Mortgage Lenders and Brokers in White Settlement, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
White Settlement, Texas mortgage lenders include TexasBankTexasBank501 E Hall St, Bangs, TX 76823A+5.0 ★Texas Ratio: 5.55%, EecuEecu2212 Southgate St, Arlington, TX 76013A+5.0 ★Texas Ratio: 2.73%, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, First Financial BankFirst Financial Bank2617 Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.74%, American National Bank of TexaAmerican National Bank of Texa720 S Greenville Ave, Allen, TX 75002B+4.0 ★Texas Ratio: 2.41%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, and Centennial BankCentennial Bank1 Village Dr, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in White Settlement, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in White Settlement are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in White Settlement, Texas
Market share is the lender's share of all home loans closed in White Settlement, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional, FHA | 10 | 4.2% | 100% | $226,000 | View |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73% |
Conventional | 6 | 2.5% | 100% | $145,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 4 +4 HELOCs |
1.7% | 100% | $210,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional, FHA, VA | 4 | 1.7% | 100% | $200,000 | |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1.2% | 42.9% | $85,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 3 | 1.2% | 60% | $115,000 | View |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional | 3 | 1.2% | 50% | $168,333 | View |
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720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41% |
Conventional | 3 | 1.2% | 100% | $258,333 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.8% | 100% | $195,000 | View |
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1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 2 | 0.8% | 100% | $165,000 | View |
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123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
FHA | 1 | 0.4% | 100% | $195,000 | View |
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202 S Palestine St, Athens, TX 75751 A+5.0 ★Texas Ratio: 4.58% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.4% | 100% | $115,000 | View |
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1785 Ruben M Torres Blvd, Brownsville, TX 78521 A5.0 ★Texas Ratio: 8.20% |
VA | 1 | 0.4% | 100% | $165,000 | View |
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3641 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 5.33% |
FHA | 1 | 0.4% | 100% | $235,000 | View |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
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★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27% |
FHA | 1 | 0.4% | 100% | $205,000 | View |
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1001 Congress Ave, Austin, TX 78701 A5.0 ★Texas Ratio: 7.25% |
VA | 1 | 0.4% | 100% | $205,000 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
FHA | 1 | 0.4% | 100% | $365,000 | View |
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384 E Stacy Rd, Allen, TX 75002 A5.0 ★Texas Ratio: 6.66% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
Fort Worth Community Credit Union
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Primelending
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Conventional, FHA | 8 | 3.3% | 100% | $145,000 | |
Gardner Financial Services
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Conventional, FHA, VA | 5 | 2.1% | 100% | $209,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 4 | 1.7% | 100% | $227,500 | |
Envoy Mortgage, Ltd
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FHA | 2 | 0.8% | 100% | $295,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 2 | 0.8% | 100% | $295,000 | |
Sfmc, LP
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FHA | 2 | 0.8% | 100% | $215,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.8% | 100% | $115,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.8% | 100% | $190,000 | |
Right Start Mortgage, Inc
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Conventional, FHA | 2 | 0.8% | 100% | $245,000 | |
Loanpeople, LLC
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VA | 1 | 0.4% | 100% | $405,000 | |
Southwest Funding LP
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Conventional | 1 | 0.4% | 50% | $235,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 30 | 12.5% | 81.6% | $182,666 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 22 | 9.2% | 91.7% | $242,272 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 10 | 4.2% | 100% | $206,000 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 7 | 2.9% | 87.5% | $202,142 | |
American Portfolio Mortgage Corporation
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Conventional, FHA, VA | 6 | 2.5% | 100% | $228,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 6 | 2.5% | 46.2% | $211,666 | |
Lennar Mortgage, LLC
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Conventional, FHA | 5 | 2.1% | 85.7% | $263,000 | |
Mortgage Research Center
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VA | 5 | 2.1% | 55.6% | $351,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional | 4 | 1.7% | 100% | $137,500 | View |
Guaranteed Rate, Inc.
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FHA, VA | 4 | 1.7% | 80% | $307,500 | |
Newrez LLC
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Conventional, FHA, VA | 4 | 1.7% | 80% | $290,000 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 1.7% | 100% | $210,000 | |
Mortgage Financial Services
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Conventional, FHA, VA | 3 | 1.2% | 100% | $251,666 | |
Mortgage Solutions of Colorado
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VA | 3 | 1.2% | 100% | $221,666 | |
Village Capital & Investment
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FHA, VA | 3 | 1.2% | 100% | $288,333 | |
Goodleap, LLC
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Conventional | 2 | 0.8% | 100% | $135,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 0.8% | 100% | $240,000 | |
Cmg Mortgage Inc
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FHA | 2 | 0.8% | 100% | $210,000 | |
AAFMAA Mortgage Services LLC
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Conventional, FHA | 2 | 0.8% | 66.7% | $115,000 | |
Sun West Mortgage Company, Inc
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Conventional, FHA | 2 | 0.8% | 100% | $160,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.8% | 100% | $110,000 | |
Planet Home Lending, LLC
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FHA, VA | 2 | 0.8% | 100% | $310,000 | |
Lower, LLC
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Conventional, FHA | 2 | 0.8% | 100% | $260,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 0.8% | 66.7% | $190,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 2 | 0.8% | 100% | $75,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 0.8% | 66.7% | $90,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.4% | 100% | $215,000 | View |
Freedom Mortgage Corporation
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FHA | 1 | 0.4% | 33.3% | $255,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.4% | 100% | $335,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.4% | 100% | $195,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $185,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.4% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 3.64% |
FHA | 1 | 0.4% | 100% | $295,000 | View |
Securitynational Mortgage Company
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FHA | 1 | 0.4% | 100% | $265,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $95,000 | |
Bay Equity LLC
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FHA | 1 | 0.4% | 100% | $365,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $135,000 | |
Provident Funding Associates
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Conventional | 1 | 0.4% | 100% | $275,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $175,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.4% | 50% | $125,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
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A+5.0 ★Texas Ratio: 3.82% |
VA | 1 | 0.4% | 100% | $285,000 | View |
Citadel Servicing Corporation
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Conventional | 1 | 0.4% | 100% | $145,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $215,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.4% | 100% | $255,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.4% | 100% | $275,000 | |
The Mortgage Link, Inc.
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FHA | 1 | 0.4% | 100% | $215,000 |
White Settlement Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in White Settlement, Texas
Looking for mortgage lenders near me or mortgage brokers near me in White Settlement? The list below shows the banks, credit unions and mortgage brokers that closed home loans in White Settlement in 2025, with lenders based there listed first.
Types of Mortgage Lenders in White Settlement, TX
Use these to narrow the list above. Each category shows how many White Settlement, TX lenders fit and what that kind of lender is usually best for.
Who Lends in White Settlement, TX
Independent mortgage companies closed 72.5 percent of home loans in White Settlement, Texas in 2025, banks 22.5 percent and credit unions 5 percent. Everett Financial, Inc. was the largest mortgage company, TexasBank the largest bank and Eecu the largest credit union. Among lenders headquartered in Texas, TexasBank led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in White Settlement, TX
By home loans closed in 2025, TexasBank was the largest mortgage lender in White Settlement, Texas with 10 loans, about 4.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
40 lenders closed FHA loans in White Settlement, Texas in 2025, led by Rocket Mortgage with 6. 19 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 3 credit unions closed home loans in White Settlement, Texas in 2025, alongside 53 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in White Settlement, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in White Settlement, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up White Settlement. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
