Mortgage Lenders and Brokers in Silsbee, Texas
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Silsbee, Texas mortgage lenders include PNC Bank N.A.PNC Bank N.A.100 E Avenue G, Silsbee, TX 77656A+5.0 ★Texas Ratio: 4.24%, Neches Federal Credit UnionNeches Federal Credit Union1955 Dowlen Rd, Beaumont, TX 77706 3330A+5.0 ★Texas Ratio: 0.97%, Dugood Federal Credit UnionDugood Federal Credit Union7505 Eastex Fwy Ste B, Beaumont, TX 77708A+5.0 ★Texas Ratio: 0.43%, Bridge City State BankBridge City State Bank701 W Round Bunch Rd, Bridge City, TX 77611A+5.0 ★Texas Ratio: 0.51%, Rave Financial Credit UnionRave Financial Credit Union975 Highway 96 S, Silsbee, TX 77656 5811A+5.0 ★Texas Ratio: 3.39%, Harris County FCUHarris County FCU1400 Franklin St, Houston, TX 77002 2147A+5.0 ★Texas Ratio: 3.40%, Gulf Credit UnionGulf Credit Union2360 Dowlen Rd, Beaumont, TX 77706A+5.0 ★Texas Ratio: 2.58%, Fivepoint Credit UnionFivepoint Credit Union4005 Dowlen Rd, Beaumont, TX 77706 6850, Education First Federal Credit UnionEducation First Federal Credit Union333 Highway 96 S, Silsbee, TX 77656 4807A+5.0 ★Texas Ratio: 3.82%, and ShelbyShelby1110 Hurst St, Center, TX 75935A5.0 ★Texas Ratio: 8.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Silsbee, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Silsbee are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Silsbee, Texas
Market share is the lender's share of all home loans closed in Silsbee, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
★ 1.7 stars, 3 reviews 1 office in Silsbee 100 E Avenue G, Silsbee, TX 77656 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1955 Dowlen Rd, Beaumont, TX 77706 3330 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 6 | 5.9% | 100% | $83,333 | View |
|
7505 Eastex Fwy Ste B, Beaumont, TX 77708 A+5.0 ★Texas Ratio: 0.43% |
Conventional | 4 | 4% | 100% | $62,500 | |
|
701 W Round Bunch Rd, Bridge City, TX 77611 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 3% | 100% | $195,000 | View |
|
975 Highway 96 S, Silsbee, TX 77656 5811 A+5.0 ★Texas Ratio: 3.39% |
Conventional | 2 | 2% | 42.9% | $175,000 | View |
|
1400 Franklin St, Houston, TX 77002 2147 A+5.0 ★Texas Ratio: 3.40% |
Conventional | 1 | 1% | 100% | $45,000 | View |
|
2360 Dowlen Rd, Beaumont, TX 77706 A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 1% | 100% | $165,000 | View |
Fivepoint Credit Union
4005 Dowlen Rd, Beaumont, TX 77706 6850 |
Conventional | 1 | 1% | 75% | $365,000 | |
|
333 Highway 96 S, Silsbee, TX 77656 4807 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 1% | 100% | $35,000 | View |
|
1110 Hurst St, Center, TX 75935 A5.0 ★Texas Ratio: 8.54% |
Conventional | 1 | 1% | 100% | $465,000 | View |
|
3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
FHA | 1 | 1% | 100% | $185,000 | View |
|
2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional | 1 | 1% | 100% | $685,000 | View |
|
★ 4 stars, 3 reviews 7800 Shoal Creek Boulevard, Austin, TX 78757 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Click n' Close, Inc.
|
FHA | 1 | 1% | 50% | $95,000 | |
Stellar Bank
|
Conventional | 1 | 1% | 100% | $195,000 | |
|
B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 11 | 10.9% | 84.6% | $138,636 | View |
|
A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 8 | 7.9% | 100% | $190,000 | View |
21St Mortgage
|
Conventional | 7 | 6.9% | 46.7% | $109,285 | |
United Wholesale Mortgage
|
Conventional, FHA | 5 | 5% | 100% | $201,000 | |
New American Funding, LLC.
|
Conventional, FHA | 5 | 5% | 100% | $123,000 | |
Canopy Mortgage, LLC
|
Conventional, FHA | 4 | 4% | 100% | $207,500 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, USDA | 4 | 4% | 100% | $190,000 | |
loanDepot.com LLC
|
Conventional | 4 | 4% | 80% | $130,000 | |
Acrisure Mortgage, LLC
|
Conventional, FHA | 3 | 3% | 100% | $211,666 | |
Union Home Mortgage Corp.
|
Conventional, FHA | 3 | 3% | 100% | $158,333 | |
Freedom Mortgage Corporation
|
FHA | 2 | 2% | 100% | $235,000 | |
Newrez LLC
|
FHA | 2 | 2% | 100% | $195,000 | |
Kind Lending, LLC
|
VA, USDA | 2 | 2% | 100% | $265,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 2 | 2% | 100% | $260,000 | View |
|
A+5.0 ★Texas Ratio: 5.06% |
Conventional | 2 | 2% | 40% | $120,000 | View |
Pennymac Loan Services LLC
|
Conventional | 2 | 2% | 100% | $90,000 | |
Mortgage Research Center
|
VA | 2 | 2% | 100% | $220,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 1% | 100% | $205,000 | |
Equity Prime Mortgage LLC
|
USDA | 1 | 1% | 100% | $245,000 | |
Hamilton Mortgage Corporation
|
FHA | 1 | 1% | 100% | $305,000 | |
Movement Mortgage, LLC
|
FHA | 1 | 1% | 100% | $135,000 | |
Homestead Funding Corp.
|
FHA | 1 | 1% | 100% | $245,000 | |
Sun West Mortgage Company, Inc
|
VA | 1 | 1% | 100% | $375,000 | |
Planet Home Lending, LLC
|
FHA | 1 | 1% | 100% | $145,000 | |
Southwest Stage Funding LLC
|
Conventional | 1 | 1% | 100% | $95,000 | |
Fairway Independent Mort Corp
|
Conventional | 1 | 1% | 100% | $85,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Silsbee Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Silsbee, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Silsbee? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Silsbee in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Silsbee, TX
Use these to narrow the list above. Each category shows how many Silsbee, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Silsbee, TX
Independent mortgage companies closed 75.2 percent of home loans in Silsbee, Texas in 2025, banks 8.9 percent and credit unions 15.8 percent. Click n' Close, Inc. was the largest mortgage company, PNC Bank N.A. the largest bank and Neches Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Neches Federal Credit Union led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Silsbee, TX
By home loans closed in 2025, PNC Bank N.A. was the largest mortgage lender in Silsbee, Texas with 0 loans, about 0 percent of the market. The largest lender headquartered in Texas was Neches Federal Credit Union with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Silsbee, Texas in 2025, led by Guild Mortgage Company with 4. 3 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 8 credit unions closed home loans in Silsbee, Texas in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Silsbee, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Silsbee, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Silsbee. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
