Mortgage Lenders and Brokers in Rio Grande City, Texas
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Rio Grande City, Texas mortgage lenders include Lone Star National BankLone Star National Bank129 N Fm 3167, Rio Grande City, TX 78582A+5.0 ★Texas Ratio: 4.93%, PNC Bank N.A.PNC Bank N.A.100 N Britton Ave, Rio Grande City, TX 78582A+5.0 ★Texas Ratio: 4.24%, Rally Credit UnionRally Credit Union1317 W Frontage Rd, Alamo, TX 78516 2388A+5.0 ★Texas Ratio: 4.20%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Texas National BankTexas National Bank2801 W Us Highway 83, Rio Grande City, TX 78582, TexasBankTexasBank501 E Hall St, Bangs, TX 76823A+5.0 ★Texas Ratio: 5.55%, H-E-B Federal Credit UnionH-E-B Federal Credit Union4630 N Loop 1604 W Ste 101, San Antonio, TX 78249A+5.0 ★Texas Ratio: 0.70%, International Bank of CommerceInternational Bank of Commerce4031 E Us Highway 83, Rio Grande City, TX 78582, A+ Federal Credit UnionA+ Federal Credit Union1402 W Stassney LN, Austin, TX 78745 2948A5.0 ★Texas Ratio: 11.13%, and Right Start Mortgage, IncRight Start Mortgage, IncSan Antonio, TX. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rio Grande City, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rio Grande City are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rio Grande City, Texas
Market share is the lender's share of all home loans closed in Rio Grande City, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
3 offices in Rio Grande City 129 N Fm 3167, Rio Grande City, TX 78582 A+5.0 ★Texas Ratio: 4.93% |
FHA | 3 | 2.9% | 50% | $198,333 | View |
|
★ 1.7 stars, 3 reviews 1 office in Rio Grande City 100 N Britton Ave, Rio Grande City, TX 78582 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
|
1317 W Frontage Rd, Alamo, TX 78516 2388 A+5.0 ★Texas Ratio: 4.20% |
Conventional | 5 | 4.8% | 60% | $257,000 | View |
|
3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 2.9% | 100% | $218,333 | View |
Texas National Bank
2801 W Us Highway 83, Rio Grande City, TX 78582 |
Conventional | 3 | 2.9% | 100% | $201,666 | |
|
501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
FHA | 1 | 1% | 50% | $245,000 | View |
|
4630 N Loop 1604 W Ste 101, San Antonio, TX 78249 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 1% | 100% | $85,000 | View |
International Bank of Commerce
4031 E Us Highway 83, Rio Grande City, TX 78582 |
Conventional | 1 | 1% | 100% | $45,000 | |
|
1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Right Start Mortgage, Inc
|
FHA | 4 | 3.8% | 66.7% | $195,000 | |
Directions Equity, LLC
|
Conventional | 1 | 1% | 100% | $345,000 | |
Willow Bend Mortgage Company, LLC
|
FHA | 1 | 1% | 50% | $325,000 | |
Ark-La-Tex Financial Services LLC
|
FHA | 1 | 1% | 100% | $235,000 | |
Southwest Funding LP
|
FHA | 1 | 1% | 100% | $195,000 | |
21St Mortgage
|
Conventional | 16 | 15.4% | 65.4% | $96,875 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 14 | 13.5% | 73.7% | $247,142 | |
|
B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 7 | 6.7% | 100% | $225,000 | View |
Cmg Mortgage Inc
|
Conventional, FHA, USDA | 5 | 4.8% | 83.3% | $147,000 | |
Movement Mortgage, LLC
|
Conventional, FHA | 4 | 3.8% | 100% | $140,000 | |
Synergy One Lending, Inc.
|
Conventional, FHA | 4 | 3.8% | 100% | $167,500 | |
Paramount Residential Mortgage
|
FHA | 4 | 3.8% | 100% | $242,500 | |
Leaderone Financial Corp.
|
Conventional, FHA | 4 | 3.8% | 80% | $222,500 | |
American Portfolio Mortgage Corporation
|
Conventional, FHA | 3 | 2.9% | 100% | $261,666 | |
CrossCountry Mortgage, LLC
|
FHA | 2 | 1.9% | 100% | $265,000 | |
loanDepot.com LLC
|
Conventional, FHA | 2 | 1.9% | 100% | $190,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 2 | 1.9% | 100% | $235,000 | View |
Securitynational Mortgage Company
|
FHA | 2 | 1.9% | 100% | $290,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 1% | 66.7% | $175,000 | |
Union Home Mortgage Corp.
|
FHA | 1 | 1% | 100% | $475,000 | |
Planet Home Lending, LLC
|
FHA | 1 | 1% | 100% | $335,000 | |
Nations Lending Corporation
|
Conventional | 1 | 1% | 100% | $205,000 | |
Mortgage Research Center
|
VA | 1 | 1% | 33.3% | $305,000 | |
Mortgage Solutions of Colorado
|
FHA | 1 | 1% | 100% | $315,000 | |
Lower, LLC
|
FHA | 1 | 1% | 100% | $175,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 1% | 50% | $385,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 1% | 25% | $55,000 | |
Village Capital & Investment
|
VA | 1 | 1% | 100% | $295,000 |
Rio Grande City Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rio Grande City, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Rio Grande City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rio Grande City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rio Grande City, TX
Use these to narrow the list above. Each category shows how many Rio Grande City, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Rio Grande City, TX
Independent mortgage companies closed 80.8 percent of home loans in Rio Grande City, Texas in 2025, banks 12.5 percent and credit unions 6.7 percent. Right Start Mortgage, Inc was the largest mortgage company, Lone Star National Bank the largest bank and Rally Credit Union the largest credit union. Among lenders headquartered in Texas, Lone Star National Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rio Grande City, TX
By home loans closed in 2025, Lone Star National Bank was the largest mortgage lender in Rio Grande City, Texas with 3 loans, about 2.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Rio Grande City, Texas in 2025, led by United Wholesale Mortgage with 9. 4 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 4 credit unions closed home loans in Rio Grande City, Texas in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rio Grande City, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rio Grande City, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rio Grande City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
