Mortgage Lenders and Brokers in Wills Point, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Wills Point, Texas mortgage lenders include American National Bank of TexaAmerican National Bank of Texa340 W North Commerce St, Wills Point, TX 75169B+4.0 ★Texas Ratio: 2.41%, The City National Bank of Sulphur SpringsThe City National Bank of Sulphur Springs500 N 4th St, Wills Point, TX 75169A+5.0 ★Texas Ratio: 1.12%, TexasBankTexasBank501 E Hall St, Bangs, TX 76823A+5.0 ★Texas Ratio: 5.55%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, America'S Credit UnionAmerica'S Credit Union4040 N Central Expy Ste 100, Dallas, TX 75204A+5.0 ★Texas Ratio: 2.52%, Lone Star Credit UnionLone Star Credit Union1515 Fannin St Ste D, Columbus, TX 78934A+5.0 ★Texas Ratio: 2.03%, Texas Bank and TrustTexas Bank and Trust449 S Trade Days Blvd, Canton, TX 75103A+5.0 ★Texas Ratio: 3.78%, Texas National Bank of JacksonvilleTexas National Bank of Jacksonville524 E Main St, Bullard, TX 75757A5.0 ★Texas Ratio: 12.30%, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, and Tib, National AssociationTib, National Association11701 Luna Rd, Farmers Branch, TX 75234A+5.0 ★Texas Ratio: 3.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Wills Point, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wills Point are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Wills Point, Texas
Market share is the lender's share of all home loans closed in Wills Point, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Wills Point 340 W North Commerce St, Wills Point, TX 75169 B+4.0 ★Texas Ratio: 2.41% |
Conventional, FHA | 6 | 3.8% | 66.7% | $323,333 | View |
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1 office in Wills Point 500 N 4th St, Wills Point, TX 75169 A+5.0 ★Texas Ratio: 1.12% |
Conventional | 5 | 3.2% | 100% | $221,000 | View |
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501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 5 | 3.2% | 100% | $203,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 2 | 1.3% | 66.7% | $95,000 | View |
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4040 N Central Expy Ste 100, Dallas, TX 75204 A+5.0 ★Texas Ratio: 2.52% |
Conventional | 1 | 0.6% | 100% | $85,000 | View |
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1515 Fannin St Ste D, Columbus, TX 78934 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 1 | 0.6% | 100% | $45,000 | View |
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449 S Trade Days Blvd, Canton, TX 75103 A+5.0 ★Texas Ratio: 3.78% |
Conventional | 1 | 0.6% | 100% | $75,000 | View |
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524 E Main St, Bullard, TX 75757 A5.0 ★Texas Ratio: 12.30% |
Conventional | 1 | 0.6% | 100% | $185,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 100% | $405,000 | View |
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11701 Luna Rd, Farmers Branch, TX 75234 A+5.0 ★Texas Ratio: 3.54% |
VA | 1 | 0.6% | 100% | $555,000 | View |
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1001 Congress Ave, Austin, TX 78701 A5.0 ★Texas Ratio: 7.25% |
Conventional | 1 | 0.6% | 100% | $335,000 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
VA | 1 | 0.6% | 100% | $175,000 | View |
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3637 N Buckner Blvd, Dallas, TX 75228 A+5.0 ★Texas Ratio: 4.76% |
Conventional | 1 | 0.6% | 100% | $365,000 | View |
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9404 Hillside Rd, Amarillo, TX 79119 A+5.0 ★Texas Ratio: 4.84% |
Conventional | 1 | 0.6% | 100% | $245,000 | View |
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4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 6 | 3.8% | 100% | $245,000 | |
Sfmc, LP
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Conventional, FHA | 3 | 1.9% | 100% | $208,333 | |
Willow Bend Mortgage Company, LLC
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Conventional, FHA | 2 | 1.3% | 100% | $280,000 | |
Integrity Mortgage Corporation of Texas
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Conventional, VA | 2 | 1.3% | 100% | $375,000 | |
Credit Human Federal Credit Un
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Conventional | 2 | 1.3% | 33.3% | $110,000 | |
Highlands Residential Mortgage, Ltd.
