Mortgage Lenders and Brokers in Chilhowie, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Chilhowie, Virginia mortgage lenders include The Bank of MarionThe Bank of Marion1155 E Lee Hwy, Chilhowie, VA 24319A5.0 ★Texas Ratio: 8.87%, Truist BankTruist Bank1020 East Lee Highway, Chilhowie, VA 24319A+5.0 ★Texas Ratio: 2.87%, First Bank and Trust CompanyFirst Bank and Trust Company933 E Main St, Abingdon, VA 24210A+5.0 ★Texas Ratio: 3.79%, First Horizon BankFirst Horizon Bank21263 Lankford Hwy, Cape Charles, VA 23310A+5.0 ★Texas Ratio: 5.76%, Virginia Federal Credit UnionVirginia Federal Credit Union120 Seminole Ct, Charlottesville, VA 22901A5.0 ★Texas Ratio: 6.40%, First Community BankFirst Community Bank24412 Maringo Rd, Abingdon, VA 24211A+5.0 ★Texas Ratio: 3.36%, Southstate Bank, National AssociationSouthstate Bank, National Association409 S Washington Hwy, Ashland, VA 23005A+5.0 ★Texas Ratio: 2.27%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, United Wholesale Mortgage, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Chilhowie, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Chilhowie are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Chilhowie, Virginia
Market share is the lender's share of all home loans closed in Chilhowie, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Chilhowie 1155 E Lee Hwy, Chilhowie, VA 24319 A5.0 ★Texas Ratio: 8.87% |
Conventional | 19 | 32.8% | 90.9% | $167,631 | View |
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★ 1 stars, 1 review 1 office in Chilhowie 1020 East Lee Highway, Chilhowie, VA 24319 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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933 E Main St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 3.79% |
Conventional, HELOC | 1 +2 HELOCs |
1.7% | 100% | $245,000 | View |
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★ 5 stars, 1 review 21263 Lankford Hwy, Cape Charles, VA 23310 A+5.0 ★Texas Ratio: 5.76% |
FHA | 1 | 1.7% | 50% | $195,000 | View |
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120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional | 1 | 1.7% | 100% | $35,000 | View |
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24412 Maringo Rd, Abingdon, VA 24211 A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 1.7% | 100% | $125,000 | View |
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★ 5 stars, 1 review 409 S Washington Hwy, Ashland, VA 23005 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 1.7% | 100% | $135,000 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 1.7% | 100% | $155,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 6 | 10.3% | 100% | $216,666 | |
Rocket Mortgage
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Conventional, FHA | 6 | 10.3% | 85.7% | $215,000 | |
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A+5.0 ★Texas Ratio: 1.56% |
Conventional, HELOC | 4 +4 HELOCs |
6.9% | 100% | $77,500 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA, VA | 3 | 5.2% | 100% | $178,333 | View |
Cardinal Financial Company, Li
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Conventional, FHA | 3 | 5.2% | 100% | $218,333 | |
Mortgage Research Center
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VA | 2 | 3.4% | 100% | $205,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 1.7% | 100% | $85,000 | |
Gvc Mortgage, Inc.
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FHA | 1 | 1.7% | 100% | $215,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 1.7% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 1.7% | 100% | $215,000 | View |
Union Home Mortgage Corp.
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Conventional | 1 | 1.7% | 100% | $185,000 | |
Towne Mortgage Company
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FHA | 1 | 1.7% | 100% | $215,000 | |
21St Mortgage
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Conventional | 1 | 1.7% | 100% | $55,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1.7% | 25% | $35,000 | |
Loan Simple, Inc.
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USDA | 1 | 1.7% | 100% | $215,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a |
Chilhowie Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Chilhowie, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Chilhowie? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Chilhowie in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Chilhowie, VA
Use these to narrow the list above. Each category shows how many Chilhowie, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Chilhowie, VA
Independent mortgage companies closed 48.3 percent of home loans in Chilhowie, Virginia in 2025, banks 41.4 percent and credit unions 10.3 percent. United Wholesale Mortgage was the largest mortgage company, The Bank of Marion the largest bank and Virginia Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, The Bank of Marion led with 19 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Chilhowie, VA
By home loans closed in 2025, The Bank of Marion was the largest mortgage lender in Chilhowie, Virginia with 19 loans, about 32.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Chilhowie, Virginia in 2025, led by United Wholesale Mortgage with 3. 4 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 3 credit unions closed home loans in Chilhowie, Virginia in 2025, alongside 14 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Chilhowie, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Chilhowie, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Chilhowie. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
