Mortgage Lenders and Brokers in West Columbia, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
West Columbia, Texas mortgage lenders include Prosperity BankProsperity Bank510 E Brazos Ave, West Columbia, TX 77486A+5.0 ★Texas Ratio: 1.58%, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, TdecuTdecu2212 Southgate St, Arlington, TX 76013A+5.0 ★Texas Ratio: 5.55%, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, First State BankFirst State Bank200 Brazosport Blvd N, Clute, TX 77531A5.0 ★Texas Ratio: 13.04%, Jsc FCUJsc FCU877 E Highway 6, Alvin, TX 77511A+5.0 ★Texas Ratio: 5.77%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Pilgrim Mortgage LLCPilgrim Mortgage LLC123 E 3rd St, Clarendon, TX 79226A+5.0 ★Texas Ratio: 1.04%, TexasBankTexasBank501 E Hall St, Bangs, TX 76823A+5.0 ★Texas Ratio: 5.55%, and Gulf Coast Educators Federal Credit UnionGulf Coast Educators Federal Credit Union6360 Garth Rd Ste 140, Baytown, TX 77521 5105A+5.0 ★Texas Ratio: 3.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in West Columbia, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in West Columbia are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in West Columbia, Texas
Market share is the lender's share of all home loans closed in West Columbia, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in West Columbia 510 E Brazos Ave, West Columbia, TX 77486 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 3 | 1.4% | 75% | $295,000 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, VA | 18 | 8.3% | 94.7% | $307,222 | View |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 16 | 7.4% | 88.9% | $228,750 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1.4% | 100% | $248,333 | View |
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200 Brazosport Blvd N, Clute, TX 77531 A5.0 ★Texas Ratio: 13.04% |
Conventional | 2 | 0.9% | 100% | $105,000 | View |
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877 E Highway 6, Alvin, TX 77511 A+5.0 ★Texas Ratio: 5.77% |
FHA, HELOC | 1 +1 HELOCs |
0.5% | 100% | $325,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
FHA | 1 | 0.5% | 100% | $195,000 | |
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123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
Conventional | 1 | 0.5% | 100% | $235,000 | View |
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501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.5% | 100% | $315,000 | View |
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6360 Garth Rd Ste 140, Baytown, TX 77521 5105 A+5.0 ★Texas Ratio: 3.85% |
Conventional | 1 | 0.5% | 100% | $285,000 | View |
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1301 Highway 35 Byp N, Alvin, TX 77511 2681 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 1 | 0.5% | 100% | $85,000 | View |
Fivepoint Credit Union
4005 Dowlen Rd, Beaumont, TX 77706 6850 |
Conventional | 1 | 0.5% | 100% | $65,000 | |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.5% | 100% | $385,000 | View |
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1299 E Highway 6, Alvin, TX 77511 A5.0 ★Texas Ratio: 7.70% |
Conventional | 1 | 0.5% | 100% | $135,000 | View |
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402 9th St, Abernathy, TX 79311 A5.0 ★Texas Ratio: 7.77% |
Conventional | 1 | 0.5% | 100% | $335,000 | View |
Citizens State Bank
224 N Main St, Anton, TX 79313 |
Conventional | 1 | 0.5% | 100% | $435,000 | |
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★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91% |
Conventional | 1 | 0.5% | 100% | $55,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Interlinc Mortgage Services, LLC
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Conventional, FHA | 3 | 1.4% | 100% | $285,000 | |
Network Funding, L.P.
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Conventional, FHA | 2 | 0.9% | 100% | $335,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.9% | 66.7% | $130,000 | |
Hometrust Mortgage Company
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FHA | 2 | 0.9% | 100% | $275,000 | |
Primelending
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Conventional | 1 | 0.5% | 100% | $245,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.5% | 33.3% | $75,000 | |
Click n' Close, Inc.
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Conventional | 1 | 0.5% | 100% | $205,000 | |
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A-5.0 ★Texas Ratio: 14.15% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
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A+5.0 ★Texas Ratio: 0.92% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
Highlands Residential Mortgage, Ltd.
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VA | 1 | 0.5% | 100% | $315,000 | |
Encompass Lending Group, L.P.
