Mortgage Lenders and Brokers in Ore City, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ore City, Texas mortgage lenders include Texas Heritage National BankTexas Heritage National Bank215 Us Highway 259 S, Ore City, TX 75683A5.0 ★Texas Ratio: 11.57%, First National Bank of East TexasFirst National Bank of East Texas220 E Main St, Ore City, TX 75683A5.0 ★Texas Ratio: 12.71%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Texas Mortgage Lending, LLCTexas Mortgage Lending, LLC900 W Bethany Dr Ste 500, Allen, TX 75013 3834A+5.0 ★Texas Ratio: 3.34%, Spring Hill State BankSpring Hill State Bank202 Hollybrook Dr, Longview, TX 75605A+5.0 ★Texas Ratio: 4.57%, Texas Bank and TrustTexas Bank and Trust449 S Trade Days Blvd, Canton, TX 75103A+5.0 ★Texas Ratio: 3.78%, Gilmer National BankGilmer National Bank713 Us Highway 271 N, Gilmer, TX 75644C-3.6 ★Texas Ratio: 31.68%, The First National Bank of Hughes SpringsThe First National Bank of Hughes Springs220 N Louise St, Atlanta, TX 75551, Austin Bank, Texas National AssociationAustin Bank, Texas National Association108 E Broadway St, Big Sandy, TX 75755A+5.0 ★Texas Ratio: 3.34%, and Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ore City, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ore City are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ore City, Texas
Market share is the lender's share of all home loans closed in Ore City, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Ore City 215 Us Highway 259 S, Ore City, TX 75683 A5.0 ★Texas Ratio: 11.57% |
Conventional | 2 | 2.8% | 100% | $100,000 | View |
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1 office in Ore City 220 E Main St, Ore City, TX 75683 A5.0 ★Texas Ratio: 12.71% |
Conventional | 1 | 1.4% | 50% | $75,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional | 1 | 1.4% | 100% | $145,000 | |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 1.4% | 100% | $345,000 | View |
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202 Hollybrook Dr, Longview, TX 75605 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 1 | 1.4% | 100% | $145,000 | View |
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449 S Trade Days Blvd, Canton, TX 75103 A+5.0 ★Texas Ratio: 3.78% |
Conventional | 1 | 1.4% | 100% | $565,000 | View |
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713 Us Highway 271 N, Gilmer, TX 75644 C-3.6 ★Texas Ratio: 31.68% |
Conventional | 1 | 1.4% | 50% | $145,000 | View |
The First National Bank of Hughes Springs
220 N Louise St, Atlanta, TX 75551 |
Conventional | 1 | 1.4% | 100% | $35,000 | |
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108 E Broadway St, Big Sandy, TX 75755 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 1.4% | 100% | $145,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.4% | 100% | $105,000 | View |
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105 Loop 59, Atlanta, TX 75551 A+5.0 ★Texas Ratio: 4.75% |
Conventional | 1 | 1.4% | 100% | $125,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA, VA | 4 | 5.6% | 100% | $192,500 | |
East Texas Professional C.U.
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Conventional, Jumbo | 3 | 4.2% | 60% | $431,666 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 6 | 8.3% | 77.8% | $135,000 | |
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A+5.0 ★Texas Ratio: 1.56% |
Conventional | 5 | 6.9% | 100% | $207,000 | |
21St Mortgage
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Conventional | 5 | 6.9% | 29.4% | $107,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 4 | 5.6% | 66.7% | $147,500 | View |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 4 | 5.6% | 38.1% | $162,500 | View |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 4 | 5.6% | 100% | $135,000 | View |
T2 Financial LLC
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Conventional, FHA, VA | 4 | 5.6% | 100% | $285,000 | |
Fairway Independent Mort Corp
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FHA | 3 | 4.2% | 100% | $271,666 | |
United Wholesale Mortgage
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Conventional, FHA | 2 | 2.8% | 100% | $285,000 | |
Cmg Mortgage Inc
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Conventional, USDA | 2 | 2.8% | 100% | $140,000 | |
Summit Funding.Inc
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Conventional, FHA | 2 | 2.8% | 100% | $130,000 | |
Newrez LLC
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Conventional | 1 | 1.4% | 50% | $65,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 1.4% | 100% | $215,000 | |
Fed Ex Employees Credit Association
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Conventional | 1 | 1.4% | 100% | $125,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 1.4% | 100% | $365,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 1.4% | 100% | $235,000 | View |
Barksdale Federal Credit Union
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Conventional | 1 | 1.4% | 100% | $185,000 | |
Assurance Financial Group, L.L.C.
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Conventional | 1 | 1.4% | 100% | $195,000 | |
Union Home Mortgage Corp.
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VA | 1 | 1.4% | 100% | $745,000 | |
Mortgage Research Center
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VA | 1 | 1.4% | 50% | $335,000 | |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 1.4% | 100% | $115,000 | View |
Florida Capital Bank, N.A
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Conventional | 1 | 1.4% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 1.4% | 100% | $225,000 | View |
Cadence Bank
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HELOC | 0 +1 HELOCs |
0% | n/a |
Ore City Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ore City, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Ore City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ore City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ore City, TX
Use these to narrow the list above. Each category shows how many Ore City, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Ore City, TX
Independent mortgage companies closed 66.7 percent of home loans in Ore City, Texas in 2025, banks 16.7 percent and credit unions 16.7 percent. Everett Financial, Inc. was the largest mortgage company, Texas Heritage National Bank the largest bank and Texas Mortgage Lending, LLC the largest credit union. Among lenders headquartered in Texas, Texas Heritage National Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ore City, TX
By home loans closed in 2025, Texas Heritage National Bank was the largest mortgage lender in Ore City, Texas with 2 loans, about 2.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Ore City, Texas in 2025, led by Fairway Independent Mort Corp with 3. 5 lenders closed VA loans, led by Highlands Residential Mortgage, Ltd., and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 7 credit unions closed home loans in Ore City, Texas in 2025, alongside 19 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ore City, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ore City, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ore City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
