Mortgage Lenders and Brokers in Shady Shores, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Shady Shores, Texas mortgage lenders include First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, Texas Regional BankTexas Regional Bank1001 Congress Ave, Austin, TX 78701A5.0 ★Texas Ratio: 7.25%, NexbankNexbank2515 Mckinney Ave, Dallas, TX 75201A-5.0 ★Texas Ratio: 14.93%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, First Horizon BankFirst Horizon Bank8201 Preston Rd, Dallas, TX 75225A+5.0 ★Texas Ratio: 5.76%, b1BANKb1BANK14951 Dallas Pkwy, Dallas, TX 75254A5.0 ★Texas Ratio: 9.53%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, and First State BankFirst State Bank433 S Preston Rd, Celina, TX 75009A5.0 ★Texas Ratio: 7.77%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Shady Shores, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Shady Shores are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Shady Shores, Texas
Market share is the lender's share of all home loans closed in Shady Shores, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional | 6 | 4.7% | 85.7% | $465,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.6% | 100% | $330,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.6% | 66.7% | $315,000 | View |
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1001 Congress Ave, Austin, TX 78701 A5.0 ★Texas Ratio: 7.25% |
Conventional | 2 | 1.6% | 100% | $495,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 1.6% | 100% | $420,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 2 | 1.6% | 66.7% | $145,000 | View |
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★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.8% | 100% | $455,000 | View |
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14951 Dallas Pkwy, Dallas, TX 75254 A5.0 ★Texas Ratio: 9.53% |
Conventional | 1 | 0.8% | 100% | $645,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional | 1 | 0.8% | 100% | $425,000 | |
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433 S Preston Rd, Celina, TX 75009 A5.0 ★Texas Ratio: 7.77% |
Conventional | 1 | 0.8% | 100% | $255,000 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.8% | 100% | $695,000 | View |
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2309 Montgomery St, Fort Worth, TX 76107 4520 A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.8% | 100% | $455,000 | View |
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449 S Trade Days Blvd, Canton, TX 75103 A+5.0 ★Texas Ratio: 3.78% |
Conventional | 1 | 0.8% | 100% | $245,000 | View |
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1617 Pleasonton Rd Ste G 109, El Paso, TX 79906 A+5.0 ★Texas Ratio: 4.81% |
USDA | 1 | 0.8% | 100% | $355,000 | View |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional, Jumbo | 1 | 0.8% | 100% | $875,000 | View |
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1312 Washington St, Commerce, TX 75428 A+5.0 ★Texas Ratio: 1.84% |
VA | 1 | 0.8% | 100% | $545,000 | View |
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,215,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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8131 Gateway Dr, Argyle, TX 76226 A+5.0 ★Texas Ratio: 0.64% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Fort Worth Community Credit Union
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Nationstar Mortgage
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Conventional | 2 | 1.6% | 100% | $365,000 | |
Gardner Financial Services
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Conventional | 1 | 0.8% | 100% | $575,000 | |
Certified Funding, L.P.
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Conventional | 1 | 0.8% | 100% | $155,000 | |
Right Start Mortgage, Inc
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FHA | 1 | 0.8% | 100% | $525,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.8% | 100% | $675,000 | |
Southwest Funding LP
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Conventional | 1 | 0.8% | 100% | $455,000 | |
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 12 | 9.4% | 81.2% | $437,500 | View |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 12 | 9.4% | 92.3% | $465,833 | |
United Wholesale Mortgage
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Conventional, VA | 11 | 8.7% | 91.7% | $382,272 | |
Planet Home Lending, LLC
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Conventional, FHA, VA | 5 | 3.9% | 100% | $423,000 | |
CrossCountry Mortgage, LLC
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Conventional | 4 | 3.1% | 100% | $475,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 3.1% | 100% | $282,500 | |
Fairway Independent Mort Corp
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Conventional, VA | 4 | 3.1% | 80% | $427,500 | |
American Portfolio Mortgage Corporation
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Conventional, FHA | 2 | 1.6% | 100% | $545,000 | |
Freedom Mortgage Corporation
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FHA | 2 | 1.6% | 100% | $420,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 2 | 1.6% | 100% | $315,000 | View |
Mortgage Financial Services
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Conventional, FHA | 2 | 1.6% | 100% | $240,000 | |
Provident Funding Associates
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Conventional | 2 | 1.6% | 100% | $660,000 | |
Better Mortgage Corporation
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Conventional | 2 | 1.6% | 100% | $575,000 | |
Plaza Home Mortgage, Inc
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Conventional, VA | 2 | 1.6% | 66.7% | $760,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $345,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.8% | 100% | $405,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $615,000 | |
American Financial Resources LLC
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FHA | 1 | 0.8% | 100% | $435,000 | |
Fundloans Capital
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Conventional | 1 | 0.8% | 100% | $555,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.8% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.8% | 100% | $35,000 | View |
Loanunited.Com, LLC
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Conventional | 1 | 0.8% | 100% | $485,000 | |
National Police Federal Credit Union
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Conventional | 1 | 0.8% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.8% | 100% | $285,000 | View |
Constant Investments, Inc
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Conventional | 1 | 0.8% | 100% | $475,000 | |
HomeXpress Mortgage Corp.
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VA | 1 | 0.8% | 100% | $745,000 | |
Discover Bank
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Conventional | 1 | 0.8% | 50% | $225,000 | |
American Financing Corporation
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Conventional | 1 | 0.8% | 100% | $305,000 | |
Securitynational Mortgage Company
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VA | 1 | 0.8% | 100% | $675,000 | |
Nfm, Inc
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FHA | 1 | 0.8% | 100% | $575,000 | |
T2 Financial LLC
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Conventional | 1 | 0.8% | 100% | $365,000 | |
Communityamerica Federal Credit Union
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Conventional | 1 | 0.8% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.8% | 100% | $325,000 | View |
Mortgage Research Center
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VA | 1 | 0.8% | 100% | $765,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.8% | 100% | $345,000 | |
Prosperity Home Mortgage, LLC
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Conventional, Jumbo | 1 | 0.8% | 100% | $1,305,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.8% | 100% | $805,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.8% | 100% | $505,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.8% | 100% | $865,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.8% | 100% | $565,000 | View |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 3.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Shady Shores Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Shady Shores, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Shady Shores? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Shady Shores in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Shady Shores, TX
Use these to narrow the list above. Each category shows how many Shady Shores, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Shady Shores, TX
Independent mortgage companies closed 73.2 percent of home loans in Shady Shores, Texas in 2025, banks 24.4 percent and credit unions 2.4 percent. Everett Financial, Inc. was the largest mortgage company, First United Bank and Trust Co the largest bank and Fort Worth City Credit Union the largest credit union. Among lenders headquartered in Texas, Texas Regional Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Shady Shores, TX
By home loans closed in 2025, First United Bank and Trust Co was the largest mortgage lender in Shady Shores, Texas with 6 loans, about 4.7 percent of the market. The largest lender headquartered in Texas was Texas Regional Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Shady Shores, Texas in 2025, led by Cmg Mortgage Inc with 3. 10 lenders closed VA loans, led by Cmg Mortgage Inc, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 6 credit unions closed home loans in Shady Shores, Texas in 2025, alongside 43 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Shady Shores, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Shady Shores, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Shady Shores. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
