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Mortgage Lenders and Brokers in Rosenberg, Texas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Rosenberg, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA23910 Southwest Fwy, Rosenberg, TX 77471A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA2910 Avenue H, Rosenberg, TX 77471A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA24022 Commercial Dr, Rosenberg, TX 77471A+5.0 ★Texas Ratio: 4.14%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.25670 Southwest Fwy, Rosenberg, TX 77471A+5.0 ★Texas Ratio: 3.72%, Frost BankFrost Bank23519 Brazos Town Xing, Rosenberg, TX 77471A+5.0 ★Texas Ratio: 2.51%, Prosperity BankProsperity Bank7415 Reading Rd, Rosenberg, TX 77469A+5.0 ★Texas Ratio: 1.58%, Newfirst National BankNewfirst National Bank2214 Avenue H, Rosenberg, TX 77471A+5.0 ★Texas Ratio: 1.36%, Sunflower Bank, N.A.Sunflower Bank, N.A.24310 Southwest Fwy, Rosenberg, TX 77471A5.0 ★Texas Ratio: 10.77%, Regions BankRegions Bank23716 Southwest Fwy, Rosenberg, TX 77471A+5.0 ★Texas Ratio: 4.37%, and Velocio Mortgage, L.L.C.Velocio Mortgage, L.L.C.705 E 12th St, Austin, TX 78701 1909A+5.0 ★Texas Ratio: 1.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Rosenberg, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rosenberg are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Rosenberg, Texas

