Mortgage Lenders and Brokers in Waller, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Waller, Texas mortgage lenders include Prosperity BankProsperity Bank31250 Fm 2920 Rd, Waller, TX 77484A+5.0 ★Texas Ratio: 1.58%, Velocio Mortgage, L.L.C.Velocio Mortgage, L.L.C.705 E 12th St, Austin, TX 78701 1909A+5.0 ★Texas Ratio: 1.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, First Financial BankFirst Financial Bank2617 Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.74%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, First Community Credit UnionFirst Community Credit Union1600 E Main St, Alice, TX 78332, International Bank of CommerceInternational Bank of Commerce1421 W Frontage Rd, Alamo, TX 78516, and PrimeWay Federal Credit UnionPrimeWay Federal Credit Union8878 Barker Cypress Rd, Cypress, TX 77433 1971A5.0 ★Texas Ratio: 7.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Waller, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Waller are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Waller, Texas
Market share is the lender's share of all home loans closed in Waller, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Waller 31250 Fm 2920 Rd, Waller, TX 77484 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.1% | 50% | $385,000 | View |
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705 E 12th St, Austin, TX 78701 1909 A+5.0 ★Texas Ratio: 1.87% |
Conventional, FHA, VA, USDA | 87 | 7.6% | 92.6% | $299,367 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 12 | 1.1% | 92.9% | $245,833 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, VA | 5 | 0.4% | 100% | $357,000 | View |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional | 5 | 0.4% | 100% | $331,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional, FHA | 4 | 0.4% | 100% | $262,500 | |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 4 | 0.4% | 80% | $62,500 | View |
First Community Credit Union
1600 E Main St, Alice, TX 78332 |
Conventional | 3 | 0.3% | 100% | $521,666 | |
International Bank of Commerce
1421 W Frontage Rd, Alamo, TX 78516 |
Conventional | 3 | 0.3% | 100% | $238,333 | |
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8878 Barker Cypress Rd, Cypress, TX 77433 1971 A5.0 ★Texas Ratio: 7.36% |
Conventional | 2 | 0.2% | 100% | $50,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.2% | 50% | $375,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 0.2% | 100% | $200,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.1% | 100% | $225,000 | View |
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5508 W Highway 290, Austin, TX 78735 A5.0 ★Texas Ratio: 6.75% |
Conventional | 1 | 0.1% | 100% | $955,000 | View |
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★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,875,000 | View |
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4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 0.1% | 50% | $145,000 | View |
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900 Pershing Ave, Lufkin, TX 75904 A+5.0 ★Texas Ratio: 0.15% |
FHA | 1 | 0.1% | 100% | $255,000 | View |
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★ 4 stars, 3 reviews 7800 Shoal Creek Boulevard, Austin, TX 78757 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
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2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
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123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
FHA | 1 | 0.1% | 100% | $335,000 | View |
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2360 Dowlen Rd, Beaumont, TX 77706 A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
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4630 N Loop 1604 W Ste 101, San Antonio, TX 78249 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 0.1% | 100% | $795,000 | View |
Fivepoint Credit Union
4005 Dowlen Rd, Beaumont, TX 77706 6850 |
Conventional | 1 | 0.1% | 100% | $165,000 | |
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1955 Dowlen Rd, Beaumont, TX 77706 3330 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 1 | 0.1% | 100% | $55,000 | View |
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13525 Skinner Rd, Cypress, TX 77429 A5.0 ★Texas Ratio: 7.93% |
Conventional | 1 | 0.1% | 100% | $85,000 | View |
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1010 W Exchange Pkwy Ste 170, Allen, TX 75013 7113 A5.0 ★Texas Ratio: 11.58% |
