Mortgage Lenders and Brokers in Port O'Connor, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Port O'Connor, Texas mortgage lenders include First National Bank in Port LavacaFirst National Bank in Port Lavaca1101 N Us Highway 35 Byp, Port Lavaca, TX 77979, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, The First National Bank of BasThe First National Bank of Bas118 Highway 21 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 2.19%, Security ServiceSecurity Service135 W Bandera Rd, Boerne, TX 78006 2958A5.0 ★Texas Ratio: 6.91%, TdecuTdecu2212 Southgate St, Arlington, TX 76013A+5.0 ★Texas Ratio: 5.55%, Regions BankRegions Bank1337 W Mcdermott Dr, Allen, TX 75013A+5.0 ★Texas Ratio: 4.37%, Vantage Bank TexasVantage Bank Texas1785 Ruben M Torres Blvd, Brownsville, TX 78521A5.0 ★Texas Ratio: 8.20%, First Liberty BankFirst Liberty Bank1600 E Highway 6, Alvin, TX 77511A+5.0 ★Texas Ratio: 2.73%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, and First State BankFirst State Bank402 9th St, Abernathy, TX 79311A5.0 ★Texas Ratio: 7.77%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Port O'Connor, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Port O'Connor are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Port O'Connor, Texas
Market share is the lender's share of all home loans closed in Port O'Connor, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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First National Bank in Port Lavaca
1101 N Us Highway 35 Byp, Port Lavaca, TX 77979 |
Conventional | 7 | 16.7% | 100% | $376,428 | |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 2 | 4.8% | 100% | $170,000 | View |
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118 Highway 21 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 2.19% |
Conventional | 2 | 4.8% | 100% | $195,000 | View |
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★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 1 +1 HELOCs |
2.4% | 100% | $105,000 | View |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 2.4% | 100% | $275,000 | View |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 2.4% | 100% | $185,000 | View |
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1785 Ruben M Torres Blvd, Brownsville, TX 78521 A5.0 ★Texas Ratio: 8.20% |
Conventional | 1 | 2.4% | 100% | $505,000 | View |
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1600 E Highway 6, Alvin, TX 77511 A+5.0 ★Texas Ratio: 2.73% |
Conventional | 1 | 2.4% | 100% | $415,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 2.4% | 100% | $435,000 | View |
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402 9th St, Abernathy, TX 79311 A5.0 ★Texas Ratio: 7.77% |
Conventional | 1 | 2.4% | 100% | $195,000 | View |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional | 1 | 2.4% | 100% | $755,000 | View |
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12223 Ranch Road 620 N, Austin, TX 78750 A+5.0 ★Texas Ratio: 0.06% |
Conventional | 1 | 2.4% | 100% | $85,000 | View |
FocusOne Mortgage, LLC
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Conventional | 1 | 2.4% | 100% | $185,000 | |
Countryplace Mortgage, Ltd.
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Conventional | 1 | 2.4% | 100% | $235,000 | |
Gardner Financial Services
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Conventional | 1 | 2.4% | 100% | $345,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional | 5 | 11.9% | 100% | $179,000 | View |
21St Mortgage
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Conventional | 3 | 7.1% | 37.5% | $115,000 | |
United Wholesale Mortgage
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Conventional, FHA | 2 | 4.8% | 66.7% | $360,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 4.8% | 100% | $365,000 | |
American Liberty Mortgage Inco
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Conventional, VA | 2 | 4.8% | 100% | $300,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 4.8% | 40% | $245,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 2.4% | 100% | $215,000 | View |
Newrez LLC
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Conventional | 1 | 2.4% | 100% | $265,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 2.4% | 50% | $185,000 | View |
Port O'Connor Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Port O'Connor, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Port O'Connor? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Port O'Connor in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Port O'Connor, TX
Use these to narrow the list above. Each category shows how many Port O'Connor, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Port O'Connor, TX
Independent mortgage companies closed 45.2 percent of home loans in Port O'Connor, Texas in 2025, banks 40.5 percent and credit unions 14.3 percent. FocusOne Mortgage, LLC was the largest mortgage company, First National Bank in Port Lavaca the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, First National Bank in Port Lavaca led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Port O'Connor, TX
By home loans closed in 2025, First National Bank in Port Lavaca was the largest mortgage lender in Port O'Connor, Texas with 7 loans, about 16.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Port O'Connor, Texas in 2025, led by United Wholesale Mortgage with 1. 2 lenders closed VA loans, led by American Liberty Mortgage Inco. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 4 credit unions closed home loans in Port O'Connor, Texas in 2025, alongside 10 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Port O'Connor, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Port O'Connor, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Port O'Connor. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
