Mortgage Lenders and Brokers in River Oaks, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
River Oaks, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, TexasBankTexasBank501 E Hall St, Bangs, TX 76823A+5.0 ★Texas Ratio: 5.55%, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Aspire Home LoansAspire Home Loans900 Pershing Ave, Lufkin, TX 75904A+5.0 ★Texas Ratio: 0.15%, Simmons BankSimmons Bank3641 Matlock Rd, Arlington, TX 76015A+5.0 ★Texas Ratio: 5.33%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, United Texas Credit UnionUnited Texas Credit Union1440 S MAIN ST, BOERNE, TX 78006A5.0 ★Texas Ratio: 9.26%, DatcuDatcu8131 Gateway Dr, Argyle, TX 76226A+5.0 ★Texas Ratio: 0.64%, and Pinnacle BankPinnacle Bank1521 N Cooper St Ste 100, Arlington, TX 76011A5.0 ★Texas Ratio: 9.89%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in River Oaks, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in River Oaks are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in River Oaks, Texas
Market share is the lender's share of all home loans closed in River Oaks, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 6 | 5.9% | 100% | $256,666 | View |
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501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 4 | 4% | 100% | $175,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 4% | 80% | $155,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional, FHA | 2 | 2% | 100% | $385,000 | |
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900 Pershing Ave, Lufkin, TX 75904 A+5.0 ★Texas Ratio: 0.15% |
Conventional | 2 | 2% | 100% | $170,000 | View |
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3641 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 5.33% |
Conventional, FHA | 2 | 2% | 100% | $305,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +4 HELOCs |
1% | 25% | $185,000 | View |
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1440 S MAIN ST, BOERNE, TX 78006 A5.0 ★Texas Ratio: 9.26% |
Conventional | 1 | 1% | 100% | $45,000 | View |
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8131 Gateway Dr, Argyle, TX 76226 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 1 | 1% | 100% | $45,000 | View |
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1521 N Cooper St Ste 100, Arlington, TX 76011 A5.0 ★Texas Ratio: 9.89% |
Conventional | 1 | 1% | 100% | $135,000 | View |
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2309 Montgomery St, Fort Worth, TX 76107 4520 A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 1% | 50% | $15,000 | View |
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2701 E Main St, Alice, TX 78332 A4.7 ★Texas Ratio: 3.20% |
Conventional | 1 | 1% | 100% | $205,000 | View |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73% |
Conventional | 1 | 1% | 50% | $105,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 1 | 1% | 100% | $35,000 | View |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 1% | 100% | $285,000 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
FHA | 1 | 1% | 100% | $275,000 | View |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional | 1 | 1% | 100% | $295,000 | View |
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720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41% |
Conventional | 1 | 1% | 100% | $105,000 | View |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Primelending
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Conventional, FHA | 2 | 2% | 100% | $320,000 | |
Capital Concepts Inc
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Conventional | 1 | 1% | 100% | $275,000 | |
Sfmc, LP
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FHA | 1 | 1% | 100% | $245,000 | |
Gardner Financial Services
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FHA | 1 | 1% | 100% | $265,000 | |
Right Start Mortgage, Inc
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Conventional | 1 | 1% | 100% | $185,000 | |
Southwest Funding LP
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Conventional | 1 | 1% | 100% | $175,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 11 | 10.9% | 91.7% | $264,090 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 6 | 5.9% | 100% | $273,333 | View |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional | 5 | 5% | 71.4% | $159,000 | View |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 4% | 100% | $185,000 | |
Mortgage Financial Services
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Conventional, FHA | 3 | 3% | 100% | $281,666 | |
Mortgage Research Center
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FHA, VA | 3 | 3% | 100% | $205,000 | |
American Portfolio Mortgage Corporation
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Conventional, FHA | 2 | 2% | 66.7% | $205,000 | |
Royal United Mortgage LLC
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Conventional | 2 | 2% | 100% | $75,000 | |
Newrez LLC
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Conventional | 2 | 2% | 50% | $145,000 | |
loanDepot.com LLC
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Conventional | 2 | 2% | 100% | $150,000 | |
Cmg Mortgage Inc
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FHA, USDA | 2 | 2% | 100% | $100,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 2% | 100% | $140,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 1% | 100% | $185,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1% | 100% | $245,000 | |
NOVA Financial & Investment Corporation
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Conventional | 1 | 1% | 100% | $465,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 1% | 100% | $325,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 1% | 100% | $205,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 1% | 100% | $285,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
FHA | 1 | 1% | 100% | $405,000 | View |
Pennymac Loan Services LLC
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Conventional | 1 | 1% | 50% | $55,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 1% | 100% | $195,000 | |
New Day Financial, LLC.
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VA | 1 | 1% | 100% | $265,000 | |
Provident Funding Associates
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Conventional | 1 | 1% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 3.03% |
Conventional, Jumbo | 1 | 1% | 100% | $1,075,000 | View |
Waterstone Mortgage Corporation
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Conventional | 1 | 1% | 100% | $265,000 | |
Castle & Cooke Mortgage, LLC
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Conventional | 1 | 1% | 100% | $305,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 1% | 100% | $185,000 | |
K. Hovnanian American Mortgage
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Conventional | 1 | 1% | 100% | $575,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 1% | 100% | $255,000 | View |
Geneva Financial LLC
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Conventional | 1 | 1% | 100% | $355,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
River Oaks Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in River Oaks, Texas
Looking for mortgage lenders near me or mortgage brokers near me in River Oaks? The list below shows the banks, credit unions and mortgage brokers that closed home loans in River Oaks in 2025, with lenders based there listed first.
Types of Mortgage Lenders in River Oaks, TX
Use these to narrow the list above. Each category shows how many River Oaks, TX lenders fit and what that kind of lender is usually best for.
Who Lends in River Oaks, TX
Independent mortgage companies closed 66.3 percent of home loans in River Oaks, Texas in 2025, banks 27.7 percent and credit unions 5.9 percent. Everett Financial, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and United Texas Credit Union the largest credit union. Among lenders headquartered in Texas, TexasBank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in River Oaks, TX
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in River Oaks, Texas with 6 loans, about 5.9 percent of the market. The largest lender headquartered in Texas was TexasBank with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in River Oaks, Texas in 2025, led by United Wholesale Mortgage with 3. 4 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 7 credit unions closed home loans in River Oaks, Texas in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in River Oaks, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in River Oaks, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up River Oaks. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
