Mortgage Lenders and Brokers in Keysville, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Keysville, Virginia mortgage lenders include The Bank of Charlotte CountyThe Bank of Charlotte County208 King St, Keysville, VA 23947A+5.0 ★Texas Ratio: 2.39%, Truist BankTruist Bank185 King St, Keysville, VA 23947A+5.0 ★Texas Ratio: 2.87%, Virginia Federal Credit UnionVirginia Federal Credit Union120 Seminole Ct, Charlottesville, VA 22901A5.0 ★Texas Ratio: 6.40%, Benchmark Community BankBenchmark Community Bank410 Church St, Blackstone, VA 23824A+5.0 ★Texas Ratio: 1.65%, Citizens Bank & Trust Co.Citizens Bank & Trust Co.9060 N Five Forks Rd, Amelia Court House, VA 23002A+5.0 ★Texas Ratio: 1.10%, Fulton Bank, National AssociationFulton Bank, National Association95 Community St, Charlottesville, VA 22911A+5.0 ★Texas Ratio: 4.85%, Presidential Bank, FSBPresidential Bank, FSB1515 Wilson Blvd, Arlington, VA 22209A-4.9 ★Texas Ratio: 16.48%, Virginia National BankVirginia National Bank28904 North James Madison Highway, Arvonia, VA 23004A+5.0 ★Texas Ratio: 1.11%, First BankFirst Bank98 Blue Ridge Blvd, Blue Ridge, VA 24064A+5.0 ★Texas Ratio: 2.42%, and Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Keysville, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Keysville are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Keysville, Virginia
Market share is the lender's share of all home loans closed in Keysville, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Keysville 208 King St, Keysville, VA 23947 A+5.0 ★Texas Ratio: 2.39% |
Conventional | 6 | 12.8% | 75% | $100,000 | View |
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★ 1 stars, 1 review 1 office in Keysville 185 King St, Keysville, VA 23947 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 3 +2 HELOCs |
6.4% | 75% | $108,333 | View |
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120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional, FHA, HELOC | 4 +3 HELOCs |
8.5% | 100% | $110,000 | View |
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410 Church St, Blackstone, VA 23824 A+5.0 ★Texas Ratio: 1.65% |
Conventional | 3 | 6.4% | 100% | $111,666 | View |
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9060 N Five Forks Rd, Amelia Court House, VA 23002 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 2 | 4.3% | 100% | $225,000 | View |
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95 Community St, Charlottesville, VA 22911 A+5.0 ★Texas Ratio: 4.85% |
FHA | 1 | 2.1% | 100% | $175,000 | View |
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1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 2.1% | 100% | $245,000 | View |
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28904 North James Madison Highway, Arvonia, VA 23004 A+5.0 ★Texas Ratio: 1.11% |
Conventional | 1 | 2.1% | 100% | $145,000 | View |
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98 Blue Ridge Blvd, Blue Ridge, VA 24064 A+5.0 ★Texas Ratio: 2.42% |
Conventional | 1 | 2.1% | 100% | $105,000 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
ALCOVA Mortgage, LLC
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FHA | 1 | 2.1% | 100% | $245,000 | |
Colonial Farm Credit ACA
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Conventional | 1 | 2.1% | 100% | $405,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 6 | 12.8% | 85.7% | $213,333 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 6.4% | 42.9% | $95,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 4.3% | 100% | $335,000 | View |
Lower, LLC
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Conventional, FHA | 2 | 4.3% | 100% | $80,000 | |
American Financial Resources LLC
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FHA | 1 | 2.1% | 100% | $195,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 2.1% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 0.40% |
VA | 1 | 2.1% | 100% | $235,000 | View |
PHH Mortgage Corporation
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Conventional | 1 | 2.1% | 100% | $305,000 | |
Amerisave Mortgage Company
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FHA | 1 | 2.1% | 100% | $85,000 | |
Discover Bank
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Conventional | 1 | 2.1% | 50% | $55,000 | |
Nation One Mortgage Corporatio
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VA | 1 | 2.1% | 100% | $265,000 | |
Calcon Mutual Mortgage LLC
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VA | 1 | 2.1% | 50% | $145,000 | |
Waterstone Mortgage Corporation
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FHA | 1 | 2.1% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 2.1% | 100% | $535,000 | View |
Keysville Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Keysville, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Keysville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Keysville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Keysville, VA
Use these to narrow the list above. Each category shows how many Keysville, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Keysville, VA
Independent mortgage companies closed 42.6 percent of home loans in Keysville, Virginia in 2025, banks 48.9 percent and credit unions 8.5 percent. ALCOVA Mortgage, LLC was the largest mortgage company, The Bank of Charlotte County the largest bank and Virginia Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, The Bank of Charlotte County led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Keysville, VA
By home loans closed in 2025, The Bank of Charlotte County was the largest mortgage lender in Keysville, Virginia with 6 loans, about 12.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Keysville, Virginia in 2025, led by Truist Bank with 1. 5 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 2 credit unions closed home loans in Keysville, Virginia in 2025, alongside 12 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Keysville, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Keysville, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Keysville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
