Mortgage Lenders and Brokers in Rhome, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Rhome, Texas mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA101 Us Highway 287, Rhome, TX 76078A+5.0 ★Texas Ratio: 5.36%, American National Bank & TrustAmerican National Bank & Trust108 W Main, Archer City, TX 76351A5.0 ★Texas Ratio: 7.83%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, First BankFirst Bank900 Bailey Ranch Rd, Aledo, TX 76008A5.0 ★Texas Ratio: 6.67%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, DatcuDatcu8131 Gateway Dr, Argyle, TX 76226A+5.0 ★Texas Ratio: 0.64%, Simmons BankSimmons Bank3641 Matlock Rd, Arlington, TX 76015A+5.0 ★Texas Ratio: 5.33%, Community National Bank & Trust of TexasCommunity National Bank & Trust of Texas2109 N Center St, Bonham, TX 75418A+5.0 ★Texas Ratio: 2.19%, International Bank of CommerceInternational Bank of Commerce1421 W Frontage Rd, Alamo, TX 78516, and First Financial BankFirst Financial Bank2617 Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.74%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rhome, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rhome are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rhome, Texas
Market share is the lender's share of all home loans closed in Rhome, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Rhome 101 Us Highway 287, Rhome, TX 76078 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
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108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83% |
Conventional, FHA, VA | 18 | 8% | 95.2% | $451,666 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.9% | 100% | $390,000 | View |
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900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67% |
Conventional, FHA | 2 | 0.9% | 100% | $405,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional | 1 | 0.4% | 100% | $225,000 | |
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8131 Gateway Dr, Argyle, TX 76226 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
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3641 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 5.33% |
Conventional | 1 | 0.4% | 100% | $475,000 | View |
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2109 N Center St, Bonham, TX 75418 A+5.0 ★Texas Ratio: 2.19% |
Conventional | 1 | 0.4% | 100% | $385,000 | View |
International Bank of Commerce
1421 W Frontage Rd, Alamo, TX 78516 |
Conventional | 1 | 0.4% | 100% | $85,000 | |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Sfmc, LP
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Conventional, FHA, VA | 18 | 8% | 100% | $465,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA, VA | 15 | 6.7% | 93.8% | $455,666 | |
Gardner Financial Services
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Conventional, FHA | 2 | 0.9% | 100% | $195,000 | |
Countryplace Mortgage, Ltd.
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FHA | 1 | 0.4% | 100% | $355,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.4% | 100% | $535,000 | |
Right Start Mortgage, Inc
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Conventional | 1 | 0.4% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $375,000 | View |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 73 | 32.6% | 89% | $241,712 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 10 | 4.5% | 100% | $347,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional | 8 | 3.6% | 83.3% | $327,500 | View |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 6 | 2.7% | 100% | $361,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 5 | 2.2% | 100% | $331,000 | |
Arc Home LLC
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Conventional | 3 | 1.3% | 100% | $415,000 | |
American Portfolio Mortgage Corporation
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Conventional, FHA | 3 | 1.3% | 75% | $341,666 | |
Movement Mortgage, LLC
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Conventional, VA | 3 | 1.3% | 100% | $321,666 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA, VA | 3 | 1.3% | 100% | $191,666 | View |
Cmg Mortgage Inc
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VA | 3 | 1.3% | 75% | $461,666 | |
Mortgage Research Center
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VA | 3 | 1.3% | 75% | $325,000 | |
United Wholesale Mortgage
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Conventional, VA | 2 | 0.9% | 50% | $540,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional | 2 | 0.9% | 100% | $250,000 | View |
Sun West Mortgage Company, Inc
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Conventional, VA | 2 | 0.9% | 100% | $360,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.9% | 100% | $130,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 2 | 0.9% | 100% | $220,000 | |
Better Mortgage Corporation
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Conventional | 2 | 0.9% | 100% | $315,000 | |
Originpoint, LLC
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Conventional | 1 | 0.4% | 100% | $215,000 | |
American Financial Resources LLC
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FHA | 1 | 0.4% | 100% | $205,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $145,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.4% | 25% | $485,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.4% | 100% | $325,000 | |
Kind Lending, LLC
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FHA | 1 | 0.4% | 100% | $275,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.4% | 100% | $315,000 | View |
Loanunited.Com, LLC
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VA | 1 | 0.4% | 100% | $535,000 | |
Pennymac Loan Services LLC
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VA | 1 | 0.4% | 33.3% | $535,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.4% | 100% | $235,000 | |
Mortgage Financial Services
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Conventional | 1 | 0.4% | 100% | $415,000 | |
Securitynational Mortgage Company
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FHA | 1 | 0.4% | 50% | $445,000 | |
Union Home Mortgage Corp.
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VA | 1 | 0.4% | 100% | $555,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $255,000 | |
Great Plains National Bank
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Conventional | 1 | 0.4% | 100% | $465,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.4% | 100% | $385,000 | |
V.I.P. Mortgage, Inc.
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FHA | 1 | 0.4% | 100% | $285,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.4% | 100% | $295,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.4% | 100% | $225,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.4% | 100% | $255,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.4% | 50% | $125,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.4% | 100% | $275,000 | View |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $355,000 |
Rhome Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rhome, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Rhome? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rhome in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rhome, TX
Use these to narrow the list above. Each category shows how many Rhome, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Rhome, TX
Independent mortgage companies closed 84.4 percent of home loans in Rhome, Texas in 2025, banks 15.2 percent and credit unions 0.4 percent. Everett Financial, Inc. was the largest mortgage company, Wells Fargo Bank NA the largest bank and Datcu the largest credit union. Among lenders headquartered in Texas, American National Bank & Trust led with 18 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rhome, TX
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Rhome, Texas with 1 loans, about 0.4 percent of the market. The largest lender headquartered in Texas was American National Bank & Trust with 18 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Rhome, Texas, Lennar Mortgage, LLC approved the highest share of completed applications in 2025 at 89 percent, against a 89.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Rhome, Texas in 2025, led by Lennar Mortgage, LLC with 46. 17 lenders closed VA loans, led by American National Bank & Trust. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 2 credit unions closed home loans in Rhome, Texas in 2025, alongside 44 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rhome, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rhome, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rhome. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
