Mortgage Lenders and Brokers in Sweetwater, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sweetwater, Texas mortgage lenders include Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb209 Cedar St, Sweetwater, TX 79556A+5.0 ★Texas Ratio: 3.21%, First Financial BankFirst Financial Bank201 Elm St, Sweetwater, TX 79556A+5.0 ★Texas Ratio: 3.74%, Abilene Teachers FCUAbilene Teachers FCU2801 N 6th St, Abilene, TX 79603A+5.0 ★Texas Ratio: 0.97%, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, Communities of Abilene FCUCommunities of Abilene FCU3661 N 6th St, Abilene, TX 79603A+5.0 ★Texas Ratio: 1.27%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, West Texas National BankWest Texas National Bank101 E Avenue E, Alpine, TX 79830A5.0 ★Texas Ratio: 10.35%, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, City BankCity Bank4601c Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 1.71%, and Central National BankCentral National Bank835 W 6th St, Austin, TX 78703A+5.0 ★Texas Ratio: 1.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sweetwater, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sweetwater are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sweetwater, Texas
Market share is the lender's share of all home loans closed in Sweetwater, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Sweetwater 209 Cedar St, Sweetwater, TX 79556 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 18 | 16.2% | 100% | $157,777 | View |
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1 office in Sweetwater 201 Elm St, Sweetwater, TX 79556 A+5.0 ★Texas Ratio: 3.74% |
Conventional, FHA, VA, HELOC | 17 +2 HELOCs |
15.3% | 60.7% | $110,294 | View |
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2801 N 6th St, Abilene, TX 79603 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 2 | 1.8% | 66.7% | $70,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.9% | 100% | $155,000 | View |
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3661 N 6th St, Abilene, TX 79603 A+5.0 ★Texas Ratio: 1.27% |
Conventional | 1 | 0.9% | 100% | $45,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 1 | 0.9% | 66.7% | $45,000 | View |
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101 E Avenue E, Alpine, TX 79830 A5.0 ★Texas Ratio: 10.35% |
Conventional | 1 | 0.9% | 100% | $85,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.9% | 100% | $265,000 | View |
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4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71% |
Conventional | 1 | 0.9% | 100% | $645,000 | View |
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835 W 6th St, Austin, TX 78703 A+5.0 ★Texas Ratio: 1.00% |
Conventional | 1 | 0.9% | 100% | $175,000 | View |
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114 W 7th Street Suite 100, Austin, TX 78701 A5.0 ★Texas Ratio: 6.02% |
VA | 1 | 0.9% | 100% | $245,000 | View |
SWBC Mortgage Corporation
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Conventional, FHA | 4 | 3.6% | 100% | $235,000 | |
Interlinc Mortgage Services, LLC
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Conventional | 1 | 0.9% | 100% | $75,000 | |
Primelending
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VA | 1 | 0.9% | 100% | $305,000 | |
Sfmc, LP
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Conventional | 1 | 0.9% | 100% | $175,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.9% | 100% | $225,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 14 | 12.6% | 82.4% | $228,571 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, VA | 8 | 7.2% | 72.7% | $217,500 | View |
Mortgage Research Center
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VA | 4 | 3.6% | 80% | $232,500 | |
21St Mortgage
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Conventional | 4 | 3.6% | 36.4% | $155,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 3 | 2.7% | 100% | $201,666 | |
CrossCountry Mortgage, LLC
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Conventional | 3 | 2.7% | 100% | $311,666 | |
Royal United Mortgage LLC
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Conventional | 2 | 1.8% | 66.7% | $105,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 2 | 1.8% | 66.7% | $275,000 | View |
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A+5.0 ★Texas Ratio: 2.58% |
FHA, USDA | 2 | 1.8% | 100% | $240,000 | View |
Cmg Mortgage Inc
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FHA, USDA | 2 | 1.8% | 100% | $50,000 | |
Goodleap, LLC
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Conventional | 1 | 0.9% | 66.7% | $125,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.9% | 100% | $175,000 | |
Newrez LLC
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FHA | 1 | 0.9% | 50% | $265,000 | |
Brighton Bank
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VA | 1 | 0.9% | 100% | $195,000 | |
Kind Lending, LLC
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FHA | 1 | 0.9% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.9% | 44.4% | $105,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.9% | 100% | $195,000 | View |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.9% | 100% | $115,000 | View |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.9% | 100% | $85,000 | View |
Nqm Funding, LLC
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Conventional | 1 | 0.9% | 100% | $155,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.9% | 100% | $155,000 | |
Fairway Independent Mort Corp
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VA | 1 | 0.9% | 100% | $295,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.9% | 100% | $125,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.9% | 100% | $245,000 |
Sweetwater Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sweetwater, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Sweetwater? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sweetwater in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sweetwater, TX
Use these to narrow the list above. Each category shows how many Sweetwater, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Sweetwater, TX
Independent mortgage companies closed 54.1 percent of home loans in Sweetwater, Texas in 2025, banks 42.3 percent and credit unions 3.6 percent. SWBC Mortgage Corporation was the largest mortgage company, Cornerstone Capital Bank, Ssb the largest bank and Abilene Teachers FCU the largest credit union. Among lenders headquartered in Texas, Cornerstone Capital Bank, Ssb led with 18 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sweetwater, TX
By home loans closed in 2025, Cornerstone Capital Bank, Ssb was the largest mortgage lender in Sweetwater, Texas with 18 loans, about 16.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Sweetwater, Texas in 2025, led by First Financial Bank with 4. 8 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 3 credit unions closed home loans in Sweetwater, Texas in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sweetwater, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sweetwater, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sweetwater. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