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VA | 1 | 0.6% | 100% | $335,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.6% | 100% | $155,000 | |
Jacqueline Montanez
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Conventional | 1 | 0.6% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.6% | 100% | $715,000 | View |
21St Mortgage
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Conventional | 14 | 9% | 45.5% | $125,714 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 12 | 7.7% | 92.9% | $227,500 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA, USDA | 9 | 5.8% | 100% | $221,666 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 8 | 5.1% | 88.9% | $237,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 5 | 3.2% | 83.3% | $309,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 5 | 3.2% | 100% | $247,000 | View |
Kind Lending, LLC
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Conventional, FHA | 4 | 2.6% | 100% | $232,500 | |
Cmg Mortgage Inc
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FHA, VA | 3 | 1.9% | 100% | $465,000 | |
American Pacific Mortgage Corporation
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Conventional, VA | 3 | 1.9% | 75% | $501,666 | |
American Portfolio Mortgage Corporation
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Conventional | 2 | 1.3% | 66.7% | $225,000 | |
Hamilton Mortgage Corporation
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FHA, VA | 2 | 1.3% | 100% | $420,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 2 | 1.3% | 100% | $585,000 | View |
Pennymac Loan Services LLC
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FHA, VA, Jumbo | 2 | 1.3% | 100% | $650,000 | |
American Financial Network, Inc.
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FHA | 2 | 1.3% | 100% | $235,000 | |
Sun West Mortgage Company, Inc
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Conventional, FHA | 2 | 1.3% | 100% | $170,000 | |
Flat Branch Mortgage, Inc.
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FHA | 2 | 1.3% | 100% | $250,000 | |
Mortgage Research Center
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VA | 2 | 1.3% | 40% | $240,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 1.3% | 100% | $165,000 | |
Originpoint, LLC
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FHA | 1 | 0.6% | 100% | $335,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.6% | 100% | $405,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.6% | 25% | $225,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.6% | 100% | $335,000 | |
Newrez LLC
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Conventional | 1 | 0.6% | 25% | $295,000 | |
NOVA Financial & Investment Corporation
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VA | 1 | 0.6% | 100% | $475,000 | |
Compeer Financial
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Conventional | 1 | 0.6% | 100% | $175,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.6% | 50% | $265,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.6% | 25% | $175,000 | View |
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A+5.0 ★Texas Ratio: 1.71% |
Conventional | 1 | 0.6% | 100% | $365,000 | View |
Homestead Funding Corp.
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Conventional | 1 | 0.6% | 100% | $475,000 | |
PFN Lending Group, Inc.
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Conventional | 1 | 0.6% | 100% | $395,000 | |
United Built Homes, LLC
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Conventional | 1 | 0.6% | 50% | $325,000 | |
Discover Bank
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Conventional | 1 | 0.6% | 33.3% | $55,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.6% | 100% | $435,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.6% | 100% | $175,000 | |
Provident Funding Associates
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Conventional | 1 | 0.6% | 100% | $165,000 | |
Nations Lending Corporation
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FHA | 1 | 0.6% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $325,000 | View |
Bank Ozk
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Conventional | 1 | 0.6% | 100% | $355,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.6% | 100% | $385,000 | |
V.I.P. Mortgage, Inc.
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FHA | 1 | 0.6% | 100% | $535,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.6% | 100% | $225,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.6% | 50% | $255,000 | |
New American Funding, LLC.
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FHA | 1 | 0.6% | 50% | $195,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.6% | 20% | $45,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.6% | 100% | $175,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.6% | 100% | $485,000 |
Wills Point Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Wills Point, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Wills Point? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wills Point in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Wills Point, TX
Use these to narrow the list above. Each category shows how many Wills Point, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Wills Point, TX
Independent mortgage companies closed 75 percent of home loans in Wills Point, Texas in 2025, banks 20.5 percent and credit unions 4.5 percent. Ark-La-Tex Financial Services LLC was the largest mortgage company, American National Bank of Texa the largest bank and America'S Credit Union the largest credit union. Among lenders headquartered in Texas, American National Bank of Texa led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Wills Point, TX
By home loans closed in 2025, American National Bank of Texa was the largest mortgage lender in Wills Point, Texas with 6 loans, about 3.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Wills Point, Texas in 2025, led by Rocket Mortgage with 4. 17 lenders closed VA loans, led by American Pacific Mortgage Corporation, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 7 credit unions closed home loans in Wills Point, Texas in 2025, alongside 47 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Wills Point, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wills Point, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wills Point. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
