Mortgage Lenders and Brokers in Palo Pinto, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Palo Pinto, Texas mortgage lenders include Clear Fork Bank N.A.Clear Fork Bank N.A.5657 Buffalo Gap Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.56%, First Financial BankFirst Financial Bank2617 Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.74%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, TexasBankTexasBank501 E Hall St, Bangs, TX 76823A+5.0 ★Texas Ratio: 5.55%, Jacksboro National BankJacksboro National Bank213 W Wise St, Bowie, TX 76230, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Amarillo National BankAmarillo National Bank1500 S Coulter St, Amarillo, TX 79106A5.0 ★Texas Ratio: 9.89%, and Grandview BankGrandview Bank100 Percifield Trl, Alvarado, TX 76009A+5.0 ★Texas Ratio: 0.94%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Palo Pinto, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Palo Pinto are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Palo Pinto, Texas
Market share is the lender's share of all home loans closed in Palo Pinto, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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5657 Buffalo Gap Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.56% |
Conventional | 5 | 7.7% | 100% | $253,000 | View |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional, HELOC | 3 +2 HELOCs |
4.6% | 100% | $218,333 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional, HELOC | 2 +1 HELOCs |
3.1% | 100% | $420,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional | 2 | 3.1% | 100% | $200,000 | |
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501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 2 | 3.1% | 100% | $305,000 | View |
Jacksboro National Bank
213 W Wise St, Bowie, TX 76230 |
Conventional, Jumbo | 2 | 3.1% | 100% | $865,000 | |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
1.5% | 50% | $105,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.5% | 100% | $575,000 | View |
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1500 S Coulter St, Amarillo, TX 79106 A5.0 ★Texas Ratio: 9.89% |
Conventional | 1 | 1.5% | 100% | $365,000 | View |
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100 Percifield Trl, Alvarado, TX 76009 A+5.0 ★Texas Ratio: 0.94% |
Conventional | 1 | 1.5% | 50% | $185,000 | View |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73% |
Conventional | 1 | 1.5% | 100% | $145,000 | View |
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1785 Ruben M Torres Blvd, Brownsville, TX 78521 A5.0 ★Texas Ratio: 8.20% |
Conventional, Jumbo | 1 | 1.5% | 100% | $1,955,000 | View |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 1.5% | 100% | $345,000 | View |
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108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83% |
Conventional | 1 | 1.5% | 100% | $325,000 | View |
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4201 Buffalo Gap Road, Abilene, TX 79606 C3.8 ★Texas Ratio: 28.95% |
Conventional | 1 | 1.5% | 50% | $175,000 | View |
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200 N Fm 1187, Aledo, TX 76008 A5.0 ★Texas Ratio: 11.26% |
Conventional | 1 | 1.5% | 100% | $105,000 | View |
Southwest Airlines FCU
801 W Euless Blvd Ste 104, Euless, TX 76040 4438 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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539 Oak Street, Palo Pinto, TX 76484 A+5.0 ★Texas Ratio: 5.33% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Fort Worth Community Credit Union
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Primelending
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Conventional | 3 | 4.6% | 100% | $235,000 | |
Commercial Bank of Texas, NA
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Conventional | 2 | 3.1% | 66.7% | $400,000 | |
Nationstar Mortgage
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Conventional | 2 | 3.1% | 100% | $255,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 1.5% | 100% | $395,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 7 | 10.8% | 70% | $267,857 | View |
21St Mortgage
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Conventional | 4 | 6.2% | 66.7% | $130,000 | |
United Wholesale Mortgage
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Conventional, FHA | 2 | 3.1% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 2 | 3.1% | 66.7% | $215,000 | View |
The Loan Store, Inc
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Conventional, Jumbo | 2 | 3.1% | 100% | $525,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.5% | 50% | $385,000 | View |
American Financial Resources LLC
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VA | 1 | 1.5% | 100% | $355,000 | |
Newrez LLC
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Conventional | 1 | 1.5% | 50% | $165,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 1.5% | 50% | $135,000 | View |
loanDepot.com LLC
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VA | 1 | 1.5% | 100% | $335,000 | |
Redwood Residential Acquisition Corporation
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Conventional | 1 | 1.5% | 100% | $125,000 | |
Cmg Mortgage Inc
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VA | 1 | 1.5% | 100% | $765,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 1.5% | 100% | $295,000 | |
American Pacific Mortgage Corporation
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VA | 1 | 1.5% | 100% | $685,000 | |
Better Mortgage Corporation
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Conventional | 1 | 1.5% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 1.5% | 100% | $1,005,000 | View |
Prosperity Home Mortgage, LLC
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FHA | 1 | 1.5% | 100% | $345,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 1.5% | 100% | $285,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 1.5% | 100% | $205,000 |
Palo Pinto Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Palo Pinto, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Palo Pinto? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Palo Pinto in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Palo Pinto, TX
Use these to narrow the list above. Each category shows how many Palo Pinto, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Palo Pinto, TX
Independent mortgage companies closed 53.8 percent of home loans in Palo Pinto, Texas in 2025, banks 44.6 percent and credit unions 1.5 percent. Everett Financial, Inc. was the largest mortgage company, Clear Fork Bank N.A. the largest bank and Eecu the largest credit union. Among lenders headquartered in Texas, Clear Fork Bank N.A. led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Palo Pinto, TX
By home loans closed in 2025, Clear Fork Bank N.A. was the largest mortgage lender in Palo Pinto, Texas with 5 loans, about 7.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Palo Pinto, Texas in 2025, led by Rocket Mortgage with 1. 4 lenders closed VA loans, led by American Financial Resources LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 5 credit unions closed home loans in Palo Pinto, Texas in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Palo Pinto, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Palo Pinto, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Palo Pinto. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
