Mortgage Lenders and Brokers in Savoy, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Savoy, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Usaa Federal Savings BankUsaa Federal Savings Bank10750 Mcdermott Fwy, San Antonio, TX 78288B-3.5 ★Texas Ratio: 6.80%, Southstate Bank, National AssociationSouthstate Bank, National Association3301 Fall Creek Hwy, Acton, TX 76049A+5.0 ★Texas Ratio: 2.27%, The First National Bank of Tom BeanThe First National Bank of Tom Bean2203 W Main St, Clarksville, TX 75426, American National Bank & TrustAmerican National Bank & Trust108 W Main, Archer City, TX 76351A5.0 ★Texas Ratio: 7.83%, First Liberty BankFirst Liberty Bank2600 Dallas Pkwy, Frisco, TX 75034A+5.0 ★Texas Ratio: 0.50%, Glacier BankGlacier Bank16475 Dallas Pkwy, Addison, TX 75001A+5.0 ★Texas Ratio: 1.87%, Credit Union of TexasCredit Union of Texas900 W Bethany Dr Ste 500, Allen, TX 75013 3834A+5.0 ★Texas Ratio: 3.34%, and First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Savoy, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Savoy are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Savoy, Texas
Market share is the lender's share of all home loans closed in Savoy, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 3.3% | 100% | $225,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
FHA | 1 | 1.6% | 100% | $215,000 | |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 1.6% | 100% | $175,000 | View |
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★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 1.6% | 100% | $605,000 | View |
The First National Bank of Tom Bean
2203 W Main St, Clarksville, TX 75426 |
Conventional | 1 | 1.6% | 100% | $635,000 | |
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108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83% |
FHA | 1 | 1.6% | 100% | $515,000 | View |
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2600 Dallas Pkwy, Frisco, TX 75034 A+5.0 ★Texas Ratio: 0.50% |
Conventional | 1 | 1.6% | 100% | $805,000 | View |
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16475 Dallas Pkwy, Addison, TX 75001 A+5.0 ★Texas Ratio: 1.87% |
Conventional | 1 | 1.6% | 100% | $215,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 2 | 3.3% | 100% | $315,000 | |
Sfmc, LP
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Conventional | 1 | 1.6% | 100% | $635,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, USDA | 9 | 14.8% | 100% | $235,000 | View |
Pennymac Loan Services LLC
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Conventional, VA | 5 | 8.2% | 100% | $295,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 4 | 6.6% | 66.7% | $437,500 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 4 | 6.6% | 71.4% | $302,500 | View |
American Portfolio Mortgage Corporation
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Conventional | 2 | 3.3% | 100% | $275,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 3.3% | 100% | $275,000 | |
American Financial Network, Inc.
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Conventional, FHA | 2 | 3.3% | 100% | $190,000 | |
Nfm, Inc
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Conventional, FHA | 2 | 3.3% | 100% | $110,000 | |
Fairway Independent Mort Corp
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FHA | 2 | 3.3% | 100% | $210,000 | |
Village Capital & Investment
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VA | 2 | 3.3% | 100% | $160,000 | |
Cadence Bank
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Conventional, Jumbo | 1 | 1.6% | 100% | $935,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.6% | 100% | $275,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 1.6% | 100% | $395,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 1.6% | 100% | $385,000 | View |
Newrez LLC
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VA | 1 | 1.6% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 1.6% | 75% | $85,000 | View |
Loanunited.Com, LLC
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VA | 1 | 1.6% | 100% | $225,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 1.6% | 100% | $225,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 1.6% | 100% | $85,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 1.6% | 100% | $465,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 1.6% | 100% | $265,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 1.6% | 100% | $355,000 | |
Prosperity Home Mortgage, LLC
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VA | 1 | 1.6% | 100% | $215,000 | |
21St Mortgage
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Conventional | 1 | 1.6% | 33.3% | $275,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1.6% | 25% | $135,000 | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Savoy Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Savoy, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Savoy? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Savoy in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Savoy, TX
Use these to narrow the list above. Each category shows how many Savoy, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Savoy, TX
Independent mortgage companies closed 82 percent of home loans in Savoy, Texas in 2025, banks 18 percent and credit unions 0 percent. Everett Financial, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Credit Union of Texas the largest credit union. Among lenders headquartered in Texas, Everett Financial, Inc. led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Savoy, TX
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Savoy, Texas with 2 loans, about 3.3 percent of the market. The largest lender headquartered in Texas was Everett Financial, Inc. with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Savoy, Texas in 2025, led by Fairway Independent Mort Corp with 2. 8 lenders closed VA loans, led by Pennymac Loan Services LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 1 credit unions closed home loans in Savoy, Texas in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Savoy, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Savoy, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Savoy. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
