Mortgage Lenders and Brokers in Sanger, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sanger, Texas mortgage lenders include First United Bank and Trust CoFirst United Bank and Trust Co1403 W Chapman Dr, Sanger, TX 76266A5.0 ★Texas Ratio: 10.43%, Prosperity BankProsperity Bank1100 N Stemmons St, Sanger, TX 76266A+5.0 ★Texas Ratio: 1.58%, DatcuDatcu618 N 10th St, SANGER, TX 76266A+5.0 ★Texas Ratio: 0.64%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, American National Bank & TrustAmerican National Bank & Trust108 W Main, Archer City, TX 76351A5.0 ★Texas Ratio: 7.83%, Texas Regional BankTexas Regional Bank1001 Congress Ave, Austin, TX 78701A5.0 ★Texas Ratio: 7.25%, First State BankFirst State Bank433 S Preston Rd, Celina, TX 75009A5.0 ★Texas Ratio: 7.77%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, and Usaa Federal Savings BankUsaa Federal Savings Bank10750 Mcdermott Fwy, San Antonio, TX 78288B-3.5 ★Texas Ratio: 6.80%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sanger, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sanger are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sanger, Texas
Market share is the lender's share of all home loans closed in Sanger, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Sanger 1403 W Chapman Dr, Sanger, TX 76266 A5.0 ★Texas Ratio: 10.43% |
Conventional, FHA, VA, HELOC | 15 +1 HELOCs |
4.1% | 100% | $325,666 | View |
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★ 1 stars, 1 review 1 office in Sanger 1100 N Stemmons St, Sanger, TX 76266 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.3% | 50% | $765,000 | View |
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618 N 10th St, SANGER, TX 76266 A+5.0 ★Texas Ratio: 0.64% |
Conventional, HELOC | 14 +4 HELOCs |
3.8% | 73.7% | $104,285 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional, FHA | 8 | 2.2% | 100% | $352,500 | |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 6 +1 HELOCs |
1.6% | 70% | $125,000 | View |
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108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83% |
Conventional, FHA, VA | 6 | 1.6% | 100% | $431,666 | View |
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1001 Congress Ave, Austin, TX 78701 A5.0 ★Texas Ratio: 7.25% |
Conventional, FHA, Jumbo | 5 | 1.4% | 100% | $555,000 | View |
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433 S Preston Rd, Celina, TX 75009 A5.0 ★Texas Ratio: 7.77% |
Conventional, FHA | 3 | 0.8% | 100% | $275,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 2 | 0.5% | 100% | $285,000 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.5% | 100% | $485,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 2 | 0.5% | 100% | $195,000 | View |
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1312 Washington St, Commerce, TX 75428 A+5.0 ★Texas Ratio: 1.84% |
Conventional | 2 | 0.5% | 66.7% | $555,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $225,000 | View |
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11920 Alterra Pkwy, Austin, TX 78758 A+5.0 ★Texas Ratio: 5.21% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67% |
FHA | 1 | 0.3% | 100% | $295,000 | View |
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123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
VA | 1 | 0.3% | 100% | $555,000 | View |
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501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.3% | 100% | $655,000 | View |
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1440 S MAIN ST, BOERNE, TX 78006 A5.0 ★Texas Ratio: 9.26% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
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2831 W Park Row Dr, Arlington, TX 76013 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 1 | 0.3% | 100% | $675,000 | View |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
VA | 1 | 0.3% | 100% | $415,000 | View |
Jacksboro National Bank
213 W Wise St, Bowie, TX 76230 |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,245,000 | |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 50% | $265,000 | View |
Fort Worth Community Credit Union
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520 |
Conventional | 1 | 0.3% | 100% | $35,000 | |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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4201 Buffalo Gap Road, Abilene, TX 79606 C3.8 ★Texas Ratio: 28.95% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
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623 W 38th St, Austin, TX 78705 A5.0 ★Texas Ratio: 10.77% |
FHA | 1 | 0.3% | 100% | $575,000 | View |
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302 Highway 377 N, Argyle, TX 76226 A5.0 ★Texas Ratio: 12.67% |
Conventional | 1 | 0.3% | 50% | $115,000 | View |
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.3% | 100% | $45,000 | View |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
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17855 Dallas Pkwy, Dallas, TX 75287 A5.0 ★Texas Ratio: 9.02% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
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384 E Stacy Rd, Allen, TX 75002 A5.0 ★Texas Ratio: 6.66% |
FHA | 1 | 0.3% | 100% | $255,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Highlands Residential Mortgage, Ltd.
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Conventional, VA | 5 | 1.4% | 100% | $391,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 4 | 1.1% | 100% | $372,500 | |
Primelending
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VA | 3 | 0.8% | 80% | $308,333 | |
Nationstar Mortgage
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Conventional | 3 | 0.8% | 75% | $325,000 | |
Gsb Mortgage, Inc.
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Conventional | 3 | 0.8% | 100% | $211,666 | |
Sfmc, LP
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FHA, VA | 2 | 0.5% | 100% | $410,000 | |
Republic State Mortgage Company
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Conventional, FHA | 2 | 0.5% | 100% | $535,000 | |
Network Funding, L.P.
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Conventional | 2 | 0.5% | 60% | $415,000 | |
Right Start Mortgage, Inc
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Conventional, FHA | 2 | 0.5% | 100% | $335,000 | |
Southwest Funding LP
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Conventional | 2 | 0.5% | 100% | $185,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $495,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.3% | 100% | $335,000 | |
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A-5.0 ★Texas Ratio: 14.15% |
FHA | 1 | 0.3% | 100% | $295,000 | View |
Encompass Lending Group, L.P.
