Mortgage Lenders and Brokers in Watauga, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Watauga, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA6624 Watauga Rd, Watauga, TX 76148A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA7830 Denton Hwy, Watauga, TX 76148A+5.0 ★Texas Ratio: 5.36%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, First Financial BankFirst Financial Bank2617 Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.74%, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, Fort Worth Community Credit UnionFort Worth Community Credit Union2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520, and EecuEecu7436 Denton Hwy, Watauga, TX 76148A+5.0 ★Texas Ratio: 2.73%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Watauga, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Watauga are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Watauga, Texas
Market share is the lender's share of all home loans closed in Watauga, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Watauga 6624 Watauga Rd, Watauga, TX 76148 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 11 | 2.8% | 84.6% | $205,909 | View |
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1 office in Watauga 7830 Denton Hwy, Watauga, TX 76148 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 7 | 1.8% | 77.8% | $183,571 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional, FHA | 6 | 1.5% | 100% | $248,333 | |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 4 +1 HELOCs |
1% | 50% | $140,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 4 | 1% | 83.3% | $82,500 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional, FHA, VA | 4 | 1% | 100% | $237,500 | View |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional | 4 | 1% | 80% | $262,500 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +4 HELOCs |
0.8% | 75% | $231,666 | View |
Fort Worth Community Credit Union
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520 |
Conventional | 3 | 0.8% | 100% | $91,666 | |
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7436 Denton Hwy, Watauga, TX 76148 A+5.0 ★Texas Ratio: 2.73% |
Conventional, HELOC | 2 +5 HELOCs |
0.5% | 37.5% | $120,000 | View |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $140,000 | View |
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501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 2 | 0.5% | 100% | $275,000 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 2 | 0.5% | 100% | $270,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional, FHA | 2 | 0.5% | 100% | $300,000 | View |
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2701 E Main St, Alice, TX 78332 A4.7 ★Texas Ratio: 3.20% |
FHA, VA | 2 | 0.5% | 100% | $420,000 | View |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $145,000 | View |
Southwest Airlines FCU
801 W Euless Blvd Ste 104, Euless, TX 76040 4438 |
Conventional | 1 | 0.2% | 100% | $145,000 | |
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3800 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
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900 Pershing Ave, Lufkin, TX 75904 A+5.0 ★Texas Ratio: 0.15% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
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1015 Champions Dr Suite 100, Aledo, TX 76008 A-4.9 ★Texas Ratio: 16.19% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
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123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
FHA | 1 | 0.2% | 100% | $255,000 | View |
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1440 S MAIN ST, BOERNE, TX 78006 A5.0 ★Texas Ratio: 9.26% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
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2221 E Lamar Blvd Ste 110, Arlington, TX 76006 A5.0 ★Texas Ratio: 8.30% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
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1521 N Cooper St Ste 100, Arlington, TX 76011 A5.0 ★Texas Ratio: 9.89% |
Conventional | 1 | 0.2% | 50% | $185,000 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $325,000 | View |
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2326 W Pleasant Ridge Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.02% |
FHA | 1 | 0.2% | 100% | $195,000 | View |
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1750 Valley View Ln Ste 110, Farmers Branch, TX 75234 9024 A+5.0 ★Texas Ratio: 0.59% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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3641 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 5.33% |
Conventional | 1 | 0.2% | 50% | $255,000 | View |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
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623 W 38th St, Austin, TX 78705 A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
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124 E Rush St, Linden, TX 75563 A5.0 ★Texas Ratio: 13.83% |
VA | 1 | 0.2% | 100% | $405,000 | View |
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2501 E Pioneer Pkwy, Arlington, TX 76010 8365 A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.2% | 50% | $55,000 | View |
Nationstar Mortgage
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Conventional, FHA, VA | 8 | 2% | 100% | $210,000 | |
Republic State Mortgage Company
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Conventional, FHA | 5 | 1.2% | 100% | $327,000 | |
Primelending
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Conventional | 3 | 0.8% | 50% | $221,666 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 3 | 0.8% | 75% | $185,000 | |
Sfmc, LP
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Conventional, FHA | 3 | 0.8% | 100% | $271,666 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 3 | 0.8% | 75% | $188,333 | View |
Capital Concepts Inc
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Conventional, FHA | 2 | 0.5% | 100% | $220,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 2 | 0.5% | 100% | $300,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, VA | 2 | 0.5% | 100% | $270,000 | |
American Airlines Federal Cred
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $255,000 | |
SWBC Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $265,000 | |
Network Funding, L.P.
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Conventional | 1 | 0.2% | 50% | $195,000 | |
Integrity Mortgage Corporation of Texas
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Gardner Financial Services
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FHA | 1 | 0.2% | 100% | $275,000 | |
Genway Home Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $225,000 | |
Red Diamond Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Southwest Funding LP
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Conventional | 1 | 0.2% | 100% | $335,000 | |
K. Hovnanian American Mortgage
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Conventional, FHA, VA | 41 | 10.2% | 85.4% | $343,536 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 37 | 9.2% | 81.6% | $195,810 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 35 | 8.8% | 87.8% | $267,571 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 13 | 3.2% | 88.2% | $235,000 | View |
loanDepot.com LLC
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Conventional, FHA, HELOC | 9 +2 HELOCs |
2.2% | 90% | $215,000 | |
Mortgage Research Center
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FHA, VA | 8 | 2% | 81.8% | $287,500 | |
New American Funding, LLC.
