Mortgage Lenders and Brokers in Damascus, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Damascus, Virginia mortgage lenders include The Bank of MarionThe Bank of Marion744 N Beaver Dam Ave, Damascus, VA 24236A5.0 ★Texas Ratio: 8.87%, First Bank and Trust CompanyFirst Bank and Trust Company933 E Main St, Abingdon, VA 24210A+5.0 ★Texas Ratio: 3.79%, Atlantic Union BankAtlantic Union Bank115 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 2.51%, Powell Valley National BankPowell Valley National Bank24495 Lee Hwy, Abingdon, VA 24211A+5.0 ★Texas Ratio: 2.43%, Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, Virginia Federal Credit UnionVirginia Federal Credit Union120 Seminole Ct, Charlottesville, VA 22901A5.0 ★Texas Ratio: 6.40%, Eastman Credit UnionEastman Credit UnionA+5.0 ★Texas Ratio: 1.56%, United Wholesale Mortgage, Rocket Mortgage, and Movement Mortgage, LLCMovement Mortgage, LLCA+5.0 ★Texas Ratio: 0.40%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Damascus, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Damascus are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Damascus, Virginia
Market share is the lender's share of all home loans closed in Damascus, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Damascus 744 N Beaver Dam Ave, Damascus, VA 24236 A5.0 ★Texas Ratio: 8.87% |
Conventional | 13 | 15.1% | 100% | $241,153 | View |
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933 E Main St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 3.79% |
Conventional, HELOC | 4 +2 HELOCs |
4.7% | 87.5% | $117,500 | View |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
FHA | 1 | 1.2% | 100% | $285,000 | View |
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24495 Lee Hwy, Abingdon, VA 24211 A+5.0 ★Texas Ratio: 2.43% |
Conventional | 1 | 1.2% | 100% | $215,000 | View |
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★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 1.56% |
Conventional, HELOC | 11 +9 HELOCs |
12.8% | 91.7% | $138,636 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 9 | 10.5% | 100% | $262,777 | |
Rocket Mortgage
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Conventional, FHA | 9 | 10.5% | 90.9% | $135,000 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA, VA, USDA | 6 | 7% | 100% | $206,666 | View |
Mortgage Research Center
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FHA, VA | 3 | 3.5% | 75% | $341,666 | |
Guaranteed Rate, Inc.
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FHA | 2 | 2.3% | 100% | $130,000 | |
Newrez LLC
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Conventional, USDA | 2 | 2.3% | 100% | $140,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 2.3% | 40% | $70,000 | |
Appalachian Community Federal Credit Union
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Conventional | 2 | 2.3% | 100% | $170,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 2.3% | 50% | $145,000 | |
State Employees' Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $55,000 | |
Alliant Credit Union
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Conventional | 1 | 1.2% | 100% | $645,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.2% | 100% | $285,000 | View |
Equity Prime Mortgage LLC
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VA | 1 | 1.2% | 100% | $305,000 | |
Kind Lending, LLC
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Conventional | 1 | 1.2% | 100% | $155,000 | |
loanDepot.com LLC
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FHA | 1 | 1.2% | 100% | $75,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.2% | 100% | $165,000 | |
Guild Mortgage Company
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VA | 1 | 1.2% | 100% | $195,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 1.2% | 100% | $155,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 1.2% | 100% | $155,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 1.2% | 100% | $125,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.2% | 100% | $125,000 | View |
Truliant Federal Credit Union
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Conventional | 1 | 1.2% | 50% | $55,000 | |
Planet Home Lending, LLC
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USDA | 1 | 1.2% | 100% | $185,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 1.2% | 100% | $175,000 | |
Better Mortgage Corporation
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Conventional | 1 | 1.2% | 100% | $185,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 1.2% | 100% | $115,000 | |
New American Funding, LLC.
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Conventional | 1 | 1.2% | 100% | $265,000 | |
21St Mortgage
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Conventional | 1 | 1.2% | 50% | $105,000 | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Damascus Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Damascus, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Damascus? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Damascus in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Damascus, VA
Use these to narrow the list above. Each category shows how many Damascus, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Damascus, VA
Independent mortgage companies closed 57 percent of home loans in Damascus, Virginia in 2025, banks 24.4 percent and credit unions 18.6 percent. United Wholesale Mortgage was the largest mortgage company, The Bank of Marion the largest bank and Virginia Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, The Bank of Marion led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Damascus, VA
By home loans closed in 2025, The Bank of Marion was the largest mortgage lender in Damascus, Virginia with 13 loans, about 15.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Damascus, Virginia in 2025, led by United Wholesale Mortgage with 3. 6 lenders closed VA loans, led by United Wholesale Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 6 credit unions closed home loans in Damascus, Virginia in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Damascus, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Damascus, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Damascus. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
