Mortgage Lenders and Brokers in Fancy Gap, Virginia
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Fancy Gap, Virginia mortgage lenders include Skyline National BankSkyline National Bank1206 South Main Street, Blacksburg, VA 24060A+5.0 ★Texas Ratio: 3.31%, Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, The Bank of MarionThe Bank of Marion201 Valley St Ne, Abingdon, VA 24210A5.0 ★Texas Ratio: 8.87%, TowneBankTowneBank10035 Sliding Hill Rd, Ashland, VA 23005A+5.0 ★Texas Ratio: 1.60%, First National Bank of PAFirst National Bank of PA704 King Street, Alexandria, VA 22314A+5.0 ★Texas Ratio: 1.62%, Carter Bank and TrustCarter Bank and Trust2770 Riverside Dr, Bassett, VA 24055A5.0 ★Texas Ratio: 7.55%, First Community BankFirst Community Bank24412 Maringo Rd, Abingdon, VA 24211A+5.0 ★Texas Ratio: 3.36%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust950 N Glebe Rd, Arlington, VA 22203A5.0 ★Texas Ratio: 7.72%, ALCOVA Mortgage, LLCALCOVA Mortgage, LLCRoanoke, VA, and Atlantic Bay Mortgage GroupAtlantic Bay Mortgage GroupVirginia Beach, VA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fancy Gap, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fancy Gap are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fancy Gap, Virginia
Market share is the lender's share of all home loans closed in Fancy Gap, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1206 South Main Street, Blacksburg, VA 24060 A+5.0 ★Texas Ratio: 3.31% |
Conventional | 4 | 8.9% | 100% | $142,500 | View |
|
★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
4.4% | 66.7% | $155,000 | View |
|
201 Valley St Ne, Abingdon, VA 24210 A5.0 ★Texas Ratio: 8.87% |
Conventional | 1 | 2.2% | 100% | $225,000 | View |
|
10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60% |
Conventional | 1 | 2.2% | 100% | $185,000 | View |
|
704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 2.2% | 100% | $105,000 | View |
|
2770 Riverside Dr, Bassett, VA 24055 A5.0 ★Texas Ratio: 7.55% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
24412 Maringo Rd, Abingdon, VA 24211 A+5.0 ★Texas Ratio: 3.36% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
|
950 N Glebe Rd, Arlington, VA 22203 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
ALCOVA Mortgage, LLC
|
Conventional, FHA | 3 | 6.7% | 100% | $321,666 | |
Atlantic Bay Mortgage Group
|
Conventional | 2 | 4.4% | 100% | $320,000 | |
Rocket Mortgage
|
Conventional | 5 | 11.1% | 85.7% | $153,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 4 | 8.9% | 80% | $137,500 | |
|
A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, VA | 3 | 6.7% | 100% | $171,666 | View |
Towne Mortgage Company
|
FHA, USDA | 3 | 6.7% | 100% | $151,666 | |
EMM Loans LLC
|
Conventional, USDA | 2 | 4.4% | 100% | $240,000 | |
Mortgage Research Center
|
VA | 2 | 4.4% | 100% | $285,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
FHA, VA | 2 | 4.4% | 100% | $255,000 | View |
Truliant Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
2.2% | 100% | $205,000 | |
State Employees' Credit Union
|
Conventional | 1 | 2.2% | 100% | $445,000 | |
American Financial Resources LLC
|
Conventional | 1 | 2.2% | 100% | $535,000 | |
Newrez LLC
|
FHA | 1 | 2.2% | 100% | $175,000 | |
Pennymac Loan Services LLC
|
Conventional | 1 | 2.2% | 100% | $275,000 | |
Churchill Mortgage Corporation
|
Conventional | 1 | 2.2% | 100% | $205,000 | |
Waterstone Mortgage Corporation
|
Conventional | 1 | 2.2% | 100% | $225,000 | |
Empeople Credit Union
|
Conventional | 1 | 2.2% | 100% | $125,000 | |
|
A+5.0 ★Texas Ratio: 0.55% |
Conventional | 1 | 2.2% | 100% | $125,000 | View |
Mutual of Omaha Mortgage
|
FHA | 1 | 2.2% | 100% | $135,000 | |
Allegacy Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Fancy Gap Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fancy Gap, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Fancy Gap? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fancy Gap in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fancy Gap, VA
Use these to narrow the list above. Each category shows how many Fancy Gap, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Fancy Gap, VA
Independent mortgage companies closed 57.8 percent of home loans in Fancy Gap, Virginia in 2025, banks 35.6 percent and credit unions 6.7 percent. ALCOVA Mortgage, LLC was the largest mortgage company, Skyline National Bank the largest bank and Truliant Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Skyline National Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fancy Gap, VA
By home loans closed in 2025, Skyline National Bank was the largest mortgage lender in Fancy Gap, Virginia with 4 loans, about 8.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Fancy Gap, Virginia in 2025, led by ALCOVA Mortgage, LLC with 2. 3 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 4 credit unions closed home loans in Fancy Gap, Virginia in 2025, alongside 12 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fancy Gap, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fancy Gap, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fancy Gap. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