Market share is the lender's share of all home loans closed in Rosenberg, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 1 office in Rosenberg 23910 Southwest Fwy, Rosenberg, TX 77471 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA	34	2.5%	81%	$256,764	View
Wells Fargo Bank NA 2 offices in Rosenberg 2910 Avenue H, Rosenberg, TX 77471 A+5.0 ★Texas Ratio: 5.36%	Conventional, VA	6	0.4%	35.3%	$253,333	View
Bank of America NA 1 office in Rosenberg 24022 Commercial Dr, Rosenberg, TX 77471 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	5 +7 HELOCs	0.4%	83.3%	$315,000	View
Zions Bancorporation, N.A. 1 office in Rosenberg 25670 Southwest Fwy, Rosenberg, TX 77471 A+5.0 ★Texas Ratio: 3.72%	Conventional, HELOC	5 +4 HELOCs	0.4%	87.5%	$369,000	View
Frost Bank ★ 5 stars, 1 review 1 office in Rosenberg 23519 Brazos Town Xing, Rosenberg, TX 77471 A+5.0 ★Texas Ratio: 2.51%	Conventional, HELOC	5 +3 HELOCs	0.4%	50%	$139,000	View
Prosperity Bank ★ 1 stars, 1 review 1 office in Rosenberg 7415 Reading Rd, Rosenberg, TX 77469 A+5.0 ★Texas Ratio: 1.58%	Conventional	4	0.3%	66.7%	$465,000	View
Newfirst National Bank 1 office in Rosenberg 2214 Avenue H, Rosenberg, TX 77471 A+5.0 ★Texas Ratio: 1.36%	Conventional	3	0.2%	100%	$128,333	View
Sunflower Bank, N.A. 1 office in Rosenberg 24310 Southwest Fwy, Rosenberg, TX 77471 A5.0 ★Texas Ratio: 10.77%	Conventional	1	0.1%	33.3%	$285,000	View
Regions Bank 1 office in Rosenberg 23716 Southwest Fwy, Rosenberg, TX 77471 A+5.0 ★Texas Ratio: 4.37%	HELOC	0 +2 HELOCs	0%	0%		View
Velocio Mortgage, L.L.C. 705 E 12th St, Austin, TX 78701 1909 A+5.0 ★Texas Ratio: 1.87%	Conventional, FHA, VA	22	1.6%	100%	$348,636	View
Cornerstone Capital Bank, Ssb 710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA, VA	16	1.2%	100%	$363,750	View
Tdecu 2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55%	Conventional, VA	13	0.9%	86.7%	$241,923	View
US Bank, N.A. 13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA	5	0.4%	45.5%	$321,000	View
First Financial Bank 2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74%	Conventional	5	0.4%	83.3%	$249,000	View
Everett Financial, Inc. 1212 Royal Pkwy Ste 103, Euless, TX 76040 6713	Conventional, FHA	4	0.3%	100%	$292,500
First Community Credit Union 1600 E Main St, Alice, TX 78332	Conventional	3	0.2%	75%	$228,333
PrimeWay Federal Credit Union 8878 Barker Cypress Rd, Cypress, TX 77433 1971 A5.0 ★Texas Ratio: 7.36%	Conventional	3	0.2%	60%	$68,333	View
MidFirst Bank 1920 Mckinney Ave, Dallas, TX 75201 A+5.0 ★Texas Ratio: 4.93%	Conventional, FHA, Jumbo, HELOC	2 +1 HELOCs	0.1%	100%	$505,000	View
First Horizon Bank ★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76%	Conventional	2	0.1%	100%	$510,000	View
Hancock Whitney Bank ★ 4 stars, 3 reviews 7800 Shoal Creek Boulevard, Austin, TX 78757 A+5.0 ★Texas Ratio: 3.41%	FHA, VA	2	0.1%	100%	$185,000	View
Pilgrim Mortgage LLC 123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04%	Conventional	2	0.1%	100%	$380,000	View
Smart Financial Credit Union 3201 W Davis St, Conroe, TX 77304 2039 A5.0 ★Texas Ratio: 6.46%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$55,000	View
Third Coast Bank 5508 W Highway 290, Austin, TX 78735 A5.0 ★Texas Ratio: 6.75%	Conventional, Jumbo	1	0.1%	100%	$855,000	View
Huntington National Bank 3800 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$255,000	View
Veritex Community Bank 3800 Matlock Rd, Arlington, TX 76015	Conventional	1	0.1%	100%	$405,000
H-E-B Federal Credit Union 4630 N Loop 1604 W Ste 101, San Antonio, TX 78249 A+5.0 ★Texas Ratio: 0.70%	Conventional	1	0.1%	100%	$215,000	View
Bank of Whittier, Na 1431 E Spring Valley Rd, Richardson, TX 75081 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$285,000	View
Government Employees Federal Credit Union 10806 Metric Blvd, Austin, TX 78758 A+5.0 ★Texas Ratio: 3.87%	Conventional	1	0.1%	100%	$85,000	View
Houston Federal Credit Union 28050 Southwest Fwy, Rosenberg, TX 77471 7101 A+5.0 ★Texas Ratio: 2.70%	Conventional	1	0.1%	33.3%	$385,000	View
Southwestern National Bank 11220 N Lamar Blvd, Austin, TX 78753 A+5.0 ★Texas Ratio: 2.90%	Conventional	1	0.1%	100%	$145,000	View
