mortgage, LLC
|
Conventional, VA | 2 | 1.1% | 100% | $245,000 | |
Nfm, Inc
|
Conventional | 2 | 1.1% | 100% | $415,000 | |
Farm Credit of the Virginias, ACA
|
Conventional | 2 | 1.1% | 66.7% | $180,000 | |
|
A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 2 | 1.1% | 100% | $285,000 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 2 | 1.1% | 100% | $320,000 | View |
Lower, LLC
|
FHA, HELOC | 1 +1 HELOCs |
0.6% | 50% | $195,000 | |
Members 1St FCU
|
Conventional | 1 | 0.6% | 100% | $75,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
FHA | 1 | 0.6% | 100% | $145,000 | View |
Atlantic Coast Mortgage, LLC
|
Conventional | 1 | 0.6% | 100% | $715,000 | |
Newrez LLC
|
VA | 1 | 0.6% | 100% | $545,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.6% | 16.7% | $85,000 | |
Cmg Mortgage Inc
|
Conventional | 1 | 0.6% | 100% | $225,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
VA | 1 | 0.6% | 100% | $745,000 | View |
Intercoastal Mortgage, LLC
|
Conventional | 1 | 0.6% | 100% | $375,000 | |
|
A5.0 ★Texas Ratio: 8.00% |
Conventional | 1 | 0.6% | 100% | $345,000 | View |
|
C+4.2 ★Texas Ratio: 24.99% |
Conventional | 1 | 0.6% | 100% | $245,000 | View |
Planet Home Lending, LLC
|
VA | 1 | 0.6% | 100% | $305,000 | |
Vellum Mortgage, Inc.
|
Conventional | 1 | 0.6% | 100% | $185,000 | |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.6% | 100% | $115,000 | View |
Nationstar Mortgage
|
Conventional | 1 | 0.6% | 100% | $105,000 | |
Hanscom Federal Credit Union
|
Conventional | 1 | 0.6% | 100% | $95,000 | |
Mortgage Research Center
|
VA | 1 | 0.6% | 33.3% | $325,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.6% | 100% | $305,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 0.6% | 100% | $675,000 | |
New American Funding, LLC.
|
Conventional | 1 | 0.6% | 50% | $805,000 | |
|
A+5.0 ★Texas Ratio: 3.10% |
Conventional | 1 | 0.6% | 100% | $175,000 | View |
Partners 1St Federal Credit Union
|
Conventional | 1 | 0.6% | 50% | $75,000 | |
Southwest Stage Funding LLC
|
Conventional | 1 | 0.6% | 100% | $155,000 | |
First Bank and Trust Company
|
Conventional | 1 | 0.6% | 100% | $415,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.6% | 100% | $345,000 | View |
Ark-La-Tex Financial Services LLC
|
FHA | 1 | 0.6% | 100% | $255,000 | |
Village Capital & Investment
|
FHA | 1 | 0.6% | 100% | $155,000 | |
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for West Virginia compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Moorefield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Moorefield in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Moorefield, WV lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 50.6 percent of home loans in Moorefield, West Virginia in 2025, banks 44.8 percent and credit unions 4.6 percent. Rocket Mortgage was the largest mortgage company, Capon Valley Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in West Virginia, Capon Valley Bank led with 29 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in West Virginia. State excise tax of $1.10 per $500 plus a county tax of at least $0.55 per $500 that counties may raise to $1.65 per $500, so total transfer tax runs $1.65 to $2.75 per $500 (0.33 to 0.55 percent), paid by the seller (W. Va. Code 11-22-2); no mortgage tax.
By home loans closed in 2025, Capon Valley Bank was the largest mortgage lender in Moorefield, West Virginia with 29 loans, about 16.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Moorefield, West Virginia in 2025, led by Rocket Mortgage with 6. 10 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 5 credit unions closed home loans in Moorefield, West Virginia in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Moorefield, West Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Moorefield, West Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Moorefield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.