Mortgage Lenders and Brokers in Fairlawn, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fairlawn, Virginia mortgage lenders include Virginia Federal Credit UnionVirginia Federal Credit Union6103 Fulk Dr Ste C, Fairlawn, VA 24141 9005A5.0 ★Texas Ratio: 6.40%, Atlantic Union BankAtlantic Union Bank115 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 2.51%, Freedom First Federal Credit UnionFreedom First Federal Credit Union1204 S Main St, Blacksburg, VA 24060 5546A+5.0 ★Texas Ratio: 3.69%, The Bank of MarionThe Bank of Marion201 Valley St Ne, Abingdon, VA 24210A5.0 ★Texas Ratio: 8.87%, Armed Forces Bank, N.A.Armed Forces Bank, N.A.108 Mcnair Rd, Fort Myer, VA 22211A+5.0 ★Texas Ratio: 4.81%, Wells Fargo Bank NAWells Fargo Bank NA332 Cummings St, Abingdon, VA 24210A+5.0 ★Texas Ratio: 5.36%, Blue Eagle Credit UnionBlue Eagle Credit Union3178 Roanoke Rd, Daleville, VA 24083 3151A+5.0 ★Texas Ratio: 0.62%, PNC Bank N.A.PNC Bank N.A.3131 Duke St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 4.24%, National Bank of BlacksburgNational Bank of Blacksburg102 Wall St Sw, Abingdon, VA 24210A+5.0 ★Texas Ratio: 0.34%, and First Community BankFirst Community Bank24412 Maringo Rd, Abingdon, VA 24211A+5.0 ★Texas Ratio: 3.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fairlawn, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fairlawn are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fairlawn, Virginia
Market share is the lender's share of all home loans closed in Fairlawn, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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6103 Fulk Dr Ste C, Fairlawn, VA 24141 9005 A5.0 ★Texas Ratio: 6.40% |
Conventional | 3 | 3.6% | 100% | $98,333 | View |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +3 HELOCs |
1.2% | 100% | $805,000 | View |
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1204 S Main St, Blacksburg, VA 24060 5546 A+5.0 ★Texas Ratio: 3.69% |
Conventional | 1 | 1.2% | 100% | $255,000 | View |
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201 Valley St Ne, Abingdon, VA 24210 A5.0 ★Texas Ratio: 8.87% |
Conventional | 1 | 1.2% | 100% | $285,000 | View |
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108 Mcnair Rd, Fort Myer, VA 22211 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 1.2% | 100% | $255,000 | View |
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332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.2% | 50% | $495,000 | View |
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3178 Roanoke Rd, Daleville, VA 24083 3151 A+5.0 ★Texas Ratio: 0.62% |
Conventional | 1 | 1.2% | 100% | $65,000 | View |
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★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 1.2% | 100% | $445,000 | View |
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102 Wall St Sw, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 0.34% |
VA | 1 | 1.2% | 100% | $785,000 | View |
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24412 Maringo Rd, Abingdon, VA 24211 A+5.0 ★Texas Ratio: 3.36% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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7305 Peppers Ferry Blvd, Fairlawn, VA 24141 A+5.0 ★Texas Ratio: 3.79% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Heritage Mortgage, LLC
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Conventional, VA | 5 | 6% | 100% | $241,000 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, USDA | 5 | 6% | 100% | $229,000 | |
ALCOVA Mortgage, LLC
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Conventional, VA | 3 | 3.6% | 75% | $311,666 | |
Capital Center LLC
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Conventional | 1 | 1.2% | 100% | $265,000 | |
Farm Credit of the Virginias, ACA
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Conventional | 1 | 1.2% | 100% | $95,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 1.2% | 100% | $415,000 | |
Rocket Mortgage
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Conventional, FHA | 9 | 10.8% | 81.8% | $159,444 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 8 | 9.6% | 88.9% | $380,000 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA | 8 | 9.6% | 100% | $226,250 | View |
Newrez LLC
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Conventional, FHA | 3 | 3.6% | 100% | $198,333 | |
New Day Financial, LLC.
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VA | 3 | 3.6% | 100% | $178,333 | |
Mutual of Omaha Mortgage
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Conventional | 3 | 3.6% | 100% | $221,666 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 3.6% | 100% | $161,666 | |
Truliant Federal Credit Union
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Conventional, HELOC | 2 +5 HELOCs |
2.4% | 100% | $155,000 | |
Waterstone Mortgage Corporation
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Conventional, FHA | 2 | 2.4% | 100% | $190,000 | |
Mortgage Research Center
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VA | 2 | 2.4% | 100% | $340,000 | |
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A+5.0 ★Texas Ratio: 0.55% |
Conventional, USDA | 2 | 2.4% | 100% | $250,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, USDA | 2 | 2.4% | 100% | $210,000 | View |
American Financial Resources LLC
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Conventional | 1 | 1.2% | 100% | $385,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1.2% | 100% | $275,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.2% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 1.2% | 100% | $235,000 | View |
Union Home Mortgage Corp.
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USDA | 1 | 1.2% | 100% | $175,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.2% | 100% | $535,000 | View |
Embrace Home Loans, Inc.
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Conventional | 1 | 1.2% | 100% | $195,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.2% | 100% | $55,000 | |
Towne Mortgage Company
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VA | 1 | 1.2% | 100% | $785,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Fairlawn Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fairlawn, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Fairlawn? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fairlawn in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fairlawn, VA
Use these to narrow the list above. Each category shows how many Fairlawn, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Fairlawn, VA
Independent mortgage companies closed 74.7 percent of home loans in Fairlawn, Virginia in 2025, banks 16.9 percent and credit unions 8.4 percent. First Heritage Mortgage, LLC was the largest mortgage company, Atlantic Union Bank the largest bank and Virginia Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Virginia Federal Credit Union led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fairlawn, VA
By home loans closed in 2025, Virginia Federal Credit Union was the largest mortgage lender in Fairlawn, Virginia with 3 loans, about 3.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Fairlawn, Virginia in 2025, led by United Wholesale Mortgage with 3. 9 lenders closed VA loans, led by United Wholesale Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 5 credit unions closed home loans in Fairlawn, Virginia in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fairlawn, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fairlawn, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fairlawn. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