Conventional | 1 | 0.1% | 100% | $25,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 1 | 0.1% | 100% | $345,000 | View |
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★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.1% | 100% | $295,000 | View |
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4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71% |
Conventional | 1 | 0.1% | 100% | $445,000 | View |
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1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
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4100 Smith School Rd # 1, Austin, TX 78744 3205 A5.0 ★Texas Ratio: 7.07% |
Conventional | 1 | 0.1% | 100% | $295,000 | View |
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3923 5th St, Brookshire, TX 77423 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
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7505 Eastex Fwy Ste B, Beaumont, TX 77708 A+5.0 ★Texas Ratio: 0.43% |
Conventional | 1 | 0.1% | 100% | $145,000 | |
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319 W Slaughter Ln, Austin, TX 78748 A+5.0 ★Texas Ratio: 3.90% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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1400 Franklin St, Houston, TX 77002 2147 A+5.0 ★Texas Ratio: 3.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3201 W Davis St, Conroe, TX 77304 2039 A5.0 ★Texas Ratio: 6.46% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendlo Mortgage, LLC
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Conventional, FHA, VA, USDA | 35 | 3.1% | 100% | $211,857 | |
Grace Home Lending, LLC
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Conventional, FHA, VA | 29 | 2.5% | 100% | $390,862 | |
Clm Mortgage, Inc
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Conventional, FHA, VA | 25 | 2.2% | 100% | $336,200 | |
Republic State Mortgage Company
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Conventional, FHA, VA | 24 | 2.1% | 100% | $282,083 | |
Network Funding, L.P.
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Conventional, FHA, VA | 23 | 2% | 92.3% | $400,652 | |
Brightland Mortgage Services, Ltd.
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Conventional, FHA, VA | 21 | 1.8% | 100% | $305,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, USDA | 18 | 1.6% | 69.2% | $191,666 | |
Interlinc Mortgage Services, LLC
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Conventional, FHA | 13 | 1.1% | 92.9% | $368,076 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 8 | 0.7% | 100% | $248,750 | |
Sfmc, LP
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Conventional, FHA | 7 | 0.6% | 100% | $342,142 | |
Primelending
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Conventional, FHA | 6 | 0.5% | 100% | $280,000 | |
Nationstar Mortgage
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Conventional, FHA, VA | 4 | 0.4% | 100% | $327,500 | |
FocusOne Mortgage, LLC
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Conventional | 2 | 0.2% | 100% | $305,000 | |
First National Bank of Bellville
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Conventional | 2 | 0.2% | 66.7% | $130,000 | |
Encompass Lending Group, L.P.
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Conventional, FHA | 2 | 0.2% | 100% | $160,000 | |
Smart Choice Mortgage, LLC
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Conventional | 2 | 0.2% | 100% | $805,000 | |
Brazos Valley Schools Credit U
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Conventional | 2 | 0.2% | 100% | $265,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $305,000 | |
Envoy Mortgage, Ltd
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VA | 1 | 0.1% | 100% | $235,000 | |
Members Trust of the SWFCU
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Conventional | 1 | 0.1% | 100% | $115,000 | |
Click n' Close, Inc.
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Conventional | 1 | 0.1% | 100% | $535,000 | |
Highlands Residential Mortgage, Ltd.
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FHA | 1 | 0.1% | 100% | $325,000 | |
Certified Funding, L.P.
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Conventional | 1 | 0.1% | 25% | $55,000 | |
Genway Home Mortgage, Inc.
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FHA | 1 | 0.1% | 100% | $405,000 | |
First Continental Mortgage, Ltd.