Eecu 2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73%	Conventional	1	0.1%	100%	$145,000	View
AMOCO Federal Credit Union 1299 E Highway 6, Alvin, TX 77511 A5.0 ★Texas Ratio: 7.70%	Conventional	1	0.1%	100%	$695,000	View
Randolph-Brooks Federal Credit Union 404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89%	Conventional	1	0.1%	100%	$25,000	View
Armed Forces Bank, N.A. 1617 Pleasonton Rd Ste G 109, El Paso, TX 79906 A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0.1%	100%	$395,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27%	Conventional	1	0.1%	100%	$255,000	View
Nizari Progressive Federal Credit Union 12730 Research Blvd, Austin, TX 78759 A+5.0 ★Texas Ratio: 1.16%	Conventional	1	0.1%	100%	$305,000	View
Central Bank 11201 Clay Rd, Houston, TX 77041 A5.0 ★Texas Ratio: 6.13%	FHA	1	0.1%	100%	$325,000	View
Texana Bank 124 E Rush St, Linden, TX 75563 A5.0 ★Texas Ratio: 13.83%	FHA	1	0.1%	100%	$325,000	View
First Service Credit Union 3923 5th St, Brookshire, TX 77423 A+5.0 ★Texas Ratio: 4.24%	Conventional	1	0.1%	50%	$245,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +5 HELOCs	0%	n/a		View
Jsc FCU 877 E Highway 6, Alvin, TX 77511 A+5.0 ★Texas Ratio: 5.77%	HELOC	0 +1 HELOCs	0%	0%		View
Credit Union of Texas 900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34%	HELOC	0 +1 HELOCs	0%	n/a		View
Bokf NA 792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05%	HELOC	0 +1 HELOCs	0%	n/a		View
Houston Police Federal Credit Union 1600 Memorial Dr, Houston, TX 77007 7702 A+5.0 ★Texas Ratio: 1.89%	HELOC	0 +1 HELOCs	0%	n/a		View
A+ Federal Credit Union 1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13%	HELOC	0 +1 HELOCs	0%	0%		View
United Heritage Credit Union 12208 N Mopac Expy, Austin, TX 78758 A5.0 ★Texas Ratio: 8.63%	HELOC	0 +1 HELOCs	0%	n/a		View
DHI Mortgage Company, LTD.	Conventional, FHA, VA	169	12.3%	77.3%	$328,846
Clm Mortgage, Inc	Conventional, FHA, VA	28	2%	100%	$348,214
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	27	2%	93.3%	$349,444
Network Funding, L.P.	Conventional, FHA, VA	26	1.9%	96.3%	$335,000
Grace Home Lending, LLC	Conventional, FHA, VA	24	1.7%	100%	$336,666
Brightland Mortgage Services, Ltd.	Conventional, FHA, VA	23	1.7%	95.8%	$384,565
Primelending	Conventional, FHA, VA	15	1.1%	100%	$347,000
Brazos Valley Schools Credit U	Conventional	15	1.1%	58.1%	$117,000
Zippy Loans, LLC	Conventional	10	0.7%	100%	$84,000
Right Start Mortgage, Inc	Conventional, FHA, VA	10	0.7%	90.9%	$322,000
Nationstar Mortgage	Conventional	9	0.7%	76.9%	$163,888
Crestmark Mortgage Company, Ltd	Conventional, FHA, VA	8	0.6%	80%	$280,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional, FHA	6	0.4%	100%	$236,666
Click n' Close, Inc.	Conventional, FHA, VA	6	0.4%	100%	$245,000
Interlinc Mortgage Services, LLC	FHA	4	0.3%	100%	$300,000
Legend Lending Corporation A+5.0 ★Texas Ratio: 0.92%	Conventional	3	0.2%	100%	$275,000	View
Genway Home Mortgage, Inc.	Conventional, FHA	3	0.2%	75%	$291,666
Parkstone Mortgage, LLC	FHA, VA	3	0.2%	100%	$358,333
PrimeLending Ventures LLC	Conventional	2	0.1%	100%	$375,000
SWBC Mortgage Corporation	Conventional, FHA	2	0.1%	100%	$240,000
Envoy Mortgage, Ltd	FHA	2	0.1%	66.7%	$200,000
Southwest Funding LP	Conventional, FHA	2	0.1%	100%	$310,000
Texas Bay Area Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$265,000
FocusOne Mortgage, LLC	Conventional	1	0.1%	100%	$145,000
Orchard Mortgage, LLC	Conventional	1	0.1%	100%	$265,000
Capital Concepts Inc	Conventional	1	0.1%	100%	$185,000
HomeWay Mortgage LLC	Conventional	1	0.1%	100%	$475,000
Sfmc, LP	Conventional	1	0.1%	100%	$285,000
Wagon Hill Home Loans LLC	Conventional	1	0.1%	100%	$555,000
Efinity Financial LLC A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$235,000	View
Aaxy LLC	Conventional	1	0.1%	100%	$205,000
Encompass Lending Group, L.P.	FHA	1	0.1%	100%	$325,000
Gardner Financial Services	Conventional	1	0.1%	100%	$295,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	1	0.1%	100%	$135,000	View
Hometrust Mortgage Company	Conventional	1	0.1%	100%	$225,000
United Wholesale Mortgage	Conventional, FHA, VA	115	8.3%	86.6%	$302,217
Rocket Mortgage B+4.7 ★Texas Ratio: 18.17%	Conventional, FHA	62	4.5%	67%	$233,548	View
