Mortgage Lenders and Brokers in Trenton, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Trenton, Texas mortgage lenders include Community National Bank & Trust of TexasCommunity National Bank & Trust of Texas106 Hamilton St, Trenton, TX 75490A+5.0 ★Texas Ratio: 2.19%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, American National Bank & TrustAmerican National Bank & Trust108 W Main, Archer City, TX 76351A5.0 ★Texas Ratio: 7.83%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, First BankFirst Bank900 Bailey Ranch Rd, Aledo, TX 76008A5.0 ★Texas Ratio: 6.67%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, Texas BankTexas Bank2014 W White St, Anna, TX 75409A+5.0 ★Texas Ratio: 3.34%, NexbankNexbank2515 Mckinney Ave, Dallas, TX 75201A-5.0 ★Texas Ratio: 14.93%, and Texas Trust Credit UnionTexas Trust Credit Union2501 E Pioneer Pkwy, Arlington, TX 76010 8365A5.0 ★Texas Ratio: 6.31%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Trenton, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Trenton are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Trenton, Texas
Market share is the lender's share of all home loans closed in Trenton, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Trenton 106 Hamilton St, Trenton, TX 75490 A+5.0 ★Texas Ratio: 2.19% |
Conventional | 2 | 1.4% | 100% | $195,000 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional, VA, HELOC | 9 +1 HELOCs |
6.5% | 81.8% | $372,777 | View |
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108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83% |
Conventional, FHA, VA | 5 | 3.6% | 100% | $553,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 2.2% | 100% | $148,333 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional | 3 | 2.2% | 100% | $265,000 | |
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900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67% |
Conventional, VA | 3 | 2.2% | 100% | $351,666 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 1 | 0.7% | 100% | $35,000 | View |
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2014 W White St, Anna, TX 75409 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.7% | 100% | $85,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.7% | 100% | $205,000 | View |
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2501 E Pioneer Pkwy, Arlington, TX 76010 8365 A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.7% | 100% | $65,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Sfmc, LP
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FHA, VA | 3 | 2.2% | 100% | $375,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional, VA | 3 | 2.2% | 100% | $531,666 | |
Nationstar Mortgage
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Conventional | 2 | 1.4% | 100% | $310,000 | |
Primelending
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Conventional | 1 | 0.7% | 100% | $225,000 | |
Republic State Mortgage Company
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FHA | 1 | 0.7% | 100% | $315,000 | |
Network Funding, L.P.
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FHA | 1 | 0.7% | 50% | $455,000 | |
Jacqueline Montanez
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Conventional | 1 | 0.7% | 100% | $85,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 17 | 12.3% | 100% | $395,588 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, VA | 11 | 8% | 78.6% | $321,363 | View |
Kind Lending, LLC
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Conventional, FHA | 6 | 4.3% | 100% | $328,333 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 6 | 4.3% | 100% | $276,666 | View |
Mortgage Research Center
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VA | 5 | 3.6% | 83.3% | $363,000 | |
New American Funding, LLC.
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Conventional, FHA | 5 | 3.6% | 100% | $243,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 3 | 2.2% | 100% | $525,000 | |
Fairway Independent Mort Corp
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Conventional | 3 | 2.2% | 100% | $471,666 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 2 | 1.4% | 100% | $235,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 2 | 1.4% | 66.7% | $470,000 | |
American Financial Network, Inc.
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FHA | 2 | 1.4% | 100% | $510,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 1.4% | 100% | $415,000 | |
Beeline Loans, Inc.
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Conventional | 2 | 1.4% | 100% | $585,000 | |
Southwest Stage Funding LLC
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Conventional | 2 | 1.4% | 100% | $135,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 1.4% | 100% | $230,000 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $455,000 | |
loanDepot.com LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.7% | 33.3% | $135,000 | |
American Portfolio Mortgage Corporation
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VA | 1 | 0.7% | 50% | $555,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.7% | 100% | $235,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.7% | 100% | $195,000 | |
Newrez LLC
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VA | 1 | 0.7% | 100% | $295,000 | |
Dart Bank
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FHA | 1 | 0.7% | 100% | $385,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
FHA | 1 | 0.7% | 100% | $295,000 | View |
Pennymac Loan Services LLC
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FHA | 1 | 0.7% | 100% | $485,000 | |
Platinum Eagle Mortgage, LLC
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FHA | 1 | 0.7% | 100% | $275,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.7% | 100% | $275,000 | |
Mortgage Financial Services
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Conventional | 1 | 0.7% | 100% | $275,000 | |
Greenbox Loans
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Conventional | 1 | 0.7% | 100% | $285,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $355,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.7% | 100% | $195,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $225,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.7% | 100% | $435,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $475,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.7% | 100% | $265,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $465,000 | |
Lower, LLC
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FHA | 1 | 0.7% | 100% | $525,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.7% | 100% | $435,000 | View |
21St Mortgage
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Conventional | 1 | 0.7% | 50% | $165,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.7% | 100% | $455,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.7% | 100% | $505,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.7% | 50% | $185,000 | |
Village Capital & Investment
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VA | 1 | 0.7% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Trenton Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Trenton, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Trenton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Trenton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Trenton, TX
Use these to narrow the list above. Each category shows how many Trenton, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Trenton, TX
Independent mortgage companies closed 76.1 percent of home loans in Trenton, Texas in 2025, banks 20.3 percent and credit unions 3.6 percent. Everett Financial, Inc. was the largest mortgage company, Community National Bank & Trust of Texas the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Community National Bank & Trust of Texas led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Trenton, TX
By home loans closed in 2025, Community National Bank & Trust of Texas was the largest mortgage lender in Trenton, Texas with 2 loans, about 1.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Trenton, Texas in 2025, led by United Wholesale Mortgage with 4. 12 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 5 credit unions closed home loans in Trenton, Texas in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Trenton, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Trenton, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Trenton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