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Conventional | 1 | 0.1% | 100% | $235,000 | |
Right Start Mortgage, Inc
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FHA | 1 | 0.1% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
FHA | 1 | 0.1% | 100% | $225,000 | View |
Lennar Mortgage, LLC
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Conventional, FHA, VA, USDA | 222 | 19.5% | 77.9% | $248,828 | |
Pulte Mortgage LLC
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Conventional, FHA, VA, USDA | 72 | 6.3% | 65.5% | $245,277 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 44 | 3.9% | 82.1% | $309,772 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 39 | 3.4% | 78.4% | $301,923 | View |
Calcon Mutual Mortgage LLC
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Conventional, FHA, VA | 31 | 2.7% | 56.1% | $227,903 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 27 | 2.4% | 100% | $214,629 | |
K. Hovnanian American Mortgage
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Conventional, FHA, VA | 25 | 2.2% | 71.4% | $331,000 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 20 +1 HELOCs |
1.8% | 67.7% | $255,000 | |
Towne Mortgage Company
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FHA, VA | 16 | 1.4% | 100% | $259,375 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 13 | 1.1% | 81% | $321,153 | |
Jet HomeLoans, LP
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Conventional, FHA, VA | 12 | 1.1% | 100% | $377,500 | |
Mortgage Research Center
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VA | 11 | 1% | 57.9% | $329,545 | |
Taylor Morrison Home Funding, Inc.
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Conventional, FHA | 10 | 0.9% | 90.9% | $271,000 | |
21St Mortgage
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Conventional | 10 | 0.9% | 66.7% | $160,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 8 | 0.7% | 66.7% | $378,750 | |
Cadence Bank
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Conventional | 7 | 0.6% | 100% | $250,714 | |
Kbhs Home Loans, LLC
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Conventional, FHA | 7 | 0.6% | 77.8% | $233,571 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 7 | 0.6% | 87.5% | $285,000 | |
Kind Lending, LLC
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Conventional, FHA | 7 | 0.6% | 70% | $212,142 | |
New American Funding, LLC.
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Conventional, FHA | 7 | 0.6% | 88.9% | $247,857 | |
The Loan Store, Inc
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Conventional, FHA, VA | 7 | 0.6% | 100% | $347,857 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 6 | 0.5% | 100% | $256,666 | View |
Mortgage Solutions of Colorado
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Conventional, FHA, VA | 6 | 0.5% | 85.7% | $250,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 5 | 0.4% | 100% | $307,000 | View |
Securitynational Mortgage Company
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Conventional, FHA, VA | 5 | 0.4% | 83.3% | $285,000 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 5 | 0.4% | 100% | $191,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 4 +1 HELOCs |
0.4% | 100% | $407,500 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 4 | 0.4% | 43.5% | $287,500 | |
Newrez LLC
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Conventional, FHA, USDA | 4 | 0.4% | 62.5% | $265,000 | |
Nfm, Inc
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Conventional, FHA | 4 | 0.4% | 100% | $212,500 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 0.4% | 100% | $527,500 | View |
Plaza Home Mortgage, Inc
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Conventional, VA | 4 | 0.4% | 66.7% | $227,500 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +1 HELOCs |
0.3% | 50% | $58,333 | |
American Financial Resources LLC
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Conventional, FHA | 3 | 0.3% | 100% | $351,666 | |
Equity Prime Mortgage LLC
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Conventional, FHA | 3 | 0.3% | 75% | $321,666 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 3 | 0.3% | 100% | $305,000 | View |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 3 | 0.3% | 81.8% | $165,000 | View |
Filo Mortgage, LLC
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Conventional, FHA | 3 | 0.3% | 100% | $305,000 | |
Das Acquisition Company, LLC
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Conventional | 3 | 0.3% | 100% | $185,000 | |
Union Home Mortgage Corp.
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Conventional, VA | 3 | 0.3% | 100% | $368,333 | |
Zillow Home Loans, LLC
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FHA | 3 | 0.3% | 100% | $418,333 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 3 | 0.3% | 100% | $298,333 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 0.3% | 60% | $78,333 | |
JMAC Lending, Inc.
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Conventional, FHA, VA | 3 | 0.3% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 2.12% |
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 100% | $550,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.2% | 66.7% | $455,000 | View |
Royal United Mortgage LLC
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Conventional | 2 | 0.2% | 66.7% | $125,000 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 2 | 0.2% | 100% | $140,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 0.2% | 66.7% | $415,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 0.2% | 75% | $200,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 2 | 0.2% | 25% | $270,000 | View |
Synergy One Lending, Inc.