M/I Financial. LLC	Conventional, FHA, VA	57	4.1%	87.5%	$322,192
Lennar Mortgage, LLC	Conventional, FHA, VA	41	3%	74.5%	$233,292
Pulte Mortgage LLC	Conventional, FHA, VA	29	2.1%	64.4%	$345,344
loanDepot.com LLC	Conventional, FHA, VA, HELOC	27 +1 HELOCs	2%	87.1%	$294,629
New American Funding, LLC.	Conventional, FHA, VA, HELOC	23 +2 HELOCs	1.7%	95.8%	$204,130
The Loan Store, Inc	Conventional, FHA, VA	23	1.7%	89.7%	$313,695
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, HELOC	22 +1 HELOCs	1.6%	96%	$216,363
V.I.P. Mortgage, Inc.	Conventional, FHA, VA	17	1.2%	89.5%	$327,941
Paramount Residential Mortgage	Conventional, FHA, VA, Jumbo	15	1.1%	100%	$341,000
Freedom Mortgage Corporation	Conventional, FHA, VA	14	1%	83.3%	$349,285
Kind Lending, LLC	Conventional, FHA, VA	14	1%	73.7%	$317,142
Pennymac Loan Services LLC	Conventional, FHA, VA	13	0.9%	66.7%	$241,923
Jet HomeLoans, LP	Conventional, FHA, VA, USDA	13	0.9%	92.9%	$304,230
Vanderbilt Mortgage and Finance, Inc	Conventional	13	0.9%	20.3%	$102,692
Guild Mortgage Company A+5.0 ★Texas Ratio: 2.58%	Conventional, FHA	12	0.9%	100%	$248,333	View
K. Hovnanian American Mortgage	Conventional, FHA, VA	12	0.9%	50%	$386,666
Taylor Morrison Home Funding, Inc.	Conventional, FHA	11	0.8%	78.6%	$373,181
CrossCountry Mortgage, LLC	Conventional, FHA, VA	11	0.8%	91.7%	$296,818
Mortgage Research Center	FHA, VA	11	0.8%	73.3%	$335,000
Towne Mortgage Company	Conventional, FHA, VA	11	0.8%	92.9%	$310,454
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA	11	0.8%	64.7%	$255,000
Newrez LLC	Conventional, FHA, VA	10	0.7%	58.8%	$196,000
Plaza Home Mortgage, Inc	Conventional, FHA	9	0.7%	100%	$275,000
Fairway Independent Mort Corp	Conventional, FHA, VA	8	0.6%	100%	$272,500
Cadence Bank	Conventional, FHA, Jumbo, HELOC	7 +2 HELOCs	0.5%	87.5%	$456,428
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA, VA	6	0.4%	100%	$268,333	View
Mortgage Solutions of Colorado	Conventional, FHA, VA	6	0.4%	100%	$295,000
Citadel Servicing Corporation	Conventional	6	0.4%	100%	$321,666
Nexera Holding LLC	Conventional	6	0.4%	100%	$313,333
Carrington Mortgage Services LLC	Conventional	6	0.4%	54.5%	$285,000
Guaranteed Rate, Inc.	Conventional, VA, HELOC	5 +2 HELOCs	0.4%	100%	$391,000
American Financial Resources LLC	Conventional, FHA	5	0.4%	100%	$323,000
PHH Mortgage Corporation	Conventional, FHA	5	0.4%	100%	$175,000
Union Home Mortgage Corp.	Conventional, FHA	5	0.4%	100%	$243,000
Zillow Home Loans, LLC	Conventional, FHA	5	0.4%	100%	$185,000
21St Mortgage	Conventional	5	0.4%	45.5%	$97,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, HELOC	4 +1 HELOCs	0.3%	100%	$260,000	View
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 5.06%	Conventional	4	0.3%	45.2%	$180,000	View
Securitynational Mortgage Company	Conventional, FHA	4	0.3%	66.7%	$292,500
Provident Funding Associates	Conventional	4	0.3%	80%	$400,000
Uif Corporation	Conventional	4	0.3%	100%	$292,500
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	3	0.2%	100%	$195,000	View
Royal United Mortgage LLC	Conventional	3	0.2%	100%	$165,000
Lakeview Loan Servicing, LLC	Conventional, FHA	3	0.2%	33.3%	$175,000
Movement Mortgage, LLC	Conventional, FHA	3	0.2%	100%	$125,000
Deephaven Mortgage LLC	Conventional	3	0.2%	100%	$395,000
HomeBridge Financial Services, Inc	FHA, VA	3	0.2%	100%	$421,666
Sun West Mortgage Company, Inc	Conventional, FHA, VA	3	0.2%	75%	$288,333
Nmsi, Inc.	Conventional	3	0.2%	100%	$305,000
Village Capital & Investment	FHA, VA	3	0.2%	100%	$361,666
Spring Eq, LLC	Conventional, HELOC	2 +1 HELOCs	0.1%	20%	$100,000
Devon Bank B+4.0 ★Texas Ratio: 2.09%	Conventional	2	0.1%	100%	$295,000	View
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	2	0.1%	100%	$190,000	View
Equity Prime Mortgage LLC	FHA	2	0.1%	66.7%	$255,000
Guidance Residential, LLC	Conventional	2	0.1%	100%	$290,000
Filo Mortgage, LLC	Conventional	2	0.1%	100%	$335,000
Home Mortgage Alliance Corp (Hmac)	Conventional	2	0.1%	100%	$240,000
Synergy One Lending, Inc.	FHA, VA	2	0.1%	66.7%	$280,000
General Mortgage Capital Corporation	Conventional	2	0.1%	100%	$250,000
AmWest Funding Corp	Conventional	2	0.1%	100%	$205,000
