Mortgage Lenders and Brokers in Ovilla, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ovilla, Texas mortgage lenders include Southstate Bank, National AssociationSouthstate Bank, National Association3301 Fall Creek Hwy, Acton, TX 76049A+5.0 ★Texas Ratio: 2.27%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, First BankFirst Bank900 Bailey Ranch Rd, Aledo, TX 76008A5.0 ★Texas Ratio: 6.67%, LibertyOne Credit UnionLibertyOne Credit Union2221 E Lamar Blvd Ste 110, Arlington, TX 76006A5.0 ★Texas Ratio: 8.30%, First Horizon BankFirst Horizon Bank8201 Preston Rd, Dallas, TX 75225A+5.0 ★Texas Ratio: 5.76%, TexasBankTexasBank501 E Hall St, Bangs, TX 76823A+5.0 ★Texas Ratio: 5.55%, and Texas Mortgage Lending, LLCTexas Mortgage Lending, LLC900 W Bethany Dr Ste 500, Allen, TX 75013 3834A+5.0 ★Texas Ratio: 3.34%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ovilla, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ovilla are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ovilla, Texas
Market share is the lender's share of all home loans closed in Ovilla, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA | 10 | 4.4% | 83.3% | $386,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 1.7% | 100% | $210,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
FHA, VA | 4 | 1.7% | 100% | $392,500 | |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 3 | 1.3% | 100% | $415,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 2 +2 HELOCs |
0.9% | 50% | $50,000 | View |
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900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67% |
VA | 2 | 0.9% | 100% | $495,000 | View |
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2221 E Lamar Blvd Ste 110, Arlington, TX 76006 A5.0 ★Texas Ratio: 8.30% |
Conventional | 2 | 0.9% | 100% | $70,000 | View |
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★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.4% | 100% | $345,000 | View |
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501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.4% | 100% | $295,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.4% | 50% | $355,000 | View |
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247 W Davis St, Dallas, TX 75208 A+5.0 ★Texas Ratio: 0.07% |
Conventional | 1 | 0.4% | 100% | $125,000 | View |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
Greater Texas FCU
1425 N CENTER ST, ARLINGTON, TX 76011 |
Conventional | 1 | 0.4% | 100% | $25,000 | |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73% |
Conventional | 1 | 0.4% | 100% | $85,000 | View |
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3641 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 5.33% |
VA | 1 | 0.4% | 100% | $405,000 | View |
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1651 Sw Wilshire Blvd, Burleson, TX 76028 A5.0 ★Texas Ratio: 12.03% |
Conventional | 1 | 0.4% | 50% | $15,000 | View |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.4% | 100% | $345,000 | View |
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8200 Brookriver Dr Ste N110, Dallas, TX 75247 A+5.0 ★Texas Ratio: 1.19% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
Fort Worth Community Credit Union
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520 |
Conventional | 1 | 0.4% | 100% | $45,000 | |
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2501 E Pioneer Pkwy, Arlington, TX 76010 8365 A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Sfmc, LP
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Conventional, FHA | 3 | 1.3% | 100% | $345,000 | |
Primelending
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Conventional, FHA | 2 | 0.9% | 66.7% | $160,000 | |
Highlands Residential Mortgage, Ltd.
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FHA | 2 | 0.9% | 100% | $410,000 | |
Southwest Funding LP
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Conventional, FHA | 2 | 0.9% | 100% | $380,000 | |
Interlinc Mortgage Services, LLC
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FHA | 1 | 0.4% | 100% | $555,000 | |
Integrity Mortgage Corporation of Texas
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FHA | 1 | 0.4% | 100% | $345,000 | |
Red Diamond Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $385,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.4% | 100% | $375,000 | |
American Airlines Federal Cred
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA | 27 | 11.8% | 90% | $372,777 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 22 | 9.6% | 89.3% | $267,272 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 19 | 8.3% | 100% | $387,105 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, VA | 15 | 6.6% | 100% | $375,000 | View |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 9 | 3.9% | 78.6% | $355,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 8 | 3.5% | 81.8% | $388,750 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 6 | 2.6% | 50% | $186,666 | |
loanDepot.com LLC
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Conventional, FHA | 4 | 1.7% | 80% | $250,000 | |
Mortgage Research Center
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VA | 4 | 1.7% | 66.7% | $387,500 | |
Kind Lending, LLC
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Conventional, FHA | 3 | 1.3% | 100% | $261,666 | |
Cmg Mortgage Inc
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FHA, VA, USDA | 3 | 1.3% | 100% | $241,666 | |
Sun West Mortgage Company, Inc
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Conventional, FHA | 3 | 1.3% | 100% | $228,333 | |
The Mortgage Link, Inc.