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FHA | 1 | 0.3% | 100% | $285,000 | |
The First National Bank of Gra
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Conventional | 1 | 0.3% | 100% | $185,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 43 | 11.7% | 88.2% | $330,813 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 21 | 5.7% | 63.6% | $299,761 | View |
Planet Home Lending, LLC
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Conventional, FHA, VA | 18 | 4.9% | 100% | $285,555 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 17 | 4.6% | 100% | $261,470 | View |
21St Mortgage
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Conventional | 15 | 4.1% | 51.7% | $79,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 10 | 2.7% | 100% | $363,000 | |
Mortgage Research Center
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VA | 9 | 2.4% | 75% | $378,333 | |
Lower, LLC
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Conventional, FHA, VA | 9 | 2.4% | 90% | $392,777 | |
Freedom Mortgage Corporation
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FHA, VA | 7 | 1.9% | 90.9% | $402,142 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 6 | 1.6% | 69.2% | $398,333 | |
Movement Mortgage, LLC
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Conventional | 6 | 1.6% | 100% | $273,333 | |
Kwik Mortgage Corporation
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Conventional | 6 | 1.6% | 100% | $181,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 4 | 1.1% | 100% | $325,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 4 | 1.1% | 66.7% | $137,500 | |
Canopy Mortgage, LLC
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Conventional, FHA | 3 | 0.8% | 100% | $451,666 | |
Newrez LLC
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Conventional | 3 | 0.8% | 57.1% | $238,333 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA, VA | 3 | 0.8% | 100% | $251,666 | View |
Das Acquisition Company, LLC
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Conventional, FHA, VA | 3 | 0.8% | 100% | $468,333 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 3 | 0.8% | 100% | $241,666 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 3 | 0.8% | 100% | $225,000 | |
The Loan Store, Inc
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Conventional, FHA | 3 | 0.8% | 100% | $451,666 | |
American Portfolio Mortgage Corporation
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Conventional, VA | 2 | 0.5% | 100% | $305,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 0.5% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 2 | 0.5% | 44.4% | $70,000 | View |
Cmg Mortgage Inc
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Conventional, FHA | 2 | 0.5% | 100% | $400,000 | |
Discover Bank
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Conventional | 2 | 0.5% | 66.7% | $95,000 | |
ClearPath Lending
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VA | 2 | 0.5% | 100% | $140,000 | |
Nfm, Inc
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Conventional, FHA | 2 | 0.5% | 100% | $260,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 0.5% | 50% | $410,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.5% | 100% | $245,000 | |
New American Funding, LLC.
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Conventional | 2 | 0.5% | 100% | $195,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional, USDA | 2 | 0.5% | 100% | $275,000 | View |
Mason-McDuffie Mortgage Corporation
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Conventional | 2 | 0.5% | 100% | $440,000 | |
The Mortgage Link, Inc.
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FHA, VA | 2 | 0.5% | 100% | $390,000 | |
Village Capital & Investment
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VA | 2 | 0.5% | 75% | $500,000 | |
loanDepot.com LLC
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VA, HELOC | 1 +2 HELOCs |
0.3% | 50% | $225,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 25% | $75,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.3% | 33.3% | $275,000 | |
Primary Residential Mortgage, INC.
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VA | 1 | 0.3% | 100% | $305,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.3% | 100% | $275,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $215,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.3% | 20% | $95,000 | View |
Synergy One Lending, Inc.
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Conventional | 1 | 0.3% | 100% | $165,000 | |
Success Mortgage Partners, Inc
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VA | 1 | 0.3% | 100% | $525,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.3% | 100% | $345,000 | |
Mortgage Financial Services
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FHA | 1 | 0.3% | 100% | $305,000 | |
Royal Pacific Funding
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Conventional | 1 | 0.3% | 100% | $495,000 | |
Bay Equity LLC
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Strong Home Mortgage, LLC
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VA | 1 | 0.3% | 100% | $595,000 | |
Cardinal Financial Company, Li
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VA | 1 | 0.3% | 50% | $535,000 | |
Belem Servicing, LLC dba Patriot Home Mortgage
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Conventional | 1 | 0.3% | 100% | $415,000 | |
1st Financial, Inc.
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FHA | 1 | 0.3% | 100% | $325,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $485,000 | |
Tjc Mortgage Inc
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VA | 1 | 0.3% | 100% | $675,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 100% | $325,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
Florida Capital Bank, N.A
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Conventional | 1 | 0.3% | 100% | $285,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.3% | 100% | $295,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.3% | 100% | $405,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.3% | 100% | $75,000 | |
Champions Funding, LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $905,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Sanger Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sanger, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Sanger? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sanger in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sanger, TX
Use these to narrow the list above. Each category shows how many Sanger, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Sanger, TX
Independent mortgage companies closed 74.2 percent of home loans in Sanger, Texas in 2025, banks 20.4 percent and credit unions 5.4 percent. Everett Financial, Inc. was the largest mortgage company, First United Bank and Trust Co the largest bank and Datcu the largest credit union. Among lenders headquartered in Texas, Prosperity Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sanger, TX
By home loans closed in 2025, First United Bank and Trust Co was the largest mortgage lender in Sanger, Texas with 15 loans, about 4.1 percent of the market. The largest lender headquartered in Texas was Prosperity Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
38 lenders closed FHA loans in Sanger, Texas in 2025, led by United Wholesale Mortgage with 10. 33 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 9 credit unions closed home loans in Sanger, Texas in 2025, alongside 70 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sanger, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sanger, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sanger. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