United Built Homes, LLC	Conventional	2	0.1%	100%	$360,000
Ahl Funding	Conventional, FHA	2	0.1%	100%	$320,000
Planet Home Lending, LLC	Conventional, VA	2	0.1%	100%	$175,000
Sierra Pacific Mortgage Co. Inc	Conventional	2	0.1%	100%	$285,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, VA	2	0.1%	100%	$340,000	View
Emet Lending Group, Inc.	Conventional	2	0.1%	100%	$215,000
Better Mortgage Corporation	Conventional, FHA	2	0.1%	60%	$440,000
Loan Simple, Inc.	FHA	2	0.1%	100%	$275,000
Champions Funding, LLC	Conventional	2	0.1%	50%	$275,000
ML Mortgage Corp.	Conventional	1	0.1%	100%	$125,000
Originpoint, LLC	Conventional	1	0.1%	100%	$405,000
Cornerstone First Mortgage, LLC	Conventional	1	0.1%	100%	$315,000
Guaranteed Rate Affinity, LLC	Conventional	1	0.1%	100%	$265,000
Meridian Bank C3.9 ★Texas Ratio: 27.97%	Conventional	1	0.1%	100%	$305,000	View
Primary Residential Mortgage, INC.	Conventional	1	0.1%	100%	$165,000
RANLife, Inc.	Conventional	1	0.1%	100%	$405,000
Gold Star Mortgage Financial Group, Corporation	Conventional	1	0.1%	100%	$265,000
Pacor Mortgage Corp A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0.1%	100%	$165,000	View
Weststar Mortgage Corporation A+5.0 ★Texas Ratio: 0.01%	Conventional	1	0.1%	100%	$275,000	View
Nbkc Bank	Conventional	1	0.1%	50%	$215,000
AmeriHome Mortgage Company, LLC	FHA	1	0.1%	100%	$375,000
5Th Sreet Capital Inc.	Conventional	1	0.1%	100%	$245,000
Resicentral LLC	Conventional	1	0.1%	100%	$245,000
Amerisave Mortgage Company A5.0 ★Texas Ratio: 9.93%	Conventional	1	0.1%	20%	$135,000	View
Bridgeway Lending Partners, LLC	Conventional	1	0.1%	100%	$275,000
Assurance Financial Group, L.L.C.	FHA	1	0.1%	100%	$305,000
M Squared Financial LLC	FHA	1	0.1%	100%	$315,000
Orangepath Financial Inc	Conventional	1	0.1%	100%	$255,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional	1	0.1%	50%	$195,000	View
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$465,000	View
Obsidian Financial Services	FHA	1	0.1%	100%	$385,000
MortgageCountry	Conventional	1	0.1%	100%	$305,000
Success Mortgage Partners, Inc	Conventional	1	0.1%	100%	$125,000
Googain, Inc.	Conventional	1	0.1%	100%	$145,000
Discover Bank	Conventional	1	0.1%	8.3%	$55,000
Mortgage Financial Services	FHA	1	0.1%	100%	$245,000
New Wave Lending Group Inc	Conventional	1	0.1%	100%	$235,000
American Federal Mortgage Corporation	Conventional	1	0.1%	100%	$185,000
Strong Home Mortgage, LLC	FHA	1	0.1%	100%	$405,000
First Colony Mortgage Corporat	FHA	1	0.1%	100%	$365,000
First State Bank A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$285,000	View
Calcon Mutual Mortgage LLC	FHA	1	0.1%	33.3%	$385,000
Nfm, Inc	FHA	1	0.1%	100%	$385,000
Land Home Financial Services,	FHA	1	0.1%	100%	$245,000
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$165,000
Intelliloan, Inc.	VA	1	0.1%	100%	$405,000
Hometown Equity Mortgage, LLC	Conventional	1	0.1%	100%	$275,000
Arvest Bank A5.0 ★Texas Ratio: 7.48%	FHA	1	0.1%	100%	$235,000	View
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA	1	0.1%	100%	$285,000	View
Premier America Credit Union A5.0 ★Texas Ratio: 13.97%	Conventional	1	0.1%	100%	$25,000
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	VA	1	0.1%	100%	$285,000	View
Pentagon Federal Credit Union	FHA	1	0.1%	50%	$315,000
Summit Funding.Inc	Conventional	1	0.1%	100%	$205,000
Prosperity Home Mortgage, LLC	Conventional	1	0.1%	100%	$225,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$285,000	View
ClearEdge Lending LLC	Conventional	1	0.1%	50%	$335,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$795,000	View
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	100%	$325,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0.1%	100%	$355,000	View
Vista Point Mortgage, LLC	Conventional	1	0.1%	100%	$185,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$175,000
Cake Mortgage Corp.	Conventional, Jumbo	1	0.1%	100%	$995,000
Lendage, LLC dba Achieve Loans	HELOC	0 +6 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	HELOC	0 +1 HELOCs	0%	n/a		View
Chevron Federal Credit Union A+5.0 ★Texas Ratio: 2.12%	HELOC	0 +1 HELOCs	0%	n/a
Lower, LLC	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Rosenberg Mortgage Rate Trends