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Conventional | 2 | 0.2% | 100% | $215,000 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 2 | 0.2% | 100% | $240,000 | View |
Mortgage Financial Services
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Conventional, FHA | 2 | 0.2% | 100% | $385,000 | |
Oceanside Mortgage Company
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FHA | 2 | 0.2% | 100% | $285,000 | |
Nextmortgage, LLC
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FHA, USDA | 2 | 0.2% | 100% | $155,000 | |
Planet Home Lending, LLC
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FHA | 2 | 0.2% | 100% | $350,000 | |
Lendsure Mortgage Corp.
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Conventional | 2 | 0.2% | 100% | $360,000 | |
Wolfe Financial Inc
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Conventional | 2 | 0.2% | 100% | $415,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 2 | 0.2% | 100% | $180,000 | |
Citadel Servicing Corporation
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Conventional, Jumbo | 2 | 0.2% | 100% | $605,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $285,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.1% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.1% | 100% | $155,000 | View |
Guidance Residential, LLC
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Conventional | 1 | 0.1% | 100% | $205,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.1% | 100% | $455,000 | |
Tower Federal Credit Union
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Conventional | 1 | 0.1% | 50% | $175,000 | |
Resicentral LLC
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Conventional | 1 | 0.1% | 100% | $285,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $355,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.1% | 100% | $265,000 | |
Energy One Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $405,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.1% | 100% | $265,000 | |
Obsidian Financial Services
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Conventional | 1 | 0.1% | 100% | $325,000 | |
Ahl Funding
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Conventional | 1 | 0.1% | 100% | $275,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.1% | 100% | $495,000 | View |
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A+5.0 ★Texas Ratio: 3.64% |
FHA | 1 | 0.1% | 100% | $385,000 | View |
Cardinal Financial Company, Li
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FHA | 1 | 0.1% | 100% | $365,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.1% | 100% | $805,000 | View |
Provident Funding Associates
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Conventional | 1 | 0.1% | 100% | $185,000 | |
Nations Lending Corporation
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Conventional, Jumbo | 1 | 0.1% | 100% | $1,255,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 0.1% | 100% | $255,000 | |
Uif Corporation
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Conventional | 1 | 0.1% | 100% | $245,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $545,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $235,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
ClearEdge Lending LLC
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Conventional | 1 | 0.1% | 100% | $315,000 | |
Nmsi, Inc.
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Conventional | 1 | 0.1% | 100% | $195,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.1% | 100% | $685,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.1% | 100% | $355,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.1% | 50% | $345,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.1% | 100% | $225,000 | View |
Champions Funding, LLC
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Conventional | 1 | 0.1% | 100% | $365,000 | |
Village Capital & Investment
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VA | 1 | 0.1% | 100% | $295,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a |
Waller Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Waller, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Waller? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Waller in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Waller, TX
Use these to narrow the list above. Each category shows how many Waller, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Waller, TX
Independent mortgage companies closed 91.4 percent of home loans in Waller, Texas in 2025, banks 6.2 percent and credit unions 2.4 percent. Velocio Mortgage, L.L.C. was the largest mortgage company, Prosperity Bank the largest bank and First Community Credit Union the largest credit union. Among lenders headquartered in Texas, Prosperity Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Waller, TX
By home loans closed in 2025, Prosperity Bank was the largest mortgage lender in Waller, Texas with 1 loans, about 0.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Waller, Texas, Velocio Mortgage, L.L.C. approved the highest share of completed applications in 2025 at 92.6 percent, against a 81.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
68 lenders closed FHA loans in Waller, Texas in 2025, led by Lennar Mortgage, LLC with 128. 36 lenders closed VA loans, led by Mortgage Research Center, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 23 credit unions closed home loans in Waller, Texas in 2025, alongside 109 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Waller, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Waller, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Waller. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
