Mortgage Lenders and Brokers in Shenandoah, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Shenandoah, Texas mortgage lenders include Truist BankTruist Bank18410 I 45 South, Shenandoah, TX 77384A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, Prosperity BankProsperity Bank1502 Barrow St, Abilene, TX 79605A+5.0 ★Texas Ratio: 1.58%, First Service Credit UnionFirst Service Credit Union3923 5th St, Brookshire, TX 77423A+5.0 ★Texas Ratio: 4.24%, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, Vantage Bank TexasVantage Bank Texas1785 Ruben M Torres Blvd, Brownsville, TX 78521A5.0 ★Texas Ratio: 8.20%, PNC Bank N.A.PNC Bank N.A.1049 N 3rd St Ste 100, Abilene, TX 79601A+5.0 ★Texas Ratio: 4.24%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, and Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Shenandoah, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Shenandoah are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Shenandoah, Texas
Market share is the lender's share of all home loans closed in Shenandoah, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Shenandoah 18410 I 45 South, Shenandoah, TX 77384 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 6 | 3% | 85.7% | $406,666 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 3 +3 HELOCs |
1.5% | 100% | $921,666 | View |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 3 | 1.5% | 100% | $625,000 | View |
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3923 5th St, Brookshire, TX 77423 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 3 | 1.5% | 100% | $111,666 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 2 | 1% | 100% | $420,000 | View |
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1785 Ruben M Torres Blvd, Brownsville, TX 78521 A5.0 ★Texas Ratio: 8.20% |
Conventional | 2 | 1% | 100% | $260,000 | View |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 50% | $185,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 50% | $125,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
FHA | 1 | 0.5% | 100% | $205,000 | |
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123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
VA | 1 | 0.5% | 100% | $495,000 | View |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.5% | 66.7% | $195,000 | View |
Fivepoint Credit Union
4005 Dowlen Rd, Beaumont, TX 77706 6850 |
Conventional | 1 | 0.5% | 100% | $165,000 | |
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925 S Commercial St, Aransas Pass, TX 78336 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,065,000 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
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1299 E Highway 6, Alvin, TX 77511 A5.0 ★Texas Ratio: 7.70% |
Conventional | 1 | 0.5% | 100% | $385,000 | View |
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205 E Walnut ST, Celina, TX 75009 A5.0 ★Texas Ratio: 9.96% |
Conventional | 1 | 0.5% | 100% | $225,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 100% | $365,000 | View |
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2527 Royal Ln, Dallas, TX 75229 A+5.0 ★Texas Ratio: 2.84% |
Conventional | 1 | 0.5% | 100% | $345,000 | View |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional | 1 | 0.5% | 100% | $315,000 | View |
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4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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877 E Highway 6, Alvin, TX 77511 A+5.0 ★Texas Ratio: 5.77% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1920 Mckinney Ave, Dallas, TX 75201 A+5.0 ★Texas Ratio: 4.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.92% |
Conventional, FHA | 5 | 2.5% | 100% | $451,000 | View |
Primelending
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Conventional | 3 | 1.5% | 100% | $451,666 | |
Click n' Close, Inc.
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Conventional, FHA | 3 | 1.5% | 100% | $245,000 | |
Clm Mortgage, Inc
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Conventional, FHA | 2 | 1% | 100% | $385,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 2 | 1% | 100% | $375,000 | |
Encompass Lending Group, L.P.
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Conventional, FHA | 2 | 1% | 100% | $450,000 | |
Nationstar Mortgage
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Conventional | 2 | 1% | 100% | $420,000 | |
American Airlines Federal Cred
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Conventional | 1 | 0.5% | 100% | $405,000 | |
FocusOne Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $805,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $775,000 | |
Houston TX Fire Fighters FCU
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Conventional | 1 | 0.5% | 100% | $75,000 | |
Willow Bend Mortgage Company, LLC
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Conventional | 1 | 0.5% | 100% | $445,000 | |
Network Funding, L.P.