Daily average mortgage rates for Texas compared with the national average, updated every evening.

30-Year Fixed TX Avg

7.414%

▲ 0.066 vs 7 days ago

15-Year Fixed TX Avg

6.904%

▲ 0.023 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Rosenberg, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Rosenberg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rosenberg in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Rosenberg, TX

Use these to narrow the list above. Each category shows how many Rosenberg, TX lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 143 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 44 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 23 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 82 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 49 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 2 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 5 lenders. Loans above the conforming limit for higher priced homes Local lenders based in TX 66 lenders headquartered in Texas, the closest thing to a mortgage lender near you

Who Lends in Rosenberg, TX

Independent mortgage companies closed 84.6 percent of home loans in Rosenberg, Texas in 2025, banks 11.2 percent and credit unions 4.1 percent. Velocio Mortgage, L.L.C. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Tdecu the largest credit union. Among lenders headquartered in Texas, Frost Bank led with 5 loans.

84.6%

Mortgage companies

11.2%

Banks

4.1%

Credit unions

36%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

All Texas lenders 1,264 lenders Houston 690 lenders San Antonio 463 lenders Fort Worth 521 lenders Austin 484 lenders Dallas 513 lenders El Paso 275 lenders Celina 272 lenders Corpus Christi 261 lenders Lubbock 281 lenders Arlington 342 lenders Frisco 337 lenders New Braunfels 280 lenders

Frequently Asked Questions About Mortgage Lenders in Rosenberg, TX

Who is the largest mortgage lender in Rosenberg, TX?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Rosenberg, Texas with 34 loans, about 2.5 percent of the market. The largest lender headquartered in Texas was Frost Bank with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Rosenberg, TX have the highest approval rates?

Among lenders with meaningful volume in Rosenberg, Texas, M/I Financial. LLC approved the highest share of completed applications in 2025 at 87.5 percent, against a 76.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Rosenberg, TX mortgage lenders offer FHA, VA and USDA loans?

82 lenders closed FHA loans in Rosenberg, Texas in 2025, led by DHI Mortgage Company, LTD. with 98. 49 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Rosenberg, TX lender list?

Yes. 44 banks and 23 credit unions closed home loans in Rosenberg, Texas in 2025, alongside 143 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Rosenberg, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Rosenberg, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rosenberg, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rosenberg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.