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VA | 1 | 0.5% | 100% | $325,000 | |
Gardner Financial Services
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FHA | 1 | 0.5% | 100% | $235,000 | |
Southwest Funding LP
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FHA | 1 | 0.5% | 100% | $345,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 20 | 9.2% | 83.3% | $334,500 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 16 | 7.4% | 84.2% | $183,750 | View |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA, VA | 14 | 6.5% | 93.3% | $255,714 | View |
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A+5.0 ★Texas Ratio: 3.34% |
Conventional, FHA, VA | 11 | 5.1% | 100% | $270,454 | View |
Fairway Independent Mort Corp
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Conventional, FHA, VA, USDA | 11 | 5.1% | 100% | $200,454 | |
New American Funding, LLC.
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Conventional, FHA | 8 | 3.7% | 100% | $177,500 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 6 | 2.8% | 100% | $308,333 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 4 | 1.8% | 100% | $330,000 | View |
21St Mortgage
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Conventional | 4 | 1.8% | 40% | $125,000 | |
Freedom Mortgage Corporation
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VA | 3 | 1.4% | 75% | $295,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 2 | 0.9% | 100% | $125,000 | |
Guaranteed Rate, Inc.
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FHA, USDA | 2 | 0.9% | 100% | $365,000 | |
Lakeview Loan Servicing, LLC
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FHA, VA | 2 | 0.9% | 100% | $320,000 | |
Kind Lending, LLC
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Conventional, VA | 2 | 0.9% | 66.7% | $285,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 0.9% | 100% | $190,000 | |
Synergy One Lending, Inc.
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Conventional | 2 | 0.9% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 2 | 0.9% | 100% | $320,000 | View |
Cmg Mortgage Inc
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FHA | 2 | 0.9% | 100% | $170,000 | |
AAFMAA Mortgage Services LLC
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FHA, VA | 2 | 0.9% | 100% | $340,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 0.9% | 100% | $180,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 2 | 0.9% | 100% | $290,000 | |
Mortgage Research Center
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VA | 2 | 0.9% | 100% | $290,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 0.9% | 66.7% | $255,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 2 | 0.9% | 100% | $340,000 | View |
The Loan Store, Inc
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Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $245,000 | |
Cadence Bank
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Conventional | 1 | 0.5% | 50% | $285,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.5% | 100% | $95,000 | View |
Affordable Mortgage Advisors
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Conventional | 1 | 0.5% | 100% | $145,000 | |
Newrez LLC
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VA | 1 | 0.5% | 50% | $375,000 | |
Nbkc Bank
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Conventional | 1 | 0.5% | 100% | $285,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.5% | 50% | $305,000 | |
Compeer Financial
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Conventional | 1 | 0.5% | 100% | $225,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.5% | 50% | $165,000 | View |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.5% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.5% | 50% | $335,000 | View |
United Built Homes, LLC
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Conventional | 1 | 0.5% | 100% | $305,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.5% | 100% | $215,000 | |
American Financing Corporation
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Conventional | 1 | 0.5% | 66.7% | $135,000 | |
Securitynational Mortgage Company
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FHA | 1 | 0.5% | 100% | $335,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.5% | 100% | $165,000 | |
T2 Financial LLC
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VA | 1 | 0.5% | 100% | $315,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.5% | 100% | $175,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.5% | 33.3% | $55,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $215,000 | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
West Columbia Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in West Columbia, Texas
Looking for mortgage lenders near me or mortgage brokers near me in West Columbia? The list below shows the banks, credit unions and mortgage brokers that closed home loans in West Columbia in 2025, with lenders based there listed first.
Types of Mortgage Lenders in West Columbia, TX
Use these to narrow the list above. Each category shows how many West Columbia, TX lenders fit and what that kind of lender is usually best for.
Who Lends in West Columbia, TX
Independent mortgage companies closed 65 percent of home loans in West Columbia, Texas in 2025, banks 23.5 percent and credit unions 11.5 percent. Everett Financial, Inc. was the largest mortgage company, Prosperity Bank the largest bank and Tdecu the largest credit union. Among lenders headquartered in Texas, Prosperity Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in West Columbia, TX
By home loans closed in 2025, Prosperity Bank was the largest mortgage lender in West Columbia, Texas with 3 loans, about 1.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in West Columbia, Texas in 2025, led by Cornerstone Capital Bank, Ssb with 10. 18 lenders closed VA loans, led by Cornerstone Capital Bank, Ssb, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 9 credit unions closed home loans in West Columbia, Texas in 2025, alongside 52 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in West Columbia, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in West Columbia, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up West Columbia. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