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Conventional, FHA | 8 | 2% | 88.9% | $166,250 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 7 +1 HELOCs |
1.8% | 100% | $289,285 | |
American Portfolio Mortgage Corporation
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Conventional, FHA | 6 | 1.5% | 100% | $276,666 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 6 | 1.5% | 85.7% | $290,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 6 | 1.5% | 100% | $136,666 | |
Fairway Independent Mort Corp
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Conventional, FHA | 6 | 1.5% | 85.7% | $256,666 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA, VA | 5 | 1.2% | 100% | $233,000 | View |
Zillow Home Loans, LLC
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Conventional, FHA, VA | 5 | 1.2% | 100% | $253,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA | 4 | 1% | 100% | $195,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 4 | 1% | 100% | $270,000 | View |
Freedom Mortgage Corporation
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Conventional, FHA | 3 | 0.8% | 100% | $275,000 | |
Newrez LLC
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Conventional | 3 | 0.8% | 42.9% | $205,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 3 | 0.8% | 100% | $285,000 | |
Pennymac Loan Services LLC
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Conventional | 3 | 0.8% | 75% | $118,333 | |
Mortgage Financial Services
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Conventional, FHA | 3 | 0.8% | 100% | $225,000 | |
Carrington Mortgage Services LLC
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Conventional | 3 | 0.8% | 50% | $211,666 | |
HomeBridge Financial Services, Inc
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.5% | 66.7% | $270,000 | |
American Financial Resources LLC
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Conventional | 2 | 0.5% | 100% | $270,000 | |
American Financial Network, Inc.
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Conventional, FHA | 2 | 0.5% | 100% | $230,000 | |
AmWest Funding Corp
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Conventional, FHA | 2 | 0.5% | 100% | $345,000 | |
Cmg Mortgage Inc
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FHA, USDA | 2 | 0.5% | 100% | $125,000 | |
Sun West Mortgage Company, Inc
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Conventional, FHA | 2 | 0.5% | 100% | $140,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 0.5% | 100% | $280,000 | |
Churchill Mortgage Corporation
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Conventional | 2 | 0.5% | 100% | $195,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $160,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 2 | 0.5% | 100% | $235,000 | |
American Pacific Mortgage Corporation
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FHA | 2 | 0.5% | 40% | $310,000 | |
Member First Mortgage, LLC
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Conventional | 2 | 0.5% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
FHA, VA | 2 | 0.5% | 100% | $295,000 | View |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $315,000 | |
Nmsi, Inc.
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Conventional | 2 | 0.5% | 100% | $250,000 | |
The Mortgage Link, Inc.
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Conventional, FHA | 2 | 0.5% | 100% | $310,000 | |
Cadence Bank
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FHA | 1 | 0.2% | 100% | $425,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
First Community Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $225,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.2% | 100% | $125,000 | |
Goodleap, LLC
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Conventional | 1 | 0.2% | 100% | $65,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.2% | 16.7% | $355,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $205,000 | |
NOVA Financial & Investment Corporation
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FHA | 1 | 0.2% | 100% | $275,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Nbkc Bank
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Kind Lending, LLC
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FHA | 1 | 0.2% | 100% | $235,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Platinum Eagle Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $325,000 | |
FirstTrust Home Loans
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 9.1% | $205,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Bay Equity LLC
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FHA | 1 | 0.2% | 100% | $385,000 | |
Nfm, Inc
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FHA | 1 | 0.2% | 100% | $275,000 | |
Stg Mortgage Inc
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FHA | 1 | 0.2% | 100% | $265,000 | |
Land Home Financial Services,
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FHA | 1 | 0.2% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
Uif Corporation
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.2% | 100% | $265,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Lower, LLC
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FHA | 1 | 0.2% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
Florida Capital Bank, N.A
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FHA | 1 | 0.2% | 100% | $265,000 | |
Consumers Credit Union
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Conventional | 1 | 0.2% | 100% | $105,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.2% | 50% | $75,000 | |
Paramount Residential Mortgage
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VA | 1 | 0.2% | 100% | $395,000 | |
Loan Simple, Inc.
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FHA | 1 | 0.2% | 100% | $295,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.2% | 100% | $305,000 | |
My Move Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Village Capital & Investment
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FHA | 1 | 0.2% | 100% | $295,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a |
Watauga Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Watauga, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Watauga? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Watauga in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Watauga, TX
Use these to narrow the list above. Each category shows how many Watauga, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Watauga, TX
Independent mortgage companies closed 75.8 percent of home loans in Watauga, Texas in 2025, banks 19.5 percent and credit unions 4.8 percent. Everett Financial, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Everett Financial, Inc. led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Watauga, TX
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Watauga, Texas with 11 loans, about 2.8 percent of the market. The largest lender headquartered in Texas was Everett Financial, Inc. with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
63 lenders closed FHA loans in Watauga, Texas in 2025, led by United Wholesale Mortgage with 8. 17 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 12 credit unions closed home loans in Watauga, Texas in 2025, alongside 79 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Watauga, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Watauga, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Watauga. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