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Conventional, FHA | 3 | 1.3% | 100% | $381,666 | |
American Portfolio Mortgage Corporation
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FHA | 2 | 0.9% | 100% | $400,000 | |
Premier Mortgage Resources, LLC
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Conventional, FHA | 2 | 0.9% | 100% | $215,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 2 | 0.9% | 100% | $230,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 0.9% | 50% | $480,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional | 2 | 0.9% | 100% | $425,000 | View |
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A5.0 ★Texas Ratio: 6.69% |
Conventional, FHA | 2 | 0.9% | 66.7% | $310,000 | View |
Mortgage Financial Services
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FHA | 2 | 0.9% | 100% | $320,000 | |
American Internet Mortgage, Inc.
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Conventional | 2 | 0.9% | 100% | $175,000 | |
Nations Lending Corporation
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Conventional | 2 | 0.9% | 100% | $325,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 0.9% | 100% | $410,000 | |
Paramount Residential Mortgage
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FHA | 2 | 0.9% | 100% | $365,000 | |
Village Capital & Investment
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FHA, VA | 2 | 0.9% | 100% | $405,000 | |
Cadence Bank
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VA | 1 | 0.4% | 50% | $545,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.4% | 100% | $175,000 | |
Canopy Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $345,000 | |
Newrez LLC
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FHA | 1 | 0.4% | 100% | $345,000 | |
Brighton Bank
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VA | 1 | 0.4% | 100% | $355,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.4% | 50% | $575,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
FHA | 1 | 0.4% | 100% | $395,000 | View |
Oaktree Funding Corp
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Conventional | 1 | 0.4% | 100% | $325,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.4% | 16.7% | $285,000 | View |
Synergy One Lending, Inc.
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FHA | 1 | 0.4% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 3.34% |
FHA | 1 | 0.4% | 100% | $395,000 | View |
Platinum Eagle Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $315,000 | |
Flat Branch Mortgage, Inc.
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VA | 1 | 0.4% | 100% | $355,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.4% | 50% | $405,000 | |
Teachers Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $505,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $95,000 | |
V.I.P. Mortgage, Inc.
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FHA | 1 | 0.4% | 100% | $345,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $295,000 | |
Lower, LLC
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Conventional | 1 | 0.4% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.4% | 50% | $385,000 | View |
Fairway Independent Mort Corp
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FHA | 1 | 0.4% | 100% | $345,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.4% | 25% | $65,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.4% | 33.3% | $315,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Ovilla Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ovilla, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Ovilla? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ovilla in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ovilla, TX
Use these to narrow the list above. Each category shows how many Ovilla, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Ovilla, TX
Independent mortgage companies closed 78.6 percent of home loans in Ovilla, Texas in 2025, banks 14.8 percent and credit unions 6.6 percent. Everett Financial, Inc. was the largest mortgage company, Southstate Bank, National Association the largest bank and LibertyOne Credit Union the largest credit union. Among lenders headquartered in Texas, Everett Financial, Inc. led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ovilla, TX
By home loans closed in 2025, Southstate Bank, National Association was the largest mortgage lender in Ovilla, Texas with 10 loans, about 4.4 percent of the market. The largest lender headquartered in Texas was Everett Financial, Inc. with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
39 lenders closed FHA loans in Ovilla, Texas in 2025, led by United Wholesale Mortgage with 16. 18 lenders closed VA loans, led by Freedom Mortgage Corporation, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 12 credit unions closed home loans in Ovilla, Texas in 2025, alongside 56 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ovilla, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ovilla, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ovilla. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