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Conventional | 1 | 0.5% | 100% | $325,000 | |
Commercial Bank of Texas, NA
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Conventional | 1 | 0.5% | 100% | $605,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $505,000 | View |
Hometrust Mortgage Company
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Conventional | 1 | 0.5% | 100% | $485,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, VA | 24 | 12% | 86.7% | $341,666 | View |
United Wholesale Mortgage
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Conventional, VA | 16 | 8% | 89.5% | $389,375 | |
Guaranteed Rate Affinity, LLC
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Conventional | 8 | 4% | 100% | $430,000 | |
Cadence Bank
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Conventional, Jumbo, HELOC | 6 +1 HELOCs |
3% | 85.7% | $595,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, HELOC | 6 +1 HELOCs |
3% | 100% | $385,000 | |
loanDepot.com LLC
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Conventional, VA | 6 | 3% | 85.7% | $266,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 6 | 3% | 75% | $366,666 | |
Fairway Independent Mort Corp
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Conventional, FHA, Jumbo | 5 | 2.5% | 100% | $463,000 | |
Newrez LLC
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Conventional, FHA | 4 | 2% | 100% | $282,500 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 3 | 1.5% | 100% | $361,666 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 3 | 1.5% | 100% | $361,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 3 | 1.5% | 57.1% | $381,666 | |
Movement Mortgage, LLC
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Conventional | 2 | 1% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
FHA, VA | 2 | 1% | 75% | $360,000 | View |
Nations Lending Corporation
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Conventional | 2 | 1% | 100% | $415,000 | |
Digital Federal Credit Union
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Conventional | 2 | 1% | 66.7% | $140,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 2 | 1% | 100% | $200,000 | View |
Spring Eq, LLC
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Conventional | 2 | 1% | 100% | $60,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $465,000 | |
Originpoint, LLC
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Conventional | 1 | 0.5% | 100% | $455,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.5% | 100% | $335,000 | View |
American Financial Resources LLC
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VA | 1 | 0.5% | 100% | $585,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 0.5% | 100% | $325,000 | |
Contour Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $335,000 | |
Sage Home Loans Corporation
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VA | 1 | 0.5% | 100% | $305,000 | |
Acrisure Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $745,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $375,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.5% | 100% | $325,000 | View |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.5% | 66.7% | $145,000 | View |
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A5.0 ★Texas Ratio: 13.85% |
Conventional | 1 | 0.5% | 100% | $535,000 | View |
Synergy One Lending, Inc.
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Conventional | 1 | 0.5% | 100% | $705,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.5% | 100% | $275,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.5% | 100% | $455,000 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0.5% | 100% | $565,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.5% | 100% | $325,000 | View |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.5% | 100% | $305,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $375,000 | |
Bay Equity LLC
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FHA | 1 | 0.5% | 100% | $315,000 | |
Nfm, Inc
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FHA | 1 | 0.5% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.5% | 100% | $745,000 | View |
Vellum Mortgage, Inc.
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FHA | 1 | 0.5% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.5% | 100% | $355,000 | View |
Mortgage Research Center
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VA | 1 | 0.5% | 100% | $425,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.5% | 100% | $455,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.5% | 33.3% | $175,000 | |
The Loan Store, Inc
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,425,000 | |
Lower, LLC
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Conventional | 1 | 0.5% | 100% | $155,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.5% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 0.70% |
Conventional, Jumbo | 1 | 0.5% | 100% | $835,000 | View |
RBC Bank (Georgia), N.A.
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Conventional | 1 | 0.5% | 100% | $335,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.5% | 100% | $675,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.5% | 100% | $425,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.5% | 33.3% | $135,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $255,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.5% | 100% | $755,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% |
Shenandoah Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Shenandoah, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Shenandoah? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Shenandoah in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Shenandoah, TX
Use these to narrow the list above. Each category shows how many Shenandoah, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Shenandoah, TX
Independent mortgage companies closed 69.5 percent of home loans in Shenandoah, Texas in 2025, banks 22.5 percent and credit unions 8 percent. Everett Financial, Inc. was the largest mortgage company, Truist Bank the largest bank and First Service Credit Union the largest credit union. Among lenders headquartered in Texas, Prosperity Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Shenandoah, TX
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Shenandoah, Texas with 0 loans, about 0 percent of the market. The largest lender headquartered in Texas was Prosperity Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Shenandoah, Texas in 2025, led by AmeriHome Mortgage Company, LLC with 2. 11 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 10 credit unions closed home loans in Shenandoah, Texas in 2025, alongside 57 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Shenandoah, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Shenandoah, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Shenandoah. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
